Training Example: ANNA (Absolutely No Nonsense Admin) – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] The business account that does your taxes
The all-in-one business app that can register your business, send and chase invoices, do your bookkeeping and file your VAT, Corporation Tax and MTD Self AssessmentOpen an accountLearn more
[IMG: ANNA business app interface]
Trusted by 100,000+ business owners★★★★★Trustpilot
[IMG: British Business Awards 2025 - Best Business Banking Provider]
[IMG: Bloomberg - Top 25 startups to watch logo]
[H2] The next generation business account
[IMG: Track spending icon]
[H3] Track spending
Connect your bank accounts to see your finances in one place, log your expenses, and organise money in ANNA’s handy pots.ANNA business account
[IMG: Get paid faster icon]
[H3] Get paid faster
Create quotes, send invoices and get paid with your own unique payment link.More about getting paid
[IMG: Sort your taxes icon]
[H3] Sort your taxes
ANNA handles your bookkeeping, calculates your taxes, and lets you file to HMRC. It’s an accountant in your pocket.More about taxes
[H2] File your 2026/27 Self Assessment for free
Are you a sole trader or freelancer who now has to file your Self Assessment via MTD? With ANNA it’s simple - there’s no need for complicated software or an accountant. Even better, it’s free.Get started
[IMG: ANNA app showing Self Assessment filing]
[H2] Spend, save and manage cash flow
Get your money working smarter with ANNAUp to 40% cashback on over 150 products and servicesExtra expense cards for employees and co-directorsInternational payments with dedicated IBAN numberCurrency conversion with fee from 0.5%Organise your money with potsPay cash in at over 28,000 locationsBulk payments, Direct Debits and standing ordersOpen an accountDiscover the business account
[IMG: ANNA business account features showing cash flow management interface with spending categories and financial insights]
[H2] Over 100,000* business owners use ANNA
Trusted by 100,000*+ business owners24/7 Cardiff-based award-winning companyAverage response time is faster than 50 secondsOpen an account
[IMG: ANNA Trustpilot rating: Excellent, 4.6 out of 5]
*Based on opened business accounts and auto accountant users
[H2] Save money with +Taxes
Register for VAT, calculate and file Corporation Tax, VAT and PAYE, claim expenses, lower your tax bills and never miss a deadline
[IMG: ANNA +Taxes interface on desktop and mobile devices]
[H3] +Taxes includes
Automatic VAT Return calculationBookkeeping assistantBespoke tax calendar and remindersVAT Return preparation and filingAccounting (cash and accrual basis)Confirmation statementsComplete Corporation TaxPayroll, PAYE calculation and paymentSmart pots linked to tax calculationsAdd +Taxes to your ANNA account
[H2] Connect with your favourite integrations
[IMG: Stripe logo]
[IMG: Xero logo]
[IMG: Sage logo]
[IMG: Shopify logo]
[IMG: Stripe logo]
[IMG: Xero logo]
[IMG: Sage logo]
[IMG: Shopify logo]
[IMG: Stripe logo]
[IMG: Xero logo]
[IMG: Sage logo]
[IMG: Shopify logo]
[IMG: Etsy logo]
[IMG: Amazon logo]
[IMG: eBay logo]
[IMG: WooCommerce logo]
[IMG: Etsy logo]
[IMG: Amazon logo]
[IMG: eBay logo]
[IMG: WooCommerce logo]
[IMG: Etsy logo]
[IMG: Amazon logo]
[IMG: eBay logo]
[IMG: WooCommerce logo]
[H2] Get paid quicker
Create quotes, send invoices and share your unique payment link or QR code to receive your payments. ANNA can even chase your invoices for youQuotes created in secondsInvoices with ANNA’s automatic chasingYour own unique payment link and QR codeInternational payments with dedicated IBAN numberAccept card and online payments from customersOpen an accountDiscover ways to get paid
[IMG: ANNA payment solutions showing invoice creation interface with QR code and payment link generation]
[H2] Automatic expenses
No more stressing about piles of receipts. With ANNA your expenses are automatically matched to transactions and categorised for youPhotograph, upload or forward receipts by emailExpenses auto-matched to transactionsAuto-categorisation of transactions and documentsInternational payments with dedicated IBAN numberReceipt and invoice storage for search and exportOpen an accountLearn how expenses work
[IMG: ANNA automatic expense management showing receipt scanning and categorization features with transaction matching]
[H2] What you pay depends on your business
Our plans start at £0 per month – you only pay for the services you use. Whatever your plan, if you don't use your account for a month, you don't pay the monthly fee for that monthPay As You GoBusinessBig Business
[H3] Pay As You Go
£0Pay for what you useBasic account with no monthly fees. You only pay for what you useNo monthly fee0.95% commission on all payments into your accountNo commission on transfers from your own accountsGet started
[H3] Business
Most Popular£22.90a month+VATBusiness account with all the essentials to get your business growingFirst month is free60 free local transfersUp to 5 free expense cardsGet started
[H3] Big Business
£59.90a month+VATUnlimited account with
everything your business needs to thriveFirst month is freeUnlimited free local transfersUnlimited free expense cardsGet started
[H3] +Taxes add-on
£29.00a month+VATYour bookkeeping, corporation tax, VAT and payroll sorted.
