Training Example: MoneySavingExpert Forum – Review the Data, Give Your Score & Compare to the Real AI Evaluation

Industry Context — Common BS Fingerprints in Financial Services, Banking & Insurance
Generic Claims: securing your financial future, trusted with billions, personalized financial solutions, your money is safe with us…
Red Flags: no FCA registration number displayed, guaranteed investment returns, hidden fees or commission structures, no risk warnings on investment content…
Semantic Drift Patterns: homepage claims independent advice but services page shows restricted panel, claims bespoke solutions but offerings are standard off-the-shelf products, homepage targets high-net-worth but minimum investment is low, claims whole-of-market but only distributes own products…
Proof Expectations: FCA registration number with link to register, specific qualifications (DipPFS, ACII, CFA, CFP), published fee schedule or charging structure, named team with verifiable regulatory record…

MoneySavingExpert.com

(http://www.moneysavingexpert.com) 📸 Data Snapshot: May 21, 2026

Analyze the raw signals below. How would a machine score this business’s credibility?

Here are the exact signals captured from up to six pages of the site — the same raw inputs the evaluation engine analyzed. They are grouped by signal type so you can weigh each the way the machine does.

🏗️ Semantic Structure — heading hierarchy & page identity (Info Density · Commodity Fingerprint)
HOMEPAGE Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more (http://www.moneysavingexpert.com)
Title

Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more

Meta

Martin Lewis' free site helps you save on car insurance, credit cards, mortgages & more. Find expert money tips, top deals, comparisons & tools to cut costs.

H2 Watchour latest MoneySaving tips
H2 Energy help
H2 More energy help
H2 Deals & Shopping
H2 More deals
H2 LATEST FROM MARTIN LEWIS
H2 Cards & Loans
H2 Popular guides & tools
H2 Reclaim £1,000s
H2 Popular guides & tools
H2 Broadband & Phones
H2 Popular guides & tools
H2 Banking & Saving
H2 Popular guides & tools
H2 Travel & Motoring
H2 Popular guides & tools
H2 Insurance
H2 Popular guides & tools
H2 Mortgages & Homes
H2 Popular guides & tools
H2 Shopping
H2 Popular guides & tools
H2 Income & Family
H2 Popular guides & tools
H2 How this site works
H3 Martin Lewis accepts the 2026 BAFTA TV Special Award
H3 These four letters could save you 50% on Eurostar tickets
H3 In the wrong Council Tax band? Can you get £1,000s?
H3 Renters' rights have changed
H3 How do sensible investing returns compare to savings?
H3 FREE weekly MoneySaving email
H3 Clever ways to calculate your finances
H3 Categories
H3 Categories
H3 Categories
H3 Categories
H3 Categories
H3 Categories
H3 Categories
H3 Categories
H3 Categories
NAV_HEADER_HEADING_REPEATED_BODY Compare Broadband Deals May 2026 | Cheap Broadband Finder (http://moneysavingexpert.com/compare-broadband-deals/)
Title

Compare Broadband Deals May 2026 | Cheap Broadband Finder

Meta

Compare broadband, landline and TV deals with MoneySavingExpert. Enter your postcode to see available packages and check if you could save money.

