Training Example: Talkspace – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] Space to figure things out
Convenient access anytime, anywhereProfessional support from licensed therapistsFlexible options tailored to your needs and budgetGet startedCheck your coverage
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Elizabeth KeohanLCSW
[H2] Most insured members have a $0 copay
Choose your insurer to learn more:
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And more...
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[H2] What’s included with Talkspace
Access to a licensed therapist in 2 days (or sooner)Therapy sessions over video, voice, or live chat (your choice)Unlimited messaging with your therapist, 24/7*Switch therapists any time at no costBetween-session support with Talkcast personalized podcasts*May vary by insurance coverage
[H2] More than 60,000‍5-star reviews
Read why people love using Talkspace.See all reviews“There were a lot of things that I was navigating as a first time mom. All of the hormones going back and forth, and my postpartum anxiety was like, really rough. My therapist really heard me and understood me. If you're ever feeling super-anxious, get yourself a therapist.”Dariannytalkspace member
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“One of the best things about my therapist is that she just lets me be me and we really work together. I think that we have the type of relationship where she knows I'm going to get off that phone and be the best person that I can be. It's been a really beautiful experience with her.”Natiahtalkspace member“When I started at Talkspace, it was because I knew I was really burnt out from work and very anxious. My therapist has always been super-supportive and very insightful and good at challenging the way that I think and view the world. It's always valuable to just know that you have that person.”Taratalkspace member"It was my first experience with therapy and it helped open me up, talking with my therapist about things that I haven't talked with anyone else over the course of my life. You kind of immediately will feel like the weight of the world is off your shoulder.”Saltalkspace member“I didn’t realize how much anxiety impacted my life until I started medication, and it was the most transformative thing that I’ve ever experienced. As someone who had never seeked psychiatric help it has been really exciting to see how therapy and psychiatry blend together.”Sidneytalkspace member“Raising children the crises can feel like they can come up out of nowhere. It was really nice to know that there was a mental health professional, just who had my back and who always had something interesting and helpful  to say, something that I could put into my toolbox.”Meghantalkspace member
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“When I talk to my therapist I’m able to tell him things that I don’t really want to tell my mom, because I don’t want her to be upset. I’m able to tell him some of the things I overthink about and let them go.”Julietalkspace member
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“My Talkspace therapist has really helped me manage stress just by being aware of what’s happening when I’m having a spiraling thought in my mind. It’s great to talk to somebody who really listens to you.”Evantalkspace member
[H2] How Talkspace works
[H2] How Talkspace works
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1
[H3] Check eligibility
We're in-network with most major plans, and you can check your coverage in minutes. You can also pay out-of-pocket.2
[H3] Get matched with a therapist
Answer a few questions online and we'll match you with a licensed provider.3
[H3] Start therapy
Communicate with your therapist through live sessions, messaging, or both.
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[H3] Switch providers any time
If your first therapist isn't a fit, it's easy to select a new one, at no additional cost.
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[H2] What Talkspace offers
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[H2] Individual
Therapy for 18+Get started
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[H2] Teens
For ages 13-17Get started
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[H2] Couples
Therapy for usGet started
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[H2] Medication
Psychiatry & prescriptionsGet started
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Hormonal shifts, evolving identities, and societal expectations that accompany certain life stages can powerfully impact women’s mental health. We created Chapters to quickly connect women with mental health care providers with expertise in their needs, providing fast access to specialized therapy and psychiatry.Learn more
[H2] Experts in virtual mental health care
4,999,000therapy sessions1,199,000members helped5,600licensed providers
[H2] Comprehensive treatment with therapy and psychiatry
Combining therapy and medication has been proven to bring the best results for most mental health conditions.
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[H2] Explore therapy andmedication combined (18+)
Get started
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[H2] Get help deciding what’sright for you
Get started
[H2] Talkspace vs. In-person
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In-personA therapist licensed in your stateYour Talkspace provider will be credentialed and licensed to practice in your state.
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Receive therapy from anywhereWhether you’re doing live video or audio sessions or messaging therapy you can connect with your therapist from home or anywhere, from the convenience of your device.
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Message your therapist any timeSend your Talkspace therapist as many messages as you’d like, to share your thoughts or feelings and what’s going on in your life. You can send text, video, or audio messages.
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Receive messages backYour Talkspace therapist will reply to your message within a day or two, five days per week.
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Easy appointment schedulingYou can book a live session with your therapist quickly through the Talkspace app or website (no playing phone tag with the office receptionist).
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Quickly switch therapistsIf your therapist isn’t a fit you can choose a new one, all online without any awkward conversations.
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No parking fees or lost travel timeReceiving therapy from wherever is most convenient saves money and stress.
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[H2] Meet the Talkspace licensed providers
Our network of therapists and psychiatric providers have specialization in 150+ conditions, treatment approaches, and mental health needs.
[H2] Meet the Talkspace licensed providers
Our network of therapists and psychiatric providers have specialization in 150+ conditions, treatment approaches, and mental health needs.DepressionRelationshipsAnxiety & StressParentingLGBTQIA+Chronic IllnessEating DisordersOCDAnger Managementchildhood abuseMood Disorderstrauma & GriefLonelinessFamily ConflictAnd more...Get started
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[H3] Elizabeth Keohan, LCSW-C
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[H3] Jill Daino, LCSW-R
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[H3] Nikole Benders-Hadi, MD, CMO
[H2] High-quality care backed by evidence
Talkspace partners with major research institutions to validate the quality of our treatment methods.
[H3] 70%
saw improvement of anxiety or depression symptoms within 3 months.
[H3] 80%
reported Talkspace was as or more effective than face-to-face therapy.
[H3] 98%
found Talkspace to be more convenient than face-to-face therapy.Source: BMC Psychiatry,Journal of Telemedicine e-Health
[H2] Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
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[H3] How much is Talkspace online therapy?
Talkspace makes online therapy convenient, accessible, and, also importantly, affordable. Cost depends on how you pay: through US health insurance, Medicare, EAP, employer, organization, or out-of-pocket. Many employers cover Talkspace for free, either directly with an employer code or through an Employee Assistance Plan (EAP). Most major health insurance plans cover Talkspace therapy, and if your plan does you’ll likely only pay a copay (typically $15). If you pay out-of-pocket Talkspace therapy plans begin at $69/week.Get matched
[H3] Does insurance cover online therapy?
Typically, yes. Talkspace is in-network with many major insurance plans, and most insured members have a $0 copay. Our extensive network ensures you can get the treatment you need without worrying about cost. So Talkspace therapy may be covered by your employer’s healthcare plan. Or you may receive it for free as a direct benefit from your employer. Coverage will depend on your insurance company and health plan. Some of the mental health services most often covered include: talk therapy, co-occurring behavioral health and medical conditions, psychiatric emergency care, and medication management. Learn more about insurance coverage for online therapy.
[H3] Is online therapy effective?
Online therapy is proven to be as effective, if not more effective than face-to-face therapy. A study conducted by Talkspace & the Journal of Telemedicine and e-Health showed that text-based therapy through Talkspace was highly effective and comparable to traditional therapy. Talkspace also generated greater satisfaction in terms of its delivery, accessibility, and affordability. With online therapy, you’re able to access a wider range of mental health professionals and receive high-quality, evidence-based care from wherever you are. Learn more with Talkspace research.
