Training Example: Luxury Card – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] STAND OUT™
REWARDS THAT GO FURTHER

[IMG: Mastercard® Gold Card™]

[H1] Mastercard® Gold Card™
Made with 24K Gold®

$1,199 Annual Fee1

Pre-Qualify Now

[H1] 2X
Earn on Airfare
and Hotels2
Learn More

[H1] 2%
Value for Airfare
Redemptions2
Learn More

[H1] 2%
Value for Cash Back
Redemptions2
Learn More

[IMG: Mastercard® Black Card®]

[H1] Mastercard® Black Card®
Black-PVD-Coated Metal Card

$699 Annual Fee1

Pre-Qualify Now

[H1] 2X
Earn on Airfare
and Hotels2
Learn More

[H1] 2%
Value for Airfare
Redemptions2
Learn More

[H1] 1.5%
Value for Cash Back
Redemptions2
Learn More

[IMG: Mastercard® Titanium Card®]

[H1] Mastercard® Titanium Card®
Brushed Metal Card

$299 Annual Fee1

Pre-Qualify Now

[H1] 2X
Earn on Airfare
and Hotels2
Learn More

[H1] 2%
Value for Airfare
Redemptions2
Learn More

[H1] 1%
Value for Cash Back
Redemptions2
Learn More

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Next

Gold Card
Black Card
Titanium Card

[IMG: Mastercard® Gold Card™]

[H1] Mastercard® Gold Card™
Made with 24K Gold®

$1,199 Annual Fee1

Pre-Qualify Now

[H2] 2%

Value for Airfare
Redemptions2
Learn More

Value for Airfare
Redemptions2
Learn More

[H2] 2%

Value for Cash Back
Redemptions2
Learn More

Value for Cash Back
Redemptions2
Learn More

[H2] 2X

Earn on Airfare
and Hotel2
Learn More

Earn on Airfare
and Hotel2
Learn More

[IMG: Mastercard® Black Card®]

[H1] Mastercard® Black Card®
Black-PVD-Coated Metal Card

$699 Annual Fee1

Pre-Qualify Now

[H2] 2%

Value for Airfare
Redemptions2
Learn More

Value for Airfare
Redemptions2
Learn More

[H2] 1.5%

Value for Cash Back
Redemptions2
Learn More

Value for Cash Back
Redemptions2
Learn More

[H2] 2X

Earn on Airfare
and Hotel2
Learn More

Earn on Airfare
and Hotel2
Learn More

[IMG: Mastercard® Titanium Card®]

[H1] Mastercard® Titanium Card®
Brushed Metal Card

$299 Annual Fee1

Pre-Qualify Now

[H2] 2%

Value for Airfare
Redemptions2
Learn More

Value for Airfare
Redemptions2
Learn More

[H2] 1%

Value for Cash Back
Redemptions2
Learn More

Value for Cash Back
Redemptions2
Learn More

[H2] 2X

Earn on Airfare
and Hotel2
Learn More

Earn on Airfare
and Hotel2
Learn More

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Gold Card
Black Card
Titanium Card

[IMG: Mastercard® Gold Card™]

[H1] Mastercard®
Gold Card™
Made with 24K Gold®

$1,199 Annual Fee1

Pre-Qualify Now

[H1] 2X
Earn on Airfare
and Hotels2
Learn More

[H1] 2%
Value for Airfare
Redemptions2
Learn More

[H1] 2%
Value for
Cash Back
Redemptions2
Learn More

[IMG: Mastercard® Black Card®]

[H1] Mastercard®
Black Card®
Black-PVD-Coated Metal Card

$699 Annual Fee1

Pre-Qualify Now

[H1] 2X
Earn on Airfare
and Hotels2
Learn More

[H1] 2%
Value for Airfare
Redemptions2
Learn More

[H1] 1.5%
Value for
Cash Back
Redemptions2
Learn More

[IMG: Mastercard® Titanium Card®]

[H1] Mastercard®
Titanium Card®
Brushed Metal Card

$299 Annual Fee1

Pre-Qualify Now

[H1] 2X
Earn on Airfare
and Hotels2
Learn More

[H1] 2%
Value for Airfare
Redemptions2
Learn More

[H1] 1%
Value for
Cash Back
Redemptions2
Learn More

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Next

Gold Card
Black Card
Titanium Card

[H2] GET EXCEPTIONAL SERVICE WITH PREMIUM BENEFITS AND STRAIGHTFORWARD REWARDS.

[IMG: Mastercard® Black Card®]

[H2] GET EXCEPTIONAL
SERVICE WITH PREMIUM
BENEFITS AND
STRAIGHTFORWARD
REWARDS.

[IMG: Mastercard® Black Card®]

[H1] LIFE IS BETTER WITH A LUXURY CARD IN YOUR WALLET
THESE BENEFITS AND SERVICES ARE JUST A FEW REASONS WHY

[H1] Luxury Card Concierge®
Book the trip. Get the reservations. Score the tickets. Enjoy around-the-clock lifestyle management and travel planning services tailored to your needs with a live Luxury Card Concierge agent.