LTD companies onlyTax calculation & filingAuto-bookkeepingExpert tax supportGet startedWant to compare our plans in more detail? Check out our pricing page.
[H2] You'll love using ANNA
Business owners love ANNA, from our clever tools to the human touch that makes running your business feel so easy.The interface is extremely helpful and there are people ready to support with questions that follow outside the normal how to transact situations. I've just started using it but I have gotten responses when I need and also very helpful prompts from the app to continue setting up the business account.CatherineTrustpilot, 20 May 2026The ease of use and customer service is top notch??BabaTrustpilot, 18 May 2026It is very easy to use and can do all your taxes from the app.MohammadTrustpilot, 18 May 2026Excellent service
Chat always a human on hand Not a robot Well done ?Mac from HuddersfieldTrustpilot, 16 May 2026A fantastic service, if you need a business account, this is the one for you, no fuss, no stress, all good ??AndrewTrustpilot, 13 May 2026Brilliant account nothing but good things to say never had a single issue and support is 24/7 highly recommended!!MathewTrustpilot, 10 May 2026The interface is extremely helpful and there are people ready to support with questions that follow outside the normal how to transact situations. I've just started using it but I have gotten responses when I need and also very helpful prompts from the app to continue setting up the business account.CatherineTrustpilot, 20 May 2026The ease of use and customer service is top notch??BabaTrustpilot, 18 May 2026It is very easy to use and can do all your taxes from the app.MohammadTrustpilot, 18 May 2026Excellent service
Chat always a human on hand Not a robot Well done ?Mac from HuddersfieldTrustpilot, 16 May 2026A fantastic service, if you need a business account, this is the one for you, no fuss, no stress, all good ??AndrewTrustpilot, 13 May 2026Brilliant account nothing but good things to say never had a single issue and support is 24/7 highly recommended!!MathewTrustpilot, 10 May 2026The interface is extremely helpful and there are people ready to support with questions that follow outside the normal how to transact situations. I've just started using it but I have gotten responses when I need and also very helpful prompts from the app to continue setting up the business account.CatherineTrustpilot, 20 May 2026The ease of use and customer service is top notch??BabaTrustpilot, 18 May 2026It is very easy to use and can do all your taxes from the app.MohammadTrustpilot, 18 May 2026Excellent service
Chat always a human on hand Not a robot Well done ?Mac from HuddersfieldTrustpilot, 16 May 2026A fantastic service, if you need a business account, this is the one for you, no fuss, no stress, all good ??AndrewTrustpilot, 13 May 2026Brilliant account nothing but good things to say never had a single issue and support is 24/7 highly recommended!!MathewTrustpilot, 10 May 2026Quick and efficient, reply very quickly. Helped with anything I’ve needed, definitely recommendPerryTrustpilot, 7 May 2026Customer Service is outstanding! I two mistakes that could of cost me money, two minutes later its all resolved. I fully recommend this honest and reliable company.JohnTrustpilot, 4 May 2026Excellent friendly helpful USEFULWassimTrustpilot, 30 April 2026It’s a genuine great business account that does your taxes for you and customer support is always on standby if you need anything or have any questions.
Would definitely recommend to anyone looking to open a business accountAhmed OmoladeTrustpilot, 28 April 2026The best business account! It’s so simple to use, easy to contact member of staff. No staying on the phone for hours, direct clear messages. I’m not the smartest person with banks or emails etc so this works perfect. I’ve recommended it to loads of people! Brilliant serviceGeorginaTrustpilot, 26 April 2026It's my first year having and LTD, and using ANNA money. They have been so helpful and patient with me, answered all my questions and helped me figure out whatever I needed. Would highly recommendOrsolyaTrustpilot, 15 April 2026Quick and efficient, reply very quickly. Helped with anything I’ve needed, definitely recommendPerryTrustpilot, 7 May 2026Customer Service is outstanding! I two mistakes that could of cost me money, two minutes later its all resolved. I fully recommend this honest and reliable company.JohnTrustpilot, 4 May 2026Excellent friendly helpful USEFULWassimTrustpilot, 30 April 2026It’s a genuine great business account that does your taxes for you and customer support is always on standby if you need anything or have any questions.
