Training Example: Shares – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H5] Made in France
Built, operated and regulated in France with instant deployment to 30 EEA countries
[H5] Front-to-back
Streamline execution, operations, compliance and custody effortlessly
[H5] Scalable savings platform
Our ledgers are scalable and have no problems meeting your requirements, no matter how ambitiousPartnering with industry leading institutions
[H3] Wealth Management
Explore custom, white label and API technology to enhance your investment offeringLearn more
[H3] Savings and pensions
Explore a best-in-class workplace savings experience, under your brandLearn more
[H3] Retail investing
The go-to mobile app for retail investors, home to over 1,700 assetsLearn moreMurano
[H5] How Crystal Group launched Murano Titres with Shares
Learn moreEres
[H5] How Eres revolutionised wealth management with Shares technology
Learn moreEmpowering retail investing institutions with intuitive tools and seamless access to diversified investment opportunitiesEnhancing digital banking experiences with scalable investment solutions and seamless API integrationDriving efficiency and innovation with technology that optimises portfolio management and client engagementSupporting independent financial advisors with cutting-edge technology to streamline client management and investment strategiesTailored tools for niche financial services, enabling agility and differentiation in competitive marketsModernising legacy systems with next-generation investment technology for a better client experience
[H2] Protecting your money
[H4] Regulated in France by the AMF
We are an investment services provider authorised by the French Prudential Supervision and Resolution Authority (ACPR)
[H4] Passport rights
We are eligible to operate in other EEA countries due to our French licensing
[H4] We partner with established institutions to protect your funds
We make sure our partners safekeep your funds and assets at established banks and those are always kept separate from the company’s funds
[H4] Your assets belong to you, and no one else
You are the legal owner of all your investments. Your assets are inaccessible to our creditors and, in the event of our company’s insolvency, they will be returned to you
[H4] We partner with established institutions to protect your funds
Clients' funds are kept in separate accounts, ensuring that your money is always kept separate from the company's funds.
[H4] Your assets belong to you, and no one else
You are the legal owner of all your investments. Your assets are inaccessible to our creditors and, in the event of our company’s insolvency, they will be returned to you.
[H5] Fintech company Shares is negotiating the acquisition of Treezor from Société Générale
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[H5] AXA France partners with Shares to simplify corporate savings plans
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[H5] Shares acquires Inter Invest's banking retirement savings business
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[H3] Partner with a winning team
Just like Shares advocates Venus and Serena, we believe in the power of partnershipAbout usWhat is Shares?Shares is an investing technology company that provides end-to-end infrastructure for the financial industry. We offer a suite of solutions ranging from  enterprise-level wealth management platforms to consumer-facing retail apps and white-label offerings. Whether you are looking to build a custom investment tool or integrate our existing stack, Shares provides the modular technology needed to power modern portfolios.Who do you serve?Our ecosystem supports a diverse range of clients from large-scale institutions to individual investors. For enterprises, we deliver bespoke white-label solutions tailored for the wealth management, savings and retail investing sectors. For individual wealth managers, we provide Shares Pro, a dedicated platform designed specifically for sophisticated wealth management. For individual investors, we offer the Shares app, an accessible and user-friendly mobile experience for personal portfolio growth.Where can I learn more about your fees?To explore our app and pro fees, visit our terms & conditions in the footer of our website. Is Shares safe?Yes, Shares is a safe provider of investing technology. We are regulated in France by the Autorité des Marchés Financiers (AMF) and authorised to operate across the European Union, in accordance with local and European regulations.Why should I choose Shares?At Shares, our priority is to build industry-leading financial technology. We bridge the gap between complex business requirements and the need for user-friendly design, ensuring that our tools are both powerful and easy to use. By constantly pushing the boundaries of what is possible, anyone from large-scale businesses to individual investors can rest assured they are using some of the most advanced and reliable platforms on the market.

