Training Example: 1st Central Insurance – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1]
Great value.It's central.

Grab a great price on your insurance today and join 1.4 million happy customers.

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Get a quote for:

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[H2] Car

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[H2] Multicar

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[H2] Home

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[IMG: A happy couple, A bearded man in a blue checked shirt putting his arms around a pink haired lady wearing a teal green t-shit]

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Upload your document for a quicker car quote
Upload your current car insurance document and we'll fill in your details to speed up your quote.

Get a car quote

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Why choose
[IMG: 1st Central Logo]

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[H3] We price competitively

We’re on a mission to drive more value for you. The 1st Central experience isn't just about great cover at a great price, but also an award-winning customer service.

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[H3] Here when you need us

Should the worst happen, our 24/7 Claims team is always there to support you, from accident to repair—over the phone or online.

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[H3] Partnered with RAC

Working with trusted partners like RAC, we offer various levels of RAC Breakdown Cover to suit your needs and get your car back up and running. You won’t be on the hard shoulder for long.

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[H3] You get plenty of choice

Whether it’s Personal Accident or Breakdown Cover you’re looking for, we cater to your car insurance needs.

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[H3] Star-rated quality

We’re proud to be rated 5 stars by Defaqto for our car insurance. When you’re covered with us, you’re in safe hands.

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[H3] Simple to manage your policy

We’ve got everything to hand. When you need to view your documents, make a payment or amend your policy, just log in to Your Account – at home or on the go.

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[H2]
Your Account can do it all

See all your insurance documents

Control your payments

Make changes to your insurance 24/7

Exclusive customer offers

Manage new and existing claims

Renew your policy

Log in to Your Account

[H2]
Check out our products

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[H3] Car Insurance

From just £253 per year**. With over 15 years of experience in car insurance, you can trust us to be there every step of the way with our award-winning customer service.

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[H3] Multicar discount

So you’ve got more than one car? We can cover up to 5 cars, and give you a great discount while we’re at it. See for yourself how much you could save.

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[H3] Home Insurance

Buildings and contents or just contents. We offer home insurance at our best possible price, with excellent cover. Existing motor customers also get 10% off*.

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Head to 1st Central Blog for essential reads

Go to 1st Central Blog

[IMG: Understanding car tax bands]

Top Tips

[H3] Understanding car tax bands

Learn how UK car tax bands work, how rates are calculated, and what changes are coming in 2026. A simple guide for drivers.

13 May 2026

[IMG: Accidental damage for home insurance explained]

Product

[H3] Accidental damage for home insurance explained

Our guide to home insurance accidental damage: what it covers, what it doesn’t, how it differs from property damage insurance, and when you need it.

29 Apr 2026

[IMG: Insurance after your car is stolen or vandalised]

Safety

[H3] Insurance after your car is stolen or vandalised

Find out what to do if your car is stolen or vandalised, how insurance claims work, and whether vandalism is covered.

28 Apr 2026

[IMG: What does a car warranty cover]

Product

[H3] What does a car warranty cover

Find out what a car warranty covers, what’s usually excluded, and how car warranties work in the UK for new and used cars.

23 Apr 2026

[IMG: What drivers with medical conditions need to know about insurance]

Safety

[H3] What drivers with medical conditions need to know about insurance

Find out which medical conditions you need to tell your car insurer about, when to declare changes, and how it affects cover.

10 Apr 2026

[IMG: Home security & home insurance]

Top Tips

[H3] Home security & home insurance

Discover how home security can lower your insurance premiums. Learn which security measures can make the biggest impact.

09 Apr 2026

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What our customers think

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Here's what's central to

Sean
Ferdinand
Jacqueline
Emma
Cheryl
Brandon

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Ease. It's central.

“It was a very easy transition from previous insurer. The online service was straight forward too and I got covered without having to speak to anyone. The range of cover was excellent, so that’s why I chose 1st Central”.

Scored 5 out of 5

[IMG: Sean]

[IMG: Sean]

[H3]
Real people. It's central.

“I’ve been with First Central for 2 years and their customer service has been really good anytime that I’ve had to contact them. I love how I get to talk to a real person when I need to. They are supportive and provide great advice”.

