Training Example: Quicken Inc. – Review the Data, Give Your Score & Compare to the Real AI Evaluation

Trusted by 20+ million

[H1] Finally see it all & decide what’s next

Bring your investments, spending, bills, and business together — all in one place.

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[H6] Personal finances

$2.99
/month$5.99Billed annually

For individuals and couples managing budgeting, savings, investments & more.

Get started

Learn more

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[H6] Business & Personal finances

$3.99
/month$7.99Billed annually

For freelancers, self employed, small business & property owners.

Get started

Learn more

[H2]
Find the right fit for your finances

See all Web & Mobile products

Quicken Personal

Quicken Business & Personal

Best for budgeting, saving & investments

Best for self-employed & small business owners

Track spending, bills and subscriptions

Stay on budget

Save more money

Get insights with built-in & customizable reports

Projected cash flows

Analyze investment performance

Plan for retirement

Manage business cash flow

Simplify business tax prep

Manage multiple businesses

Unlimited clients, projects, & invoices

Buy

Buy

[H2] Smart financial decisions start with brilliant tools

[IMG: Quicken app screen showing a a balance of $1,415, alongside a donut chart labeled “Left this month”, with a module displaying Income increasing +$4,000 and category budgets showing $445 available for dining out and $325 available for groceries.]

Predictive budgeting at its best

Real-time guidance on what’s safe to spend & save, with your income, bills, and goals already factored in.

Explore Spending Plan

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See your runway clearly

Make plans confidently with forecasts of future cash balances.

Explore Projected Cash Flow

[IMG: Car & Auto spending summary showing $1,216 projected, $372 spent this month, and $742 year to date, with a bar chart comparing spending amounts over time against a dashed reference line.]

Keep your spending in view

Monitor the categories, payees, or tags you care about most with real-time updates at a glance.

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Future-focused tools

Build and protect your future with goal-based and retirement planning

Explore Retirement Planner

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Bank-grade security

We protect your data with industry-standard 256-bit encryption.

[IMG: Grid of financial institution logos including American Express, Citi, Fidelity, Robinhood, Bank of America, Charles Schwab, Apple, Capital One, Chase, Wells Fargo, and Citizens Bank, representing supported account connections.]

Best-in-class connectivity

Connect & manage accounts at over 14K financial institutions.

Explore connectivity

[H2] Quicken Classic: our original desktop software

Available on Windows & Mac. Your data stored locally.

See all Classic products

Classic Desktop →

[H4] Classic Business & Personal
Best for business & rental income, experienced investors

Windows

Mac

Get started →

$5.99
/month$9.99

Classic Desktop →

[H4] Classic Premier
For next-level investment and personal finance capabilities

Windows

Mac

Get started →

$4.19
/month$6.9940% off

Trusted by 20+ million people

[H1] Modern tools for financial complexity... today & tomorrow

Manage what’s now and plan what’s next with Quicken’s cloud-based platform — continuously evolving to support business & personal finance, and life’s most important documents.

Mobile

Web

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Simplifi

[H2] The gold standard of personal finance apps

Key featuresKeep everything in one place with connectivity to over 14,000+ financial institutionsTrack your budget and set custom savings goalsGet personalized insights with industry-leading reports and cash-flow forecastsManage balances & performance for your full investment portfolioPlan for retirement with intuitive modeling toolsPerfect for individuals and couples.

$.
/month$Billed annually

Explore features

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Business & Personal

[H2] For self-employed & small business owners, everything in reach

All the features of Simplifi plus:Manage both business and personal finances all in one seamless appMake informed decisions with business reports for profit & loss, cash flow, and your balance sheetsStay tax-ready with automatic tracking, business & personal categorization, and reports for Schedules C, E, & FGet paid fast with built-in invoicing and Stripe payment integrationPerfect for self-employed professionals and small business owners managing business and personal finances separately.

$.
/month$Billed annually

Explore features

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LifeHub

[H2] Life’s essential info, in one secure place

Key featuresOrganize all your essential information — from IDs and pet records to legal and medical documents — in one secure hub Add information in seconds by snapping a photo and uploading directly from your phoneGet organized faster with pre-built and customizable folders that guide what to addShare securely with trusted people using role-based permissions Avoid multiple apps and scattered papers — manage all of life’s important docs and info in one place. Available as a bundle with Simplifi or Business & Personal

$.
/month$Billed annually

Explore features

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All products include bank-level security, mobile apps, and 30-days risk free.