April 2021Shares is bornCo-Founders Benjamin Chemla, Harjas Singh, and Francois Ruty officially launch Shares and raise $10 million in one of Europe’s largest ever pre-product seed roundsMarch 2022Series AShares raises $40 million in Series A funding round to launch Europe’s first social investing appJuly 2022Series BShares raises another $40 million in Series B funding round to supercharge European expansionOctober 2022Shares x Williams SistersShares announces Venus and Serena Williams as global brand ambassadors and films first ever commercial in MiamiNovember 2023Shares App launches in FranceShares obtains investment firm authorisation and digital asset provider registration to provide stocks, ETFs and crypto-assets and launches app in FranceMay 2024Invest TogetherShares launches “Invest Together” campaign with Serena and Venus Williams at Europe’s biggest Tech conference, VivaTechNovember 2024Shares Pro launchesShares expands into the Wealth Management market through the launch of its end-to-end platform for financial advisors, Shares ProMarch 2025Shares x AXA FranceAXA France selects Shares as their technology partner to build a new digital employee savings platformMay 2025FrenchTech 120Shares is named in the prestigious FrenchTech 120 for the second year, alongside the most promising new companies in FranceSeptember 2025Shares Pro white-labelShares launches its white-label Pro offering, empowering businesses to deliver a fully branded experience for wealth managers
[H2] Meet our founders
Benjamin is the CEO and Co-Founder of Shares. A French entrepreneur and business angel, he was notably the founder of on-demand delivery platform Stuart before co-founding Shares in 2021.Benjamin is an active advocate for financial education and is a regular contributor on BFM Bourse, and is part of the Choiseul “Finance of Tomorrow” ranking.Ben ChemlaCEO & Co-founderHarjas is the Chief Product Officer and Co-Founder of Shares. Prior to launching Shares in 2021, Harjas led engineering teams responsible for building some of the world’s leading financial products at both Revolut and Deutsche Bank. He was named in the prestigious Forbes 30U30 list in 2023 and has a major in Computer Science from Virginia Tech.Harjas SinghCPO & Co-founderFrançois Ruty is the Co-founder and Chief Technology Officer of Shares. Aerospace engineer by training, software engineer by trade, François builds and expands systems for a living. He has extensive experience in various industries such as aerospace, VFX, military intelligence, finance.François RutyCTO & Co-founder
[H3] Alain Bénichou
A French engineer and business leader, Alain Bénichou joined IBM in 1984 and held various leadership positions, including President of IBM France in 2010 and CEO of IBM Greater China in 2019. In 2015, he was elected President of the American Chamber of Commerce in France, launching the "Next Gen" initiative to support startups. A Knight of the Legion of Honor and a member of the Le Siècle association, he joined Montefiore Investment after nearly 40 years at IBM.Read moreA French engineer and business leader, Alain Bénichou joined IBM in 1984 and held various leadership positions, including President of IBM France in 2010 and CEO of IBM Greater China in 2019. In 2015, he was elected President of the American Chamber of Commerce in France, launching the "Next Gen" initiative to support startups. A Knight of the Legion of Honor and a member of the Le Siècle association, he joined Montefiore Investment after nearly 40 years at IBM.Read less
[H3] Catherine Barba
Catherine Barba is a French entrepreneur, e-commerce pioneer, and influential business angel. In 2004, she created "Cashstore.fr," one of France's first cashback sites, and later founded the consulting firm "Malinea," which she sold to Vente-Privée.com. In 2012, she launched the "Catherine Barba Group" to support companies in their digital transformation. Awarded the National Order of Merit and the Legion of Honor, she later founded Envi School, dedicated to sustainable entrepreneurship.Read moreCatherine Barba is a French entrepreneur, e-commerce pioneer, and influential business angel. In 2004, she created "Cashstore.fr," one of France's first cashback sites, and later founded the consulting firm "Malinea," which she sold to Vente-Privée.com. In 2012, she launched the "Catherine Barba Group" to support companies in their digital transformation. Awarded the National Order of Merit and the Legion of Honor, she later founded Envi School, dedicated to sustainable entrepreneurship.Read less
[H3] Bruno de Seguins
Bruno de Seguins, an expert in insurance and finance, began his career as a sales inspector before holding several executive roles, notably at Aviva France. In 2019, he became President of Astoria Finance, specializing in wealth management. He is currently a member of the Supervisory Board of Abeille Asset Management, a partner at PCM Consultant, and a board member at CGPA Europe.Read moreBruno de Seguins, an expert in insurance and finance, began his career as a sales inspector before holding several executive roles, notably at Aviva France. In 2019, he became President of Astoria Finance, specializing in wealth management. He is currently a member of the Supervisory Board of Abeille Asset Management, a partner at PCM Consultant, and a board member at CGPA Europe.Read less
[H1] Building our financial future, together
FOUNDED IN2021LOCATIONSParisKrakówShares was born as a neobroker to help everyone build better finances, not just the elite. Each year, more and more people begin investing to make their money work for them, and turn to technology to help them do so. Over the years, our mission has grown — build the next generation of investing tech, for everyone. Whether you’re an everyday retail investor looking to grow your savings, a wealth manager investing on behalf of your clients or a big business looking to develop your financial solutions, we’ve built you the technology to achieve your goals.