Scored 4 out of 5

[IMG: Ferdinand]

[IMG: Ferdinand]

[H3]
Fair price. It's central.

“Their pricing is fair and the customer experience reminds me of a time when service really mattered. They're a refreshing touch in this modern age”.

Scored 4 out of 5

[IMG: sarah]

[IMG: sarah]

[H3]
Understanding. It's central.

“I passed my driving test in 2020, and my first insurer kept putting my price up. 1st Central were very understating of my situation as a first-time driver and will contact me if they see if I am struggling with payment…I think that is very considerate, and I really appreciate the support”.

Scored 5 out of 5

[IMG: Emma]

[IMG: Emma]

[H3]
Excellent service. It's central.

“The price for my cover is very reasonable for the level of cover I receive, and the customer service is excellent. Anytime I’ve had a to call the response times have been great and the advisor was very helpful”.

Scored 5 out of 5

[IMG: Cheryl]

[IMG: Cheryl]

[H3]
Support. It's central.

“I’ve only ever had insurance with 1st Central. The price has been reasonable, and I’ve also been given the support I needed throughout my time of being a customer, so I’ve never felt the need to move”.

Scored 4 out of 5

[IMG: Brandon]

[IMG: Brandon]

See all reviews on Trustpilot

*Based on the average discount Multicar customers received through October 2024 - September 2025.
**From January 1st 2025 to December 31st 2025, 10% of 1st Central customers paid £252.27 or less for their car insurance, excluding 1st Central Connect policyholders.

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Multicar discount

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Save money with our Multicar discount

Get up to £50* off every additional car from your household that you insure with us. Find out how much you could save with our Multicar discount today.

Start a Multicar quote

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Save money with our Multicar discount

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[H3] Save money on your car insurance

We offer a discount of up to £50* on each additional car you insure with us, so the more you add, the more you save!

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[H3] Anyone in your household

We offer a discount on car insurance for anyone living at the same address, so share the savings with your family!

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[H3] Add up to 5 cars

Add up to 5 cars and steer your savings in the right direction with up to £250* off!

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[H3] Flexible coverage for each vehicle

It gives you the flexibility to choose the right level of cover for each car, so every vehicle gets the protection it needs.

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[H3] Save on all your cars at renewal

All your cars benefit from a discount at renewal, helping you save even more!

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[H3] Separate policies and renewal dates

Keep things hassle-free with separate policies and renewal dates, so you don’t have to worry about paying for everything at once.

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[H3] Tailor your protection

Check out our Optional Extras to customise your cover just the way you like it, from Breakdown Cover to Legal Expenses!

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[H3] Easy claims process

Ready when you need us. Should the worst happen, our 24/7 Claims team is always there to support you from accident to repair. Over the phone or online. It’s up to you.

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Fancy a £250 Gift Card?

If you're not ready to insure your second car with us just yet, don't worry. You can easily share your renewal date in Your Account, just hit the button below, tell us your renewal month and we'll be in touch when the time's right. As a bonus, we’ll enter you into a draw to win a £250 Amazon.co.uk Gift Card! Terms and conditions apply.

Log in to Your Account

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What our customers think

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Join our satisfied customers.

[H3]
Ease. It's central.

“It was a very easy transition from previous insurer. The online service was straight forward too and I got covered without having to speak to anyone. The range of cover was excellent, so that’s why I chose 1st Central”.

Scored 5 out of 5

[H3]
Real people. It's central.

“I’ve been with First Central for 2 years and their customer service has been really good anytime that I’ve had to contact them. I love how I get to talk to a real person when I need to. They are supportive and provide great advice”.

Scored 4 out of 5

[H3]
Fair price. It's central.

“Their pricing is fair and the customer experience reminds me of a time when service really mattered. They're a refreshing touch in this modern age”.

Scored 4 out of 5

[H3]
Understanding. It's central.

“I passed my driving test in 2020, and my first insurer kept putting my price up. 1st Central were very understating of my situation as a first-time driver and will contact me if they see if I am struggling with payment…I think that is very considerate, and I really appreciate the support”.