Would definitely recommend to anyone looking to open a business accountAhmed OmoladeTrustpilot, 28 April 2026The best business account! It’s so simple to use, easy to contact member of staff. No staying on the phone for hours, direct clear messages. I’m not the smartest person with banks or emails etc so this works perfect. I’ve recommended it to loads of people! Brilliant serviceGeorginaTrustpilot, 26 April 2026It's my first year having and LTD, and using ANNA money. They have been so helpful and patient with me, answered all my questions and helped me figure out whatever I needed. Would highly recommendOrsolyaTrustpilot, 15 April 2026Quick and efficient, reply very quickly. Helped with anything I’ve needed, definitely recommendPerryTrustpilot, 7 May 2026Customer Service is outstanding! I two mistakes that could of cost me money, two minutes later its all resolved. I fully recommend this honest and reliable company.JohnTrustpilot, 4 May 2026Excellent friendly helpful USEFULWassimTrustpilot, 30 April 2026It’s a genuine great business account that does your taxes for you and customer support is always on standby if you need anything or have any questions.
Would definitely recommend to anyone looking to open a business accountAhmed OmoladeTrustpilot, 28 April 2026The best business account! It’s so simple to use, easy to contact member of staff. No staying on the phone for hours, direct clear messages. I’m not the smartest person with banks or emails etc so this works perfect. I’ve recommended it to loads of people! Brilliant serviceGeorginaTrustpilot, 26 April 2026It's my first year having and LTD, and using ANNA money. They have been so helpful and patient with me, answered all my questions and helped me figure out whatever I needed. Would highly recommendOrsolyaTrustpilot, 15 April 2026
[H2] Quick and easy company registration
ANNA can register your company with Companies House and get your business account and taxes up and runningConnect with your favourite integrationsChoose additional featuresGive us the details about your businessWe’ll notify you when your application is readyStart your business now
[H2] Open an account in less than 10 minutes
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Verify your email and phone number
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Answer a few questions about your business
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Download the ANNA appGet started
[IMG: ANNA mobile app onboarding process]
[H3] Read the latest updates
[IMG: Making Tax Digital for Consultants: A Complete 2026 Guide]
Guides
[H3] Making Tax Digital for Consultants: A Complete 2026 Guide
11 June, 2026 • 9 mins
[IMG: Making Tax Digital for Taxi Drivers: What You Need to Know?]
Guides
[H3] Making Tax Digital for Taxi Drivers: What You Need to Know?
11 June, 2026 • 7 mins
[IMG: Xero vs Sage Intacct: Which Is Best for MTD in 2026?]
Guides
[H3] Xero vs Sage Intacct: Which Is Best for MTD in 2026?
11 June, 2026 • 10 mins
[IMG: Top 5 Tide Alternatives & Competitors in 2026 [Compared]]
Guides
[H3] Top 5 Tide Alternatives & Competitors in 2026 [Compared]
11 June, 2026 • 9 mins
[IMG: Self Assessment Tax Return for 2026 [Complete Guide]]
Guides
[H3] Self Assessment Tax Return for 2026 [Complete Guide]
5 June, 2026 • 9 mins
[IMG: How to Amend a Self Assessment Tax Return After Filing It?]
Guides
[H3] How to Amend a Self Assessment Tax Return After Filing It?
5 June, 2026 • 9 mins
[IMG: How to Close a Self Assessment Account: The Process Explained]
Guides
[H3] How to Close a Self Assessment Account: The Process Explained
5 June, 2026 • 6 mins
[IMG: How to File a Self Assessment as a Sole Trader [Full Guide]]
Guides
[H3] How to File a Self Assessment as a Sole Trader [Full Guide]
5 June, 2026 • 10 mins
[IMG: How to Appeal a Self Assessment Penalty: Step-by-Step Guide]
Guides
[H3] How to Appeal a Self Assessment Penalty: Step-by-Step Guide
5 June, 2026 • 10 mins
[IMG: Self Assessment Late Filing Penalties: What You Need to Know]
Guides
[H3] Self Assessment Late Filing Penalties: What You Need to Know
5 June, 2026 • 10 mins
[H2] Frequently asked questions
GeneralSetting upSecurity
[H3] Why is the service called ANNA?
ANNA stands for Absolutely No Nonsense Admin. Because that’s what we do.
[H3] Who is ANNA for?
We're currently open to any UK resident who is a director of a limited company, and non-limited businesses that are structured as a partnership or sole trader.
[H3] Is ANNA a bank?