[H3] What is the difference between therapy and psychiatry?
Therapy and psychiatry can both play an important role in your mental health treatment plan. In therapy, licensed therapists work with you to discuss personal challenges and devise a personalized plan, but they aren't able to prescribe medication. A therapist will help to understand your feelings, provide support, and help create a plan for the future.Psychiatry is a medical specialty that prescribes and monitors medication to treat mental health symptoms. Psychiatrists and psychiatric providers are licensed medical providers who specialize in mental health treatment and can provide psychiatric care services and personalized medication management. Talkspace connects you with an online psychiatric provider within a week, for an evaluation, prescription, and ongoing care.
[H3] How do I get matched with a therapist?
After you answer a few online questions about your symptoms and preferences you’ll be matched with a therapist who is licensed in your state and who is likely to be a good fit for your needs. Talkspace therapists are a diverse group with a wide range of specializations. After receiving your personalized match, you’ll be able to communicate with your licensed therapist through text, audio, or video. If you don’t click with your therapist, it’s easy to switch. Learn how to change providers

[H1] Access affordable mental health care with TRICARE
Talkspace accepts TRICARE for online therapy, psychiatry, teen therapy, and family therapy, making it easier to access care that’s affordable, covered, and convenient. The average TRICARE member copay is $0 for therapy or psychiatry through Talkspace. Use your 11 digit DBN (benefit number) when signing up to meet with licensed providers.Get started
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[H2] High-quality online therapy & mental health care, covered by TRICARE
Talkspace provides clinically-proven, evidence-backed online therapy, psychiatry, and family therapy to members of the military and family members, and it’s covered by TRICARE. Active duty military will need a referral, but spouses, teen dependents and others covered by TRICARE can sign up directly with no referral required.Talkspace makes it fast and easy to connect with a licensed therapist to treat mental health symptoms or simply talk through whatever is on your mind, from wherever you are. Sign up now and within days you can start connecting with your Talkspace therapist through live virtual sessions or text, video, audio messaging.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
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[H2] Comprehensive mental health solutions covered by TRICARE
Talkspace is covered by TRICARE plans to pay for online therapy, psychiatry, and family counseling so cost and convenience barriers don’t prevent you from getting the mental health support you need.
[H3] Online therapy
Messaging and virtual appointments with a licensed therapistGet started
[H3] Teen therapy
Specialized therapy for dependents 13-17Get started
[H3] Family therapy
Relationship-centered therapy for familiesGet started
[H3] Psychiatry
Evaluations, prescriptions, and medication management for 18+Get started
[H2] Here's how it works
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[H3] Check coverage
Confirm that you’re covered through TRICARE.
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[H3] Personalized match
Answer a few questions online and we'll match you with a licensed provider.
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[H3] Start therapy
Communicate with your therapist through live sessions, messaging, or both.Check eligibility
[H2] 150+
[H2] mental
[H2] health
[H2] conditions
[H2] treated
As you're exploring online therapy that takes TRICARE, know that our deeply experienced providers deliver comprehensive care for a broad range of mental health conditions and treatment approaches, using evidence-backed methods. TRICARE covered services includes counseling and psychiatric care for more than 150 conditions and mental health needs.depressionanxiety & StressRelationshipsBipolar disordereating disordersParanoiasuicidal ideationInsomniaborderline personality disorderaddictionalcohol useantisocial personalitysocial anxietyspecific phobiasSeasonal affective disorderOCDanger managementchildhood abusemood disorderstrauma & GriefLonelinessFamily conflictand more...
[H2] Partner with us to support military populations
Together we can help members of the military, their dependents, and veterans access high-quality mental health care that’s private, stigma-free, and covered by TRICARE. Learn more about the evidence supporting Talkspace methods and outcomes, and if you work with military populations reach out to schedule a conversation about how we can support you.
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[H3] Talkspace for TRICARE overview
Learn more
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[H3] Talkspace guide for military providers
Learn more
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[H3] Talkspace & TRICARE results
Learn more
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[H3] Partnering with Talkspace
Connect with us
[H2] Access a wide network of support
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Access across all 50 states‍Talkspace has highly qualified therapists and psychiatric providers licensed in all 50 states, ready to deliver evidence-based clinical care.
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Diverse network of therapists & psychiatric providers‍Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% are experienced in LGBTQIA+ issues.
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Highly qualified provider network‍Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards.Check eligibility
[H2] Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
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[H3] Who is eligible for Talkspace online therapy coverage with TRICARE?
Eligible beneficiaries with TRICARE plans can use their benefits for Talkspace online therapy. TRICARE provides mental health coverage for all eligible beneficiaries, including:Active duty service members (with referral)National guard & reserve membersRetirees & their familiesSpouses & dependentsWith the following plans:TRICARE Prime (HMO)TRICARE Prime Remote (HMO)  TRICARE Select (PPO)  TRICARE Reserve Select (PPO)    TRICARE Retired Reserve (PPO)     TRICARE Young Adult (Prime)  TRICARE Young Adult (Select)  We provide access to licensed therapists covered by TRICARE near you via secure video sessions and text-based therapy, making it easy to get help from home, or from wherever is most convenient. Because Talkspace is covered by TRICARE insurance plans, you can use your existing benefits without the hassle of searching for in-network providers, making it easier to maintain consistent care during relocations, deployments, or other transitions. Many also appreciate the privacy and flexibility of online sessions, which can be especially important for those balancing busy military schedules.
[H3] Do I need a referral for mental health services under TRICARE?
Referral requirements for mental health services under TRICARE vary based on your plan and beneficiary status:Active Duty Service Members (ADSMs): A referral from your Primary Care Manager (PCM) is required for outpatient mental health services.  ‍Other Beneficiaries: Referral requirements depend on your TRICARE plan. Generally, for outpatient mental health care, you do not need a referral if you use a TRICARE network provider.
[H3] Does TRICARE cover mental health services, including individual online therapy & couples therapy?
Yes! TRICARE covers online therapy, couples counseling, and psychiatry through Talkspace. Whether you're looking for online therapy that takes TRICARE, individual counseling, couples therapy (also called family therapy), or psychiatry, we're here to help.Coverage extends to a wide range of mental health needs, from managing anxiety and depression to working through relationship challenges. Military spouses and dependents often benefit from couples or family therapy to strengthen communication during deployments or life changes. With Talkspace, TRICARE members can access therapy without long wait times, ensuring help is available when it’s needed most.
[H3] How do I get started with TRICARE-covered online therapy?
It’s easy! Here’s how:1. Sign Up – Go to Talkspace and enter your TRICARE DoD benefit number (DBN), the 11-digit number on your ID card and answer a few questions.2. Get Matched – We’ll pair you with a licensed TRICARE therapist based on your needs and preferences.3. Start Therapy – Begin with messaging, live video sessions, or both.No long wait times, no hassle—just convenient online therapy with TRICARE.Active Duty Service Members (ADSMs) require a referral from their Military Treatment Facility (MTF) or Primary Care Manager (PCM) before starting therapy. However, family members, retirees, and dependents can start immediately—no referral required.
[H3] What mental health concerns does online therapy treat?
