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[H1] Title Insurance, Real Estate and Recovery Solutions from FCT

[H2] we’re invested
At FCT, we’re invested in our customers, our colleagues and our community.
[H2] What's happening at FCT?

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[H3] How can we help?
FCT's wide range of offerings support a diverse group of partners and customers. Learn more about how we can help you:

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[H4] Legal professionals
We have the coverage you need to protect your customers and your business, as well as the solutions you want to operate more smoothly, on every transaction.
Learn more

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[H4] Lending professionals
Whether you're looking for service on a particular transaction, or a solution that spans the entire real estate lifecycle, FCT is there for you.
Learn more

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[H4] Property owners
Buying a property is one of the greatest investments you’ll ever make. Title insurance protects that investment from risks like fraud.

Learn more
[H2] Discover what's at our core
We started with title insurance but have grown to so much more. See how we can help you.

[H2] Title insurance
The coverage options you need.
Title insurance keeps everyone involved in a real estate transaction protected from risks like title fraud and other unforeseen issues. Whether you’re a property owner, legal professional or lending professional, we have a policy that’s built with your unique needs in mind.

Learn more

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[H5] Get a quote today.

For a quick, secure quote, use FCT’s residential title insurance quote calculator.

Get a quote

[H2] Fraud detection and prevention
Title fraud is evolving, but so are we.
Title fraud is a risk on every real estate transaction. That's why at FCT we work to detect signs of fraud and prevent it before it happens. Take advantage of our fraud experts' insights and expertise, and stay ahead of the fraudsters targeting your customers.

Learn more

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[H2] Processing solutions
Supporting more efficient ways of working together.
Simple processing and software solutions to make your life easier—that’s what we’re all about. Our digital offerings allow you to do more online, like order title insurance, communicate securely with other professionals and manage payouts. We take care of you, so you can take better care of your customers.

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[H5] Title insurance
Protect your customers for as long as they have an interest in their property. You should title insure every transaction because any transaction could be the one that needs it.

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[H5] Payout services
Request your mortgage payout and discharge statements from major lenders in just five minutes. Order, track, manage and receive real-time status notifications on your statement requests.

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[H5] Search Assist™
Search Assist makes your day easier by managing searches with municipalities, regions, and other authorities in Ontario on your behalf.

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[H5] Client ID Verification
Are your customers who they say they are? Identity theft and fraud have become more sophisticated, but so has your protection. Our powerful verification solution can help you streamline your onboarding processes and safeguard your business.

Learn more

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[H5] Lender Lawyer Connect
Work with major Canadian lenders to manage all aspects of residential mortgages with our most popular solution.

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[H5] Mortgage processing
Help your mortgage team manage customer transactions faster and more cost effectively with our integrated solutions. We save you time and money.

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[H3] Explore our blog
Engage with insightful articles, and thought-provoking discussions curated to inspire and inform.

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Have questions? Need advice? Our dedicated team is here to help you.

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[H3] Head office

[H3] Oakville, Ontario
2235 Sheridan Garden DriveOakville, OntarioL6J 7Y5View map

Get directions
Telephone (Local):905.287.1000
Telephone (Toll-free):1.800.307.0370
Fax (Local):905.287.2400
Fax (Toll-free):1.888.560.2844

[H3] Saint-Laurent, Quebec
333 Boulevard Décarie, Suite 350Saint-Laurent, QuebecH4N 3M9View map

Get directions
Telephone (Local):514.744.1210
Telephone (Toll-free):1.800.331.6005
Fax (Local):514.744.8143
Fax (Toll-free):1.800.381.8882
[H3] Regional Offices
[H3] Calgary, Alberta
639 5th Avenue South West, Suite 1420Calgary, AlbertaT2P 0M9View map

Get directions
[H3] Dartmouth, Nova Scotia
94 Avenue Garland, Suite 202Dartmouth, Nova ScotiaB3B 0A7View map

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[H3] London, Ontario
1108 Dundas Street,Unit 201, Box 9London, ON,N5W 3A7View map

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[H3] Moncton, New Brunswick
1234 Main Street, Suite 201Moncton, New BrunswickE1C 1H7View map

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[H3] Vancouver, British Columbia
1820-777 Hornby StreetVancouver, British ColumbiaV6Z 1S4View map

Get directions
[H3]

[H3] Your dedicated team

[H3] Lending professionals and
[H3] mortgage brokers

View contacts
[H3]

[H3] Legal professionals

View contacts

[H3] Licensed insolvency trustees (LITs)
Local: 905.948.1777Toll Free: 1.800.543.4248Fax: 905.948.1120

Email
[H3] Recovery professionals
Toll Free: 1.877.398.7512

Email

[H3] Repossession inquiries?
Toll Free: 1.888.777.3396

Email
We can arrange for accessible feedback and alternate formats upon request.