ANNA is a mobile business account that provides admin support and tax reminders, not a bank. Your ANNA business account comes with a debit card, an account number and a sort code, but we do not offer credit or loans. Our app supports busy people through brilliant UK-based customer service.Your ANNA business Mastercard is issued by PayrNet Limited pursuant to license by Mastercard International Inc. PayrNet is authorised by Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
[H3] What’s the best

[H1] Open a UK business account
[H2] The business account that does your taxes
Get your business account online in under 10 minutes, and an expense card in the post in 3-4 days. Your account is free to open, and we offer flexible plans as your business grows. And yes, the app miaows when you make a payment!Open ANNA business accountFSCS-protected savings business bank account by GriffinE-money account issued by PayrNet Limited★★★★★Trustpilot
[IMG: ANNA business account app showing a paid-invoice notification beside an ANNA Mastercard debit card]
[IMG: British Bank Awards – Best Business Banking Provider]
[IMG: The Sunday Times 100 UK’s Fastest Growing Tech Companies 2025]
[IMG: Bloomberg – Top 25 startups to watch]
[IMG: The Sunday Times — Best Places to Work 2026, Medium Organisation]
[IMG: Deloitte Technology Fast 50 – 2025 winner]
[H3] All your taxes sorted by Auto Accountant
MTD Self Assessment, VAT, Corporation tax & even Payroll – prepared for you automatically, so that you can file directly to HMRC
[IMG: Florist alongside an ANNA VAT bill summary showing amounts due and reclaimable]
[H3] Payment link
Get paid easily with ANNA’s payment link – you can show it as QR code on the phone, print it, or text it in WhatsApp to your customers
[H3] Create and send invoices
ANNA creates and sends professional-looking invoices for you – and even chases them when they’re overdue
[H3] Snap it. Sort it. Save it.
Snap receipts for easy expenses and ANNA sorts them automatically, saving you the hassle.
[IMG: ANNA receipt card automatically categorising a tradesperson’s expense as materials and stocks]
[H2] The business account for UK limited companies
If your business is a limited company, a business account isn’t a luxury – it’s a legal obligation. ANNA has the tools to handle your business’s payments, expenses, payroll and taxes, as well as award-winning customer support
[IMG: Florist viewing their ANNA dashboard showing this month’s profit, sales and expenses]
★★★★★Trustpilot
[H2] The business account for small businesses
We’ve tailored our business accounts for UK small businesses, with all the support you need to grow. From instant invoicing to easy expenses, ANNA takes some of the stress out of your first steps.
[IMG: Street-food vendor beside a checklist of ANNA business account features including taxes, VAT filing and 24/7 support]
[H2] Get more from ANNA
[H3] A card for your business
If you’ve got your ID to hand, you can get your UK business account and sort code in as little as 10 minutes, with your physical card arriving in the post after a few days
[H3] Virtual business expense cards
Don’t wait for your ANNA card to arrive in the post – you get a virtual card as soon as you sign up, and can start making payments straight away
[H3] Manage multiple cards
Skip the faff of reimbursing employee expenses. Give employees their own ANNA card, set a spending limit and ANNA automatically sorts their expenses
[H3] Use Apple Pay
Use ANNA Money with Apple Pay. It’s the simple, secure, and private way to pay. There’s no need to even carry your card – your iPhone or Apple Watch is enoughMore details and how to set up
[H3] Business account cashback
Ker-ching! Earn cashback when you use your ANNA card to pay for a range of business expenses from train travel to furniture
[H3] Use Google Pay
Use ANNA Money with Google Pay™. It’s the fast, simple, and secure way to pay at millions of places – on sites, in apps, and in stores. With Google Pay there’s no need to dig for your cards – you can pay quickly and easily with the device that’s already in your hand.More details and how to set up
[IMG: Customer sharing an ANNA payment link in WhatsApp from their phone]
[H3] Payment link and webpage
With ANNA you get your own unique payment webpage for getting paid online. Put the link on your business social account or ping it directly to customers
[IMG: Customer tapping a contactless card on a Dojo card terminal partnered with ANNA]
[H3] ANNA + Dojo card machine
Get paid in a tap! Get a Point-of-sale terminal from ANNA and our partner Dojo, so you can take card payments wherever you are
[IMG: Two phones displaying ANNA payment QR codes ready to scan]
[H3] Payment link QR code
Generate a unique QR code for a payment, with the amount and your account details automatically included. All your customer has to do is scan and pay. Easy peasy
[H2] Open a business account online
ANNA is more than just a business account. It feels like an assistant that sorts your financial admin. And even better, it’s all free while you’re getting startedApply today
[H2] The savings business bank account 3.66%* AER
Set up our Easy Access Savings with an introductory 3.66% AER (variable) for the first 3 months after opening your ANNA account.*Rate is variable. Our savings business bank account is provided by Griffin. Eligible deposits of up to £120,000 are protected by the FSCSExplore savings accounts
[IMG: ANNA savings account dashboard showing £5,018.39 at 3.66% AER over a nail-salon background]
[H2] Top up your account in cash
Trading in cash? You can now pay it into your account at thousands of PayPoints across the countryMore details in our blog
[IMG: ANNA app showing a PayPoint cash top-up barcode on a phone screen]
[H2] The business account with money-saving pots
Take the stress out of saving. Create pots and put money aside for taxes, salaries or other expenses. You can manually move your money or set up automatic top-ups, so you always have savings set aside
[IMG: Potter at work beside ANNA money pot cards for a Christmas party and VAT]
[H2] Instant payment notifications
Ding! ANNA instantly updates you when money comes in or out of your account, so you’re always on top of your cash flow
[IMG: Business owner smiling at their phone as an ANNA notification confirms their invoice has been paid]
[H3] Free Direct Debits
You can set up Direct Debits at no extra charge, whatever your pricing plan. All payments are protected by the Direct Debit Guarantee Scheme
[H3] Open Banking
Stay on top of your money. With Open Banking you can connect your other business and personal accounts to ANNA to see all your money in one place
[H3] Standing orders
Need to pay someone regularly? Set up a scheduled payment and ANNA will send it for you when the time comes. We’ll notify you in advance so you can make changes if needed
[H2] Small business loans
Looking to grow your business? ANNA works with partners to find you additional financial supportRead about our loans
[H3] International Business Payments
Take your business global. Make and receive payments around the world in a wide range of currencies.More about international payments
[H3] Send professional quotes and invoices
ANNA makes it simple to create and send invoices, even when you’re on the go. We can even chase your invoices for you
[H3] Sort your expenses
ANNA instantly updates you when money comes in or out of your account, helping you keep on top of your cash-flow. Because who has time to dig through statements?