Learn More
FREQUENT CONCIERGE REQUESTS

Recommend Spa Services
Make Travel Arrangements
Deliver Gifts & Flowers
Source High-Demand Products
Book Tee Times
Plan Sightseeing & Hiking Trips
Access Concert & Event Tickets

[IMG: people]

[IMG: people]

[H1] Luxury Card Concierge®
Book the trip. Get the reservations. Score the tickets. Enjoy around-the-clock lifestyle management and travel planning services tailored to your needs with a live Luxury Card Concierge agent.

Learn More
FREQUENT CONCIERGE REQUESTS

Recommend Spa Services
Make Travel Arrangements
Deliver Gifts & Flowers
Source High-Demand Products
Book Tee Times
Plan Sightseeing & Hiking Trips
Access Concert & Event Tickets

[IMG: beach]

[H1] Luxury Card Travel®
Earn twice the points on airfare and hotel reservations booked through LuxuryCardTravel.com. Make the most of exclusive Cardmember Services at more than 3,000 global properties with benefits valued at $7503 per stay.

Learn More

BENEFITS

Daily Breakfast for Two
Room Upgrade at Check-in, When Available
Resort Credit
Early Check-in & Late Check-out
Welcome Amenity
Complimentary Wi-Fi

BENEFITS

Daily Breakfast for Two
Room Upgrade at Check-in,
When Available
Resort Credit

Early Check-in & Late Check-out
Welcome Amenity
Complimentary Wi-Fi

[IMG: phone]

[H1] Luxury Card App4
Carry the world in your pocket with the Luxury Card App. Connect 24/7 with your Luxury Card Concierge, cash in on perks, and manage your account—all with a simple click, and all on your terms.

Learn More
FEATURES

[H2]

Manage your account

Take charge of your membership on the go with Luxury Card App’s account management services. Check your balance. Make a payment. View your recent transactions. Your account is always at your fingertips.

[H2]

Exclusive benefits and perks

Make every purchase and take every trip with the confidence that comes with Luxury Card’s exclusive benefits and protections. Terms, conditions, and restrictions apply. See Guide to Benefits for complete details.

[H2]

Travel services

It’s a great big world out there—and the Luxury Card App takes you farther with preferred rates and VIP amenities on flights, hotels, vacation home and car rentals, private jets and exclusive tee times. Browse hundreds of itineraries, events and deals, or let Luxury Card Concierge customize your next trip.

[H2]

Curated, Luxury Card Experiences®

Cardmembers enjoy exclusive access to this collection of curated trips and experiences on the Luxury Card App.

[H2]

24/7 access to Luxury Card Concierge®

Luxury Card Concierge’s 24/7 personalized service is available to every Mastercard® Gold Card™, Mastercard® Black Card® and Mastercard® Titanium Card® Cardmember at no extra cost. Connect by phone, email, text, or live chat in the Luxury Card App for extraordinary service—always with a live agent, always on your terms.

[IMG: car]

[H1] LUXURY MAGAZINE®
LUXURY MAGAZINE is produced exclusively for Luxury Card members, covering the very best in travel, design, technology and fashion through smart journalism and unparalleled photography.

See the latest issue

[H1] WHICH CARD IS RIGHT FOR YOU?

[IMG: card]

Compare Cards
[H1] Mastercard® Gold Card™
Made with 24K Gold

Pre-Qualify Now

Learn More
$1,199 Annual Fee1

[IMG: card]

[H1] Mastercard® Black Card®
Black-PVD-Coated Metal Card

Compare Cards

Pre-Qualify Now

Learn More
$699 Annual Fee1

[IMG: card]

Compare Cards
[H1] Mastercard® Titanium Card®
Brushed Metal Card

Pre-Qualify Now

Learn More
$299 Annual Fee1

[H1] WHICH CARD IS RIGHT FOR YOU?

[IMG: Mastercard® Gold Card™]

[H1] Mastercard® Gold Card™
Made with 24K Gold

Pre-Qualify Now

Learn More
$1,199 Annual Fee1

[H1] WHICH CARD IS RIGHT FOR YOU?

[IMG: Mastercard® Black Card®]

[H1] Mastercard® Black Card®
Black-PVD-Coated Metal Card

Pre-Qualify Now

Learn More
$699 Annual Fee1

[H1] WHICH CARD IS RIGHT FOR YOU?

[IMG: Mastercard® Titanium Card®]

[H1] Mastercard® Titanium Card®
Brushed Metal Card

Pre-Qualify Now

Learn More
$299 Annual Fee1

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Mastercard<sup>®</sup> Gold Card<sup>™</sup>
Mastercard<sup>®</sup> Black Card<sup>®</sup>
Mastercard<sup>®</sup> Titanium Card<sup>®</sup>

1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the terms and conditions for each of the three card offers, Mastercard Gold Card Terms & Conditions, Mastercard Black Card Terms & Conditions and Mastercard Titanium Card Terms & Conditions.
2 Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. Please refer to the Reward Rules for each of the three card offers within the Mastercard Gold Card Terms & Conditions, Mastercard Black Card Terms & Conditions and Mastercard Titanium Card Terms & Conditions.
3 Average value based on a 2025 stay of three nights at either a domestic or an international property. Benefits may include daily breakfast for two, room upgrade when available, welcome amenities, resort and dining credits, late check-out and early check-in when available and complimentary Wi-Fi. Actual value will vary based on property, room rate, upgrade availability, length of stay and use of benefits.
4 Message and/or data rates may apply based on your mobile carrier.
The Luxury Card trademarks are property of Barclays Lifestyles LLC. BLACK CARD is a registered trademark used under license. Luxury Card products are issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated, owner of the registered trademarks Mastercard, World Elite Mastercard, and the circles design. All trademarks are the property of their respective owners. © 2026 Barclays Lifestyles LLC.
Privacy Policy. Terms of Use.