[H2] Simplifi or Business & Personal?

All Cloud products

Quicken Simplifi

Quicken Business & Personal

Best for budgeting, saving & investments

Best for self-employed & small business owners

See all your finances

Personal finances

Business & personal finances

Personal banking, saving, investment, retirement, loan & asset accounts

Business accounts

Save more

Create & track custom saving goals

Stay on budget

Auto-generated spending plan

Know what’s left to spend, save & invest

Rollover balances

Know where your money is going

Automated transaction categorization

Custom categorization and tagging

Auto detect bills & subscriptions

Custom watchlists & alerts

Manage & grow investments

Portfolio view

Real-time quotes

Balances & performance (IRR & TWR) over time

Plan for the future

Net worth tracking

Projected cash flows

Retirement planner

Simplify tax time

Personal tax reports

Business & personal tax reports

Tag tax-related expenses

Built-in schedules A & B

Built-in tax schedules C, E and F

Export to tax programs

Get insights with reports

Personal reports

Business & personal reports

Reports (spending, income, net income, savings, net worth and budgets)

Business reports (P&L, cash flow, balance sheet, taxes)

Credit score tracking & insights

Manage business & personal in one place

Business & personal accounts in one view

Manage business cash flow

Business reports (P&L, cash flow, balance sheet, taxes)

Track clients and projects

Get paid faster with built-in invoices

Stripe integration for online payments

Manage rental property income & expenses

Share your finances

Data set sharing with a partner or advisor

Free customer support

$2.99
/month$5.99

Billed annually

Get started

$3.99
/month$7.99

Billed annually

Get started

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I've tried so many budget apps and none compare to this one. I know Quicken is a trusted brand and I'm so glad they've made the investment to create and continuously improve Quicken Simplifi.

Simone

"Whether it's monitoring my personal expenses or tracking my business transactions, Quicken has made my financial life so much easier and efficient. It’s truly a game-changer.

Laurie Jennings

I find Quicken to be a great value for the money! I use it for personal and business and it is easy and complete. Makes annual filings easy. I love how it makes credit card transfers easy.

Dominique

I love how easy [Quicken] Simplifi is. Almost all entries are automated, so there isn't much effort needed to maintain your finance data.

Joseph
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I used to believe that I was frugal and I couldn’t understand how I didn't have enough money. [Quicken] Simplifi made me realize that there are actions I can take to better myself financially.

Samantha

Everything about [Quicken Simplifi] is user friendly and powerful all at the same time.

Mark
[IMG: Trustpilot Dark Logo with green star]

Though I haven’t been using [Quicken Simplifi] for very long, I like that I can see everything and see where I need to make adjustments. I finally feel like I am understanding my spending.

Kayla

My favorite things about Simplifi? The ease. The insights. The automation. The reports.

Jeff

I manage multiple banking accounts for myself, my family, and my business. [Quicken Simplifi] helps me to keep track of transfers and budget appropriately for each category.

Jacqueline

[H2] Frequently asked questions

[H4]

What’s the difference between Simplifi, Business & Personal, and LifeHub?

Simplifi helps individuals and couples manage all of their personal finances — spending, savings, budgets, investment and more. Business & Personal adds business management, invoicing, and tax reporting for self-employed users. LifeHub securely stores and organizes your essential life documents — everything from IDs to insurance info.

[H4]

Can I use these tools together?

Yes! LifeHub can be bundled with Simplifi or Business & Personal for a complete solution to manage both finances and life essentials in one place.

[H4]

Do I need to download software, or can I use these tools online?

All tools are cloud-based. You can access them from any browser or the mobile app — no local software downloads required.

[H4]

Are these tools available outside the U.S.?

Currently, our products are designed for U.S. customers and financial institutions, but you can still use them manually from other regions.

[H4]

Can I switch between plans later?

You can upgrade or switch plans between Simplifi and Business & Personal anytime from your account settings. Your data and preferences will carry over automatically.

[H1] Find your fit among Classic desktop plans

Quicken Classic offers distinct desktop plans for every goal—all part of one trusted system. Your data stored locally. Available on Windows & Mac.