H1 Compare broadband deals
H2 Improve the accuracy of your results
H2 Please select your address
H2 Please enter your postcode
H2 Great news! You can get this deal in your area.
H2 Great news! You're eligible for a slightly cheaper deal.
H2 We'll show you similar deals that are available where you live.
H2 Sorry, this deal isn't available to you…
H2 Here are similar deals that are available where you live.
H2 Improve the accuracy of your results
H2 Filters
H2 Top broadband results
H3 Costs
H3 Usage details
H3 Call costs – per minute
H3 Costs
H3 Usage details
H3 Call costs – per minute
H3 Costs
H3 Usage details
H3 Costs
H3 Usage details
H3 Costs
H3 Usage details
H3 Call costs – per minute
H3 Costs
H3 Usage details
H3 Costs
H3 Usage details
H3 Call costs – per minute
H3 Costs
H3 Usage details
H3 Costs
H3 Usage details
H3 Call costs – per minute
H3 Costs
H3 Usage details
H3 Call costs – per minute
H3 Our top need-to-knows
H3 Who we do and don't compare
H3 Switching can save you £100s
H3 Fast advertised speeds don't mean faster broadband
H3 Consider your need for speed
H3 Beware of mid-contract switching costs
H3 FAQs
H3 How this site works
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Fair usage policy
H4 Does the tool cover every provider on the market?
H4 See who we don't compare
H4 How are your customer service scores calculated?
H4 How providers are rated (and why it's changed)
H4 How providers stack up for customer service
H4 How we crunch the numbers (the nerdy bit)
H4 How to use the scores
H4 Can these deals be beaten by cashback sites?
H4 How is the tool financed?
H4 How often is the tool updated?
H4 Why do we need your address?
H4 How do you rank the packages?
H4 How is the equivalent monthly cost calculated?
H4 What package should I go for?
H4 What if I see a better deal elsewhere that you've not included?
H4 Do I have to complete the application online to get the offer?
H4 Something has gone wrong with an MSE blagged deal. Where can I get help?
H4 I haven't got a voucher or cashback that came with an MSE blagged deal. Where can I get help?
H4 What is the fastest broadband I can get?
H4 What broadband is available near me?
H4 Do I have to contact and cancel my old provider first?
H4 Will I lose service while connection is taking place?
H4 Can I switch to a new provider if I'm still in contract?
H4 I'm moving home but I'm still in contract with my provider – can I switch it to my new home?
H4 Will I be credit checked?
H4 What are my rights if my provider hikes prices?
H4 I've had poor customer services with a provider you feature. How can I complain?
H4 My broadband speed is slow. How can I boost it?
H4 I've changed my mind about a deal. Can I cancel it?
H4 My question hasn't been answered/I need more help.
H4 BT Broadband deals
H4 Sky Broadband deals
H4 Virgin Broadband deals
H4 Plusnet Broadband deals
H4 Vodafone Broadband deals
H4 Now Broadband deals
H4 TalkTalk Broadband deals
H4 Truespeed Broadband deals
H4 Gigaclear Broadband deals
H4 Fibre Broadband deals
H4 Unlimited Broadband deals
H4 Broadband and Phone deals
H4 Broadband Only deals
H4 Broadband and TV deals
H4 No Contract Broadband deals
H4 Superfast Broadband deals
H4 12 month Broadband deals
H4 Fastest Broadband deals
H4 London Broadband Deals
H4 Broadband Social Tariffs
H4 Broadband deals with no credit check
H4 Student broadband
H4 Broadband deals for pensioners
H4 FTTP Checker
NAV_HEADER_HEADING_REPEATED_BODY Travel Guides | MoneySavingExpert (http://moneysavingexpert.com/travel/)
Title

Travel Guides | MoneySavingExpert

Meta

Guides and tools to help you save money on travel & cut motoring costs from Martin Lewis and MoneySavingExpert.

H1 Travel
H2 Guides and tools to help you save on travel and cut motoring costs
H2 Secure the best deal on your travel money
H2 How do I holiday for less?
H2 How can I cut flying costs?
H2 Train travel guides – tickets, best fares and complaints
H2 Car travel guides – how to drive for less on holiday
H2 Things haven't gone as planned – what now?
H2 Travel guides
H2 Holiday essentials
H2 Spending overseas
H2 UK transport
H2 Travel reclaiming
H2 How this site works
H3 Travel planning: How to boost your holiday budget
NAV_HEADER_HEADING_REPEATED_BODY Borrowing – Cards & Loans | MoneySavingExpert (http://moneysavingexpert.com/borrowing/)
Title

Borrowing – Cards & Loans | MoneySavingExpert

Meta

MoneySavingExpert's guides on borrowing. Get the best credit cards and loans to suit your financial situation.

H1 Credit Cards & Loans
H2 Guides and tools to help you get the best credit card or loan
H2 Am I eligible for a credit card?
H2 Credit card or loan: Which is right for you?
H2 Credit cards
H2 Loans
H2 Your credit score & debt help
H2 Credit cards & loans reclaiming
H2 Cards & loans
H2 How this site works
H3 Can I get a loan?
NAV_HEADER_HEADING_REPEATED_BODY Household Bills – MoneySavingExpert (http://moneysavingexpert.com/utilities/)
Title

Household Bills – MoneySavingExpert

Meta

Browse through our utility guides and get a better deal on your household bills – MoneySavingExpert.

H1 Household Bills
H2 Guides and tools to help you save on your utilities
H2 Compare your household bills
H2 Energy Price Cap Calculator
H2 Find the best deals with Cheap Energy Club
H2 Cut your costs with Cheap Mobile Finder
H2 Save with our broadband haggling tips
H2 How to save on the cost of watching TV
H2 Lower your Council Tax band and save £1,000s
H2 Household Bills guides
H2 Gas, Electricity & Water
H2 Broadband & TV
H2 Mobile Phones
H2 Council Tax & Government Grants
H2 How this site works
H3 Help with your household bills
NAV_HEADER_REPEATED Pensions & Future Planning | MoneySavingExpert (http://moneysavingexpert.com/pensions/)
Title

Pensions & Future Planning | MoneySavingExpert

Meta

Prepare for life after work with guides and tools to help you understand your pension from MoneySavingExpert.