Scored 5 out of 5

[H3]
Excellent service. It's central.

“The price for my cover is very reasonable for the level of cover I receive, and the customer service is excellent. Anytime I’ve had a to call the response times have been great and the advisor was very helpful”.

Scored 5 out of 5

[H3]
Support. It's central.

“I’ve only ever had insurance with 1st Central. The price has been reasonable, and I’ve also been given the support I needed throughout my time of being a customer, so I’ve never felt the need to move”.

Scored 4 out of 5

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Start protecting your cars today

Get a Multicar quote

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Answers to important questions

Explore all FAQs

Do you offer a Multicar discount?

Yes, we now offer a multicar discount for existing customers. You can now get up to £50 off a new policy for each additional vehicle you or a member of your household insure with us.

Just click on the link below, or send it to other members of your household:

https://www.1stcentralinsurance.com/multicar

The additional policies must be purchased for the same address as your existing policy and applies to new policies only.
Any discount offered is available on new motor quotes generated directly through the 1st Central website. The discount is included in the final quoted price shown, is not cashback, and may be withdrawn at any time.
If you are an existing motor customer with a single policy and a member of your household purchases a policy, you will be eligible to receive a discount up to £50, applied to your policy premium at the time of renewal.
This discount cannot be used in conjunction with any other offer.
All new quotations are subject to the prevailing underwriting terms. It is possible that we may be unable to fulfil certain new quotes.
The Multicar discount is available for up to 5 additional vehicles in your household.
Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions.
1st Central Connect customers are excluded from this offer.

Can I add a second car to my policy?

Yes, we've recently made changes to our second car discount to make it better for you.

Previously you could only use this discount on one other vehicle in your household, but now you can use it on up to five additional vehicles that are in your household.

To get this offer, click the link below or pass it onto other members of your household.

What are your car insurance administration fees?

Details of our fees can be found here.

How do I find out the excess on my car insurance policy?

Your excess amounts are outliend in your policy documents. The excess is the first part of the claim that you must pay. Further details on this can be found in your policy documents in Your Account.

How do I make a car insurance claim?

If you need to make a new claim or notify us of an incident, you can register your claim online via Your Account, or if you’d rather speak to us, just give us a call on 0333 043 2011. The team are here to help 24/7, 365 days a year.

Try to call us from the scene of the incident if it you are safe to do so. If not, try to call us within 24 hours to avoid delays. This will create a more straightforward claim for you.

If you have been involved in an incident but you’re not sure you want to claim, you will still need to let us know. We will be able to talk you through your options and keep you up to date with any claim we may receive if there was someone else involved.

*Based on the average discount Multicar customers received through October 2024 - September 2025

[H2] Terms and conditions

1. The additional policies must be purchased for the same address as your existing policy and applies to new policies only.

2. Any discount offered is available on new motor quotes generated directly through the 1st Central website. The discount is included in the final quoted price shown, is not cashback, and may be withdrawn at any time.

3. If you are an existing motor customer with a single policy and a member of your household purchases a policy, you will be eligible to receive a discount up to £50, applied to your policy premium at the time of renewal.

4. This discount cannot be used in conjunction with any other offer.

5. All new quotations are subject to the prevailing underwriting terms. It is possible that we may be unable to fulfil certain new quotes.

6. The Multicar discount is available for up to 5 additional vehicles in your household.

7. Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions.

8. 1st Central Connect customers are excluded from this offer.

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Car Insurance

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Great value car insurance from just £253 per year*

*From January 1st 2025 to December 31st 2025, 10% of 1st Central customers paid £252.27 or less for their car insurance, excluding 1st Central Connect policyholders.

Manage your policy and claim online via Your Account

Friendly support team

24/7 claims service

Get a car insurance quote

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[IMG: A young girl in a lilac jumper smiling, pretending to hold a car wheel]

[H2]
You’ll get peace of mind included as standard

When you choose 1st Central Car Insurance, you're getting more than just coverage – you're choosing a service trusted by thousands on Trustpilot. We understand that insurance isn’t something you can see or touch, so it's essential to have confidence in the company you choose. With us, you’re backed by reliable coverage and added benefits at no extra cost.

