Training Example: Ross Stores, Inc. – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[IMG: Ross Dress For Less Mastercard and Ross Dress For Less Credit Card]

Save 10% today1 and earn 5% back in rewards2 on every Ross purchase
with your Ross credit card. Learn More & Apply Now

Slide 1 of 2: Where Summer Lives
Slide 2 of 2: Now Streaming: Kismet

Pause slide show

[H2] Where Summer Lives

[H2]
Where Summer Lives

Find Your Store

[H2] Now Streaming: Kismet

[H2]
Now Streaming: Kismet

Four people. In the same Ross, drawn to the same boots. And each other.

Watch the episodes

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It’s about slow mornings, sunlit afternoons and the ease that comes with summer. Own every moment of it.

[H2] Save 10% today!

[H2]
Save 10% today!

Save 10% today
Footnote 1 and earn 5% back in rewards
Footnote 2 on every Ross purchase with your Ross credit card.

Learn More About The Ross Credit Card

[H2] We’re Hiring!

[H2]
We’re Hiring!

Flexible Hours & Scheduling
Associate Discount & Benefits
Career Growth Opportunities
Inclusive Team Culture

Apply Today For a Job (opens in new window)

[H2] The perfect gift for any occasion!

[H2]
The perfect gift for any occasion!

Give the gift of savings with a Ross gift card.

Shop Gift Cards

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Apply for a Credit Card (opens in new window)

[H2] Save 10% today!

[H2]
Save 10% today!

Save 10% today on a Ross Dress for Less purchase when you open and pay with a Ross Mastercard® Credit Card or Ross Credit Card!
Footnote 1

Apply Now for a Ross Credit Card (opens in new window)

[IMG: Ross Dress For Less Mastercard and Ross Dress For Less Credit Card]

[H2] More Savings, More Ross
Get more every time you shop at Ross Dress for Less! Pay with a Ross Mastercard® or Ross Credit Card and earn 5% back in Ross Rewards on every purchase
Footnote 2.
Cardmember Benefits
Ross Mastercard®
Ross Credit Card
Get 10% off a purchase at Ross Dress for Less
Footnote 1
Yes
Yes
Tap to pay and redeem certificates with your phone
Yes
Yes
Earn 5% back in Ross Rewards on purchases at Ross Dress for Less
Footnote 2
Yes
Yes
Earn 1% back in Ross Rewards on all other purchases where Mastercard is accepted
Footnote 3
Yes
No

[H2] Managing your card is easy!

[H2]
Managing your card is easy!

Saving at Ross is even easier when you manage your Ross Mastercard® or Ross Credit Card online. You can view statements, check your Ross Rewards, pay your bill and more all in one place.

Manage My Card (opens in new window)

[H2] FAQ

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What is the difference between the Ross Mastercard and Ross Credit Card?

The Ross Credit Card is a credit card that can only be used at Ross Dress for Less stores. Once approved, you will receive a 10% discount
Footnote 1 (given as a barcode) that can be redeemed for any single total purchase. You will also earn 5% back as rewards
Footnote 2 on all purchases on the credit card at Ross Dress for Less to use on future purchases.
The Ross Mastercard is a credit card that can be used anywhere Mastercard is accepted. Once approved, you will be eligible for the same benefits as the Ross Credit Card as well as 1% back as rewards
Footnote 3 on all other purchases where Mastercard is accepted.

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Can I choose the card type I want?

No, approval is determined on an individual basis and is based on creditworthiness.

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How do I apply for the Ross Credit Card Program?

There are two ways you can apply:
Visit your nearest Ross Dress for Less store and apply via your mobile device by scanning a QR code or texting a code found on signs in the store or
Apply for a Ross credit card Online.

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How will I know if my application has been approved?

You will be notified immediately on your mobile phone or online if you are approved. If you are not approved immediately, you will be notified by mail regarding your application within 10–14 days of submission.

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What bank issues the Ross credit card?

Comenity Capital Bank issues the Ross Credit Card and Ross Mastercard.