[IMG: gold card]

[H2] Mastercard®
Gold Card™

Up to $2,500 in Annual Value3

Pre-Qualify Now
$1,199 Annual Fee1
Made with 24K Gold® | 22 grams

[IMG: gold card]

[H1] Mastercard®
Gold Card™
Up to $2,500 in Annual Value3

Pre-Qualify Now
$1,199 Annual Fee1
Made with 24K Gold® | 22 grams

[IMG: gold card]

[H2] Mastercard®
Gold Card™

Up to $2,500 in Annual Value3

Pre-Qualify Now
$1,199 Annual Fee1
Made with 24K Gold® | 22 grams

[H1] THE PREMIUM CARD THAT DELIVERS EXCEPTIONAL
VALUE SIMPLY BY USING YOUR CARD

[H1] THE PREMIUM CARD THAT DELIVERS EXCEPTIONAL
VALUE SIMPLY BY USING YOUR CARD

[H2] 2X

EARN ON AIRFARE AND HOTELS2

EARN ON AIRFARE AND HOTELS2

[H2] 2%

VALUE FOR AIRFARE REDEMPTIONS2

VALUE FOR AIRFARE REDEMPTIONS2

[H2] 2%

VALUE FOR CASH BACK REDEMPTIONS2

VALUE FOR CASH BACK REDEMPTIONS2

[H1] 2X
EARN ON AIRFARE AND HOTELS2

[H1] 2%
VALUE FOR AIRFARE REDEMPTIONS2

[H1] 2%
VALUE FOR CASH BACK REDEMPTIONS2

[H1] Airfare Redemption
50,000 Points = $1,000 Value in Airfare2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] Cash Back Redemption
50,000 Points = $1,000 Value in Cash Back2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] 2X
EARN ON AIRFARE AND HOTELS2

[H1] 2%
VALUE FOR AIRFARE REDEMPTIONS2

[H1] 2%
VALUE FOR CASH BACK REDEMPTIONS2

[H1] Airfare Redemption
50,000 Points = $1,000 Value in Airfare2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] Cash Back Redemption
50,000 Points = $1,000 Value in Cash Back2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

Earn rewards on every purchase with no limits, no blackout dates and no point expirations.

[H2] Up to $2,500 in Annual Value3

[H2] Up to $2,500 in
Annual Value3
Benefits that work without the work.

[IMG: travel]

Enjoy immediate value simply by using your card on qualifying purchases.

BENEFITS

[H2]

$300 Annual Airline Credit2

Receive up to $300 in annual statement credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more. No enrollment or airline designation required.

[H2]

$200 Annual Dining Credit2

Enjoy preferred status and get up $200 in annual statement credits when using your Luxury Card at qualified restaurants around the world. No enrollment or third-party apps required.

[H2]

$200 Ship&Play Credit2

Send your belongings ahead of time with Ship&Play and receive up to $200 in credits annually.

[H2]

$240 Global Entry or TSA Pre✓® Application Credit2

Mastercard Gold Card members are eligible to receive a statement credit up to one-hundred-twenty-dollars ($120) as reimbursement for a Global Entry or TSA PreCheck® application fee. Enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA PreCheck, an expedited domestic security screening at participating airports in the United States, with no additional application or fee required.

[H2]

Airport Lounge ($469 Value)

Enjoy automatic complimentary access to over 1,800 airport lounges across 600+ cities and 140+ countries with Priority PassTM Select.2 Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests. Simply present your Luxury Card at participating lounges to gain entrance.

[H2]

Travel Benefits ($750 Value)

Receive double points on all airfare and hotels booked through LuxuryCardTravel.com and enjoy complimentary benefits averaging $7504 per stay at more than 3,000 luxury properties worldwide.

[H2]

Luxury Card Concierge® ($250 Value)

Around-the-clock Luxury Card Concierge services for personalized travel planning, exclusive tickets, gifting and VIP experiences.

[IMG: travel]

0% Introductory APR Balance Transfers1

Get 0% introductory APR for 15 months on balance transfers that are made within 45 days of account opening. After that, the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. There is a fee for balance transfers.

0% Introductory APR Balance Transfers1

Get 0% introductory APR for 15 months on balance transfers that are made within 45 days of account opening. After that, the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. There is a fee for balance transfers.

[H1] LUXURY CARD CONCIERGE®

[H1] LUXURY CARD
CONCIERGE®
YOUR TIME. OUR PRIORITY.