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Classic Business & Personal

[H2] Crystal clear money management for business, personal, & rental finances

Key featuresView business, personal, and rental cash flows, separately and in real time, see projections so you can make informed choicesCreate and track branded invoices with billable hours, expenses, and receiptsThe only desktop solution for managing all your finances all in one placeMake informed decisions with reports for profit & loss, tax schedules, spending and investmentsTrack every business and personal transaction so you’re ready at tax time & run built-in reports for Schedules A to ECustom tools for managing rental properties. Perfect for small business owners and people managing rental properties

$5.99
/month$9.9940% offBilled annually.

Explore features

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Premier

[H2] Next-level personal finance & investment tools

Key featuresOptimize your investment performance with professional-grade performance tools, powerful analytics, and built-in tax planning featuresView your entire portfolio in one place & track every type of assetSimplify tax season & maximize efficiency with built-in tax reportsGet clear insights with comprehensive reports across spending, income, savings, investments, net worth, credit score, & taxesModel your long-term financial path with the Lifetime PlannerSchedule and make payments easily with BillPayAccess expert support whenever you needPerfect for the serious investor and retirement planning maven.

$4.19
/month$6.9940% offBilled annually

Explore features

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Deluxe

[H2] Total financial control, backed by a proven tool

Key featuresConnection to over 14,000 Financial Institutions so you can see all your finances in one placeBudget with unlimited tags and categoriesCreate debt payment strategies with our tools and calculatorsPre-built reports to help monitor all your financesModel your path to retirement with our Lifetime PlannerTrack all your investments from stocks to mutual finds, and moreTrack your spending with customizable categoriesUnderstand your complete net worthPerfect for individuals and couples. Best for traditional personal finance management.

$2.99
/month$4.9940% offBilled annually

Explore features

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All Classic products include bank-level security and have been trusted for over 40 years

[H2] Business & Personal, Premier, or Deluxe?

All products Classic

[H6]
Classic Business & Personal

[H6]
Classic Premier

[H6]
Classic Deluxe

Best for business & rental income, experienced investors

Best for experienced investors

Best for traditional personal finance management

See all your finances

Business + Personal finances

Core plus alternative investments, banking, debt & assets

Core investment tracking, banking, debt & assets

Checking, Saving, Credit Card

Brokerage, IRA, 401(k)/403(b), 529 Plan

Stocks, ETFs, Mutual Funds, Bonds, Cryptocurrency, Precious Metals (eg.: gold & silver), Dividends, Multicurrency, Options

Venture capital, Private equity limited partnerships, Employee Stock Option

Home, Vehicle, Other Asset

Home value with Zillow integration

Loan, Other Liability, with amortization schedules

Accounts payable, Accounts receivable, Sales tax account

Save more

Create & track custom saving goals

Include savings goals in budget

Stay on budget

Multiple budgets

Rollover balances

Fiscal & calendar year budgets

Know where your money is going

See all of your accounts in one place

Automated transaction categorization

Custom categorization and tagging

Transaction reconciliation

Track & pay bills

Track & pay bills

Track & pay bills

Track bills

View and track online and manual bills

Track subscriptions with reminders

Bank Bill Pay, where supported

Pay bills directly from Quicken

Manage your debt

Set goals & track debt

What-if analysis

Faster ways to pay debt

Manage & grow investments

Analyze & optimize investments

Analyze & optimize investments

Track investments

Customizable portfolio views

Balances over time

Performance over time (IRR & ROI)

Transactions

Capital gains estimator

Asset allocation

Bond maturity

Import investment data and prices from CVS

Watchlist

Real-time quotes

Impact of buy-sells

Mutual fund rating

Morningstar® Portfolio X-Ray

Plan for the future

Net worth tracking

Lifetime Overview

Lifetime Planner

What if tools and calculators

Tax Planner: complete tax estimator with multiple scenarios

Simplify tax time

Business & Personal tax schedules

Personal tax schedules

Personal tax schedules

Built-in tax schedules A, B, and D

Built-in tax schedules C, E and F

Report of Foreign Bank and Financial Accounts (FBAR)

Export to tax programs

Get insights with reports

Business & Personal reports

Personal reports

Personal reports

Personal finance reports (spending, income, net income, savings, net worth, and budgets)

Investment income report

Credit score tracking

Business reports (profit & loss and cashflow)

Manage multiple income streams

Get paid faster with built-in invoices

Enable online payments

Manage rental properties (rental income & expenses)

Manage business & personal in one place

Business & personal accounts in one view

Manage business cash flow

Business reports (P&L and cashflow)

