Training Example: SBI General Insurance – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[IMG: Car insurance background]
[H2] Trusted by 14+ Cr Indians*
[IMG: Car]
Car
[IMG: Bike]
Bike
[IMG: Health]
Health
[IMG: Cyber]
Cyber
[IMG: Home]
Home
[IMG: Travel]
Travel
[IMG: Car insurance illustration]
[IMG: Customers Served]
[H2] 14+ Cr
Customers Served
[IMG: Network Hospitals]
[H2] 18,324
Network Hospitals
[IMG: Network Garages]
[H2] 9277
Network Garages
[IMG: Locations]
[H2] 140+
Locations
[IMG: Customers Served]
14+ CrCustomers Served
[IMG: Network Hospitals]
18,324Network Hospitals
[IMG: Network Garages]
9277Network Garages
[IMG: Locations]
140+ LocationsIntroducing our latest brand campaign, ‘Chuniye Bharosa, Apno Sa’Watch Now
[IMG: Introducing our latest brand campaign, ‘Chuniye Bharosa, Apno Sa’]
State Insurance Plan: A Step Towards IRDAI’s Vision 2047Know More
[IMG: State Insurance Plan: A Step Towards IRDAI’s Vision 2047]
Accounts Aggregator Foundation DayKnow More
[IMG: Accounts Aggregator Foundation Day]
Your Health. Your Cover. Your Way. SBI General Health AlphaKnow More
[IMG: Your Health. Your Cover. Your Way. SBI General Health Alpha]
Explore Individual and Family Floater Plans at 0% GST.Know More
[IMG: Explore Individual and Family Floater Plans at 0% GST.]
Watch SBI General Insurance's Tribute to India. Check out our Independence Day Film here.Watch Now
[IMG: Watch SBI General Insurance]
Enjoy Wellness Benefits with
Super Health Insurance - 
Prime PlanKnow More
[IMG: Enjoy Wellness Benefits with
Super Health Insurance - 
Prime Plan]
Watch our SURAKSHA and
BHAROSA wala films.Watch Now
[IMG: Watch our SURAKSHA and
BHAROSA wala films.]
Health Insurance ka
Superhero - SBIG
Health Super Top-UpKnow More
[IMG: Health Insurance ka
Superhero - SBIG
Health Super Top-Up]
Health Protection & Cashless Treatment anywhere in SBI General InsuranceKnow More
[IMG: Health Protection & Cashless Treatment anywhere in SBI General Insurance]
Winner of Best Large general Insurer - Mint BFSI summit in year the 2023Know More
[IMG: Winner of Best Large general Insurer - Mint BFSI summit in year the 2023]
Vigilance: Our Shared Responsibility. Join us in pledging integrity.Know More
[IMG: Vigilance: Our Shared Responsibility. Join us in pledging integrity.]
Pay premiums quickly and securely with digital options like UPI, NetBanking, Cards, RTGS or NEFT
[IMG: Pay premiums quickly and securely with digital options like UPI, NetBanking, Cards, RTGS or NEFT]
CKYCRR Saves Time And Keeps Your Peace Of Mind Intact.
[IMG: CKYCRR Saves Time And Keeps Your Peace Of Mind Intact.]
With BIMA ASBA, Pay Your Premium Only Upon Policy IssuanceKnow More
[IMG: With BIMA ASBA, Pay Your Premium Only Upon Policy Issuance]
1600 Series Numbers You Can Trust. SBI General service and transactional calls will start with 1600.
[IMG: 1600 Series Numbers You Can Trust. SBI General service and transactional calls will start with 1600.]
DSLSA Notification on Permanent Lok AdalatKnow More
[IMG: DSLSA Notification on Permanent Lok Adalat]
[H1] Why Choose SBI General?
[IMG: Customer-Centric Approach]
Customer-Centric ApproachSBIG is all about putting you first! We believe in customer service and support, so to make insurance a breeze to understand and hassle-free.
[IMG: Prompt Claims Settlement]
Prompt Claims SettlementWe're committed to sorting out your claims
quickly and efficiently so you get the help you
need when you need it.
[IMG: Trusted Reputation]
Trusted ReputationHaving been around for 14 years, SBIG has
earned a rep for being reliable and trustworthy
in the insurance game.