Mental health services covered by TRICARE include therapy for anxiety,depression, PTSD, stress management, and relationship challenges. However, you don’t need to have a specific mental health challenge to get therapy—you can connect with a Talkspace therapist simply to discuss anything that’s on your mind and get support for everyday life. Online therapy can help with sleep issues, grief, family transitions, and adjusting to life changes that may come with military service. Many people also use therapy as a preventive tool, checking in regularly to maintain emotional well-being before problems escalate. Whatever your goals, TRICARE covers access to professionals who understand both clinical care and the realities of military life; our Talkspace therapists specialize in treating active-duty personnel, military families, and veterans.
[H3] Can active duty military members use Talkspace through TRICARE?
Yes, but a referral is required for Active Duty Service Members (ADSMs). To get started:1. Request a referral from your PCM or Military Treatment Facility (MTF).2. Once approved, you can start therapy with a licensed Talkspace therapist covered by TRICARE.For family members, dependents, and retirees, no referral is needed.
[H3] Does TRICARE cover prescription medications?
If a Talkspace psychiatry provider determines that medication is appropriate treatment, TRICARE covers prescribed mental health medications. However, medication costs may vary based on your TRICARE plan and pharmacy.Important: Controlled substances cannot be prescribed through Talkspace.
[H3] Does Talkspace offer services outside the U.S.?
Unfortunately, TRICARE therapy services through Talkspace are currently only available within the United States. If you are stationed overseas, check with TRICARE for local options.
[H3] How soon can I start TRICARE-covered online therapy with Talkspace?
Talkspace offers quick scheduling, faster than traditional in-person therapy. After signing up for Talkspace therapy you’ll be connected with a therapist within about two days, often less. With Talkspace psychiatry you can schedule a video session with a psychiatry provider within about a week.
[H3] How does Talkspace protect my privacy?
Talkspace technology is HIPAA-compliant, secure, and confidential. All data on our servers, as well as all communication that happens between our software and the servers, is encrypted. Find out more about our privacy policy.
[H3] What makes Talkspace a great option for military mental health?
Convenient & Flexible – Access care anytime, anywhere.No Long Waits – Get started faster than traditional therapy.Trusted TRICARE Provider – Covered nationwide.‍Specialized Therapists – Experienced in treating a wide range of conditions and concerns.
[H3] How can I expand access to quality mental health care for my military population?
As an in-network TRICARE provider, Talkspace delivers convenient, confidential therapy that meets the demands of military life. Click here to learn more about how we support our military population, view resource options, marketing activation materials, and connect to a member of our team for more information.
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[H2] Do you still need help?
Visit our Help Center to get answers, share feedback, or voice a complaint.Please visit tricare.mil for clarification on your coverage.TRICARE is a registered trademark of the Department of Defense, Defense Health Agency. All rights reserved.Stay in the loopThank you! Your submission has been received!Oops! Something went wrong while submitting the form.By signing up, I agree to the Terms of Use and to receive emails from Talkspace.
[H3] Company
ReviewsCareersPressResearchInvestorsTalkspace differenceAffiliate programTell-a-friend programMental health advocate program
[H3] Resources
Help centerHealth collectiveBlogMental health conditionsFree mental health testsSelf-guided app
[H3] Legal
Privacy policyTeenspace privacy policyTerms of useAccessibilityPrivacy settingsNotice of US state privacy rightsBusiness Correspondence‍‍PO Box 659‍Portsmouth, NH 03802Payer Claims‍2578 Broadway #607‍New York, NY 10025
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[H1] Online therapy covered by Medicare
If you have Medicare or Medicare Advantage coverage you may have access to Talkspace therapy, and most insured members have a $0 copay.* Get paired with a trusted therapist to talk through anything that’s on your mind, from the convenience of home. To get started you’ll need your Medicare ID card and emergency contact information.I have MedicareI have Medicare Advantage
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JanTalkspace member
[H2] Mental health support included in your Medicare plan
If you have original Medicare or Medicare Advantage, you now may have access to Talkspace online therapy. Talk to someone you trust, wherever you are.Medicare or Medicare Advantage coverage for Talkspace includes:A private space to discuss relationships, retirement, grief, health conditions, financial concerns, life changes, and anything that’s on your mindLive one-on-one therapy sessions from your computer or phoneTreatment for over 150 mental health conditions including anxiety, depression, OCD, BPD, and moreYour own dedicated therapist licensed in your stateYour results:
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Not coveredIf you typed everything correctly, then it appears that Talkspace may not be covered yet by your plan or in your state. Pre-register to get notified when it is.Thank you! We will be in touch.Oops! Something went wrong while submitting the form.Your results:
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You're covered!Great news! It looks like your Medicare plan covers Talkspace therapy. Get matched with a licensed Talkspace therapist today.Get started
[H3] Check your eligibility
Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.Disclaimer: Your coverage may vary depending on the specifics of your Medicare or Medicare Advantage plan.
[H2] How Talkspace works
[H2] How Talkspace works
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1
[H3] Check eligibility
Confirm that Talkspace therapy is covered by your Medicare plan. Enter your Medicare number (not your Social Security number).
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[H3] Brief assessment
Answer a few questions online about your needs and preferences.
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[H3] Personalized match
We’ll pair you with a licensed therapist, usually within a day.
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[H3] Start therapy
Once you are matched with a therapist, schedule video therapy sessions to talk through whatever is on your mind and receive support.
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Get started
[H2] What real members say about Talkspace therapy

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[H2] Benefits of Talkspace
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No longer search for a therapist who accepts Medicare
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Simple online scheduling and therapy from home
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Switch therapists if needed, with no hassle or extra cost
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Receive affordable high-quality mental health care
[H2] Talkspace vs in-person
Talking to someone always helps, but many prefer the convenience of Talkspace
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In-personA therapist licensed in your stateYour Talkspace provider will be credentialed and licensed to practice in your state.
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Receive therapy from anywhereWhether you’re doing live video or audio sessions or messaging therapy you can connect with your therapist from home or anywhere, from the convenience of your device.
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Easy appointment schedulingYou can book a live session with your therapist quickly through the Talkspace app or website (no playing phone tag with the office receptionist).
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Quickly switch therapistsIf your therapist isn’t a fit you can choose a new one, all online without any awkward conversations.
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No parking fees or lost travel timeReceiving therapy from wherever is most convenient saves money and stress.