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[H4] Spot it. Stop it. Secure it.
The Fraud Insights Centre brings together expert insights, tools, and resources to help you stay informed and protected.

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[H5] Fraud Insights Report: key data and emerging fraud trends
This report brings together validated statistics from external sources and interpretation from FCT’s internal experts to clarify how fraud is changing and what emerging trends mean in practice.

Read the full fraud insights report

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[H6] John Tracy
Senior Legal Counsel, Claims

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[H6] Marie Taylor, CFE
Director, National Underwriter, Legal

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[H6] Cory Woods
Director, Information Security & IT Risk

Protecting yourself

[H3] The ultimate guide to fraud prevention for Canadians
Fraud in Canada has become increasingly digital, complex, and difficult to detect—affecting people across all walks of life. This guide explains how fraud works, the warning signs to watch for, and the practical steps Canadians can take to protect their personal information, finances, and property before fraud occurs. It also outlines how FCT supports fraud prevention at multiple stages of the real estate lifecycle, helping bring added awareness, safeguards, and informed decision-making to property transactions across Canada.

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[IMG: FPM - Blog - 2026 - The ultimate guide to fraud prevention in Canada-1]

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[H5] The ultimate guide to fraud prevention for Canadians
Fraud in Canada is becoming more digital, complex, and harder to detect, affecting people across the country. This guide explains how fraud works, the warning signs to watch for, and how Canadians can help protect their information, finances, and property, while outlining how FCT supports fraud prevention throughout the real estate process.

Read article

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[H5] Fraud prevention doesn’t end in March: how to stay vigilant year-round
Real estate fraud is a year-round risk, even after increased awareness during Fraud Prevention Month. This article highlights simple habits—like verifying information, pausing on unexpected changes, and asking questions—that can help reduce risk and support more confident decisions throughout the real estate process.

Read article

Protecting your clients

Legal Professionals

Lending Professionals

[IMG: Three ways you can protect your customers from title fraud]

[H3] Three ways you can protect your customers from title fraud
Fraudsters are becoming more sophisticated, but so can your prevention strategy. Explore three practical steps real estate professionals can take to help reduce title fraud risk and better protect their clients.
Read article

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[H3] What's next? The future of fraud prevention
Fraud tactics are evolving quickly, and generative AI is changing the risk landscape. Explore what this means for real estate professionals and how stronger identity verification can help you stay ahead of emerging threats.
Read article

[IMG: How technology transformed title fraud]

[H3] How technology transformed title fraud
Remote transactions and digital tools have made real estate more convenient, but have also created new openings for fraud. Learn how identity theft, AI, and increasingly sophisticated fake IDs are reshaping title fraud risk, and what stronger verification can mean for your practice.
Read article

[IMG: FCT Partners with Interac to Transform Identity Verification in Real Estate Transactions]

[H3] FCT Partners with Interac to Transform Identity Verification in Real Estate Transactions
What if identity verification in real estate didn't require repeated document checks? Learn how FCT's integration with Interac Verified™ could help strengthen fraud prevention and move the industry toward more secure digital transactions.
Read article

[IMG: FCT Acquires Majority Interest in Fintracker to Modernize Identity Verification]

[H3] FCT Acquires Majority Interest in Fintracker to Modernize Identity Verification in the Canadian Real Estate Industry
As fraud tactics evolve, identity verification must evolve with them. Discover how FCT's investment in Fintracker is helping modernize KYC and AML compliance while supporting a more secure real estate experience.
Read article

[IMG: The ultimate guide to title insurance]

[H3] The ultimate guide to title insurance
Title issues and fraud can surface long after you purchase a home. This guide breaks down what title insurance covers, how it works, and why it can be an important safeguard against unexpected ownership risks.
Read article

[H2] Legal Professionals

[IMG: Three ways you can protect your customers from title fraud]

[H3] Three ways you can protect your customers from title fraud
Fraudsters are becoming more sophisticated, but so can your prevention strategy. Explore three practical steps real estate professionals can take to help reduce title fraud risk and better protect their clients.
Read article

[IMG: What]

[H3] What's next? The future of fraud prevention
Fraud tactics are evolving quickly, and generative AI is changing the risk landscape. Explore what this means for real estate professionals and how stronger identity verification can help you stay ahead of emerging threats.
Read article

[IMG: How technology transformed title fraud]