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Filter by cover type:

Comprehensive

Third Party, Fire & Theft

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Driving abroad

As standard, you get up to 90 days of free cover per year when driving your car in any EU country, Croatia, Iceland, Norway, Switzerland, Liechtenstein and Andorra. Ready for a road trip?

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Courtesy Car

If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.

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Lost or stolen key cover

If your keys are lost, stolen, or accidentally damaged, we cover up to £1,500 for costly replacement locks, keys and locksmith fees. Don’t worry, it happens to everyone.

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Accidental Damage

We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.

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Third Party, Fire & Theft

We’ll replace or repair your car, spare parts or accessories if they’re lost or damaged due to fire, lightning, explosion, theft or attempted theft.

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5 year repair guarantee

Any repairs carried out by our approved repairers come with a standard 5 year repair guarantee, giving you peace of mind that your vehicle is in expert hands.

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Liability to others

You’re covered for any legal liability if someone is injured, passes away, or their property is damaged as a result of an accident in your car.

[H3]

Accessory cover

We’ll cover your cars accessories and spare parts such as car vacuum cleaners, breakdown kits, cushion covers etc. while in or on your car.

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Change product:

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Close

[H2]
Explore our range of products

Whatever your needs, we've got a car insurance policy for everyone with as many or as few features as you like.

Filter our car insurance products by cover type:

Comprehensive

Third-Party, Fire & Theft

Extra

Core

[H3]
1st Central Value

All the essentials at a lower price.

[H4] Here's what's covered

Includes: All standard benefits

Does not include: Sound Equipment Cover

Includes: Vandalism Cover

Includes: Courtesy Car

Includes: Medical Expenses

Includes: Hotel Expenses (Up to £500)

Includes: Accidental Damage

Does not include: Windscreen Cover

Does not include: Personal Belongings

Does not include: Personal Accident

Does not include: RAC Breakdown Cover included

Does not include: Legal Expenses Cover (Up to £100,000)

1st Central Value
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All standard benefits
i-plus
Comprehensive policies include:

Free courtesy car
Lost or stolen key cover
5 year repair guarantee
Liability to others
Driving abroad
Accessory cover
Accidental damage

Third-party, Fire & Theft policies include:

Lost of stolen key cover
Liability to others
Driving abroad
Third-party, Fire & Theft

Vandalism Cover
i-fire-theft
We’ll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.

Courtesy Car
i-enhanced-car
If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.

Medical Expenses
i-medical-expenses
You're covered for up to £100 of medical expenses for each person injured in your car if it’s involved in an accident.

Hotel Expenses (Up to £500)
i-home
You're covered for up to £500 if you require a hotel stay when your car is involved in an accident.

Accidental Damage
i-accident
We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.

5 year repair guarantee
i-highest-level
Any repairs carried out by our approved repairers come with a standard 5 year repair guarantee, giving you peace of mind that your vehicle is in expert hands.

Accessory cover
i-personal
We’ll cover your cars accessories and spare parts such as car vacuum cleaners, breakdown kits, cushion covers etc. while in or on your car.

Lost or stolen key cover
i-key-assist
With our Key Assist Cover, you'll be covered for any of the below:

Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
All your car, home and office keys on your keyring
Locksmith charges
New locks if it's determined that your key claim represents a security risk
If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
Multiple claims across the policy term, totalling £1,500 per period of insurance
Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Driving abroad
i-abroad
Your 1st Central policy includes up to a maximum of 90 days’ free cover per policy year while driving your insured car in any EU country, Croatia, Iceland, Norway, Switzerland, Liechtenstein and Andorra.

Liability to others
i-account
You’ll be covered for amounts you’re legally liable to pay if someone else is injured or killed, or if their property is damaged as a result of an accident in your car.

Third Party, Fire & Theft
i-fire-theft
We’ll replace or repair your car, spare parts or accessories if they are lost or damaged due to fire, lightning, explosion, theft or attempted theft.