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[H2] Research on online therapy effectiveness
[H2] Talkspace vsface-to-face therapy
80%thought Talkspace was as effective or more effective than traditional therapy.98%found it to be more convenient than traditional therapy.Percentage of clients experiencingclinically significant change within:Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.25%44%Face-to-faceTalkspaceSources: Journal of Telemedicine e-Health, Journal of Clinical Psychology
[H2] More than 60,000‍5-star reviews
Read why people love using Talkspace.See all reviews“There were a lot of things that I was navigating as a first time mom. All of the hormones going back and forth, and my postpartum anxiety was like, really rough. My therapist really heard me and understood me. If you're ever feeling super-anxious, get yourself a therapist.”Dariannytalkspace member
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“One of the best things about my therapist is that she just lets me be me and we really work together. I think that we have the type of relationship where she knows I'm going to get off that phone and be the best person that I can be. It's been a really beautiful experience with her.”Natiahtalkspace member“When I started at Talkspace, it was because I knew I was really burnt out from work and very anxious. My therapist has always been super-supportive and very insightful and good at challenging the way that I think and view the world. It's always valuable to just know that you have that person.”Taratalkspace member"It was my first experience with therapy and it helped open me up, talking with my therapist about things that I haven't talked with anyone else over the course of my life. You kind of immediately will feel like the weight of the world is off your shoulder.”Saltalkspace member“I didn’t realize how much anxiety impacted my life until I started medication, and it was the most transformative thing that I’ve ever experienced. As someone who had never seeked psychiatric help it has been really exciting to see how therapy and psychiatry blend together.”Sidneytalkspace member“Raising children the crises can feel like they can come up out of nowhere. It was really nice to know that there was a mental health professional, just who had my back and who always had something interesting and helpful  to say, something that I could put into my toolbox.”Meghantalkspace member
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“When I talk to my therapist I’m able to tell him things that I don’t really want to tell my mom, because I don’t want her to be upset. I’m able to tell him some of the things I overthink about and let them go.”Julietalkspace member
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“My Talkspace therapist has really helped me manage stress just by being aware of what’s happening when I’m having a spiraling thought in my mind. It’s great to talk to somebody who really listens to you.”Evantalkspace member
[H2] Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
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[H3] Does my Medicare plan cover Talkspace online therapy?
Yes, Medicare and Medicare Advantage plans cover Talkspace virtual therapy nationwide. Talkspace virtual therapy is covered by original Medicare and Medicare Advantage plans in all 50 US states and the District of Columbia.
[H3] What mental health services are covered by Medicare?
Medicare covers mental health services including individual therapy with a licensed therapist, although your specific coverage may vary. Please check Medicare.gov to learn more about the mental health services you can receive through Medicare.Talkspace virtual therapy is covered by Medicare in some states. Additional states and Medicare Advantage plans are being added on an ongoing basis. To learn whether you can receive Medicare coverage for Talkspace therapy, check the page above by filling in your state and Medicare plan information.
[H3] Does Medicare cover online therapy and mental health counseling?
Medicare covers therapy with a licensed therapist, although not every therapist accepts Medicare or is covered by Medicare. Please check the Medicare.gov website to learn more about the mental health services you may be eligible to receive through Medicare. Talkspace virtual therapy is covered by Medicare in some states, and additional states and Medicare Advantage plans are being added on an ongoing basis. To learn whether you can receive Medicare coverage for Talkspace therapy, check the page above by filling in your state and Medicare plan information.
[H3] How do I verify therapy coverage under my Medicare plan?
To verify Medicare coverage for Talkspace therapy under your specific Medicare plan, call the number on your Medicare card or visit Medicare.gov to learn more about the mental health services you can receive through Medicare.
[H3] How much does online therapy cost with and without Medicare?
The cost of online therapy varies greatly and depends upon the therapy provider and whether the recipient is paying out-of-pocket or is covered by insurance. Online therapy that accepts your Medicare coverage will cost significantly less than paying out-of-pocket. If Talkspace therapy is covered by your Medicare plan, you will only pay coinsurance. If you have supplemental insurance in addition to Medicare, that may cover some portion or all of your coinsurance. To understand your specific costs, please contact your plan as indicated on your Medicare card.
[H3] Who qualifies for Medicare mental health coverage?
Individuals 65 and older with Medicare qualify for mental health coverage, though the specifics depend on your Medicare plan. Medicare covers mental health care from providers including psychologists, licensed clinical social workers, licensed professional counselors, marriage and family therapists, among others. To learn more visit Medicare.gov.
[H3] What mental health concerns does online therapy through Medicare cover?
Online therapy that takes Medicare, like Talkspace, provides personalized, professional support for everyday challenges with relationships, health, or the life changes that accompany aging. For example, online therapy can help you address grief and loss, chronic health conditions, or career transitions by providing you with a professional who will listen, provide an outside perspective, and help you develop healthy coping strategies. Online therapy also covers mental health concerns including depression, anxiety, stress, grief, post-traumatic stress disorder (PTSD), obsessive-compulsive disorder (OCD), Bipolar Disorder, Borderline Personality Disorder, and more.
[H3] What types of therapy treatments does Medicare cover?
Medicare covers a variety of online therapy treatments including cognitive behavioral therapy (CBT), dialectical behavioral therapy, art therapy, somatic therapy, and more. You can talk with your therapist about the best treatment options for you in order to achieve your goals.
[H3] How do I find a therapist that takes Medicare?
It can sometimes be a challenge to find a local in-person therapist who takes Medicare and doesn't have a waitlist, so online therapy can be a great option. Talkspace online therapy accepts Medicare in many states and will match you with a therapist that takes Medicare.
[H3] How effective is online therapy covered by Medicare?
Online therapy covered by Medicare is very effective, and a growing body of research proves its effectiveness. Peer-reviewed research found that 80% of people found that Talkspace online therapy is as or more effective than traditional therapy, and 98% found it more convenient. In another study of Talkspace online therapy 70% of people experienced a clinically significant reduction in their anxiety or depression symptoms within 12 weeks. Learn more about the evidence supporting online therapy.
[H3] How many therapy sessions does traditional Medicare cover?
Original Medicare typically covers up to 20 online therapy sessions per year, though it may cover more if needed. If you need more sessions and your provider recommends them, you can contact Medicare directly to discuss additional coverage possibilities.
[H3] Does Talkspace accept Medicare for psychiatry and medication?
At this time, Talkspace accepts Medicare only for online therapy but will be adding psychiatry and medication management services at a later date.
[H3] How do I sign up for Talkspace under my Medicare coverage?
You can select your state and Medicare plan on the webpage above and enter your information as prompted. Enter your medical details exactly as it appears on your Medicare card. After that, the sign up process will have you take a brief assessment and you'll be paired with a therapist.
[H3] Can I share my Talkspace diagnosis information with my primary care doctor(s)?
Yes, you can share your pertinent diagnosis and health information with your primary care doctor. You'll need to fill out authorization forms, learn how here.
[H3] Am I able to request a copy of my medical records from Talkspace?
You can receive a copy of your medical records from Talkspace by filling out a release form.
[H3] How do I contact Talkspace Support?
You can reach out to Talkspace support online here. If you prefer to talk over the phone, you can also give Talkspace support a call at 888-846-4821. Phone support is available Monday through Friday, 9am - 6pm EST.
[H3] What is Medicare Advantage?
Medicare Advantage describes a type of health insurance plan offered by private health insurance companies, including PPOs and HMOs, to people who are eligible for Medicare. These plans are approved and regulated by Medicare. They may offer additional benefits beyond original Medicare, and usually come with additional out-of-pocket costs. In a Medicare Advantage plan you’ll typically need to see providers who are in-network with your specific plan.You can join a Medicare Advantage plan if you have Medicare Part A (hospital insurance) and Part B (medical insurance).
[H3] What is the difference between Medicare and Medicare Advantage?