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iphone]

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iPhone]

[H4] Frequent Cardmember Requests

Recommend
Spa Services

Recommend
Spa Services

Deliver Gifts &
Flowers

Deliver Gifts &
Flowers

Book Tee Times

Book Tee Times

Access Concert
& Event Tickets

Access Concert
& Event Tickets

Make Travel
Arrangements

Make Travel
Arrangements

Source High-
Demand Products

Source High-
Demand Products

Plan Sightseeing
& Hiking Trips

Plan Sightseeing
& Hiking Trips

Arrange Dinner
Reservations

Arrange Dinner
Reservations

[H1] Frequent Cardmember Requests

[IMG: Recommend Spa Services]

Recommend Spa Services

[IMG: Deliver Gifts & Flowers]

Deliver Gifts & Flowers

[IMG: Book Tee Times]

Book Tee Times

[IMG: Access Concert & Event Tickets]

Access Concert & Event Tickets

[IMG: Make Travel Arrangements]

Make Travel
Arrangements

[IMG: Source High- Demand Products]

Source High- Demand Products

[IMG: Plan Sightseeing & Hiking Trips]

Plan Sightseeing & Hiking Trips

[IMG: Arrange Dinner Reservations]

Arrange Dinner Reservations

[IMG: Travelsite]

[H1] Luxury Card Travel®
Elevate your travel experience. Book hotels, flights and car rentals through our dedicated booking platform and enjoy automatic access to exclusive perks, preferred rates and added amenities.

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

Daily Breakfast for Two

Daily Breakfast for Two

Room Upgrade at Check-In

Room Upgrade at Check-In

Early Check-in & Check-out

Early Check-in & Check-out

Resort Credits

Resort Credits

Daily Breakfast
for Two

Room Upgrade
at Check-In

Early Check-in
& Check-out

Resort
Credits

[IMG: card]

[H1] Travel with Peace of Mind
Travel worry-free with insurances such as trip cancellation, car rental coverage and baggage delay.

FEATURES

[H2]

Trip Cancellation / Trip Interruption5

Provides secondary coverage for a covered, roundtrip purchase when you use your eligible card. You can be reimbursed for the cost of the non-refundable, roundtrip expenses up to $5,000 per insured person if certain accidental covered events cause you to cancel or interrupt your trip for a covered reason.

[H2]

MasterRental Coverage5

Provides secondary coverage for covered damages to an eligible rental vehicle when you pay for the entire rental transaction using your card and decline the coverage offered by the rental agency.

[H2]

Travel Accident Insurance5

Receive up to $250,000 coverage for eligible common carrier accidental death & dismemberment, at no additional cost, when you charge your entire travel fare to your eligible card for a covered trip.

[H2]

Baggage Delay Insurance5

Baggage delays are an inconvenience. You may be eligible for reimbursement of covered items for up to $100 a day (maximum 3 qualifying days) for qualifying baggage delays of more than 4 hours from the time you arrive at your travel destination (arrival at your primary residence is excluded).

[H2]

No Foreign Transaction Fees1

Get the most out of your rewards without incurring foreign transaction fees on international purchases.

[H2]

Travel Assistance6

Designed to assist you or your travel companions when you're traveling 50 miles or more from home. Service is available 24 hours a day, 365 days a year, and provides Master Trip Travel Assistance, Medical Assistance and Master Legal Referral Service.

[H1] MASTERCARD BENEFITS

[H1] MASTERCARD
BENEFITS
WE’VE GOT YOU COVERED.

[IMG: card]

[H1] Mastercard ID Theft Protection™6
When trouble appears, Mastercard ID Theft Protection will guard against everything from online identity theft to fraudulent purchases.

FEATURES

[H2]

Sends Alert Notifications

Monitors suspicious activity related to personal information you choose to track such as your name, address, email address, Social Security Number, date of birth, debit/credit card numbers or other sensitive data. Whenever questionable activity is detected, Cardmembers receive alert notifications allowing them to take immediate action to minimize potential damage.

[H2]

Monitors Credit File

Checks for changes that could indicate fraud, such as new credit inquires, an address change, or a new account opened in your name.

[H2]

ID Theft Resolution

Provides you white-glove service with a resolution specialist when you require assistance resolving issues related to identity theft.

[H2]

Liability Protection

Have peace of mind knowing that you won't be held responsible in the event that your Luxury Card is stolen and someone makes unauthorized purchases with Mastercard Zero Liability Protection.

[H2]

No Additional Cost

Mastercard ID Theft Protection comes at no additional cost with your Luxury Card. To activate your benefit, visit mastercardus.idprotection.com and enter your card number and to start the registration process.

[H1] Mastercard® Special Offers5
Enjoy a suite of additional travel, shopping and special offers for well-known products and services. Restrictions, limitations and exclusions may apply.
Visit mastercard.us/worldeliteoffers for complete details. These offers may be amended or canceled at any time without notice.

FEATURES

[H2]

Priceless Golf®

Unlock access to over 1,000 luxurious private country clubs across North America. Play at one of the dozens of TPC courses near you. Schedule a tee-time at the World Famous Pebble Beach Resort. Visit priceless.com for details.

[H2]

Cellular Phone Protection

Simply pay for your monthly mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card comes with coverage that can reimburse the actual cost to repair or replace your phone if it is damaged or stolen.