[H3] How technology transformed title fraud
Remote transactions and digital tools have made real estate more convenient, but have also created new openings for fraud. Learn how identity theft, AI, and increasingly sophisticated fake IDs are reshaping title fraud risk, and what stronger verification can mean for your practice.
Read article

[H2] Lending Professionals

[IMG: FCT Partners with Interac to Transform Identity Verification in Real Estate Transactions]

[H3] FCT Partners with Interac to Transform Identity Verification in Real Estate Transactions
What if identity verification in real estate didn't require repeated document checks? Learn how FCT's integration with Interac Verified™ could help strengthen fraud prevention and move the industry toward more secure digital transactions.
Read article

[IMG: FCT Acquires Majority Interest in Fintracker to Modernize Identity Verification]

[H3] FCT Acquires Majority Interest in Fintracker to Modernize Identity Verification in the Canadian Real Estate Industry
As fraud tactics evolve, identity verification must evolve with them. Discover how FCT's investment in Fintracker is helping modernize KYC and AML compliance while supporting a more secure real estate experience.
Read article

[IMG: The ultimate guide to title insurance]

[H3] The ultimate guide to title insurance
Title issues and fraud can surface long after you purchase a home. This guide breaks down what title insurance covers, how it works, and why it can be an important safeguard against unexpected ownership risks.
Read article

[H3] Spotted, Stopped, and Secured:
[H3] John Tracy Walks Us Through Fraud Prevention in Action
John Tracy breaks down a real fraud case he identified and stopped before funds were released, highlighting the red flags that prompted action. See how careful review and experience helped prevent loss.
[H3] Practical checklists to strengthen your protection
Being prepared before fraud occurs can make a meaningful difference. These checklists support early awareness and informed decision-making, helping identify potential gaps before they can be exploited.

[H4] How secure is your legal practice?

A proactive checklist to assess exposure across key touchpoints and guide conversations about risk and prevention for your practice and with your clients.

download now

[H4] Protect yourself in everyday transactions

A simple self-check to recognize warning signs and reduce risk, useful on its own and as a practical reference in transactional discussions.

download now

[H4] An expert perspective from the field
Matt Cunnington shares insights from real-world situations drawn from extensive experience investigating complex financial crime.

Matt Cunnington, CFE, CFCI,
TRM-CFC Financial Crimes Unit,
Fraud Project Team
Halton Regional Police Service

Read article

[IMG: FPM - Blog - 2026 - Q&A with Matt]

[H4] Webinar for legal professionals
Fraud Prevention Month Webinar: Hosted by FCT
March 12, 2026 | 2:00 p.m.

Join FCT experts for a live discussion on fraud risks facing legal practices today. This webinar will explore common tactics, emerging trends, and practical steps legal professionals can take to strengthen due diligence and protect their clients.

Register now

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On demand webinars

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[H5] Behind the Deal: Defending Against Real Estate Fraud
FCT hosts legal experts to share proven strategies for spotting and preventing real estate fraud during Fraud Prevention Month.

Watch Webinar

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[H5] Behind the Screen: Defending Against Online Fraud
Learn to spot phishing, typosquatting, and online fraud tactics—protect your clients and business in today’s digital landscape.

Watch Webinar

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[H5] Recognizing Red Flags in Legal Practice and Staying Ahead with Technology
Join experts to explore fraud tactics and learn how legal professionals can protect clients and businesses from evolving threats.

watch webinar

[H4]
[H3] Catch up on our 2025 cybersecurity insights

Download the 2025 Cybersecurity Resource Guide

[H2] FAQ

Title fraud is when someone impersonates the legitimate owner of a property and takes out a mortgage on it, or sells it to an innocent buyer. Title fraud can result in a total loss for the lender on a transaction, while property owners face a stressful and expensive process to have their clear title restored.

Some warning signs include: a suspiciously low sale price, pressure to close the deal quickly without asking questions, instructions to pay out the mortgage to an unrelated third party, and incomplete or inconsistent documentation.

Always use an ID verification tool when onboarding clients. Check the closing documents against each other for inconsistencies in signatures, or personal information. Close every transaction with title insurance in place so that if there is fraud, you and your client are protected.

Report any suspicions to law enforcement, the other professionals involved in the deal, and relevant authorities promptly for investigation. If you’re unsure about a deal, you can reach out to FCT’s underwriting team.

The main role of title insurance in the case of fraud is providing coverage and legal assistance to owners and lenders, but it can also help in prevention by adding underwriting scrutiny to transactions. Always make sure to digitally verify client ID in addition to title insuring the transaction.

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[H1] FCT Resource Centre

[H3] News, events, articles and more from FCT.

Follow for answers to your industry questions, reviews of current market trends and tips and insights to help your business.

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