[H2] Let ANNA’s Auto Accountant sort the taxes for you
No more missing receipts, deadlines or human errors – all your transactions will be categorised and accounted for automatically.Learn about Auto Accountant
[IMG: Laptop displaying ANNA’s Auto Accountant VAT return summary ready to file with HMRC]
[H2] How to use the ANNA Money business account
ANNA business account overviewHow to get paid with ANNA business accountGet paid quickly with your personal payment linkHow to make a payment from the ANNA Money mobile app
[H2] What you pay depends on your business
Our plans start at £0 per month – you only pay for the services you use. Whatever your plan, if you don’t use your account for a month, you don’t pay the monthly fee for that monthPay As You GoBusinessBig Business
[H3] Pay As You Go
£0Pay for what you useBasic account with no monthly fees. You only pay for what you useNo monthly fee0.95% commission on all payments into your accountNo commission on transfers from your own accountsGet started
[H3] Business
Most Popular£22.90a month+VATBusiness account with all the essentials to get your business growingFirst month is free60 free local transfersUp to 5 free expense cardsGet started
[H3] Big Business
£59.90a month+VATUnlimited account with
everything your business needs to thriveFirst month is freeUnlimited free local transfersUnlimited free expense cardsGet started
[H3] +Taxes add-on
£29.00a month+VATYour bookkeeping, corporation tax, VAT and payroll sorted.
LTD companies onlyTax calculation & filingAuto-bookkeepingExpert tax supportGet startedWant to compare our plans in more detail? Check out our pricing page.
[H3] Do I need a business bank account?
It depends on your business structure. If you run a limited company, yes – you’re legally required to keep your business finances separate from your personal ones, and a dedicated business account is essential. If you’re a sole trader, it’s not a legal requirement – but it’s still a smart move, making it much easier to track expenses and keep things simple at tax time.Either way, ANNA’s business account has you covered – you get a sort code, account number, and a debit card, plus automated tax calculation and filing that no traditional bank can offer. And yes, we’re not a bank – we’re something better.
[H3] Is ANNA FSCS protected?
ANNA isn’t a bank, so your money isn’t covered by the Financial Services Compensation Scheme (FSCS). However, your money is still safe since it’s not loaned out anywhere, and is covered by a procedure called safeguarding, which is applied to all e-money institutions. You can read more about FSCS and keeping your money secure in this blog post. Read the full article
[H2] Apply for your ANNA business account
Open online in less than 10 minutesApply now
[IMG: ANNA Mastercard business debit card alongside the ANNA app on a phone]
[H2] ANNA is the best choice for small businesses in the UK
[H3] Fast, stress-free sign up
Whooosh! If you have ID and proof of address handy, sign up can take under 10 minutes
[H3] Saves you time and money
No one starts a business to do paperwork. ANNA handles your financial admin so you can get on with building your business
[H3] AI-powered accounting and bookkeeping
ANNA’s smart AI automatically categorises your transactions, which makes expenses, VAT and tax returns a doddle
[H3] Invoice chasing
With ANNA you can create and send professional-looking invoices in seconds. And if your customers aren’t paying, we’ll chase them for you
[H3] Exceptional 24/7 customer service
Our customer support team in Cardiff are available 24/7 and usually get back to you in under a minute!
[H3] Rated 'Excellent' with 4.6 on Trustpilot
How does ANNA compare? ANNA customers are happy customers. Check out our Trustpilot reviews
[H2] How we compare to the best business bank accounts in the UK
Not sure which business bank account out there is best for you? We got you. In this guide we compare business bank accounts based on Trustpilot reviews, ratings, key features, and pricing to help you make an informed decision.Compare business accounts
[IMG: Logos of UK business bank providers including NatWest, Monzo, Starling, Lloyds, HSBC and ANNA]
[H2] How do I open a business account?