[H2] Meet our founders
Benjamin is the CEO and Co-Founder of Shares. A French entrepreneur and business angel, he was notably the founder of on-demand delivery platform Stuart before co-founding Shares in 2021.Benjamin is an active advocate for financial education and is a regular contributor on BFM Bourse, and is part of the Choiseul “Finance of Tomorrow” ranking.Ben ChemlaCEO & Co-founderHarjas is the Chief Product Officer and Co-Founder of Shares. Prior to launching Shares in 2021, Harjas led engineering teams responsible for building some of the world’s leading financial products at both Revolut and Deutsche Bank. He was named in the prestigious Forbes 30U30 list in 2023 and has a major in Computer Science from Virginia Tech.Harjas SinghCPO & Co-founderFrançois Ruty is the Co-founder and Chief Technology Officer of Shares. Aerospace engineer by training, software engineer by trade, François builds and expands systems for a living. He has extensive experience in various industries such as aerospace, VFX, military intelligence, finance.François RutyCTO & Co-Founder
[H3] Supported bythe best
[H4] Our investors
VALARSingularGFCRed Sea Ventures
[H4] Our advisors
Catherine BarbaCatherine Barba is a French entrepreneur, e-commerce pioneer, and influential business angel. In 2004, she created "Cashstore.fr," one of France's first cashback sites, and later founded the consulting firm "Malinea," which she sold to Vente-Privée.com. In 2012, she launched the "Catherine Barba Group" to support companies in their digital transformation. Awarded the National Order of Merit and the Legion of Honor, she later founded Envi School, dedicated to sustainable entrepreneurship.Alain BenichouA French engineer and business leader, Alain Bénichou joined IBM in 1984 and held various leadership positions, including President of IBM France in 2010 and CEO of IBM Greater China in 2019. In 2015, he was elected President of the American Chamber of Commerce in France, launching the "Next Gen" initiative to support startups. A Knight of the Legion of Honor and a member of the Le Siècle association, he joined Montefiore Investment after nearly 40 years at IBM.Bruno de SeguinsBruno de Seguins, an expert in insurance and finance, began his career as a sales inspector before holding several executive roles, notably at Aviva France. In 2019, he became President of Astoria Finance, specializing in wealth management. He is currently a member of the Supervisory Board of Abeille Asset Management, a partner at PCM Consultant, and a board member at CGPA Europe.

[H3] The Client Portal
Give your clients instant access to their portfolio. From performance to key documents, everything is here
[H3] Confirmation and approvals
Securely capture necessary approvals for account openings and trades
[H3] Document management
Easily store critical documents while maintaining a clear audit trail for compliance
[H3] Client appropriateness
Comply with regulatory requirements by ensuring client risk assessments are in place
[H3] Stocks
Invest in over 1,000 individual companies spanning across Europe and AmericaView all
[H3] ETFs
Access more than 200 diversified exchange-traded fundsView all
[H3] Commodities
Take your pick from market-leading commodities like gold, silver and platinum
[H3] Structured Products
Request tailor-made investment products that align with your clients’ needs
[H3] Mutual Funds
Add institutional-quality funds for to your clients’ Investment Plans
[H3] ELTIFs
Use European long-term investment funds to invest in patient capitalPartnering with industry leading institutions
[H5] CTO
Open up an ordinary securities account for your clients in just a few days
[H5] PEA
Open and transfer a PEA equity savings plan for your clients in a few simple clicks
[H5] CTO Business
The most flexible account for businesses, offering the greatest asset selectionCustom
[H4] Get a fully bespoke solution that meets all of your needs
White label
[H4] Easily customise the look and feel to match your branding
API
[H4] Tap into market- leading Plug & Play APIs