Medicare is run by the federal government, through an agency called The Centers for Medicare & Medicaid Services (CMS). Medicare Advantage plans are run by private companies, in many cases the same PPOs and HMOs that provide private health insurance for people under 65. A

[H1] Online therapy covered by insurance
With more than 100 million Americans covered, Talkspace is the top in-network therapy service. Most insured members have a $0 copay.Check if you’re covered
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MechelTalkspace member
[H1] Online therapy covered by insurance
With more than 100 million Americans covered, Talkspace is the top in-network therapy service. Most insured members have a $0 copay.Check if you’re covered
[IMG: HIPAA and SSL logos]
[IMG: Woman holding her arms up and touching her hair]
MechelTalkspace member
[H2] Select your insurance company to see your coverage
[IMG: Aetna logo]
[H2] What your coverage may include
Depending on your specific plan, Aetna members may be eligible for unlimited therapy sessions.Aetna members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Aetna member copay per session
$15*Enter your insurance details to verify your coverage today.Check eligibility
[IMG: Anthem logo]
[H2] What your coverage may include
Depending on your specific plan, Anthem members may be eligible for unlimited therapy sessions.Anthem members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Anthem member copay per session
$15*Enter your insurance details to verify your coverage today.Check eligibility
[H2] What your coverage may include
Depending on your specific plan, Blue Cross and Blue Shield members may be eligible for unlimited therapy sessions.Blue Cross and Blue Shield members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Blue Cross Blue Shield member copay per session
$15*Enter your insurance details to verify your coverage today.Check eligibility
[H2] What your coverage may include
Depending on your specific plan, TRICARE members may be eligible for unlimited therapy sessions.TRICARE members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average TRICARE member copay per session
$0*Enter your insurance details to verify your coverage today.Check eligibility
[IMG: Optum logo]
[H2] What your coverage may include
Depending on your specific plan, Optum members may be eligible for therapy and psychiatry.Optum members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, and live audio (phone call), depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Optum member copay per session
$15*Enter your insurance details to verify your coverage today.Get started
[IMG: Cigna Logo]
[H2] What your coverage may include
Depending on your specific plan, Cigna members may be eligible for unlimited therapy sessions.Cigna members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Cigna member copay per session
$20*Enter your insurance details to verify your coverage today.Check eligibility
[IMG: Carelon logo]
[H2] What your coverage may include
Depending on your specific plan, Carelon members may be eligible for unlimited therapy sessions.Carelon members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Carelon member copay per session
$25*Enter your insurance details to verify your coverage today.Check eligibility
[IMG: Regence logo]
[H2] What your coverage may include
Depending on your specific plan, Regence members may be eligible for unlimited therapy sessions.Regence members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Regence member copay per session
$5*Enter your insurance details to verify your coverage today.Check eligibility
[IMG: Medicare logo]
[H2] What your coverage may include
Depending on your specific plan, Medicare members may be eligible for unlimited therapy sessions.Medicare members will be matched with a therapist within a few days!Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan's coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Medicare member copay per session
$0*Enter your insurance details to verify your coverage today.Check eligibility
[H2] What your coverage may include
Talkspace is in-network with many other insurance plans, and covered by Medicare in some states. You may also receive free Talkspace therapy through an employer, school, or employee assistance program (EAP). Depending on your specific plan and insurance, you may be eligible for unlimited therapy sessions. Talkspace therapy may be conducted through live video, live audio, live chat, or ongoing messaging, depending on your plan’s coverage and/or your personal preference.*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H4] Your copay could be as low as
$0
[H4] Average Talkspace member copay per session
$15*Enter your insurance details to verify your coverage today.Check eligibilityDon’t see your insurance provider? Check your coverage
[H2] Comprehensive mental health solutions covered by insurance
Talkspace partners with many major insurance providers to cover therapy and psychiatry so costs aren't a barrier to mental well-being.
[H3] Online therapy
Online support from a licensed provider.Get started
[H3] Teen therapy
Specialized therapy for ages 13-17.Get started
[H3] Couples therapy
Relationship-centered therapy that connects you and your partner.Get started
[H3] Psychiatry
Evaluations and psychiatric medication management for ages 18+.Get started
[H2] Here’s how it works
[H2] Check insurance coverage
We're in-network with many major plans, but you can also pay out-of-pocket.
[H2] Personalized match
Answer a few questions online and we'll match you with a licensed provider.
[H2] Start therapy
Communicate with your therapist through live sessions, messaging, or both.Check eligibility
[H2] Benefits of Talkspace
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Eliminate commute time and scheduling hassles
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No search for a therapist or long wait for an appointment
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Seamlessly switch providers, at no extra cost
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Receive affordable, high-quality mental health care
[H2] More than 60,000‍5-star reviews
Read why people love using Talkspace.See all reviews“There were a lot of things that I was navigating as a first time mom. All of the hormones going back and forth, and my postpartum anxiety was like, really rough. My therapist really heard me and understood me. If you're ever feeling super-anxious, get yourself a therapist.”Dariannytalkspace member
[IMG: Portrait of a woman with braided hair, wearing gold earrings and red lipstick, sitting against a yellow and green background.]
“One of the best things about my therapist is that she just lets me be me and we really work together. I think that we have the type of relationship where she knows I'm going to get off that phone and be the best person that I can be. It's been a really beautiful experience with her.”Natiahtalkspace member“When I started at Talkspace, it was because I knew I was really burnt out from work and very anxious. My therapist has always been super-supportive and very insightful and good at challenging the way that I think and view the world. It's always valuable to just know that you have that person.”Taratalkspace member"It was my first experience with therapy and it helped open me up, talking with my therapist about things that I haven't talked with anyone else over the course of my life. You kind of immediately will feel like the weight of the world is off your shoulder.”Saltalkspace member“I didn’t realize how much anxiety impacted my life until I started medication, and it was the most transformative thing that I’ve ever experienced. As someone who had never seeked psychiatric help it has been really exciting to see how therapy and psychiatry blend together.”Sidneytalkspace member“Raising children the crises can feel like they can come up out of nowhere. It was really nice to know that there was a mental health professional, just who had my back and who always had something interesting and helpful  to say, something that I could put into my toolbox.”Meghantalkspace member
[IMG: Photo of a young girl wearing a sweatshirt slightly smiling at the camera in an urban setting.]
“When I talk to my therapist I’m able to tell him things that I don’t really want to tell my mom, because I don’t want her to be upset. I’m able to tell him some of the things I overthink about and let them go.”Julietalkspace member
[IMG: Man wearing yellow round glasses looking thoughtfully toward the camera in a room with art on the wall in the background.]
“My Talkspace therapist has really helped me manage stress just by being aware of what’s happening when I’m having a spiraling thought in my mind. It’s great to talk to somebody who really listens to you.”Evantalkspace member
[H2] Research on online therapy effectiveness
[H2] Talkspace vsface-to-face therapy
80%thought Talkspace was as effective or more effective than traditional therapy.98%found it to be more convenient than traditional therapy.Percentage of clients experiencingclinically significant change within:Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.25%44%Face-to-faceTalkspaceSources: Journal of Telemedicine e-Health, Journal of Clinical Psychology
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[H2] Get started with insurance
If Talkspace is in-network with your plan you'll only pay a copay.Check eligibility
[H2] Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
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[H3] What insurance does Talkspace accept?
Talkspace accepts insurance from many major insurance providers including Cigna, Optum, Carelon, Aetna, TRICARE, traditional Medicare, Regence, Anthem and more. We work with many health plans, employee assistance programs (EAP), and educational organizations to make online therapy available and affordable for all. You can view our full partner list here, and explore additional affordable therapy options at Talkspace.