View all FAQs

[H2] Disclaimers
1Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Excludes gift cards, disposable bags and donations. Discount will be given as a barcode that can be redeemed for any single total purchase and does not have to be applied same day as approval.
2Offer is exclusive to Ross Mastercard® or Ross Credit Card holders enrolled in the Ross Rewards program. This rewards program is provided by Ross Dress for Less and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/rosscreditcard/termsandconditions or comenity.net/rossmastercard/termsandconditions.
3Offer is exclusive to Ross Mastercard® Credit Card holders enrolled in the Ross Rewards program. This rewards program is provided by Ross Dress for Less and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/rossmastercard/termsandconditions.
Credit card offers are subject to credit approval.
Ross Credit Card Accounts are issued by Comenity Capital Bank.
Ross Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Welcome to the Ross Stores, Inc. (together with its parents, subsidiaries, affiliated or otherwise related companies, “Ross”) site on the World Wide Web (the “Site”). Please review the following basic rules that govern your use of our Site, including any Ross use of your User-generated Content (as defined below). Please note that your use of and any interactions you may have with our Site is subject to the following terms (“Terms”).
If you do not agree with any of these Terms, do not access, interact with, or otherwise use this Site or any information or materials contained on the Site. Your use of the Site, or consent for Ross’ use of your User-generated Content, shall be deemed to be your agreement to abide by each of the Terms set forth below.
THESE TERMS CONTAIN A MANDATORY ARBITRATION PROVISION THAT, AS FURTHER SET FORTH IN SECTION 12 BELOW, REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL, NON-AGGREGATED BASIS TO RESOLVE SPECIFIC DISPUTES (OUTLINED BELOW), RATHER THAN JURY TRIALS OR ANY OTHER COURT PROCEEDINGS, OR CLASS ACTIONS OF ANY KIND.

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1. Use of Copyrighted Contents and Trademarks

All text, graphics, logos, icons, images, audio clips and software on the Site (“Contents”) are copyrighted materials owned by or licensed to Ross. The Contents contain trademarks, service marks and trade names which are owned by Ross and its affiliates, and may also contain brand and product names which are trademarks, service marks or trade names which are owned by certain third parties. Any products or services described in the Contents may be subject to other intellectual property rights, the exercise of which rights are expressly reserved by Ross, its affiliates or third parties.
ROSS, ROSS DRESS FOR LESS,  are trademarks of Ross, federally registered in the U.S. Other names, logos, designs, titles, words, recordings, or phrases on the Site may also constitute trademarks, service marks, trade names or other protected intellectual property of Ross or other entities. Unless authorized in writing by an officer of Ross, Ross’ trademarks may not be used in connection with any product or service that is not Ross’, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Ross.
Except as otherwise noted in the Site, you are hereby authorized to view, download, cache, copy and print the Contents solely for your personal and/or internal business use and not for resale or further distribution, subject to the following conditions:
The Contents may be used for the purposes of obtaining information about Ross and its products or services;
Any copy of the Contents or portion thereof must include the following copyright notice: Copyright © Ross Stores, Inc. All rights reserved.; and
Ross reserves the right to revoke such authorization at any time, and any such use by you shall be discontinued immediately upon written notice from Ross.
Except as expressly provided above, no permission is granted to you to print, copy, store, display in public, distribute, alter or modify the Contents. No permission is granted to use Ross’ icons, URL address or other means to hyperlink other internet sites with any page in this Site. You agree not to “frame” or “mirror” any of the Contents contained on or accessible from this Site on any other server or internet-based device without the advance written authorization of Ross and/or its licensors, as applicable.

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2. Limitations on Use

You may not make any use of the Site that: is illegal or encourages illegal activity; infringes or violates the right of any third party; is intended to achieve or has the effect of interference with the Site (or its use by others), including without limitation uploading viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage or limit the operation of another’s computer or property of another; or harvests, scrapes or otherwise collects information about others, including without limitation email addresses.
Patent Notice—Certain portions of the company’s websites may be covered under U.S. Patent No. 5,930,474.

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3. Links to Third-party Sites

This Site may be linked to other sites on the World Wide Web or internet which are not affiliated with, under the control of or otherwise maintained by Ross. Such links do not constitute an endorsement by Ross of those sites. You acknowledge that Ross is providing these links to you only as a convenience, and further agree that Ross does not endorse and is not responsible for the content of such sites.