[IMG: Digital Convenience]
Digital ConvenienceSBIG embraced digital tech to make buying, managing, and claiming insurance a piece
of cake online.
[IMG: Business Plan Illustration]
[H2] Sound of Suraksha Aur Bharosa Dono!
[IMG: Introducing our latest brand campaign, ‘Chuniye Bharosa, Apno Sa’]
[H6] Introducing our latest brand campaign, ‘Chuniye Bharosa, Apno Sa’
[IMG: SBI General Insurance]
[H6] SBI General Insurance's Tribute to India
[IMG: Introducing our all new, digital-only Health Edge Insurance Plan]
[H6] Introducing our all new, digital-only Health Edge Insurance Plan
[IMG: Unlock super protection with SBI General]
[H6] Unlock super protection with SBI General's Super Health Insurance
[IMG: Health Claims Guide]
[H6] Health Claims Guide
[H2] Why Customers Love Us?
We want to sincerely thank SBI General Insurance for the timely transfer of the net claim amount to cover the various risks for our residential property at Sriramanahalli, Bengaluru. Thanks a lot.
[IMG: Mr Giridhara Kini & Mrs Pravina Giridhara Kini]
Mr Giridhara Kini & Mrs Pravina Giridhara KiniHealth InsuranceI am very much happy with your staff who nicely explained all the claim related issues to me which was very much confusing for me earlier. Such gentle & polite staff will increase the business of SBI general insurance many folds in coming years as I predict.
[IMG: Prof. Debabrata Roy]
Prof. Debabrata RoyHealth ReimbursementI had wonderful experience of lodging claim as well updating drivers name and licence numbers
[IMG: MYLAVARAPU VENKATARAMANA]
MYLAVARAPU VENKATARAMANAClaimsFor health card download purposes, I called the Toll free number of SBI General Insurance today. The representative provided the information very politely and explained clearly about my queries patiently.
[IMG: Raghuram A]
Raghuram AHealth Insurance
[H2] Awards & Recognition
[IMG: ET Now Best BFSI Brands 2025]
ET Now Best BFSI Brands 2025ET NOW Best BFSI Brands 2025
[IMG: ET Now Best Brands 2024]
ET Now Best Brands 2024ET Now Best Brands 2024
[IMG: Insurance Asia News- Country Awards for Excellence 2024]
Insurance Asia News- Country Awards for Excellence 2024Best General Insurer of India Award by Insurance Asia News at Country Awards for Excellence 2024
[IMG: Times Now Champions Of CSR 2024]
Times Now Champions Of CSR 2024Times Now Champions of CSR 2024
[IMG: ETBFSI Exceller Awards 2024- Best Claims Management]
ETBFSI Exceller Awards 2024- Best Claims ManagementBest Claims Management-Insurance at ETBFSI Exceller Awards 2024
[IMG: ETBFSI Exceller Awards 2024- Best CSR Campaign]
ETBFSI Exceller Awards 2024- Best CSR CampaignBest CSR Campaign of the Year- Insurance for Road Safety awareness: Save Life at ETBFSI Exceller Awards 2024
[IMG: FICCI Insurance Industry Awards 2023]
FICCI Insurance Industry Awards 2023Best CSR Initiative- Non-Life Category at FICCI Insurance Industry Awards 2023 for Livelihood Enhancement through Intervention on Fruits & Vegetables cluster at Pfutsero Phek District, Nagaland
[IMG: Insurance Asia Awards 2024]
Insurance Asia Awards 2024Technology Excellence Initiative of the Year – India award at the Insurance Asia Awards 2024
[IMG: Global CSR, Sustainability and ESG Awards by Brand Honchos]
Global CSR, Sustainability and ESG Awards by Brand HonchosBest CSR Project of the Year 2024 in the Road Safety Category at the Global CSR, Sustainability and ESG Awards by Brand Honchos
[IMG: Marksmen Daily]
Marksmen DailyMost Preferred WorkPlace 2024-2025 certified by Marksmen Daily
[IMG: MarTech Excellence Awards 2024]
MarTech Excellence Awards 2024Best Brand Awareness Campaign(General Insurance) Award at the MarTech Excellence Awards 2024 at Quantic
[IMG: BWBUSINESSWORLD India’s Most Respected Companies]
BWBUSINESSWORLD India’s Most Respected CompaniesIndia’s Most Respected Companies at the BWBUSINESSWORLD India’s Most Respected Companies