Schedules C, E and F tax reports

Get paid faster with built-in invoices

Mobile & Web Companion App

Access all your accounts and investment positions, anytime, anywhere

2-way sync between companion and desktop app

Share your finances with a partner or advisor

Manage finances for yourself and others

Maintain multiple Quicken files (e.g. personal vs church)

Keep accounts belonging to another person separate (eg parents or adult)

Premium support

$5.99
/month$9.99

Billed annually

Get started

$4.19
/month$6.9940% off

Billed annually

Get started

$2.99
/month$4.9940% off

Billed annually

Get started

: Mobile web app

: Windows

: Mac

: Add-on. Starting at $9.95/mo

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I've been using Quicken for years to manage both my personal and business finances, and it's been a game-changer. The software is intuitive, reliable, and helps me stay on top of my financial goals with ease.

Charles Ritter

Whether it's monitoring my personal expenses or tracking my business transactions, Quicken has made my financial life so much easier and efficient. It’s truly a game-changer.

Laurie Jennings

I find Quicken to be a great value for the money! I use it for personal and business and it is easy and complete. Makes annual filings easy. I love how it makes credit card transfers easy.

Dominique

Quicken is an easy way to handle your financial life. Improvements to reports make tax time a snap. It has become more intuitive, which has kept it current and relevant to users.

DW
[IMG: Trustpilot Dark Logo with green star]

I've been using Quicken for over 30 years. I use it for tracking, planning, taxes, net worth, etc. You can pick and choose what's useful to you and work in whatever style fits your needs.

Teresa
[IMG: Trustpilot Dark Logo with green star]

I have been using Quicken for many years. The integration with financial institutions is excellent.

Mark
[IMG: Trustpilot Dark Logo with green star]

The more I used Quicken, the more I wanted to use it for additional things. I saw the benefit of seeing all that information together and how it could help me make better decisions.

Todd

Quicken makes my financial life a breeze. I track all my investments using Quicken as well as all banking accounts. Each transaction is assigned a category for easy access later.

Richard
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I have been using Quicken since 1998, the constant feature updates are awesome and this is a powerful, yet easy to use application. I highly recommend it.

Dewayne
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[H2] Frequently asked questions

[H4]

What’s the difference between Deluxe, Premier, and Business & Personal?

Deluxe helps individuals manage everyday finances, budgets, and investments. Premier adds advanced investing features, additional investment account aggregation, BillPay, and premium support. Business & Personal includes all those features plus tools for managing business income, invoicing, and tax reports for Schedules C, E, and F.

[H4]

Is Quicken Classic Desktop cloud-based?

No — Classic is locally installed software. You store your data securely on your computer, with the option to back up to the cloud if you choose.
Interested in cloud-based apps. Learn more here.

[H4]

Does Quicken Classic work on both Windows and Mac?

Yes. Quicken Classic is available for both Windows and Mac, though some features (like certain reports or integrations) may differ slightly between versions.

[H4]

Can I switch between plans later?

You can upgrade to a higher plan anytime to unlock more features. Your existing data and settings will carry over seamlessly.

[H6] Quicken Simplifi — Retirement Planner

[H1] Retire with confidence

Peer into the future. Plan the retirement you want with up to 15 key variables. Chart your path, and track your progress to stay on course.

Get Simplifi

[H2] What is the Retirement Planner?

The Retirement Planner lets you model your path to retirement. Project your balances as you change contributions, interest & more.

[H6] Find your best path

[H3] Plan your nest egg

How much do you want to have saved when you retire? Run your options to see how to get there, and when.

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Make informed decisions

[H3] Model your choices before you make them

Considering a job with a lower 401(k) match? Wondering if you can retire early? The Retirement Planner helps you make big decisions with confidence.

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[H6] Get the insights you need

[H3] Find ways to stay the course

Life is full of surprises. Don’t let them derail your retirement. Plan your way through tough scenarios, model any setbacks, and find new ways to stay on track.

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[H2] Plan your retirement with Quicken

See how Quicken Simplifi’s Retirement Planner helps you make smart choices for your retirement.

Start with the essentials

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Add information about your age, savings, and contributions to get an initial sense of your path to retirement.

Add tax rates, investment returns, and more

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Model tax rates and investment returns both before and after retirement, annual contribution increases, and more for comprehensive projections you can trust.

Adjust anything & everything along the way

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Track your progress and run scenarios whenever you like. Adapt your plan to new situations, whether it’s a raise, a tough market, or just changing priorities.