1
[H3] Step 1
Sign up with your email or install the ANNA mobile app.2
[H3] Step 2
Provide us with basic information about you and your business. You’ll need ID and proof of address, and for your business you’ll need its legal name, type of business and if it’s an LTD, information about the directors of your company (if there are more than one). You should also add your website or social media accounts.3
[H3] Step 3
We’ll check your documents and information; this usually takes a few minutes, but we might sometimes ask for more time.4
[H3] Step 4
We open your account and you’re good to go! You’re ready to make and accept payments and order your ANNA card.
[IMG: Person photographing their driving licence with the ANNA app]
[H3] Photo ID and proof of address
We’ll need a photo of your full driving licence or a photo of your valid passport. Take the photo on a flat, clear surface and make sure all four corners of the ID can be seen. To verify your address we might ask for a utility bill, council tax bill or bank statement. They should be dated within the last three months.
[IMG: Companies House search bar for looking up a registered company]
[H3] Registered LTDs and sole traders
For limited companies, we’ll need the name your business is registered under with Companies House. If you haven’t registered your business yet, you can do it with us through our company registration service.
[IMG: Person viewing the share-profile and copy-link options on their phone]
[H3] Your business online
If you have a website and public social media accounts for your business, the links will help us speed up the process.
[H2] Apply for an ANNA account
ANNA goes beyond a typical business account. It acts like a smart assistant, helping you stay on top of your financial admin – and it’s free while you get your business off the groundApply now
[H2] Frequently asked questions
[H3] What is a business bank account?
A business bank account is a dedicated account used solely for your company’s income, expenses, and transactions – separate from your personal finances.If you’re running a limited company, having a dedicated business account is mandatory – because your business is legally a separate entity.ANNA was created with freelancers, small businesses, and creative types in mind. If you’re a sole trader, a director of a limited company (and you’re listed on Companies House) or a partner in a Limited Liability Partnership (LLP) then an ANNA business account will be suitable for you.
[H3] Should I have a separate account for my business?
If you’re a sole trader, it’s a sensible move to open a separate business account. Keeping your personal finances apart from your business finances makes things clearer for HMRC, and it’s easier to claim tax relief.If you’re running a limited company, your business is considered a separate legal entity to you, and you’re legally obliged to hold an account just for your business.
[H3] How do I put money into my account?
To pay money into your account, you’ll need your ANNA business account details. Just open the app and tap the middle button at the bottom of your screen, and you’ll find your details under your Account Summary. Make a note of your account number and sort code, then set up your ANNA account as a payee with your other bank. Now you can pay into your ANNA account.ANNA inbound payments are processed every 30 minutes on the hour and half hour (eg. 10am, 10.30am, 11am and 11.30am). It takes up to 15 minutes for payments to be credited to your account.
[H3] Can I pay cheques into my ANNA account?
Unfortunately not, we can’t accept cheques as a paying in method. You’ll need to cash the cheque elsewhere and transfer the funds over to your ANNA

[H1] Compare our pricing plans
[H2] What you pay depends on your business
Our plans start at £0 per month – you only pay for the services you use. Whatever your plan, if you don't use your account for a month, you don't pay the monthly fee for that monthGet an ANNA Account
[H2] Pay As You Go
£0 Pay for what you useBasic account with no monthly fees. You only pay for what you use0.95% commission on all payments into your accountNo commission on transfers from your own accountsAll payments in and out0.95% commission on all incoming payments
Unlimited outgoing paymentsATM withdrawalsFree ATM withdrawalsInternational paymentsSWIFT payments
1% currency conversion fee for transfersCHAPS paymentsIncoming CHAPS paymentsPersonal payment link for accepting paymentsGet paid quickerExtra expense cardsUnlimited free expense cardsPay cash inPay cash into your accountPotsUnlimited potsCashback on purchasesUp to 40% cash back on over 150 products and servicesInstant invoicingProfessional-looking invoices with QuickPay functionalityEasy receipt captureSnap receipts and ANNA auto-categorises themXLS VAT FilingSubmit your VAT Return from any Excel or Google Sheets spreadsheet – for £4.50
+ VAT per filingAccounts IntegrationShare access with your accountant or sync with accounting software like XeroANNA +Taxes free 30 day trialAll your accounting and taxes covered
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BEST FOR MOST BUSINESSES
[H2] Business
£22.90 a month+VATBusiness account with all the essentials to get your business growingFirst month is free60 free local transfersUp to 5 free expense cardsLocal bank transfers in and out60 free transfers per month,