[IMG: 13th ACEF Global Customer Engagement Awards]
13th ACEF Global Customer Engagement AwardsGold in the Television Category at the 13th ACEF Global Customer Engagement awards
[IMG: 6th ICC Social Impact Awards 2024]
6th ICC Social Impact Awards 2024Runner -up in the Mega Enterprise Category at the 6th ICC Social Impact Awards 2024
[IMG: ET Now Best BFSI Brands Conclave 2024]
ET Now Best BFSI Brands Conclave 2024Best BFSI Brands at the ET Now Best BFSI Brands Conclave 2024
[IMG: India Insurance Summit & Awards 2024]
India Insurance Summit & Awards 2024Leading Implementer of Analytics Technology in Insurance at the India Insurance Summit & Awards 2024
[IMG: India Insurance Summit & Awards 2024]
India Insurance Summit & Awards 2024General Insurance Company of the year at the India Insurance Summit & Awards 2024
[IMG: Data Analytics and AI show]
Data Analytics and AI showInnovation in prescriptive analysis (General Insurance) award at the Data Analytics and AI show by Quantic
[IMG: 7th Insurance Conclave Awards]
7th Insurance Conclave AwardsIndia’s Best General Insurer of the Year at the 7th Insurance conclave awards
[IMG: 3rd Insure Next Awards 2024]
3rd Insure Next Awards 2024Best Claims Settlement Category award at 3rd InsureNext Awards 2024
[IMG: Mint BFSI Summit & Awards 2023]
Mint BFSI Summit & Awards 2023‘Best Large General Insurer’ award from Mint BFSI Summit & Awards 2023
[H2] Latest Articles On Insurance
[IMG: ORVM in Cars: Full Form, Functions, Types, Benefits & Uses]
Motor InsuranceJune 15, 2026
[H3] ORVM in Cars: Full Form, Functions, Types, Benefits & Uses
Staying vigilant while driving is crucial for safety. To drive safely, it is important to be aware of what is ...View More
[IMG: Benefits of Grapes: Nutrition, Uses & Side Effects]
Health InsuranceJune 15, 2026
[H3] Benefits of Grapes: Nutrition, Uses & Side Effects
Grapes are a popular fruit enjoyed by people of all ages. They are naturally sweet and easy to snack on. They ...View More
[IMG: Everything You Need to Know About Road Tax in Goa]
Motor InsuranceJune 15, 2026
[H3] Everything You Need to Know About Road Tax in Goa
Goa is a popular destination among tourists for its beautiful beaches, rich history, vibrant culture, and well...View MoreView All InsightsAll ArticlesBack to Top

HomeHealth InsuranceHealth Alpha
[H1] Get A Next-Gen Health Plan With Health Alpha!
[IMG: image]
[IMG: Customers Served]
[H6] 14Cr+
Customers Served
[IMG: Network Hospitals]
[H6] 18,324
Network Hospitals
[IMG: Locations]
[H6] 140+
Locations
[H2] What Is Health Alpha?
SBI General Health Alpha is a comprehensive retail health product designed to cater to the diverse needs of all generations, including senior citizens, millennials, and Gen Z. With its extensive Sum Insured range, this plan is perfectly suited for individuals across various income groups, from HNI to the middle-income segment.
Opting for Health Alpha not only provides essential health coverage but also serves as an income-saving option when chosen for the long term. Its unique features offer protection during critical moments while promoting a healthier lifestyle.
Crafted for today’s empowered customer, this customizable plan allows you to build your health insurance according to your specific needs. You can select from essential coverage options and enhance your plan with modern, lifestyle-specific benefits that resonate with your lifestyle.
Health Alpha offers a wide range of coverage options, allowing individuals to tailor coverage to their needs. The product features two mandatory Base covers, from which one must be selected, along with 35 optional covers that allow for further customization.
Experience the flexibility and protection of SBI General Health Alpha, and take control of your health insurance journey today!