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[H2] Find your best path right now

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Start building your retirement for as low as
$2.99
/month

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$2
.
99
$5.99
/month
Billed annually

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Plan ahead for your retirement, years or even decades before you get there

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Input up to 15 key variables to shape your plan in as much detail as you like

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Track your progress, so you can see where you are today and where you’re headed

Get started

Explore more features

Have a small business or freelance income?

$3.99
/month$7.99Billed annually

Explore features

[H2] Frequently asked questions

[H4]

What is the Quicken Simplifi Retirement Planner?

The Quicken Simplifi Retirement Planner is a built-in financial projection tool that helps you forecast your retirement savings trajectory to determine if you’re on track for a financially secure retirement. It uses detailed inputs about your current financial situation, savings rates, and expected returns to generate projections showing how much you’ll save in time for retirement and how long those savings will last based on your planned retirement age and expected expenses.

[H4]

What specific inputs can I customize in the Retirement Planner?

The Retirement Planner includes two tabs: Basic and Advanced. Users can easily switch back and forth to decide how much information they’d like to add to their projections. The Basic tab allows you to input and adjust 10 key variables that can affect your retirement. The Advanced tab adds 5 more, for a total of 15.
The basic planner includes:

Your current age

Current investments

Annual contributions

Target retirement age

Life expectancy (with linked calculator for estimates)

Annual living expenses in retirement

Annual retirement income (Social Security, pensions)

Investment returns

Pre-retirement tax rate

Post-retirement tax rate

The advanced planner splits current investments into:

Already taxed investment balance (Roth IRAs, brokerage accounts)

Tax-deferred investment balance (traditional IRAs, 401(k)s)

It also splits contributions into:

Annual taxable contributions to after-tax accounts

Annual tax-deferred contributions to pre-tax accounts

Expected annual increase of contributions

It splits investment returns into:

Pre-retirement investment returns

Post-retirement investment returns

And it adds:

Inflation rate (default 3%, fully adjustable)

[H4]

Can I model different retirement scenarios?

Yes, the Retirement Planner is designed for scenario testing. You can adjust any variable to see how changes impact your projections, whether that's retiring earlier or later, increasing contributions, adjusting expected returns, or changing your planned retirement expenses. Each adjustment updates your projections, letting you compare different strategies.

[H4]

How does the planner account for inflation?

The retirement planner includes an adjustable inflation rate (defaulting to 3%) that applies to your projected living expenses throughout retirement. This ensures your purchasing power calculations remain realistic over potentially decades of retirement. You can modify this rate based on your own expectations or historical trends.

[H4]

How are investment returns calculated differently before and after retirement?

The Advanced tab of the planner includes separate rates for pre-retirement and post-retirement returns, reflecting the common strategy of shifting to more conservative investments as you approach and enter retirement. Pre-retirement returns might assume a growth-oriented portfolio, while post-retirement returns typically reflect a more balanced or income-focused allocation. You can adjust both rates in the planner to see how each rate of return affects your plan.

[H4]

Can I include Social Security and pension income?

Yes, the annual retirement income field lets you input expected Social Security benefits, pension payments, or any other non-investment income you'll receive in retirement. This income offsets your annual living expenses in the calculations, extending how long your savings will last.

[H4]

How does Simplifi's Retirement Planner differ from standalone retirement calculators?

Unlike basic online calculators, Simplifi's Retirement Planner is part of a comprehensive financial management system. It exists alongside real-time tracking of your actual accounts, spending patterns, and investment performance. This context helps you make more informed assumptions and track whether you're actually hitting the contribution targets you've modeled.

[H4]

Does the Retirement Planner provide specific investment advice?

No, the Retirement Planner is a projection tool that helps you model different scenarios based on your inputs. It doesn't recommend specific investments, asset allocations, or contribution amounts. Instead, it shows you the mathematical outcomes of the assumptions you provide, empowering you to make informed decisions about your retirement strategy.

[H4]

Can the planner handle early retirement scenarios?

Yes, you can set any retirement age you choose, including early retirement scenarios. The planner will calculate whether your savings and investment returns can sustain your expected expenses throughout your retirement, accounting for the longer retirement period.

[H4]

Can I share my retirement projections with my partner or accountant?

Quicken Simplifi includes secure sharing features that let you grant access to a trusted partner, financial advisor, or tax professional. The Retirement Planner projections exist within your broader Simplifi account, which means authorized users can view them alongside your complete financial picture.