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4. Comments and Feedback

We welcome your comments and feedback (“Input”) regarding our Site and our products and our services. We do not, however, want to receive and do not accept confidential or proprietary ideas, suggestions, materials or other information. By communicating with Ross, you acknowledge that all information contained in any Input from you or under your account shall be deemed to be nonconfidential. Ross shall have no obligation of any kind with respect to any such information in any Input, and shall be free to reproduce, use, disclose and distribute such information to others without limitation. This acknowledgement may only be changed by written agreement of Ross. Further, Ross shall be free to use any ideas, concepts, know-how or techniques contained in any such Input for any purpose whatsoever, including, but not limited to developing, manufacturing and marketing products or services incorporating such information, and in the development or creation of any intellectual property associated therewith.

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5. Social Media Submissions and User-Generated Content

To communicate with its customers and consumers, Ross operates its own website and media channels, as well as pages and accounts on a number of third-party social media platforms and websites (e.g., Facebook and Instagram) (collectively the “Ross Social Media Site(s)”). Ross invites you to post comments, photographs, videos and any other content on those media channels, websites and platforms. All content you choose to post, on any Ross Social Media Sites, or on any other social media page or site (a “Third Party Social Media Site(s)”) including but not limited to comments, photographs and videos is referred to here as “User-Generated Content” or “UGC.” Furthermore, the term “Submissions” here includes your UGC plus your social media handle and other materials related to your UGC.
For the good and valuable consideration of the potential further dissemination of your Submissions, you agree to be bound by these Terms and the License Grant below, with respect to your Submissions, under a variety of circumstances, including but not limited to:
Posting to, uploading, providing a Submission to any Ross Social Media Site(s).
Posting content on a Third-party Social Media Site or Ross Social Media Site using a Ross hashtag or tagging Ross.
Any situation in which Ross contacts you on a Third-party Social Media Site, and asks you directly (in response to or in the comments to a post, via direct message, or via an email address provided by you) and you agree to allow Ross to use your Submissions in accordance and agreement with these Terms.
You hereby represent and warrant that:
You are a legally competent adult,
You own all rights to your Submissions,
You have permission from all persons appearing in your Submissions to grant the rights conveyed herein,
Use of your Submissions will not violate the rights of any third party, and
Your Submissions do not violate any laws or regulations, and is not and will not be defamatory or libelous.
You hereby release and discharge Ross from any and all claims and demands that may arise out of or in connection with the use of your Submissions including, but not limited to, any and all claims for libel or violation of any right of privacy.

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6. License Grant

By agreeing to or engaging in any of the activities noted above, you grant to Ross the absolute, perpetual, irrevocable, royalty-free, nonexclusive, transferable right and unrestricted permission to use your Submissions in any manner, in whole or in part, individually or in connection with other material in any and all media now in existence, or hereafter known, including, but not limited to posting on any Ross Social Media Site(s), internet sites, and in any Television Advertisement, for any purpose, whatsoever, including, without limitation, advertising, promotion, illustration, art, editorial and trade, without restriction as to alterations, and to use your name in connection with any use, if Ross so chooses, with no obligation to you whatsoever. Ross shall have the right to freely assign its rights hereunder, in whole or in part, to any person or entity.
You further grant Ross the right, but not the obligation, to use, reuse, publish and/or republish your username, image, likeness, voice, comment, caption, any statements made by or attributed to you, or other identifying information, in connection with any use of your Submissions.