H1 Pensions & future planning
H2 Pensions, wills, inheritance tax, probate and more
H2 Pension need-to-knows
H2 State Pension: how it works, what you'll get and how to boost it
H2 How should I take my pension?
H2 Should I consolidate my pensions?
H2 Pensions guides
H2 How this site works
H3 Need to know more?
📝 The Narrative — clean text per page (Info Density · Semantic Coherence)
HOMEPAGE · THIN (http://www.moneysavingexpert.com) Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more
MSE poll28 April 2026How do you rate your mobile network's service and coverage?Have your say in this week's pollVOTE NOW! Previous poll Past polls Previous pollsPast polls
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SUB-PAGE (http://moneysavingexpert.com/compare-broadband-deals/) Compare Broadband Deals May 2026 | Cheap Broadband Finder
[H3] FAQs
1. About this tool
[H4] Does the tool cover every provider on the market?
It covers a wide variety of broadband and TV providers – essentially those available via the Decision Tech data stream, which powers our tool. These include big names such as BT, Plusnet, Virgin Media and TalkTalk, as well as smaller providers such as Pop Telecom, Hyperoptic and Community Fibre.
Our editorial team then manually try to spot other deals that beat those, from other comparison sites and nationwide providers, as usually the cheapest deals are short-lived promotions. If we spot market-leading deals elsewhere, we do our best to add them to the tool, in addition to deals we blag specially for MSE users.
Also, some providers may restrict access to their exclusive deals, though we continually work to get as many into the tool as possible within the scope of our limited resources. While this doesn't cover the whole market, with all these added together we hope that we have more deals than other comparisons.
We're always happy to hear about deals we might have missed – let us know by emailing the details to brokenlink@moneysavingexpert.com. We'll take a look to see if it's good enough to include.
[H4] See who we don't compare
Sadly, it is incredibly difficult to do a comparison that covers the whole market. This is because there are numerous firms that only cover limited regions that do not provide a data feed, meaning we'd have to manually input them all, which is a mega task. Yet there are a lot of small local providers that we can't list which occasionally may have cheap deals, so if you know of ones near you then it's always worth checking those too. Here's a list of some smaller providers that we don't include...
Alncom (Northumberland), B4RN (Lancashire and parts of Norfolk), B4SH (Surrey), Brighton Fibre, Cambridge Fibre, Connect Fibre, Connexin (Humberside), County Broadband Fibre (East Anglia), F4RN (Nottinghamshire), FibreNest (Persimmon Homes), Freedom Fibre (parts of the North West), Fusion Fibre, Hey Broadband, Glide, G.Network (London), Grain Connect, Hampshire Community Broadband, Jurassic Fibre (parts of the South West), Lightning Fibre (East Sussex), Lit Fibre, Lothian Broadband, MS3 (Humberside), OFNL (some new-build homes), OGI, (parts of South Wales), Pine Media (parts of Sheffied), Run Fibre (parts of Somerset), Swish Fibre, Voneus, WeFibre, Wessex Internet, Wight Fibre (Isle of Wight), Wildcard Networks (Newcastle upon Tyne).
[H4] How are your customer service scores calculated?
To help you choose broadband providers based on service, we’ve changed how we assess customer service levels to make results more robust.
Previously, our scores were based on a poll of MoneySavingExpert users. We’ve now moved to using a large, nationally representative YouGov survey, giving a broader, more balanced picture of customer experience.
When you do a broadband comparison using our tool, this update should make it clearer which firms are delivering good service – and which aren’t.
Our customer service rating has nothing to do with price. It only looks at how good each company is to deal with.
We’ll continue to update the scores regularly so they stay relevant.
While no measure of customer service is ever perfect, we think this gives a strong, balanced view of what customers actually experience.
[H4] How providers are rated (and why it's changed)
We now group providers into four categories based on their scores:
7.5 and above: Excellent
7.0 to 7.49: Good
5.0 to 6.9: OK
Below 5.0: Poor
All scores are rounded to one decimal place.
With our new methodology, most providers tend to score higher overall.
That means a score of around six may be toward the lower end, but isn't necessarily bad. So we've avoided calling these mid-range scores "poor," which is why there are currently no firms that score as "poor."
This should better reflect what customers really think, while still making it easy to spot the best performers.
[H4] How providers stack up for customer service
According to our latest YouGov survey, from April 2026, Zen, Community Fibre and Toob were the joint highest rated firms for customer service, while Now Broadband was lowest rated...
Main broadband supplier
Rating
Number of votes
Rating
Zen8.188'Excellent'
Community Fibre7.9133
Toob7.951
YouFibre7.8124
Plusnet7.7565
Gigaclear7.755