[H3] What is Talkspace?
Talkspace is an online therapy platform that provides counseling, medication management, and other mental health services. It's the most convenient and affordable way to connect with a licensed therapist and receive virtual care all from the privacy of your device. Send your online therapist text, audio, picture, and video messages at any time, and they will respond daily, 5 days/week. If you’re looking for the “face-to-face” therapy experience, we also offer Live Video Sessions so you and your therapist can plan to connect in real-time.
[H3] Does Talkspace take insurance?
Yes! Talkspace partners with health plans across the U.S. to make online therapy and mental health care more accessible than ever before through insurance coverage. Our extensive network ensures you can get the treatment you need without worrying about cost. Covered members have an average copay of $15.**Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.
[H3] What if I’m not covered by my insurance?
Not to worry! Even if you don't have a health insurance plan that covers mental health services, Talkspace is still more affordable than most co-pays for in-person therapy. You can also pay with an FSA/HSA card, if you have one.Many employers also offer employee assistance programs (EAP) designed to help employees access therapy and counseling services at very low to no cost. Check with your human resources department to see if there are any mental health services available to employees.
[H3] How does Talkspace protect my privacy?
At Talkspace, your privacy and security are our #1 priorities. Our platform is HIPAA-compliant and encrypted banking-grade, industry standard technology. All interactions with your therapist are confidential and private. In addition, Talkspace always requires a password for use, and our iOS app accommodates Touch ID and Face ID on enabled devices. For more detail

[H1] Online therapy with a licensed therapist
No wait listsMatch with a therapist todayMost insured members have a $0 copayGet started
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[H2] Most insured members have a $0 copay
Choose your insurer to learn more:
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[IMG: Cigna logo]
[IMG: Aetna logo]
[IMG: Aetna logo]
[IMG: Optum logo]
[IMG: Optum logo]
[IMG: Anthem insurance logo]
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[IMG: TRICARE Insurance Logo]
[IMG: TRICARE Insurance Logo]
[IMG: Medicare logo]
[IMG: Medicare logo]
And more...
[H2] Benefits of Talkspace
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Eliminate commute time and scheduling hassles
[IMG: Hand with heart icon]
No search for a therapist or long wait for an appointment
[IMG: User profile switch icon]
Seamlessly switch providers, at no extra cost
[IMG: Dollar in circle]
Receive affordable, high-quality mental health care
[H2] Here’s how it works
[H2] Check insurance coverage
We're in-network with many major plans, but you can also pay out-of-pocket.
[H2] Personalized match
Answer a few questions online and we'll match you with a licensed provider.
[H2] Start therapy
Communicate with your therapist through live sessions, messaging, or both.Check eligibility
[H2] Meet the Talkspace licensed providers
Our network of therapists and psychiatric providers have specialization in 150+ conditions, treatment approaches, and mental health needs.
[H2] Meet the Talkspace licensed providers
Our network of therapists and psychiatric providers have specialization in 150+ conditions, treatment approaches, and mental health needs.DepressionRelationshipsAnxiety & StressParentingLGBTQIA+Chronic IllnessEating DisordersOCDAnger Managementchildhood abuseMood Disorderstrauma & GriefLonelinessFamily ConflictAnd more...Get started
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[H3] Elizabeth Keohan, LCSW-C
[IMG: Licensed Talkspace provider Jill Daino, LCSW-R]
[H3] Jill Daino, LCSW-R
[IMG: Chief Medical Officer at Talkspace, Nikole Benders-Hadi]
[H3] Nikole Benders-Hadi, MD, CMO
[H2] Find a licensed therapist near you
Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.
[H2] Talkspace vs. In-person
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In-personA therapist licensed in your stateYour Talkspace provider will be credentialed and licensed to practice in your state.
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Receive therapy from anywhereWhether you’re doing live video or audio sessions or messaging therapy you can connect with your therapist from home or anywhere, from the convenience of your device.
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Message your therapist any timeSend your Talkspace therapist as many messages as you’d like, to share your thoughts or feelings and what’s going on in your life. You can send text, video, or audio messages.
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Receive messages backYour Talkspace therapist will reply to your message within a day or two, five days per week.
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Easy appointment schedulingYou can book a live session with your therapist quickly through the Talkspace app or website (no playing phone tag with the office receptionist).
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Quickly switch therapistsIf your therapist isn’t a fit you can choose a new one, all online without any awkward conversations.
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No parking fees or lost travel timeReceiving therapy from wherever is most convenient saves money and stress.
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[H2] What members say about Talkspace

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[H2] Transcript
Therapy has absolutely made me a better parent. Like, without it, I think I would have fallen through the cracks. I have used therapy before, I guess. But this one was a little different because, sometimes I could text, sometimes I could video. I catch myself in reactions and, instead of reacting, I say, why don't I empathize with my child?
And why don't I try to see where she's coming from? Like, why is this happening? It's really about the whys in therapy. I feel like therapy is one of our consistent things that we do. My my children go to therapy. I go to therapy, my husband goes to therapy. We go to therapy together. And it's everything we we believe in it.
[H2] Therapy approaches at Talkspace
Cognitive Behavioral Therapy (CBT)
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Humanistic Therapy
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Dialectical Behavior Therapy (DBT)
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Mentalization Therapy
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Emotion-focused Therapy (EFT)
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Psychodynamic Therapy
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Exposure Therapy
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Somatic Therapy
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Grief Counseling
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Talk Therapy
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[H2] More than 60,000‍5-star reviews
Read why people love using Talkspace.See all reviews“There were a lot of things that I was navigating as a first time mom. All of the hormones going back and forth, and my postpartum anxiety was like, really rough. My therapist really heard me and understood me. If you're ever feeling super-anxious, get yourself a therapist.”Dariannytalkspace member
[IMG: Portrait of a woman with braided hair, wearing gold earrings and red lipstick, sitting against a yellow and green background.]
“One of the best things about my therapist is that she just lets me be me and we really work together. I think that we have the type of relationship where she knows I'm going to get off that phone and be the best person that I can be. It's been a really beautiful experience with her.”Natiahtalkspace member“When I started at Talkspace, it was because I knew I was really burnt out from work and very anxious. My therapist has always been super-supportive and very insightful and good at challenging the way that I think and view the world. It's always valuable to just know that you have that person.”Taratalkspace member"It was my first experience with therapy and it helped open me up, talking with my therapist about things that I haven't talked with anyone else over the course of my life. You kind of immediately will feel like the weight of the world is off your shoulder.”Saltalkspace member“I didn’t realize how much anxiety impacted my life until I started medication, and it was the most transformative thing that I’ve ever experienced. As someone who had never seeked psychiatric help it has been really exciting to see how therapy and psychiatry blend together.”Sidneytalkspace member“Raising children the crises can feel like they can come up out of nowhere. It was really nice to know that there was a mental health professional, just who had my back and who always had something interesting and helpful  to say, something that I could put into my toolbox.”Meghantalkspace member
[IMG: Photo of a young girl wearing a sweatshirt slightly smiling at the camera in an urban setting.]