[H2]

Lyft

Download the Lyft app and enroll your Luxury Card. Lyft will automatically add a $5 Lyft credit to your account once you take three rides in a month and pay with your Luxury Card. Limit one Lyft credit per calendar month.
Offer valid through January 31, 2027.

[H2]

Peacock

Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your eligible Luxury Card to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply.
Offer valid through December 31, 2027.

[H2]

View More

View Less

[H1] Mastercard ID Theft Protection™6
When trouble appears, Mastercard ID Theft Protection will guard against everything from online identity theft to fraudulent purchases.

FEATU

[IMG: black card]

[H2] Mastercard®
Black Card®

Up to $2,000 in Annual Value3

Pre-Qualify Now
$699 Annual Fee1
Made of Stainless Steel® | 22 grams

[IMG: black card]

[H2] Mastercard®
Black Card®

Up to $2,000 in Annual Value3

Pre-Qualify Now
$699 Annual Fee1
Made of Stainless Steel® | 22 grams

[IMG: black card]

[H1] Mastercard®
Black Card®
Up to $2,000 in Annual Value3

Pre-Qualify Now
$699 Annual Fee1
Made of Stainless Steel® | 22 grams

[H1] THE PREMIUM CARD THAT DELIVERS EXCEPTIONAL
VALUE SIMPLY BY USING YOUR CARD

[H1] THE PREMIUM CARD THAT DELIVERS EXCEPTIONAL
VALUE SIMPLY BY USING YOUR CARD

[H2] 2X

EARN ON AIRFARE AND HOTELS2

EARN ON AIRFARE AND HOTELS2

[H2] 2%

VALUE FOR AIRFARE REDEMPTIONS2

VALUE FOR AIRFARE REDEMPTIONS2

[H2] 1.5%

VALUE FOR CASH BACK REDEMPTIONS2

VALUE FOR CASH BACK REDEMPTIONS2

[H1] 2X
EARN ON AIRFARE AND HOTELS2

[H1] 2%
VALUE FOR AIRFARE REDEMPTIONS2

[H1] 1.5%
VALUE FOR CASH BACK REDEMPTIONS2

[H1] Airfare Redemption
50,000 Points = $1,000 Value in Airfare2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] Cash Back Redemption
50,000 Points = $750 Value in Cash Back2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] 2X
EARN ON AIRFARE AND HOTELS2

[H1] 2%
VALUE FOR AIRFARE REDEMPTIONS2

[H1] 1.5%
VALUE FOR CASH BACK REDEMPTIONS2

[H1] Airfare Redemption
50,000 Points = $1,000 Value in Airfare2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] Cash Back Redemption
50,000 Points = $750 Value in Cash Back2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

Earn rewards on every purchase with no limits, no blackout dates and no point expirations.

[H2] Up to $2,000 in Annual Value3

[H2] Up to $2,000 in
Annual Value3
Benefits that work without the work.

[IMG: Black card]

Enjoy immediate value simply by using your card on qualifying purchases.

BENEFITS

[H2]

$200 Annual Airline Credit2

Receive up to $200 in annual statement credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more. No enrollment or airline designation required.

[H2]

$100 Annual Dining Credit2

Enjoy preferred status and get up $100 in annual statement credits when using your Luxury Card at qualified restaurants around the world. No enrollment or third-party apps required.

[H2]

$120 Global Entry or TSA Pre✓® Application Credit2

Mastercard Black Card members are eligible to receive a statement credit up to one-hundred-twenty-dollars ($120) as reimbursement for a Global Entry or TSA PreCheck® application fee. Enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA PreCheck, an expedited domestic security screening at participating airports in the United States, with no additional application or fee required.

[H2]

Airport Lounge ($469 Value)

Enjoy automatic complimentary access to over 1,800 airport lounges across 600+ cities and 140+ countries with Priority PassTM Select.2 Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests. Simply present your Luxury Card at participating lounges to gain entrance.

[H2]

Travel Benefits ($750 Value)

Receive double points on all airfare and hotels booked through LuxuryCardTravel.com and enjoy complimentary benefits averaging $7504 per stay at more than 3,000 luxury properties worldwide.

[H2]

Luxury Card Concierge® ($250 Value)

Around-the-clock Luxury Card Concierge services for personalized travel planning, exclusive tickets, gifting and VIP experiences.

[IMG: travel]

0% Introductory APR Balance Transfers1

Get 0% introductory APR for 15 months on balance transfers that are made within 45 days of account opening. After that, the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. There is a fee for balance transfers.

[H1] LUXURY CARD CONCIERGE®

[H1] LUXURY CARD
CONCIERGE®
YOUR TIME. OUR PRIORITY.

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iphone]

[H4] Frequent Cardmember Requests

Recommend
Spa Services

Recommend
Spa Services

Deliver Gifts &
Flowers

Deliver Gifts &
Flowers

Book Tee Times

Book Tee Times

Access Concert
& Event Tickets

Access Concert
& Event Tickets

Make Travel
Arrangements

Make Travel
Arrangements

Source High-
Demand Products

Source High-
Demand Products

Plan Sightseeing
& Hiking Trips

Plan Sightseeing
& Hiking Trips

Arrange Dinner
Reservations

Arrange Dinner
Reservations

[IMG: Woman with laptop]

[H1] Luxury Card Travel®
Elevate your travel experience. Book hotels, flights and car rentals through our dedicated booking platform and enjoy automatic access to exclusive perks, preferred rates and added amenities.