20p per transfer after thatATM withdrawals3 free ATM withdrawals per month, 1% commission after that, minimum £1 per withdrawalInternational payments2 free SWIFT payments per month, £5 per payment after
1% currency conversion fee for transfersCHAPS payments2 free CHAPS payments per month, £5 per payment afterPersonal payment link for accepting paymentsFree up to £200 per month, 0.5% commission after thatExtra expense cardsUp to 5 expense cards included, £3 per card, per month after thatPay cash inPay in up to £300 cash per month for free, 1% commission after that, minimum £1 per top upPots4 free pots, £1 per pot, per month after thatCashback on purchasesUp to 40% cash back on over 150 products and servicesInstant invoicingProfessional-looking invoices with QuickPay functionalityEasy receipt captureSnap receipts and ANNA auto-categorises themXLS VAT FilingSubmit your VAT Return from any Excel or Google Sheets spreadsheet – for £4.50
+ VAT per filingAccounts IntegrationShare access with your accountant or sync with accounting software like XeroANNA +Taxes free 30 day trialAll your accounting and taxes covered
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[H2] Big Business
£59.90 a month+VATUnlimited account with
everything your business needs to thriveFirst month is freeUnlimited free local transfersUnlimited free expense cardsLocal bank transfers in and outUnlimited free bank transfersATM withdrawalsFree ATM withdrawalsInternational payments4 free SWIFT payments per month, £5 per payment after
0.5% currency conversion fee for transfersCHAPS paymentsUnlimited free CHAPS paymentsPersonal payment link for accepting paymentsUnlimited incoming payments with no commissionExtra expense cardsUnlimited free expense cardsPay cash inPay cash into your account commission freePotsUnlimited potsCashback on purchasesUp to 40% cash back on over 150 products and servicesInstant invoicingProfessional-looking invoices with QuickPay functionalityEasy receipt captureSnap receipts and ANNA auto-categorises themXLS VAT FilingSubmit your VAT Return from any Excel or Google Sheets spreadsheet – for £4.50
+ VAT per filingAccounts IntegrationShare access with your accountant or sync with accounting software like XeroANNA +Taxes free 30 day trialAll your accounting and taxes covered
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£3 A MONTH FOR 3 MONTHS
[H2] +Taxes add-on
£29.00 a month+VATYour bookkeeping, corporation tax, VAT and payroll sorted.
LTD companies onlyTax calculation & filingAuto-bookkeepingExpert tax supportEasy receipt captureSnap receipts and ANNA automatically reads and categorises themInstant invoicingProfessional-looking invoices with QuickPay functionality (for online card payments and Apple Pay)Unlimited XLS VAT filingFile your VAT Returns from a spreadsheet for freeInvite your accountantShare access with your accountant or sync with accounting software like Xero or QuickbooksVAT calculation and filingAutomatic VAT Return calculation and direct filing with HMRCReceipt matchingAutomated receipt matching and categorisation of expensesExpert supportGet answers about business taxes and accountingCorporation Tax estimateGet a real-time running estimate of how much you oweSmart tax potsThe Corporation Tax pot automatically puts money aside for your tax billCorporation Tax filing for new businessesCorporation Tax and Annual Accounts preparation and filing – if you’re in your first year of tradingBusiness documentsSee your Profit and Loss, balance sheet and income statement in easily-exportable formatsTax calculatorDiscover the most tax efficient ways to pay yourselfPersonalised tax calendarNever miss a tax deadline againBookkeeping ScoreStay on top of your bookkeeping and get easy tips on keeping your books tidyPayrollEasy to use payroll software for 1 director or employeeMoney ManagerAutomatically calculate and allocate funds for taxes, paying yourself and moreHelp registeringNeed to register for VAT, Payroll, Corporation Tax or a new Company? ANNA can helpQuotes and CIS support(coming soon)
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Pay As You GoBusinessBig Business
[H2] Pay As You Go
£0 Pay for what you useBasic account with no monthly fees. You only pay for what you use0.95% commission on all payments into your accountNo commission on transfers from your own accountsAll payments in and out0.95% commission on all incoming payments
Unlimited outgoing paymentsATM withdrawalsFree ATM withdrawalsInternational paymentsSWIFT payments
1% currency conversion fee for transfersCHAPS paymentsIncoming CHAPS paymentsPersonal payment link for accepting paymentsGet paid quickerExtra expense cardsUnlimited free expense cardsPay cash inPay cash into your accountPotsUnlimited potsCashback on purchasesUp to 40% cash back on over 150 products and servicesInstant invoicingProfessional-looking invoices with QuickPay functionalityEasy receipt captureSnap receipts and ANNA auto-categorises themXLS VAT FilingSubmit your VAT Return from any Excel or Google Sheets spreadsheet – for £4.50
+ VAT per filingAccounts IntegrationShare access with your accountant or sync with accounting software like XeroANNA +Taxes free 30 day trialAll your accounting and taxes covered
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£3 A MONTH FOR 3 MONTHS
[H2] +Taxes add-on
£29.00 a month+VATYour bookkeeping, corporation tax, VAT and payroll sorted.