“When I talk to my therapist I’m able to tell him things that I don’t really want to tell my mom, because I don’t want her to be upset. I’m able to tell him some of the things I overthink about and let them go.”Julietalkspace member
[IMG: Man wearing yellow round glasses looking thoughtfully toward the camera in a room with art on the wall in the background.]
“My Talkspace therapist has really helped me manage stress just by being aware of what’s happening when I’m having a spiraling thought in my mind. It’s great to talk to somebody who really listens to you.”Evantalkspace member
[H2] Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
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[H3] Is online therapy effective?
Online therapy is proven to be as effective, if not more effective than face-to-face therapy. A study conducted by Talkspace & the Journal of Telemedicine and e-Health showed that text-based therapy through Talkspace was highly effective and comparable to traditional therapy. When compared with traditional therapy, Talkspace also generated greater satisfaction in terms of its delivery, accessibility, and affordability. Learn more from studies on how Talkspace improves mental health.
[H3] What should I expect during online therapy sessions?
Unlike traditional therapy, online therapy sessions can take place in a few different ways: via text, audio, or video. Video therapy sessions are the most similar to in-person therapy in that you’ll meet face-to-face with your therapist. Text & audio methods are asynchronous; you’ll be able to send text messages, audio and video clips to your therapist any time and your therapist will respond daily, 5 days/week. There’s no limit to how many messages you send, and you can review old messages to track your progress and reflect on your insights and discoveries.You can expect to spend some time in your initial online therapy session discussing your goals for therapy, along with any concerns or issues you’re hoping to address. The therapist will guide the discussion by asking questions that help them gain a better understanding of your situation. The therapist may tell you about their professional background and approaches to mental health care. This is a great time to ask the therapist questions to help determine if they’re the right fit for you. The initial therapy session is a chance for the therapist and the client to get to know one another and build a rapport.In ongoing sessions, the structure will vary depending on your goals, preferences, and progress. Your online therapist will provide helpful guidance and exercises to help you work toward your goals. Often, they’ll ask deeper questions to help you see a problem in a new light. Throughout your treatment, they’ll check in to make sure there’s room for anything new that you’d like to work on… read more
[H3] How much does therapy cost?
As you can imagine, because counseling can be so impactful and therapists can do so much to improve the specific challenges clients struggle with, the service is not without costs. Therapists are highly trained professionals — licensed in the state they practice in, each with a master’s degree and an additional 3,000 hours of supervised work. They deserved to be justly compensated! Talkspace also requires six-weeks of training and onboarding for the platform.The relatively high costs of therapy and healthcare more generally do make it prohibitively expensive for many. That’s why, at Talkspace, we aim to make counseling more accessible by keeping costs low — we believe in therapy for all. Often costs vary by region, but in-person therapy costs on average $75-150 per hour (in places like New York it is generally between $200-300 per hour) and the majority of therapists do not take health insurance.Online therapy, however, is a most cost effective and affordable option for those who need access to care, but don’t have the means to access brick-and-mortar counseling.
[H4] How much does online therapy cost?
Online therapy has been proven to have the same efficacy as in-office therapy and is typically much more affordable (often less than half the cost of traditional therapy). This is mostly due to the fact that online counseling requires less overhead than therapists who work in an office.You can use an online therapy network, like Talkspace, to find a therapist or check if a therapist you know will provide online service.
[H4] Cost-saving options
Therapy can be lifesaving for those who struggle with mental health challenges — everyone should have access to it. But for those whom counseling proves too cost prohibitive, there are a few options that can help defray the expense.Below are some affordable examples of ways to find the mental healthcare you need:Ask the Therapist for a Discount or Seek Therapists With Sliding ScalesMost therapists are not in it for the money. Though therapists need to be able to make a living, if you tell them you can only afford a discounted rate, they may oblige. There are also therapists who use sliding scales for all payments. Before sessions begin, check for this information on their website, therapy network, or profile.Schools or universitiesIf you’re a student and want free or discounted therapy, ask your student health center for more information. Student health centers can often provide low-cost or free mental health services on a short-term basis (a semester or quarter) — a good temporary solution until you find a long-term therapist you can afford.Therapy practicesTherapy practices — sometimes called agencies or firms — are often more affordable because more than one person is chipping in for the cost of rent and other overhead. These practices often have interns — those who are working on their supervised clinical hours — who charge less. If you prefer in-office counseling, practices are often a more affordable option.Not using insuranceMany assume that using insurance for therapy will lower the overall cost. However, circumventing insurance providers is sometimes the cheaper option. Many therapists choose not to accept insurance coverage because payments are often lower and there is a great deal of paperwork for reimbursements.Federally-funded health centersFederally qualified health centers (FQHCs) usually have mental health resources and the law requires they offer a sliding payment scale. You can search for one in your area.While therapy can be expensive, it’s important to remember that your mental health touches every aspect of your life — your relationships, career, and happiness. Gambling with your mental health is not something that will pay off long-term. It’s important to prioritize your well-being!
[H3] What are common types of therapy?
All forms of psychotherapy exist to improve clients’ mental health, but there are styles of therapy specific to issues clients face, as well as different therapeutic approaches, represented by different schools of thought around treating mental health and the nature of the mind. Some schools are more closely related to the older styles of counseling developed by early psychoanalysts like Sigmund Freud, while others are more contemporary and reflect newer research by theorists.A few of the most popular popular types of therapy include:
[H4] Cognitive Behavioral Therapy (CBT)
Challenges negative client-thought patterns about themselves and the world to alter unwanted behaviors or treat disorders such as depression. CBT provides relatively short-term treatment for a range of conditions, phobias, disorders and is backed by a great deal of research on its effectiveness.
[H4] Client-Centered Therapy
Focuses on the client, who helps determine the course of the session; the therapist offers a high-degree of empathy, helps build self-esteem and problem-solving abilities, but does not overtly guide the session.
[H4] Dialectical Behavior Therapy (DBT)
Stresses acceptance and change while teaching behavioral skills (mindfulness, distress tolerance, interpersonal effectiveness, emotion reg

[H1] Couples therapy you can both agree on
Strengthen your relationship with flexible and convenient online therapy.Get started
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Adam and NicoleTalkspace members
[H2] Most insured members have a $0 copay
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[H2] Here’s how it works
[H2] Check insurance coverage
We're in-network with many major plans, but you can also pay out-of-pocket.
[H2] Personalized match
Answer a few questions online and we'll match you with a licensed provider.