[H3] Start streamlining your financial management
Check out APIs that can help you build one of the best investing platforms in the market by speaking to one of the team todayGet in touchCTO and PEA arbitrage⚙️ FeatureAllow wealth managers to swap funds between assets of an Investment Plan. ELTIFs in Investment Plans? AssetsMake ELTIFs an available asset class among Investment Plans for greater diversification. See upcoming dividends⚙️ FeatureView scheduled dividend payments across a client's assets.Wealth manager dashboard⚙️ FeatureAllow wealth managers to get an overview of all their assets under management and gain insights into the investments of their customers.Wealth manager hierarchy⚙️ FeatureSet dedicated roles and permissions across the platform for different wealth managers. White-label enhancements⚙️ FeatureContinuous improvements to the white-label capabilities of Shares Pro for business partners.PER account opening? Account WrapperEnable wealth managers to open PER (Plan d’Épargne Retraite) accounts for their clients, with approval documents signed via e-signature.Edit a client⚙️ FeatureAllow for a client's details to be edited by the wealth managerPortfolio performance review - V2⚙️ FeatureAdding performance timeframes: 1M, 1Y, YTD, 1Y etc to each individual asset with an Investment Plan. Additionally, average price in the asset row will be added. Increase PEA universe? AssetsExpand the PEA asset universe with more stocks, leveraged ETFs and PEA-PME accounts.Notification centre?️ CommunicationA space for wealth managers to view their latest notifications on everything connected to Shares Pro.See pending plans details⚙️ FeatureMake the details of a pending plan visible for the wealth manager.Create a Plan during client onboarding⚙️ FeatureFacilitate wealth managers being able to create an Investment Plan for their client whilst setting up their account.Ex-ante fee information (sell)⚙️ FeatureWealth managers and their clients can view the ex-ante costs information when assets are sold in an Investment Plan. Re-upload rejected documents⚙️ FeatureAllow for wealth managers to re-upload rejected documents. Partial asset selling? AssetsEnable wealth managers to execute partial sales within clients’ investment plans, across stocks, ETFs, and mutual funds.SEPA direct debit for ELTIFs? PaymentsAllow investments in European Long-Term Investment Funds (ELTIFs) to be funded via SEPA Direct Debit, alongside existing cash payment options.Improve fee details (Ex-Ante fee calculation)?️ CommunicationShow a detailed breakdown of fees when the a wealth manager's client approves their account application/opening.Fetch business documents⚙️ FeatureDuring business client's onboarding, a wealth manager can automatically fetch their necessary documents Invoices for advisory fees⚙️ FeatureA dedicated invoice for advisory fees, automatically generated through a self-invoicing process from Shares to end clients.Edit investment plans⚙️ FeatureUpdate details, buying/selling assets, amend the allocation of specific assets and cancel non-approved Investment Plans. SSO sign in⚙️ FeatureAllow wealth management companies to sign in via SSO (single sign on) to improve user experienceSEPA DD for business? PaymentsAllow SEPA direct debit to have no restriction, as personal accounts are restricted to 150K per transaction.Save as draft⚙️ FeatureAllow a client's profile to be saved as a draft during the onboarding process. This lets the wealth manager return to it later, without losing the progress made.Mutual funds? AssetsIn collaboration with ODDO BHF Asset Management, wealth managers will be able to invest in mutual funds on behalf of their clients. Send reminder emails?️ CommunicationLet wealth managers send reminder emails to their clients to open an account or approve an Investment PlanImplement E-Signatures?