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

Daily Breakfast for Two

Daily Breakfast for Two

Room Upgrade at Check-In

Room Upgrade at Check-In

Early Check-in & Check-out

Early Check-in & Check-out

Resort Credits

Resort Credits

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iPhone]

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iPhone]

[H1] Frequent Cardmember Requests

[IMG: Recommend Spa Services]

Recommend Spa Services

[IMG: Deliver Gifts & Flowers]

Deliver Gifts & Flowers

[IMG: Book Tee Times]

Book Tee Times

[IMG: Access Concert & Event Tickets]

Access Concert & Event Tickets

[IMG: Make Travel Arrangements]

Make Travel
Arrangements

[IMG: Source High- Demand Products]

Source High- Demand Products

[IMG: Plan Sightseeing & Hiking Trips]

Plan Sightseeing & Hiking Trips

[IMG: Arrange Dinner Reservations]

Arrange Dinner Reservations

[IMG: Travelsite]

[H1] Luxury Card Travel®
Elevate your travel experience. Book hotels, flights and car rentals through our dedicated booking platform and enjoy automatic access to exclusive perks, preferred rates and added amenities.

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

[IMG: Travelsite]

[H1] Luxury Card Travel®
Elevate your travel experience. Book hotels, flights and car rentals through our dedicated booking platform and enjoy automatic access to exclusive perks, preferred rates and added amenities.

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

Daily Breakfast
for Two

Room Upgrade
at Check-In

Early Check-in
& Check-out

Resort
Credits

[IMG: travel]

[H1] Travel with Peace of Mind
Travel worry-free with insurances such as trip cancellation, car rental coverage and baggage delay.

FEATURES

[H2]

Trip Cancellation / Trip Interruption5

Provides secondary coverage for a covered, roundtrip purchase when you use your eligible card. You can be reimbursed for the cost of the non-refundable, roundtrip expenses up to $5,000 per insured person if certain accidental covered events cause you to cancel or interrupt your trip for a covered reason.

[H2]

MasterRental Coverage5

Provides secondary coverage for covered damages to an eligible rental vehicle when you pay for the entire rental transaction using your card and decline the coverage offered by the rental agency.

[H2]

Travel Accident Insurance5

Receive up to $250,000 coverage for eligible common carrier accidental death & dismemberment, at no additional cost, when you charge your entire travel fare to your eligible card for a covered trip.

[H2]

Baggage Delay Insurance5

Baggage delays are an inconvenience. You may be eligible for reimbursement of covered items for up to $100 a day (maximum 3 qualifying days) for qualifying baggage delays of more than 4 hours from the time you arrive at your travel destination (arrival at your primary residence is excluded).

[H2]

No Foreign Transaction Fees1

Get the most out of your rewards without incurring foreign transaction fees on international purchases.

[H2]

Travel Assistance6

Designed to assist you or your travel companions when you're traveling 50 miles or more from home. Service is available 24 hours a day, 365 days a year, and provides Master Trip Travel Assistance, Medical Assistance and Master Legal Referral Service.

[H1] MASTERCARD BENEFITS

[H1] MASTERCARD
BENEFITS
WE’VE GOT YOU COVERED.

[H2]

View More

View Less

[H1] Mastercard ID Theft Protection™6
When trouble appears, Mastercard ID Theft Protection will guard against everything from online identity theft to fraudulent purchases.

FEATURES

Sends Alert Notifications
Monitors suspicious activity related to personal information you choose to track such as your name, address, email address, Social Security Number, date of birth, debit/credit card numbers or other sensitive data. Whenever questionable activity is detected, Cardmembers receive alert notifications allowing them to take immediate action to minimize potential damage.

Monitors Credit File
Checks for changes that could indicate fraud, such as new credit inquires, an address change, or a new account opened in your name.

ID Theft Resolution
Provides you white-glove service with a resolution specialist when you require assistance resolving issues related to identity theft.

Liability Protection
Have peace of mind knowing that you won't be held responsible in the event that your Luxury Card is stolen and someone makes unauthorized purchases with Mastercard Zero Liability Protection.

No Additional Cost
Mastercard ID Theft Protection comes at no additional cost with your Luxury Card. To activate your benefit, visit mastercardus.idprotection.com and enter your card number and to start the registration process.

[H1] Mastercard® Special Offers5
Enjoy a suite of additional travel, shopping and special offers for well-known products and services. Restrictions, limitations and exclusions may apply. Visit mastercard.us/worldeliteoffers for complete details. These offers may be amended or canceled at any time without notice.

FEATURES

Priceless Golf®
Unlock access to over 1,000 luxurious private country clubs across North America. Play at one of the dozens of TPC courses near you. Schedule a tee-time at the World Famous Pebble Beach Resort. Visit priceless.com for details.

Cellular Phone Protection
Simply pay for your monthly mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card comes with coverage that can reimburse the actual cost to repair or replace your phone if it is damaged or stolen.