Utility Warehouse7.3147'Good'
Hyperoptic7.2103
EE7.21,158
Vodafone7.0842
BT7.01,347
Sky7.01,773
TalkTalk6.9537'OK'
Three6.8172
Virgin Media6.71,896
KCOM6.459
Now Broadband6.257
[H4] How we crunch the numbers (the nerdy bit)
This is how we calculate the scores:
YouGov survey: We ask YouGov to run a survey of around 10,000 people on broadband providers' customer service. From this, we typically get thousands of responses from people responsible for their household's broadband, rating providers from 0 (worst) to 10 (best).
Reliable sample only: We only include providers with at least 50 responses, as anything less isn't statistically robust.
Scoring formula:
Work out the percentage of responses for each score (0–10).
Multiply each percentage by the score (eg, % giving 7 × 7).
Add these together for an overall score out of 10.
Divide by 2 to convert to a score out of five.
This gives a consistent, comparable customer service rating for each provider.
[H4] How to use the scores
These scores give you a quick, easy way to compare how providers treat their customers.
They reflect average experiences, so individual service can still vary, but they should give you a good sense of what to expect before you sign up.
[H4] Can these deals be beaten by cashback sites?
Members of cashback sites may be able to undercut some deals, though don't assume it's the same deal: they can be structured differently, so check carefully.
To get it, you need to sign up via the cashback website, rather than directly with the provider. Cashback websites use affiliate links to generate revenue, so if they get paid when you sign up, you'll get paid.
Unfortunately, this cash is never guaranteed, as sometimes there are tracking issues. Plus, they won't pay out on top of our Blagged deals.
[H4] How is the tool financed?
If a link has an * by it, it is an affiliated link that helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn't notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
[H4] How often is the tool updated?
The majority of the products listed on site will be updated as soon as they are made available by through our industry data feeds by Decision Tech. We will endeavour to display deals we hand-pick from other sites as quickly as possible when they become available in the market.
[H4] Why do we need your address?
Broadband deals can vary by area and even house number on the same street, so we ask for your full address so we can check exactly what deals are available at your property. Without this, it's likely we'd show you a load of deals you can't get. Don't worry, we don't store this information anywhere or share with anyone.
[H4] How do you rank the packages?
We rank based on equivalent monthly cost, including incentive values, ie, cashback or vouchers. We do give you a full cost breakdown for this, so you'll see the elements that make up the cost we rank by.
[H4] How is the equivalent monthly cost calculated?
We take into account the monthly costs of broadband, line rent and TV over the contract, any set up or activation fees then deduct the value of cashback or some vouchers. With vouchers, we only deduct the value if it's for a major retailer or one you can use at numerous retailers, making it close to cashback. This figure is divided by the contract length which gives the equivalent monthly cost.
2. Deals help
[H4] What package should I go for?
The aim of the tool is to provide you with details of the deals available to you. It's up to you to decide which deal is right for you. Think about the services you actually use and base your search on that.
[H4] What if I see a better deal elsewhere that you've not included?
Let us know by emailing the details to brokenlink@moneysavingexpert.com. We'll take a look and see if we can include it.
[H4] Do I have to complete the application online to get the offer?
Most of the time, yes. When you call up you're likely to be offered a different deal, often not as strong as the online one.
[H4] Something has gone wrong with an MSE blagged deal. Where can I get help?
Please email furtherhelp@moneysavingexpert.com with full details.
[H4] I haven't got a voucher or cashback that came with an MSE blagged deal. Where can I get help?
If you signed up to an MSE Blagged deal - a best-in-market offer we've negotiated exclusively - which involves you being sent a voucher, we'll always do our best to ensure you get the voucher.
However, there can occasionally be problems with the deal tracking. In particular, if you were running ad-blocking software or cookie blockers when you signed up for the deal, or exited your browser while in the process of signing up, this can stop it tracking correctly. We've some key steps that can help:
1) Do first make sure you've followed all the steps required to get the voucher or cashback. Some deals require you to fill in online forms to redeem the offer, separately from signing up to it.
2) Also you can check the details of expired deals at this link - before going further, check that the deal is due (sometimes you might have to wait up to four months to receive it).
3) If you've done this and your voucher is now overdue, first reach out to your provider, which'll be best placed to follow up.