️ CommunicationAllow a wealth manager's client to approve documents using an e-signatureStructured products? Assets In collaboration with ODDO BHF Asset Management, wealth managers will be able to invest in structured products on behalf of their clients. Extra funds details⚙️ FeatureDisplay 'withdrawable' cash, 'unsettled cash' and 'blocked by Orders'. Wealth manager document uploads⚙️ FeatureAllow wealth managers to upload company documents for their business clients. Currently, business clients need to upload their documents when they create their account. Show clients legal documents⚙️ FeatureAllow wealth managers to view their clients' documents in Shares Pro, in addition to the emails that are sent. Client portal⚙️ FeatureA Shares Pro dashboard where a wealth manager's client can login and check their portfolios. It is a ‘view only’ type portal, meaning the client directly invest. Phone number uniqueness⚙️ FeatureAllow wealth managers to create multiple clients with the same phone number.Refining Investment Plan dates⚙️ FeatureAllow for wealth managers to select a specific day of the month an Investment Plan is executed on, as well as its execution frequency. Investment Plan payment methods? PaymentsChoose between cash or Sepa Direct Debit when creating an Investment Plan on behalf of your client. Email & password login⚙️ FeatureThe new sign in method will be via entering an email and password, instead of the current 'magic link' sign in. Fee customisation⚙️ FeatureAllow wealth management firms customisability over the Shares Pro fee structure. Investing experience questionnaire⚙️ FeatureWealth managers must have clients approve answers on the experience questionnaire before Investment Plans can be created/edited. This aligns with the AMF's standards.Portfolio performance review - V1⚙️ FeatureAllow wealth managers to analyse individual assets within a Plan, such as: holdings, purchase price, valuation, gains and allocation. A V2 with greater metrics is coming soon.CGP withdrawals⚙️ FeatureWealth managers to initiate withdrawals and clients approve it, allowing money to be withdrawnSEPA direct debit? PaymentsPayments accepted via direct debitSort by surname⚙️ FeatureEnsure the client list is sorted by surnameHide client list⚙️ FeatureGive CGPs the ability to hide their client list when the Shares Pro dashboard is open.Initial and recurring values as optional⚙️ FeatureInvest either by one lumpsum investment or by recurring investments. Pre-filled Plan Templates⚙️ FeatureReady-made Investment Plans CGPs can automatically have access to. These are split into Conservative, Moderate, and Aggressive risk profiles, to streamline plan selection. PEA Monthly Statement?️ CommunicationWealth managers receive an email with their client's PEA monthly statementAccount Statements for Clients?️ CommunicationWealth manager's clients will be emailed details about their portfolio via monthly statementsShares Pro GPT ⚙️ FeatureAn AI chatbot in which CGPs can ask questions to directly in Shares ProPEA transfer⚙️ FeatureThe ability to transfer an end client’s PEA to Shares Pro.Show company names⚙️ FeatureCGPs with business clients can easily distinguish between their personal clients and business clients in the customer listSearch by ISIN⚙️ FeatureCGPs will be able to search for assets via an ISIN numberPEA? Account WrapperA PEA is available on the Shares Pro platformCommodities? AssetsGold, silver and platinum.Client investment experience⚙️ FeatureA CGP can view a client’s investment inside their profilePending orders⚙️ FeatureOrders now show as ‘pending’ if made outside market opening hoursBusiness account? Account WrapperA wrapper where business owners can invest their spare company cashPause a Plan⚙️ FeatureThe ability to pause an Investment PlanPlan templates⚙️ FeatureInvestment Plans can be saved as a template for future useView full roadmap
[H3] Frequently asked questions
Which accounts can I open for my clients?Currently, you can open a CTO, CTO business and PEA account.Which assets do you currently have on the platform? Right now, we have over 1,500 stocks, 200 ETFs, physical commodities, ELTIFs and structured products. Will you facilitate PEA transfers?Yes, you will be able to transfer your clients’ PEA accounts over to Shares Pro.