Lyft
Download the Lyft app and enroll you

[IMG: black card]

[H2] Mastercard®
Titanium Card®

Up to $1,500 in Annual Value3

Pre-Qualify Now
$299 Annual Fee1
Brushed Metal Card | 22 grams

[IMG: black card]

[H2] Mastercard®
Titanium Card®

Up to $1,500 in Annual Value3

Pre-Qualify Now
$299 Annual Fee1
Brushed Metal Card | 22 grams

[IMG: titanium card]

[H1] Mastercard® 

Titanium Card®
Up to $1,500 in Annual Value3

Pre-Qualify Now
$299 Annual Fee1
Brushed Metal Card | 22 grams

[H1] THE PREMIUM CARD THAT DELIVERS EXCEPTIONAL
VALUE SIMPLY BY USING YOUR CARD

[H1] THE PREMIUM CARD THAT DELIVERS EXCEPTIONAL
VALUE SIMPLY BY USING YOUR CARD

[H2] 2X

EARN ON AIRFARE AND HOTELS2

EARN ON AIRFARE AND HOTELS2

[H2] 2%

VALUE FOR AIRFARE REDEMPTIONS2

VALUE FOR AIRFARE REDEMPTIONS2

[H2] 1%

VALUE FOR CASH BACK REDEMPTIONS2

VALUE FOR CASH BACK REDEMPTIONS2

[H1] 2X
EARN ON AIRFARE AND HOTELS2

[H1] 2%
VALUE FOR AIRFARE REDEMPTIONS2

[H1] 1%
VALUE FOR CASH BACK REDEMPTIONS2

[H1] Airfare Redemption
50,000 Points = $1,000 Value in Airfare2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] Cash Back Redemption
50,000 Points = $500 Value in Cash Back2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] 2X
EARN ON AIRFARE AND HOTELS2

[H1] 2%
VALUE FOR AIRFARE REDEMPTIONS2

[H1] 1%
VALUE FOR CASH BACK REDEMPTIONS2

[H1] Airfare Redemption
50,000 Points = $1,000 Value in Airfare2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

[H1] Cash Back Redemption
50,000 Points = $500 Value in Cash Back2

Versus the competition

Information as of March 31, 2026. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

Earn rewards on every purchase with no limits, no blackout dates and no point expirations.

[H2] Up to $1,500 in Annual Value3

[H2] Up to $1,500 in
Annual Value3
Benefits that work without the work.

[IMG: Titanium]

Enjoy immediate value simply by using your card on qualifying purchases.

BENEFITS

[H2]

Airport Lounge ($469 Value)

Enjoy automatic complimentary access to over 1,800 airport lounges across 600+ cities and 140+ countries with Priority PassTM Select.2 Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests. Simply present your Luxury Card at participating lounges to gain entrance.

[H2]

Travel Benefits ($750 Value)

Receive double points on all airfare and hotels booked through LuxuryCardTravel.com and enjoy complimentary benefits averaging $7504 per stay at more than 3,000 luxury properties worldwide.

[H2]

Luxury Card Concierge® ($250 Value)

Around-the-clock Luxury Card Concierge services for personalized travel planning, exclusive tickets, gifting and VIP experiences.

[IMG: Titanium]

0% Introductory APR Balance Transfers1

Get 0% introductory APR for 15 months on balance transfers that are made within 45 days of account opening. After that, the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. There is a fee for balance transfers.

[H1] LUXURY CARD CONCIERGE®

[H1] LUXURY CARD
CONCIERGE®
YOUR TIME. OUR PRIORITY.

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iphone]

[H4] Frequent Cardmember Requests

Recommend
Spa Services

Recommend
Spa Services

Deliver Gifts &
Flowers

Deliver Gifts &
Flowers

Book Tee Times

Book Tee Times

Access Concert
& Event Tickets

Access Concert
& Event Tickets

Make Travel
Arrangements

Make Travel
Arrangements

Source High-
Demand Products

Source High-
Demand Products

Plan Sightseeing
& Hiking Trips

Plan Sightseeing
& Hiking Trips

Arrange Dinner
Reservations

Arrange Dinner
Reservations

[IMG: Woman with laptop]

[H1] Luxury Card Travel®
Elevate your travel experience. Book hotels, flights and car rentals through our dedicated booking platform and enjoy automatic access to exclusive perks, preferred rates and added amenities.

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

Daily Breakfast for Two

Daily Breakfast for Two

Room Upgrade at Check-In

Room Upgrade at Check-In

Early Check-in & Check-out

Early Check-in & Check-out

Resort Credits

Resort Credits

Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dinning reservations, everyday tasks such as sending flowers or researching products and services.
Time-saving, convenience
Reliable, trustworthy
Available 24/7
Call, email, text, or chat with agents

[IMG: iPhone]

[H1] Frequent Cardmember Requests

[IMG: Recommend Spa Services]

Recommend Spa Services

[IMG: Deliver Gifts & Flowers]

Deliver Gifts & Flowers

[IMG: Book Tee Times]

Book Tee Times

[IMG: Access Concert & Event Tickets]

Access Concert & Event Tickets

[IMG: Make Travel Arrangements]

Make Travel
Arrangements

[IMG: Source High- Demand Products]

Source High- Demand Products

[IMG: Plan Sightseeing & Hiking Trips]

Plan Sightseeing & Hiking Trips

[IMG: Arrange Dinner Reservations]

Arrange Dinner Reservations

[IMG: Travelsite]

[H1] Luxury Card Travel®
Elevate your travel experience. Book hotels, flights and car rentals through our dedicated booking platform and enjoy automatic access to exclusive perks, preferred rates and added amenities.