[IMG: Customer Centric]
[H2] Key Benefits of Health Alpha
Key FeaturesDescriptionMinimum Entry Age Adult: 18 years - Dependent Child: 91 Days to 25 years Maximum Entry Age For Hospitalization Cover: No Limit, For Personal Accident: 65 Years Sum Insured₹5 Lakh to Unlimited SI*PremiumVaries based on sum insured, age and plan variantRenewabilityLifelongPolicy Term1 year to 5 yearsFree Look Period30 days from the date of receipt of the policy documentTax BenefitEligible for tax benefits under Section 126 of the Income Tax Act, 2025*Please ensure you read the policy terms and conditions in detail before buying your plan.
[H2]
[IMG: image]
It’s time to consider purchasing a health insurance plan! Tailor your Plan as per your Need!
Get Secured Now !
[H2] What’s Covered Under Health Alpha?
[IMG: Customer Centric]
[H3] In Patient Treatment
Comprehensive coverage for medical expenses incurred during hospitalization, including room rent, nursing charges, ICU charges, and other related expenses.
[IMG: Customer Centric]
[H3] Pre-Hospitalization
Covers medical expenses incurred up to a specified number of days prior to hospitalization. This includes diagnostic tests, consultations, and medications.
[IMG: Customer Centric]
[H3] Post Hospitalization
Provides coverage for medical expenses incurred up to a specified number of days after being discharged from the hospital. This includes follow-up consultations, diagnostic tests, and medications.
[IMG: Customer Centric]
[H3] Day Care Treatment
Coverage for medical treatments and procedures that do not require an overnight hospital stay. This includes surgeries and other advanced treatments performed in a day care setting.
[IMG: Customer Centric]
[H3] AYUSH Treatment
Provides coverage for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy systems of medicine.
[IMG: Customer Centric]
[H3] Modern Treatment
Includes coverage for advanced medical treatments and procedures, such as robotic surgeries and stem cell therapy.
[IMG: Customer Centric]
[H3] Road Ambulance
Covers the expenses of using an ambulance service for transporting the insured person to the hospital during an emergency.
[IMG: Customer Centric]
[H3] Organ Donor
Covers the medical and surgical expenses related to the harvesting of an organ from a donor for the insured person’s transplantation.
[IMG: Customer Centric]
[H3] Domiciliary Treatment
Covers the costs of treatment at home when hospitalization is not possible due to the patient’s condition or unavailability of hospital beds.
[IMG: Customer Centric]
[H3] Home Health Care
Provides coverage for healthcare services received at home, including nursing care and physiotherapy.
[IMG: Customer Centric]
[H3] Home Modification Benefit
Lump sum payment to Insured for expenses of improvements carried out in residence to adjust to the disablement.Disclaimer: The terms and conditions of these covers are mentioned in the policy wordings of SBI Health Alpha. People are advised to go through the policy wordings carefully before buying the plan.
[H2] What’s Not Covered Under Health Alpha Insurance?
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Investigation & Evaluation
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Rest Cure, rehabilitation, and respite care
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Obesity/ Weight Control
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Change of Gender treatments
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Cosmetic or Plastic surgery
[IMG: circle]
Hazardous or Adventure sports
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Breach of law
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Excluded Providers
[IMG: circle]
Substance Abuse and Alcohol
[IMG: circle]
Wellness and Rejuvenation
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Dietary Supplements & Substances
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Refractive Error
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Unproven Treatments
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Sterility and Infertility
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Maternity (Not Applicable if 'Maternity Expenses' benefit is opted)*Not excluded if specific cover is optedDisclaimer: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.
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[H2] How To Buy Health Alpha Insurance Online?
[IMG: image0]
Input your mobile number, name, and pin code, and click ‘Proceed.’
[H6] 1
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Select insured members, choose a plan, select the sum insured, and needed coverages.
[H6] 2
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Input all the details, such as proposer details, EIA, nominee details, etc.
[H6] 3
[IMG: image3]
You can pay online and get your policy right away in your inbox.
[H6] 4
[H2] How to File Your Health Insurance Claim
Cashless ClaimReimbursement Claims
[IMG: image]
[H3] Cashless Facility
Procedure
Visit the nearest SBIG network hospital to avail cashless facility. Present your SBIG health card at the insurance desk in the network hospital.
[IMG: image]
[H3] Pre- Authorization Process
The network hospital will verify your identity and submit a duly filled pre-authorization form, along with relevant documents, to SBI General Insurance.