Once I’m onboarded, can I request specific assets be added to Shares Pro?Yes, we encourage all our partners to submit asset requests. We do our best to implement every request.Can my clients pay via SEPA Direct Debit? Yes, SEPA Direct Debit is available.Subscribe to our free monthly newsletterKeep up-to-date on Shares’ latest updatesThank you. You have subscribed to our newsletter!Something went wrong while submitting the formPartnering with industry leading institutions
[H3] CTO
Open up an ordinary securities account for your clients in just a few daysBook a call
[H3] PEA
Open and transfer a PEA equity savings plan for your clients in a few simple clicksBook a callComing soon
[H3] Business
The most flexible account for businesses, offering the greatest asset selectionBook a call
[H2] All your clients, easily accessible
Forget clunky and complicated platforms and experience a new way of managing your clients

[H1] Investing for everyone
Join 50,000 people using Shares and learn how to grow your wealthPartnering with industry leading institutions
[H3] Over 1,700 assets in your pocket
1,500 stocks, 200 ETFs, 40 cryptos — whatever your investing goals are, we have the asset for you
[H3] Invest with Premium Investors
See the trades, analysis and portfolios of experienced investors, all in real time
[H3] Clear, competitive and simple pricing
€1 for stock and ETF orders under €500, 0.2% above, and €1 for cryptocurrency transactions under €100, 1% above
[H1] Animation 1
[H1] Animation 2
[H1] Animation 3
[H2] Grow your investments with a PEA
Enjoy tax advantages on investments up to € 150,000 and benefit from fees more competitive than the big banksOpen a PEATransfer a PEA60+ diversified ETFsAccess markets in and outside of Europe thanks to our global ETFsTransfer to SharesBring your existing PEA over to Shares in a few simple stepsFair service feesCompetitive rates when you invest €1000.5% fee€100 to €200€1 fee€200 to €5000.2% fee€500+Get a plan
[H3] Tailor made
Personalised portfolios based on your financial goals and risk tolerance
[H3] Hands-off investing
Our experts don’t just pick your assets, but also manage your portfolio as the markets continue to move
[H3] Competitive pricing
Enjoy competitive fees and the potential for higher returns with expertly managed investments
[H3] See how your plan will perform over time
Choose the amount you want to invest on a monthly basis
Initial investment
1000 €

Monthly payment
100 €

Projected value

Your contribution

Projected value

Uncertainty

The graphic illustration presented is not a reliable indicator of the future performance of your investments. It is meant only to illustrate the mechanisms of your investment over an investment period of 25 years. The simulated investments are those of a model portfolio, invested between 60% and 100% in stocks and trying to beat a reference index composed of 80% global stocks and 20% euro bonds. The value of your investment could diverge significantly from the results shown, upwards or downwards. Gains and losses may exceed the amounts shown in th emost favourable and unfavourable scenarios, respectively.
[H2] Protecting your money
[H4] Regulated in France by the AMF
We are an investment service provider and digital asset service provider, authorised and regulated by the Autorité des Marchés Financiers (AMF).
[H4] Regulated in Europe
We are authorised to operate across the European Union, in accordance with local and European regulations.
[H4] Your financial securities are covered up to €70,000
Your financial instruments are protected up to €70,000 by the Deposit Guarantee and Resolution Fund.
[H4] Your digital assets are secure
Although cryptocurrencies are not covered by this guarantee, we have robust security measures in place to protect your digital assets.
[H4] We protect your funds with authorised banks and financial institutions
Clients' funds are kept in separate accounts, ensuring that your money is always kept separate from the company's funds.
[H4] Your assets belong to you, and no one else
You are the legal owner of all your investments, held in separate accounts. Your assets are inaccessible to our creditors and, in the event of our company's insolvency, they will be fully returned to you.
[H3] Shares Personal
Eager to start investing? Open a personal a CTO or PEA account today.Open an Account
[H3] Shares Business
We’ve developed the best platform to invest your available cash.Open a Business Account
[H3] Frequently asked questions
What are your fees?For EU, US stocks and ETF transactions:Orders under €500: €1Orders higher than €500: 0.2%For cryptocurrencies:Orders under €100: €1Orders higher than €100: 1%For scheduled investment plans, there are no transaction fees for asset purchases. For asset sales, the same fees as for individual transactions apply. For Managed Plans, we charge 1% per year on holdings for the management of your Plan by our experts.Additionally, there are no custody fees on your assets or money, no currency conversion (FX) fees for foreign currency conversion, and no fees on deposits (regular bank transfer, simplified, debit card, Apple Pay) or withdrawals (regular bank transfer or open banking).Can I request assets be added to Shares?Yes, you can request specific assets via this submission form.Who holds the assets purchased by Shares for its clients?Shares acts as a custodian account holder. This means that we use an omnibus model to process transactions through a Shares account with various brokers. The assets purchased for our clients are then held in their own name. Consequently, our clients are the legal owners of their assets, held in securities accounts opened with Shares.How are my assets and money protected?Our clients' securities (ETFs, stocks) are protected up to €70,000 by the Deposit Guarantee and Resolution Fund. However, it is important to note that this protection does not apply to cash or cryptocurrencies.It is important to note that neither your securities