LTD companies onlyTax calculation & filingAuto-bookkeepingExpert tax supportEasy receipt captureSnap receipts and ANNA automatically reads and categorises themInstant invoicingProfessional-looking invoices with QuickPay functionality (for online card payments and Apple Pay)Unlimited XLS VAT filingFile your VAT Returns from a spreadsheet for freeInvite your accountantShare access with your accountant or sync with accounting software like Xero or QuickbooksVAT calculation and filingAutomatic VAT Return calculation and direct filing with HMRCReceipt matchingAutomated receipt matching and categorisation of expensesExpert supportGet answers about business taxes and accountingCorporation Tax estimateGet a real-time running estimate of how much you oweSmart tax potsThe Corporation Tax pot automatically puts money aside for your tax billCorporation Tax filing for new businessesCorporation Tax and Annual Accounts preparation and filing – if you’re in your first year of tradingBusiness documentsSee your Profit and Loss, balance sheet and income statement in easily-exportable formatsTax calculatorDiscover the most tax efficient ways to pay yourselfPersonalised tax calendarNever miss a tax deadline againBookkeeping ScoreStay on top of your bookkeeping and get easy tips on keeping your books tidyPayrollEasy to use payroll software for 1 director or employeeMoney ManagerAutomatically calculate and allocate funds for taxes, paying yourself and moreHelp registeringNeed to register for VAT, Payroll, Corporation Tax or a new Company? ANNA can helpQuotes and CIS support(coming soon)Send professional invoicesCreate, send and chase professional-looking invoicesSort your expensesSnap receipts and ANNA matches them to transactions on the goGive your accountant accessGive your accountant realtime access to your sales and expensesManage multiple cardsGive co-workers their own ANNA debit card and stay on top of expensesYour own payment linkGet paid straight away, without having your account detailsDirect DebitsYou can set up Direct Debits at no extra charge – whatever your pricing planSchedule regular paymentsSet up a scheduled payment and ANNA will send it when the time comesPayroll on the goMake bulk payments so you can pay all your employees in one go. Ta-dah!Get an ANNA Account
[H2] Customer support without the wait
[H2] Award-winning, 24 hour customer support
0m 39 secondsCurrent wait time to chat to a humanSee our live support status
[H2] Sign up in a matter of minutes
Enter your email to sign upDownload the ANNA appAnswer a few simple questions about your businessComplete your application in less than 10 minutesSign upThe reviews are inTrustpilot

[H1] Invoicing software
[H2] Invoicing made easy
Ditch the spreadsheets and get paid faster. ANNA can create and send professional looking invoices, and chase them when they’re overdue.Sign up nowWatch the film
[H2] Create invoice
[H3] Less typing, more tech
Billing is a breeze thanks to smart ANNA tech. Just chat us the details or ask us to replicate a previous invoice. We can also set up a repeating invoice, so in future you can bill with just a tap of the app.
[H2] Automated invoice matching
[H3] Keep your accountant happy
ANNA monitors what’s been paid into your account, and checks it against sent invoices. So everything’s clean, tidy and up to date for your accountant.
[H2] Chase invoices
[H3] Get paid on time
ANNA will automatically chase unpaid invoices with a polite email, so you don’t have to. Now that’s a load off.
[H2] Customise invoice
[H3] Add your touch
Your professional looking invoice is ready in an instant. And you can drop in your business logo to give it the personal touch.The reviews are inTrustpilot
[H2] Frequently asked questions
[H3] How do I create an invoice in ANNA?
ANNA lets you create and send invoices straight from your mobile business account, without lots of laborious typing. Chat the invoice details to ANNA via our AI-powered app and we’ll create a professional looking invoice template for you. Or, upload an old invoice and we’ll scan the details. You can even cc us on an email to your client, and we’ll grab the info from there.
[H3] Can I customise my invoice?
Yes, you can customise your invoice with your business logo to give it a personal touch. And soon, you’ll have even more ways to personalise your invoice design - watch this space.
[H3] Can ANNA help me get paid on time?
Yes, ANNA checks for any outstanding invoices and automatically sends polite reminders for late payments, if you want us to.
[H3] How do I know when I’ve been paid?
You’ll get instant payment notifications via the ANNA app whenever an invoice has been paid. Hurrah!
[H3] Can ANNA help me with my tax return?
Yes, by helping to keep your books clean and tidy. Automatic invoice reconciliation means we can match your invoices with income payments and chase up anything that’s outstanding. We’ll also sort out and categorise your business expenses so everything is in order ready for your tax return. Your accountant will love you for it.
[H2] How do I sign up?
It couldn’t be easier to get a business account with ANNA.Download the appGrab your driving licence or passport to verify your IDAnswer a few simple questions about your businessBingo, all set.Sign up