4) If you've already done steps 1-3 and are still struggling, drop a note through to voucherhelp@moneysavingexpert.com including your full name, order number, provider and details of the deal. If you're eligible we'll see if we can help push the provider for you.
[H4] What is the fastest broadband I can get?
[H4] What broadband is available near me?
3. How switching works
[H4] Do I have to contact and cancel my old provider first?
Mostly no, but it doesn't hurt just to be sure. Moving to or from Virgin can be slightly different - see below.
Switching broadband to and from companies other than Virgin Media: Every major provider except Virgin (200+ in total, incl BT, Sky & TalkTalk) is on the BT Openreach network. If you're switching between them, when you sign up for a new deal it's the new supplier's job to notify your existing one and cancel the contract. You don't need to do anything else.
Moving broadband to or from Virgin: Since Virgin Media runs its own network, the switching process is a little more complicated. You'll need to contact your existing supplier yourself to cancel. It should then give you a termination date, so try to coordinate this with the start date With Virgin Media to avoid loss of service. This is a standard process and you should be able to do it without much hassle.
Switching TV (whether as part of a package or a separate deal): If you're switching broadband, it works as above. If you're switching a TV deal - whether or not it's with the same provider as your broadband - you'll need to call up and cancel the package yourself. Typically you'll need to give 30 days' notice. If you're still in contract you're also likely to have to pay the remainder of the contract to get out of it. As you have to cancel the old TV deal and sign up to the new one, you'll need to ensure you time it right to avoid paying two TV providers in one month.
[H4] Will I lose service while connection is taking place?
Yes, but assuming it all goes smoothly usually only for no more than a few hours on the day it's being connected.
[H4] Can I switch to a new provider if I'm still in contract?
You can but you're more than likely to pay early termination fees to cover the remainder of your contract. Check your original contract to find out the exact terms and fees payable if you do.
[H4] I'm moving home but I'm still in contract with my provider - can I switch it to my new home?
If broadband is available in the area you're moving to, often you can. If it's not, call up your provider and ask. Some may have to pay, others may waive the fees.
[H4] Will I be credit checked?
Yes. This is normal for utilities - as it is for energy and mobile contracts to this is the ensure you'll honour the contract. If you're worried, you can check your credit file via our Credit Club.
[H4] What are my rights if my provider hikes prices?
Most broadband, mobile, landline and TV firms have terms that allow it to raise prices each year. When this happens, you can't usually leave without penalty.
Currently, most firms hike prices in line with inflation between February and April each year, using either the Retail Prices Index (RPI) or Consumer Prices Index (CPI) measure of inflation, plus a percentage on top.
However, under new rules announced by Ofcom in July, inflation-linked mid-contract price hikes will soon be banned. Firms will instead have to tell you exactly how much your bill will increase in pounds and pence before you take out a new contract. These rules will come into force in January 2025 - but only for those taking out new contracts (it WON'T apply retrospectively to existing contracts).
4. Further help
[H4] I've had poor customer services with a provider you feature. How can I complain?
The broadband industry doesn't have the best customer service reputation and while a provider may be good for some, it can be hell for others. Common problems include installation dates not being met, limited service or slow speeds, incorrect billing and more. It's always worth trying to call your provider first, but if not then try Resolver, the complaints handling tool.
Where necessary we will warn you about poorly rated providers. That said, even top-rated providers sometimes have problems.
[H4] My broadband speed is slow. How can I boost it?
We've tips in our Boost Broadband Speed Guide.
[H4] I've changed my mind about a deal. Can I cancel it?
If it's within the cooling off period - typically 14 days - you can. After that you're liable for the cost of the contract.
[H4] My question hasn't been answered/I need more help.
Please email brokenlink@moneysavingexpert.com with full details.
5. Deals specific pages
[H4] BT Broadband deals
[H4] Sky Broadband deals
[H4] Virgin Broadband deals
[H4] Plusnet Broadband deals
[H4] Vodafone Broadband deals
[H4] Now Broadband deals
[H4] TalkTalk Broadband deals
[H4] Truespee
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SUB-PAGE · THIN (http://moneysavingexpert.com/travel/) Travel Guides | MoneySavingExpert
[H1] Travel
[H2] Guides and tools to help you save on travel and cut motoring costs
[H2] Secure the best deal on your travel money