nor your money become the property of Shares. All transactions and holdings are done through accounts opened in the name and on behalf of our clients, ensuring clear separation and optimal security of your funds and assets.Am I the owner of my crypto assets on Shares?Yes, you are the owner of the crypto assets you buy on the Shares platform.These assets are stored in a custodial wallet by an external service provider. Shares holds the private keys to these wallets, meaning you cannot send or receive cryptocurrencies from this wallet to other addresses. However, you have full control over the purchase and sale of your crypto assets via the platform.Shares is committed to protecting your assets with rigorous security practices. Users' funds are never reused for other activities, such as lending or exchanges, ensuring that only users can sell the crypto assets they own.What type of account does Shares offer?Currently, all accounts offered in our app are Ordinary Securities Accounts (CTO accounts). However, we have PEA accounts on our roadmap and are working hard to launch them as soon as possible.How are assets protected on Shares?Stocks and ETFs in your securities account are protected by the Deposit Guarantee and Resolution Fund up to €70,000. Please note that this coverage does not include digital assets.How long does the verification process take?The verification process is almost entirely automatic and usually takes a few minutes.It can sometimes take longer in rare cases, such as when additional documents are needed.If you need assistance, you can contact us directly via the Support section of the app. You will find it by clicking on your profile photo and tapping on ‘Support.’What types of assets can you find on Shares?You can find a variety of stocks, cryptocurrencies, and ETFs to invest in on our platform. If you can't find the asset you're looking for, you can request to add it in the app. We are always looking to expand our offerings and will consider your request.Will account statements be available to help with my tax declarations?Shares provides an IFU document to help you with your tax declarations. This document will be available to our users who have sold at least one stock and/or ETF via the app during the previous calendar year.
[H3] Frequently asked questions
What are your fees?For EU, US stocks and ETF transactions:Orders under €500: €1Orders higher than €500: 0.2%For cryptocurrencies:Orders under €100: €1 Orders higher than €100: 1%‍For scheduled investment plans, there are no transaction fees for asset purchases. For asset sales, the same fees as for individual transactions apply. For Managed Plans, we charge 1% per year on holdings for the management of your Plan by our experts. Additionally, there are no custody fees on your assets or money, no currency conversion (FX) fees for foreign currency conversion, and no fees on deposits (regular bank transfer, simplified, debit card, Apple Pay) or withdrawals (regular bank transfer or open banking).Who holds the assets purchased by Shares for its clients?Shares acts as a custodian account holder. This means that we use an omnibus model to process transactions through a Shares account with various brokers. The assets purchased for our clients are then held in their own name. Consequently, our clients are the legal owners of their assets, held in securities accounts opened with Shares.How are my assets and money protected?Our clients' securities (ETFs, stocks) are protected up to €70,000 by the Deposit Guarantee and Resolution Fund. However, it is important to note that this protection does not apply to cash or cryptocurrencies.‍It is important to note that neither your securities nor your money become the property of Shares. All transactions and holdings are done through accounts opened in the name and on behalf of our clients, ensuring clear separation and optimal security of your funds and assets.Am I the owner of my crypto assets on Shares?Yes, you are the owner of the crypto assets you buy on the Shares platform.These assets are stored in a custodial wallet by an external service provider. Shares holds the private keys to these wallets, meaning you cannot send or receive cryptocurrencies from this wallet to other addresses. However, you have full control over the purchase and sale of your crypto assets via the platform.Shares is committed to protecting your assets with rigorous security practices. Users' funds are never reused for other activities, such as lending or exchanges, ensuring that only users can sell the crypto assets they own.What type of account does Shares offer?Currently, all accounts offered in our app are Ordinary Securities Accounts (CTO accounts). However, we have PEA accounts on our roadmap and are working hard to launch them as soon as possible.How are assets protected on Shares?Stocks and ETFs in your securities account are protected by the Deposit Guarantee and Resolution Fund up to €70,000. Please note that this coverage does not include digital assets.How long does the verification process take?The verification process is almost entirely automatic and usually takes a few minutes.It can sometimes take longer in rare cases, such as when additional documents are needed.If you need assistance, you can contact us directly via the Support section of the app. You will find it by clicking on your profile photo and tapping on ‘Support.’What types of assets can you find on Shares?You can find a variety of stocks, cryptocurrencies, and ETFs to invest in on our platform. If you can't find the asset you're looking for, you can request to add it in the app. We are always looking to expand our offerings and will consider your request.Will account statements be available to help with my tax declarations?Shares provides an IFU document to help you with your tax declarations. This document will be available to our users who have sold at least one stock and/or ETF via the app during the previous calendar year.