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7. Disclaimer of Warranties

ALTHOUGH ROSS ENDEAVORS TO PROVIDE CURRENT, ACCURATE AND RELIABLE INFORMATION ON THIS SITE, IT DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE ACCURACY, RELIABILITY OR ANY USE OF INFORMATION ON THIS SITE. YOU ACKNOWLEDGE BY YOUR USE OF THE SITE, THAT YOU DO SO AT YOUR OWN RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIR OF ANY EQUIPMENT YOU USE IN CONNECTION WITH YOUR USE OF THIS SITE, AND THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ROSS AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF, OR INABILITY TO USE, THIS SITE, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL, COMPENSATORY OR CONSEQUENTIAL DAMAGES, LOST PROFITS AND/OR LOSS OF OR DAMAGE TO PROPERTY, EVEN IF ROSS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ROSS DOES NOT WARRANT THAT YOUR USE OF THIS SITE, OR THE OPERATION OR FUNCTION OF THIS SITE, ANY COMPONENT THEREOF, OR ANY PRODUCTS OFFERED IN CONNECTION THEREWITH, WILL BE UNINTERRUPTED OR ERROR FREE; OR THAT DEFECTS THEREWITH WILL BE CORRECTED; OR THAT THIS SITE OR ITS SERVER IS FREE OF VIRUSES OR OTHER HARMFUL ELEMENTS.
THE CONTENTS AND ANY OTHER INFORMATION (“MATERIALS”) CONTAINED ON THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS, IMPLIED OR STATUTORY WARRANTY OF ANY KIND INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, AVAILABILITY, SECURITY, COMPATIBILITY, MERCHANTABILITY, TITLE, NONINFRINGEMENT OF THIRD-PARTY RIGHTS, OR FITNESS FOR ANY PARTICULAR PURPOSE.
THE DISCLAIMERS IN THIS SECTION APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

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8. Limitation of Liability

IN NO EVENT SHALL ROSS OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, UNAUTHORIZED ACCESS OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR ANYTHING ELSE ARISING FROM THE USE OR INABILITY TO USE THE SITE, EVEN IF ROSS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
UNLESS OTHERWISE SPECIFICALLY PROVIDED BY LAW, IN NO EVENT SHALL ROSS’ TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU, IF ANY, OR $100 (WHICHEVER IS LESS) FOR ACCESSING OR PARTICIPATING IN ANY ACTIVITY RELATED TO THE SITE. MOREOVER, UNDER NO CIRCUMSTANCES SHALL ROSS, ITS LICENSORS OR LICENSEES, OR ANY OF THE FOREGOING ENTITIES’ RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS OR SUPPLIERS, BE HELD LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING DIRECTLY OR INDIRECTLY FROM AN ACT OF FORCE MAJEURE OR CAUSES BEYOND ROSS’ OR THEIR REASONABLE CONTROL.
THE LIMITATIONS IN THIS SECTION APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

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9. Indemnity

You hereby agree to indemnify, defend and hold Ross, its licensors, licensees, distributors, agents, representatives and other authorized users, and each of the foregoing entities’ respective resellers, distributors, service providers and suppliers, and all of the foregoing entities’ respective officers, directors, owners, employees, agents, representatives and assigns (collectively, the “Indemnified Parties”) harmless from and against any and all losses, damages, liabilities and costs (including settlement costs and any legal or other fees and expenses for investigating or defending any actions or threatened actions) incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these terms of use or claims arising from Ross’ use of your UGC, and your use of, or interaction with the Site. You must use your best efforts to cooperate with Ross in the defense of any claim. Ross reserves the right, at its own expense, to employ separate counsel and assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

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10. Intended Audience

Ross controls and operates this Site from its headquarters in the United States of America and makes no representation that the Contents are appropriate or will be available for use in other locations. If you use this Site from outside the United States of America, you are entirely responsible for compliance with applicable local laws, including but not limited to the export and import regulations of other countries in relation to the Materials.
Unless otherwise explicitly stated, all marketing or promotional materials found on this Site are solely directed to individuals, companies or other entities located in the United States.

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11. Privacy Policy

Your use of this Site is governed by the Ross Privacy Policy.

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12. Governing Law; Arbitration

These Terms are governed by the laws of the United States (including federal arbitration law) and the State of California, without regard to its principles of conflicts of law, and regardless of your location. EXCEPT FOR DISPUTES THAT QUALIFY FOR SMALL CLAIMS COURT OR DETAILED BELOW AS “EXCEPTIONS TO AGREEMENT TO ARBITRATE,” ALL DISPUTES ARISING OUT OF OR RELATED TO THESE TERMS AS THEY RELATE TO YOUR PURCHASE OF A GIFT CARD, YOUR SUBSCRIPTION TO OUR MARKETING MATERIALS, OR ANY UGC SUBMISSIONS , WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION OR ANY OTHER LEGAL THEORY, WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR INSTEAD OF IN A COURT BY A JUDGE OR JURY, AND YOU AGREE THAT ROSS AND YOU AR