Don't travel without: Comparing the best foreign exchange rates using Travel Money MaxGetting the cheapest ways to get travel money and spend overseasLocking in the best rates on prepaid travel cardsCOMPARE EXCHANGE RATES
[H3] Travel planning: How to boost your holiday budget
Here are some ways to save before and after booking:Travelling to Europe? Secure a free EHIC/GHIC cardPassport renewal tips. Check your passport is in dateCompare cheap travel insuranceGet cheap airport parkingClaim flight delay compensation if it's delayed
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SUB-PAGE · THIN (http://moneysavingexpert.com/borrowing/) Borrowing – Cards & Loans | MoneySavingExpert
[H1] Credit Cards & Loans
[H2] Guides and tools to help you get the best credit card or loan
[H2] Am I eligible for a credit card?
Our credit card eligibility calculator will show you how likely you are to be approved for various credit cards.See if you'll be accepted before you apply onlineIt won't affect your credit score Join our Credit Club for your Eligibility Rating FIND ME A CARD
[H3] Can I get a loan?
Check if a loan is the right option. We've got all the info you need to make an informed decision. If unsure, DON'T borrow. And if in a debt spiral, check out our Debt help guide.Use our eligibility calculator to learn about your options and acceptance odds without impacting your credit score.Use our Loan Eligibility Calculator.
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SUB-PAGE (http://moneysavingexpert.com/utilities/) Household Bills – MoneySavingExpert
[H1] Household Bills
[H2] Guides and tools to help you save on your utilities
[H2] Compare your household bills
Use our tools to get the best deals, whether that's for your energy, mobile or broadband bills.Use Cheap Energy Club to compare energy deals. Try our broadband comparison to find the cheapest broadband deal.Use our Cheap Mobile Finder to grab the best mobile phone deal.ALL HOUSEHOLD BILLS CONTENT
[H3] Help with your household bills
Want to cut costs? Take a look at our MoneySaving tips and tricks:Is it time to fix your energy or stay on the Price Cap? Learn how to check.If you're on Universal Credit, Pension Credit, or equivalent benefits, you could qualify for special social broadband tariffs. Compare deals with MSE today.Need a new broadband deal but don't know where to start? See how to find the best broadband deals.
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SUB-PAGE · THIN (http://moneysavingexpert.com/pensions/) Pensions & Future Planning | MoneySavingExpert
[H1] Pensions & future planning
[H2] Pensions, wills, inheritance tax, probate and more
[H2] Pension need-to-knows
Everything you need to know for your crucial retirement saving, including:The main types of pensionsThe two pension superpowersHow much you should save into a pensionHow to take money out of your pensionLEARN ALL ABOUT PENSIONS
[H3] Need to know more?
We've also got pension guides on:State Pension: how much you can get and how to boost itCheapest SIPPs: how to build a low-cost DIY pensionHow to find lost pensions: uncover old or forgotten pensions for FREE Pensions for children: what to consider
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🛡️ Trust Signals — reviews, proof links, trust-theatre flag (Trust & Proof)
190Review mentions (all pages)
6External proof links (all pages)
PageReviewsProof links
/ (home) 20 1
/compare-broadband-deals/ 71 1
/travel/ 21 1
/borrowing/ 36 1
/utilities/ 21 1
/pensions/ 21 1
🔗 Identity & Technical Layer — schema JSON-LD: identity chains, entity gaps (Identity & Authority)
Homepage schema
[
    {
        "@context": "https://schema.org",
        "@type": "WebSite",
        "name": "MoneySavingExpert.com",
        "url": "https://www.moneysavingexpert.com/"
    },
    {
        "@context": "https://schema.org",
        "@type": "Organization",
        "name": "MoneySavingExpert.com",
        "sameAs": [
            "https://www.facebook.com/MoneySavingExpert/",
            "https://twitter.com/MoneySavingExp",
            "https://www.instagram.com/moneysavingexp/",
            "https://www.pinterest.co.uk/MoneySavingExpert/",
            "https://www.linkedin.com/company/moneysavingexpert-com/",
            "https://www.youtube.com/user/MoneySavingExpert"
        ],
        "url": "https://www.moneysavingexpert.com/",
        "contactPoint": {
            "@type": "ContactPoint",
            "url": "https://www.moneysavingexpert.com/site/site-contacts/",
            "contactType": "customer support"
        },
        "founder": {
            "@type": "Person",
            "name": "Martin Lewis"
        },
        "foundingDate": 2003,
        "legalName": "MoneySavingExpert.com Limited",
        "logo": "https://images.ctfassets.net/x1xkqhj4w3lh/56ZHL83h9ah5K06nHKZtwu/bd61a7733167f892a742edf2d645e4e9/mse_sharing_logo.png",
        "parentOrganization": {
            "@type": "Organization",
            "name": "MONY Group plc"
        },
        "publishingPrinciples": "https://www.moneysavingexpert.com/site/editorial-code/",
        "slogan": "Cutting your costs, fighting your corner"
    },
    {
        "@context": "https://schema.org",
        "@type": "WebPage",