Tell me more

[H3]
1st Central Connect

Our telematics-based insurance cover, you could save money for safer driving.

[H4] Here's what's covered

Includes: All standard benefits

Includes: Child Seat cover (Up to £250 per seat)

Includes: Sound Equipment Cover (Unlimited)

Includes: Vandalism Cover

Includes: Courtesy Car

Includes: Medical Expenses

Includes: Hotel Expenses (Up to £500)

Includes: Accidental Damage

Includes: Windscreen Cover

Includes: Personal Belongings (Up to £250)

Includes: Personal Accident

Does not include: RAC Breakdown Cover included

Does not include: Legal Expenses Cover (Up to £100,000)

1st Central Connect
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/getmedia/debfadbf-1693-4877-92fa-71f4d6f64e0b/5-star-expert.png?width=158&height=100&ext=.png

All standard benefits
i-plus
Comprehensive policies include:

Free courtesy car
Lost or stolen key cover
5 year repair guarantee
Liability to others
Driving abroad
Accessory cover
Accidental damage

Third-party, Fire & Theft policies include:

Lost of stolen key cover
Liability to others
Driving abroad
Third-party, Fire & Theft

Child Seat cover (Up to £250 per seat)
i-cover
We'll cover your Child Seat for up to £250 per seat.

Sound Equipment Cover (Unlimited)
i-sound
We’ll cover all your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.

Vandalism Cover
i-fire-theft
We’ll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.

Courtesy Car
i-enhanced-car
If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.

Medical Expenses
i-medical-expenses
You're covered for up to £100 of medical expenses for each person injured in your car if it’s involved in an accident.

Hotel Expenses (Up to £500)
i-home
You're covered for up to £500 if you require a hotel stay when your car is involved in an accident.

Accidental Damage
i-accident
We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.

Windscreen Cover
i-windscreen
We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.

Personal Belongings (Up to £250)
i-phone
We'll pay up to £250 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.

Personal Accident
i-personal
We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.

5 year repair guarantee
i-highest-level
Any repairs carried out by our approved repairers come with a standard 5 year repair guarantee, giving you peace of mind that your vehicle is in expert hands.

Accessory cover
i-personal
We’ll cover your cars accessories and spare parts such as car vacuum cleaners, breakdown kits, cushion covers etc. while in or on your car.

Lost or stolen key cover
i-key-assist
With our Key Assist Cover, you'll be covered for any of the below:

Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
All your car, home and office keys on your keyring
Locksmith charges
New locks if it's determined that your key claim represents a security risk
If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
Multiple claims across the policy term, totalling £1,500 per period of insurance
Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Driving abroad
i-abroad
Your 1st Central policy includes up to a maximum of 90 days’ free cover per policy year while driving your insured car in any EU country, Croatia, Iceland, Norway, Switzerland, Liechtenstein and Andorra.

Liability to others
i-account
You’ll be covered for amounts you’re legally liable to pay if someone else is injured or killed, or if their property is damaged as a result of an accident in your car.

Third Party, Fire & Theft
i-fire-theft
We’ll replace or repair your car, spare parts or accessories if they are lost or damaged due to fire, lightning, explosion, theft or attempted theft.

Tell me more

[H3]
1st Central Connect

Our telematics-based insurance cover, you could save money for safer driving.

[H4] Here's what's covered

Includes: All standard benefits

Includes: Sound Equipment Cover

Does not include: Vandalism Cover

Does not include: Courtesy Car

Does not include: Medical Expenses

Does not include: Hotel Expenses

Does not include: Accidental Damage

Does not include: Windscreen Cover

Does not include: Personal Belongings

Does not include: Personal Accident

Does not include: RAC Breakdown Cover included

Does not include: Legal Expenses Cover (Up to £100,000)

1st Central Connect
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/getmedia/4ccbf0fe-ec2c-4144-8f9b-33501e2a2a19/Rating-Year-4-Colour-RGB.png?width=600&height=380&ext=.png

All standard benefits
i-plus
Comprehensive policies include:

Free courtesy car
Lost or stolen k

[H1]

Home Insurance

Exclusive 10% discount for existing car customers

We're now offering home insurance, designed to give you top-notch cover and peace of mind. As a valued car insurance customer, you'll get a 10% discount* when you take out a new policy with 1st Central. Terms and conditions apply.Get a new customer quote

Start a home insurance quote

[H2]
What our Home Insurance covers as standard

We have two different types of Home Insurance products, Buildings and Contents Insurance, for those of you who need both the contents inside and outside your home covered, as well as the actual building, and Contents Insurance, which just covers all your personal belongings inside and outside your home.