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

[H1] 2X
Points earned when you book your airfare or hotel through LuxuryCardTravel.com.2

[H1] $750
Average value per stay4

[H1] 3,000+
Luxury hotels and resorts worldwide

Daily Breakfast
for Two

Room Upgrade
at Check-In

Early Check-in
& Check-out

Resort
Credits

[IMG: travel]

[H1] Travel with Peace of Mind
Travel worry-free with insurances such as trip cancellation, car rental coverage and baggage delay.

FEATURES

[H2]

Trip Cancellation / Trip Interruption5

Provides secondary coverage for a covered, roundtrip purchase when you use your eligible card. You can be reimbursed for the cost of the non-refundable, roundtrip expenses up to $5,000 per insured person if certain accidental covered events cause you to cancel or interrupt your trip for a covered reason.

[H2]

MasterRental Coverage5

Provides secondary coverage for covered damages to an eligible rental vehicle when you pay for the entire rental transaction using your card and decline the coverage offered by the rental agency.

[H2]

Travel Accident Insurance5

Receive up to $250,000 coverage for eligible common carrier accidental death & dismemberment, at no additional cost, when you charge your entire travel fare to your eligible card for a covered trip.

[H2]

Baggage Delay Insurance5

Baggage delays are an inconvenience. You may be eligible for reimbursement of covered items for up to $100 a day (maximum 3 qualifying days) for qualifying baggage delays of more than 4 hours from the time you arrive at your travel destination (arrival at your primary residence is excluded).

[H2]

No Foreign Transaction Fees1

Get the most out of your rewards without incurring foreign transaction fees on international purchases.

[H2]

Travel Assistance6

Designed to assist you or your travel companions when you're traveling 50 miles or more from home. Service is available 24 hours a day, 365 days a year, and provides Master Trip Travel Assistance, Medical Assistance and Master Legal Referral Service.

[H1] MASTERCARD BENEFITS

[H1] MASTERCARD
BENEFITS
WE’VE GOT YOU COVERED.

[H2]

View More

View Less

[H1] Mastercard ID Theft Protection™6
When trouble appears, Mastercard ID Theft Protection will guard against everything from online identity theft to fraudulent purchases.

FEATURES

Sends Alert Notifications
Monitors suspicious activity related to personal information you choose to track such as your name, address, email address, Social Security Number, date of birth, debit/credit card numbers or other sensitive data. Whenever questionable activity is detected, Cardmembers receive alert notifications allowing them to take immediate action to minimize potential damage.

Monitors Credit File
Checks for changes that could indicate fraud, such as new credit inquires, an address change, or a new account opened in your name.

ID Theft Resolution
Provides you white-glove service with a resolution specialist when you require assistance resolving issues related to identity theft.

Liability Protection
Have peace of mind knowing that you won't be held responsible in the event that your Luxury Card is stolen and someone makes unauthorized purchases with Mastercard Zero Liability Protection.

No Additional Cost
Mastercard ID Theft Protection comes at no additional cost with your Luxury Card. To activate your benefit, visit mastercardus.idprotection.com and enter your card number and to start the registration process.

[H1] Mastercard® Special Offers5
Enjoy a suite of additional travel, shopping and special offers for well-known products and services. Restrictions, limitations and exclusions may apply. Visit mastercard.us/worldeliteoffers for complete details. These offers may be amended or canceled at any time without notice.

FEATURES

Priceless Golf®
Unlock access to over 1,000 luxurious private country clubs across North America. Play at one of the dozens of TPC courses near you. Schedule a tee-time at the World Famous Pebble Beach Resort. Visit priceless.com for details.

Cellular Phone Protection
Simply pay for your monthly mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card comes with coverage that can reimburse the actual cost to repair or replace your phone if it is damaged or stolen.

Lyft
Download the Lyft app and enroll your Luxury Card. Lyft will automatically add a $5 Lyft credit to your account once you take three rides in a month and pay with your Luxury Card. Limit one Lyft credit per calendar month.
Offer valid through January 31, 2027.

Peacock
Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your eligible Luxury Card to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply.
Offer valid through December 31, 2027.

[IMG: card]

[H1] Mastercard® Titanium Card®

[H1] Mastercard® Titanium Card®
Up to $1,500 in Annual Value3

$299 Annual Fee1

Pre-Qualify Now

Compare Cards

[H1] 2X
Earn on Airfare
and Hotels2

[H3] 2%
Value for Airfare
Redemptions2

[H3] 1%
Value for Cash Back
Redemptions2

[IMG: card]

[H1] Mastercard® Titanium Card®
Up to $1,500 in Annual Value3

Pre-Qualify Now
$699 Annual Fee
($249 for each Authorized User)1

$299 Annual Fee1

Compare Cards

1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that