        "name": "Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more",
        "description": "Martin Lewis' free site helps you save on car insurance, credit cards, mortgages & more. Find expert money tips, top deals, comparisons & tools to cut costs.",
        "image": "https://cdn.monygroup.com/legacy/cc-umbraco-images/sites/moneysavingexpert/hero-placeholder.png",
        "url": "https://www.moneysavingexpert.com/"
    }
]
/compare-broadband-deals/
{
    "@context": "http://schema.org",
    "@type": "Product",
    "name": "Compare broadband deals",
    "offers": {
        "@type": "AggregateOffer",
        "lowPrice": 19.5,
        "priceCurrency": "GBP",
        "availability": "http://schema.org/InStock",
        "offerCount": 36
    }
}
/travel/
[
    {
        "@context": "https://schema.org",
        "@type": "BreadcrumbList",
        "itemListElement": {
            "@type": "ListItem",
            "item": {
                "@type": "Thing",
                "@id": "/",
                "name": "Home"
            },
            "position": 1
        }
    },
    {
        "@context": "https://schema.org",
        "@type": "WebPage",
        "name": "Travel Guides | MoneySavingExpert",
        "description": "Guides and tools to help you save money on travel & cut motoring costs from Martin Lewis and MoneySavingExpert.",
        "image": "https://cdn.monygroup.com/legacy/cc-umbraco-images/sites/moneysavingexpert/hero-placeholder.png",
        "url": "https://www.moneysavingexpert.com/travel/",
        "reviewedBy": {
            "@type": "Person",
            "name": "Sarah Monro",
            "image": "https://images.ctfassets.net/x1xkqhj4w3lh/4ddd3562-3cc3-4290-97db-ca35c942c6ff/a5e91315338a82bd323101538a45b7ee/Sarah-Monro.png",
            "url": "https://www.moneysavingexpert.com/team/sarah-monro/"
        }
    }
]
/borrowing/
[
    {
        "@context": "https://schema.org",
        "@type": "BreadcrumbList",
        "itemListElement": {
            "@type": "ListItem",
            "item": {
                "@type": "Thing",
                "@id": "/",
                "name": "Home"
            },
            "position": 1
        }
    },
    {
        "@context": "https://schema.org",
        "@type": "WebPage",
        "name": "Borrowing - Cards & Loans | MoneySavingExpert",
        "description": "MoneySavingExpert's guides on borrowing. Get the best credit cards and loans to suit your financial situation.",
        "image": "https://cdn.monygroup.com/legacy/cc-umbraco-images/sites/moneysavingexpert/hero-placeholder.png",
        "url": "https://www.moneysavingexpert.com/borrowing/",
        "reviewedBy": {
            "@type": "Person",
            "name": "Benjamin Taylor",
            "image": "https://images.ctfassets.net/x1xkqhj4w3lh/da26cf0c-a188-49ac-884a-758f36ded016/aacef50f4f08f64c66cbeeb978cd8fa8/BenjaminTaylor.jpg",
            "url": "https://www.moneysavingexpert.com/team/benjamin-taylor/"
        }
    }
]
/utilities/
[
    {
        "@context": "https://schema.org",
        "@type": "BreadcrumbList",
        "itemListElement": {
            "@type": "ListItem",
            "item": {
                "@type": "Thing",
                "@id": "/",
                "name": "Home"
            },
            "position": 1
        }
    },
    {
        "@context": "https://schema.org",
        "@type": "WebPage",
        "name": "Household Bills - MoneySavingExpert",
        "description": "Browse through our utility guides and get a better deal on your household bills - MoneySavingExpert.",
        "image": "https://cdn.monygroup.com/legacy/cc-umbraco-images/sites/moneysavingexpert/hero-placeholder.png",
        "url": "https://www.moneysavingexpert.com/utilities/",
        "dateModified": "2026-01-29",
        "reviewedBy": {
            "@type": "Person",
            "name": "Clare Casalis",
            "image": "https://images.ctfassets.net/x1xkqhj4w3lh/d54a0d54-ff97-428e-95fd-dda178098592/76b13bdfdfe8ad1d0ed307edb21077db/ClareCasalis.jpeg",
            "url": "https://www.moneysavingexpert.com/team/clare-casalis/"
        }
    }
]
/pensions/
[
    {
        "@context": "https://schema.org",
        "@type": "BreadcrumbList",
        "itemListElement": {
            "@type": "ListItem",
            "item": {
                "@type": "Thing",
                "@id": "/",
                "name": "Home"
            },
            "position": 1
        }
    },
    {
        "@context": "https://schema.org",
        "@type": "WebPage",
        "name": "Pensions & Future Planning | MoneySavingExpert",
        "description": "Prepare for life after work with guides and tools to help you understand your pension from MoneySavingExpert.",
        "image": "https://cdn.monygroup.com/legacy/cc-umbraco-images/sites/moneysavingexpert/hero-placeholder.png",
        "url": "https://www.moneysavingexpert.com/pensions/",
        "reviewedBy": {
            "@type": "Person",
            "name": "Hannah McEwen",
            "image": "https://images.ctfassets.net/x1xkqhj4w3lh/0e4306b4-1a80-4d06-8736-1d22d96c390a/c02fab837e9c8973034ce0cad1e5684a/HannahMcEwen.jpeg"
        }
    }
]