[IMG: image]
[H3] Cashless Treatment Admission
Upon approval, you can get admitted and avail cashless treatment as per your policy coverage.
[IMG: image]
[H3] Claim Settlement
After discharge, the hospital will send your claim documents to SBI General’s office for settlement of hospitalization expenses.
[IMG: image]
[H3] Hospital Discharge Guidelines
Upon discharge from the hospital,
it is essential to settle your account and collect all original records of the procedures undergone, along with cost incurred.
[IMG: image]
[H3] Health Claim Submission
Download the SBIG health claim form, fill the form, and submit it with the required documents from the checklist.
[IMG: image]
[H3] Document Submission
Send original claim documents to the Health Vertical Office at the provided address. SBI General Insurance Company Limited, 9th Floor, Westport, Pan Card Club R...Read More
[IMG: image]
[H3] Claim Settlement
SBIG will review submitted documents, and claim processing will occur subject to policy terms and conditions.
[H2] Health Alpha Is Best Suited For
[IMG: Coverage That Fits Your Lifestyle]
[H3] Coverage That Fits Your Lifestyle
[IMG: Coverage That Fits Modern Living]
[H3] Coverage That Fits Modern Living
[IMG: Exclusive Upgrades for SBI Health Customers]
[H3] Exclusive Upgrades for SBI Health Customers
[IMG: Innovative Plans, Exclusive Discounts]
[H3] Innovative Plans, Exclusive Discounts
[H2] FAQs About Health Alpha
[H3] What are the different Plans available?
There are 2 plans available with SBI General Health Alpha – Alpha Select & Alpha Ultimate.
[H3] What are the differences between the plans?
Alpha Select is a basic plan with limited options of Sum Insured, coverages and limits compared to Alpha Ultimate. The target market segment for both plans is as follows:Alpha Select1. Early Entrance up to age group 45 years.2. Population based out in Tier 2 citiesAlpha Ultimate1. All set of population (Middle & HNI)2. Population based out across India
[H3] Is cross combination of parent and parents-in-law possible?
Yes, cross-combination of parents and parents-in-law considering it as a UW referral, will be allowed under Family Floater. However, a maximum of 4 adults will be allowed in a single policy.
[H3] How many adults can be covered under Family Floater policy?
Maximum 4 adults can be covered under Family Floater Policy.
[H3] How many children can be covered in a Family Floater policy?
Any number of children can be covered in a Family Floater Policy.
[H3] Till what age can a child be covered as dependent?
Dependent children can be covered from 91 days and up to 25 years of age. If a child at the age of 18 is financially independent, he/she will not be covered with parents on subsequent renewals.
[H3] What is the Policy tenure?
Policy is available for 1 year, 2 years, 3 years, 4 years and 5 years.Product Name : SBI General Health AlphaPRODUCT UIN SBIHLIP26038V012526DISCLAIMER:
The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Number of network hospitals would differ based on the TPA servicing your policy.
#T&C Apply
[H2] Policy Documents

HomeQuick Links
[H1] Quick Assist
[IMG: Quick Assist]
[H1] Quick Assist
Manage your SBI General Insurance policies with ease-access policy details, raise service requests, file claims, or write to us for any queries or assistance you may need.Write to Us
[H2] Get Your Policy Details
[IMG: DigiLocker]
You may also download your policy using DigiLocker App

[IMG: Sbig App]
[H6] Install our App to get easy Access toBuy, Link, Renew, Claim and More
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[IMG: Credit Score]
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[H2] About Us
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[H2] Insurance Articles You Should Read
Discover more about general insurance to protect what matters most!
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[H3] Need help finding the right plan for your needs?
Share your details & let our experts guide you to the right plan. * * *Get a Call back
[H2] Access and manage all your Insurance Needs in one place, right at your Fingertips.
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[IMG: Customer Centric]
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Scan and Download SBI General App
[IMG: Customer Centric]
[H4] 4/5*
[H5] Access and manage all your Insurance Needs in one place, right at your Fingertips.
[IMG: Customer Centric]
Rating 4/5Download Our App
[IMG: Customer Centric]
[IMG: Customer Centric]
VisionOur vision is to become the most trusted general insurer for a transforming India.MissionOur mission is to provide simple and innovative general insurance solutions, be responsive to our customers' needs and build a sustainable business for the future.We're socially active!
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