[H3]
Filter by cover type:

Contents

Buildings

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Buildings cover

Buildings cover ranging from £500,000 to Unlimited.

[H3]

Up to £100,000 of Contents cover

Cover the contents of your home up to £100,000.

[H3]

Structural damage or loss

This includes loss or damage to the structure of your home.

[H3]

High value items

Covers items that are at high risk of theft like jewellery and antiques and are kept in the home.
Away from home cover is available as an optional extra.

[H3]

Alternative accommodation

If your home is unliveable following insured damage, we’ll provide alternative accommodation, so you can sleep easy.

[H3]

Locks and keys

If your external door or safe keys are lost or stolen, we’ll cover the cost of replacing the locks.

[H3]

Underground services

This means we cover accidental damage to the mains services, such as underground pipes.

[H3]

Alternative accommodation

If your home is unliveable following insured damage, we’ll provide alternative accommodation, so you can sleep easy.

[H3]

Leak cover

We’ll cover the cost of finding a leaking pipe which is causing damage to your building.

[H3]

Cash cover

Loss or damage to money in your home is insured up to the amount shown on your policy schedule.

[H3]

Locks and keys

If your external door or safe keys are lost or stolen, we’ll cover the cost of replacing the locks.

[H3]

Fridge and freezers contents

Food that’s spoiled in your fridge or freezer due to a sudden temperature change is covered.

[H3]

Emergency access

Covers damage caused by emergency services when gaining access to your home or garden due to a medical emergency.

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Damage to contents in outbuildings

Covers damage to your items stored in sheds, garages and other outbuildings.

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Site clearance and fees

Covers demolition, site clearance, and professional fees (e.g. architects, surveyors) after an insured event.

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Metered water and oil cover

If water or oil is lost due to an accident, we'll cover the cost for you.

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What’s included with 1st Central Home Insurance?

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Additional cover for extra peace of mind

At 1st Central we know your home is more important than ever, that's why you can choose from a number of optional extras so you can tailor your home insurance to suit your needs. Our Home Insurance add-ons give extra peace of mind, and provide additional support when the unexpected happens, ensuring you can get on with your day.

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Full Accidental Damage Cover

We offer Full Accidental Damage Cover to give your home an additional layer of protection, assisting with unforeseen damage that may occur.

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Home Emergency Cover

We'll help alleviate the stress for you when a home emergency arises, providing cover for up to £1,000 per claim.

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Home Legal Protection Cover

We’ll provide you with up to £100,000 cover for legal costs for employment disputes, personal injury claims, property disputes, contract disputes and clinical negligence.

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Personal Possessions Cover

If you want to cover your personal belongings whilst they're out of the home, opting for personal possession cover as an optional extra gives you that extra peace of mind. You'll receive up to £5,000 in coverage with an item limit of £1,500

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Protecting your home with 1st Central Home Insurance

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[H2] *Terms and conditions

1. The 10% discount is available on new quotes generated directly through the 1st Central website. The discount is included in the final quoted price shown and is not cashback.

2. The discount only applies to the core home insurance policy and not to any ancillary products.

3. This discount maybe withdrawn at any time and cannot be used in conjunction with any other offer.

4. All new quotations are subject to the prevailing policy terms and conditions. It is possible that we may be unable to offer you a quote.

5. You must be an existing 1st Central customer with a live motor insurance policy to be eligible for this discount. This 10% discount is only available for your permanent address, where your existing motor policy is registered.

6. Any policy purchased with this home insurance discount remains a separate policy and is subject to its individual terms and conditions.

7.  By generating a quote, you agree to by bound by these terms and conditions.

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