Your Diagnosis

Before revealing the machine’s verdict, predict the BS score for each signal. Higher = more BS (more fluff, less verifiable substance). Drag each slider, then submit to compare your judgment against the engine.

Information Density 0 / 30
Read the Narrative & headings: do hard facts (prices, dates, numbers) outweigh fluff power-words?
Semantic Coherence 0 / 20
Compare the homepage promise against the sub-page reality. Do they hold the same line?
Trust & Proof 0 / 20
Weigh review mentions against actual external proof links. Claims without verification = theatre.
Commodity Fingerprint 0 / 15
Check headings & narrative against the industry clichés in the setup above.
Identity & Authority 0 / 15
Inspect the schema: is there real Organization/Person identity with sameAs links, or gaps?
Your predicted BS score 0 / 100
💡 Stuck? Reveal the heuristic lens — how the deterministic page-auditor reads each signal (no AI, pure pattern rules)

These are the structural rules a local, deterministic auditor applies — the same lens you can use to judge each signal. They describe what to look for, not this company’s result.

Information Density

Classify each sentence as substantive or hollow. Grounding markers — numbers, currencies, dates, technical units, named entities — outweigh marketing adjectives. When fluff sits right next to hard evidence, the fluff is forgiven.

Semantic Alignment

Pull the main entities out of the H1, then check whether they actually recur through the body. A page that announces one thing and then talks about another drifts. Headings with no real sentences underneath read as pseudo-substance.

Trust & Proof

Count trust words (review, testimonial, rating, verified) against real outbound proof links (Google, Trustpilot, Clutch, G2, Yelp). Lots of trust language with zero verification links is trust theatre. Unlinked logo galleries count against it.

Commodity Fingerprint

Look at how much sentence length varies. Natural writing varies its rhythm; templated or mass-produced copy is statistically uniform. Very low variation reads as commodity content — unless unique named entities break the pattern.

Identity & Authority

Inspect the JSON-LD. Is there an Organization or Person schema, and does it carry sameAs links to real external profiles (LinkedIn, socials)? Missing schema or no identity declaration signals an anonymous entity.

Want to apply this lens yourself? The free BS Indicator Chrome extension runs these heuristic checks live on any page. Bear in mind it is a single-page, deterministic tool — it relies only on pattern rules for the page in front of it and does not perform the cross-page semantic correlation this audit uses, so its readout is a starting lens, not the full verdict.

B
BS Level
Financial Services, Banking & Insurance
43.7 Avg BS

Based on 1230 businesses audited.

BS Detector

Financial Services, Banking & Insurance BS: MoneySavingExpert.com (www.moneysavingexpert.com)

http://www.moneysavingexpert.com 📍 Industry: Financial Services, Banking & Insurance
7 BS / 100

This is a benchmark for low-BS financial content, where every marketing signal is immediately converted into a functional tool or a data-backed fact. The site achieves authority not through jargon or ‘wealth management’ cliches, but through radical transparency about its data sources and affiliate revenue. It is almost entirely devoid of the ‘hot air’ typical of the financial services sector.

Info Density Power-words vs. Substance ratio.
3
10% BS
Semantic Coherence Homepage promise vs. Sub-page reality.
0
0% BS
Trust & Proof Verifiable evidence vs. Trust Theatre.
1
5% BS
Commodity Fingerprint Detection of industry clichés/templates.
3
20% BS
Identity & Authority Expert verifiability & Schema depth.
0
0% BS

To reach a near-zero score, consolidate the repetitive ‘Popular guides & tools’ headings on the homepage into more descriptive, category-specific labels. Integrate more direct outbound proof_links to external regulatory bodies like Ofcom or the FCA within the body text to supplement the internal guides. While the YouGov data is excellent, adding a direct link to the raw survey results would further solidify the trust path. Finally, ensure all ‘How this site works’ links are prominently placed in the footer of every sub-page to maintain the high standard of disclosure across the entire domain.

The site is a perfect match for the financial services and consumer advocacy category, specifically focusing on personal finance management and utility comparisons. It utilizes specific industry concepts like AER, Energy Price Caps, and SIPPs, demonstrating high domain relevance.

“The score of 7 is driven almost entirely by minor template repetition and the inherent use of 'expert' in the brand name, which technically counts as a jargon match despite being backed by substance. The site scored 0 in semantic coherence and identity authority, representing a near-perfect alignment of brand promise and digital footprint. This is one of the lowest BS scores possible for a commercial financial platform.”

Verified Analysis Date: May 21, 2026 © 1EuroSEO Independent Evaluator — Non-Sponsored Result
Brand AI Reputation