[H2] Start therapy
Communicate with your therapist through messaging and live video sessions. During therapy you and your partner can be together or in separate places.We're ready
[H2] What couples are saying
"We were paired with a super helpful couples therapist and even in just a few short months, our marriage feels back on track. Highly recommend it, and the app just makes the service even easier to use on the go.”Annecharbs, App store“Our experience with couples therapy was great! Couldn’t have asked for a better way to do therapy. Loved our therapist. Loved the convenience of writing whenever we had a chance — our lives are so busy that I think it’d be nearly impossible to go somewhere.”Yelrihs86, App store“We love our therapist; he’s the best. We’ve been with him for a year. We like his realness and his candor. He won't let us, like, kind of just meander. If we're making progress in a certain direction he’ll keep guiding us there.”Danny and Ann, Talkspace users“My husband and I have come a long way, thanks to Shannon. Our fights have decreased and our overall communication tactics have improved. I am so thankful for this service and her help.”Talkspace user, Direct review"We were paired with a super helpful couples therapist and even in just a few short months, our marriage feels back on track. Highly recommend it, and the app just makes the service even easier to use on the go.”Annecharbs, App store“Our experience with couples therapy was great! Couldn’t have asked for a better way to do therapy. Loved our therapist. Loved the convenience of writing whenever we had a chance — our lives are so busy that I think it’d be nearly impossible to go somewhere.”Yelrihs86, App store“We love our therapist; he’s the best. We’ve been with him for a year. We like his realness and his candor. He won't let us, like, kind of just meander. If we're making progress in a certain direction he’ll keep guiding us there.”Danny and Ann, Talkspace users“My husband and I have come a long way, thanks to Shannon. Our fights have decreased and our overall communication tactics have improved. I am so thankful for this service and her help.”Talkspace user, Direct review
[H2] What you’ll get from couples therapy
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Identify the challengesIdentify areas where your relationship needs strengthening, with the support of an unbiased professional.
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Rediscover strengthsDevelop a solutions-oriented approach to rediscover your relationship’s strengths.
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End dysfunctional dynamicsGain insight into patterns that cause relationship distress.
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Empathy and resolutionPractice conflict-resolution strategies for improved empathy, and problem-solving.
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Restore trustLearn communication tools to increase vulnerability and restore trust.
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Ongoing supportOngoing dedicated support through live video sessions and unlimited messaging.Get started
[H2] Types of couples therapy
[H3] Relationship counseling
Every couple, at one point or another, faces challenges that test their partnership. It can happen at week 10, or year 10 of a relationship. When it does, sometimes you need outside guidance to help you navigate a path forward.
You don’t have to do it alone. No matter what the circumstances are of your relationship, couples counseling offers you and your partner the support and structure you need, in a safe, unbiased, productive space.
In couples therapy, you’ll learn conflict-resolution strategies and how to communicate more effectively. You’ll explore relationship patterns, restore trust, rediscover your passions for one another, and address dysfunction, building a healthier, stronger, loving relationship.
[H3] Marriage counseling
Marriage is work. You need to invest in it to keep it healthy. When you face those inevitable bumps in the road, it’s OK to admit you need some trusted guidance.Online marriage counseling can help. In therapy, you and your spouse can take on those tough times — whatever they may be — in a safe, loving space.Marriage counseling helps you identify the exact root of your problems and come up with effective strategies to overcome them. You can open up, express your honest feelings, and get back to that kind, in-love place you both want to live in.
[H3] Premarital counseling
The days, weeks, and months before your wedding are like no other time in life. They’re exciting, invigorating, and yes, can be stressful, too.  
If you need help just getting to the altar — when many engaged couples struggle with the pressure of planning that perfect day — premarital counseling can help. It can also prepare you for the rest of your wedded life together.
Premarital counseling allows you to start your lives together on a solid foundation. You’ll learn to communicate, resolve conflict, identify values, match expectations about major life decisions like children, address anger issues, build trust, and so much more.
[H2] What members say about Talkspace

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[H2] Transcript
I think we found ourselves starting to kind of bicker a little bit more and I felt like we didn't really have the tools to communicate through those moments very well. You know, your partner can do no wrong to the to the stage where it's like, oh wow, this is really frustrating. And I think that's one thing that we really loved about Talkspace.
It's so customizable. Like you can you can really select the areas that you want to focus like yes couples counseling but sort of what areas in that. So it was really great to be able to list the things. Conflict resolution, anger management, just all the things that we, were hoping to kind of navigate and get better on.
[H2] Benefits of Talkspace
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Eliminate commute time and scheduling hassles
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No search for a therapist or long wait for an appointment
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Seamlessly switch providers, at no extra cost
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Receive affordable, high-quality mental health care
[H2] Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
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[H3] What can I expect from couples therapy?
Couples therapy is a type of psychotherapy in which a licensed therapist helps those in romantic relationships learn more about their partnership, resolve relationship problems, and build a stronger foundation.Whether joining an in-person or virtual therapy session, the first few sessions will involve standard interview questions on the history of a couple's relationship, individual priorities, and relationship goals. In time, a couples therapist will help build a safe space for couples to identify their issues, establish treatment goals, and gain the necessary communication skills to problem solve with their partners.
[H3] Is it better to attend online couples counseling 
as a couple or solo?
Meeting with your therapist for shared relationship or marriage concerns as a couple is the best way to begin treatment together. If individual therapy is recommended, your therapist will guide you through options for individual counseling sessions.
[H3] Who should seek couples counseling?
Many people think that couples counseling is only for those on the verge of divorce or breaking up. However, all couples, regardless of the status of their relationship, can benefit from meeting with a licensed therapist.Even still, some common relationship issues that typically prompt counseling may include:Couples continuing to struggle with the same disagreements without being able to come up with a solution.Couples dealing with a recent tragedy, substance abuse, infidelity, or mental health concerns.Couples looking to rebuild their sexual or romantic chemistry.
[H3] Is online couples counseling really effective?
Yes, online therapy can be as effective as in-person couples therapy that makes way to a healthy relationship.
Is couples therapy worth it? Studies show it is. Research conducted by the American Association of Marriage and Family found that over 97% of those surveyed believe they got the help they needed from couples therapy. 
Couples therapy has been highly successful for all types of relationships, whether dating or married. Plus, virtual therapy options can be a better fit for many people. Instead of commuting to your therapist’s office, you can conduct sessions from anywhere at any time.
[H3] How much does online couples counseling cost?
The cost of virtual couples therapy varies, but online relationship counseling is the most cost-effective. Be sure to check with your insurance provider for coverage options.
[H3] What is online couples therapy?
With Talkspace online couples therapy, couples can meet with a licensed therapist for a virtual couples therapy session to resolve relationship challenges and generally address the health of their relationship through live video sessions or in writing via Talkspace's secure platform.
[H3] Does insurance cover couples therapy?
You can get couples therapy and marriage counseling services covered by insurance through online mental health providers like Talkspace. We work with many health plans, including Aetna, Cigna, and more, to get coverage for multiple therapy approaches, including couples therapy.
[H3] Is online couples counseling right for my partner and me?
Online couples therapy offers more flexible and accessible options for when to meet and the preferred mode of treatment. It's important that both you and your partner feel comfortable with the couples therapist and treatment method to get the most out of each counseling session.
[H3] How does marriage counseling differ from couples therapy?
Online marriage counseling is a specific approach to couples counseling designed for married couples. Through marriage therapy, couples meet with a marriage counselor - usually a licensed marriage and family therapist - to discuss their relationship issues, priorities, and goals. With ongoing virtual therapy sessions, a therapist can help couples looking to invest in their partnership and rediscover their spouse. Marriage counseling can help build (or repair) a healthy relationship foundation through effective communication skills, boundary setting, and more.
[H3] Is couples therapy only for married couples?
No. Online relationship counseling is ideal for all couples looking to reconnect, strengthen, or address challenges and conflicts. Licensed Talkspace therapists can help you and your partner at any stage of your relationship from premarital to marriage counseling. Couples therapy can help you each learn invaluable skills to help improve your relationship.
[H3] Does Talkspace offer premarital counseling?
Yes — premarital counseling is a type of relationship therapy provided by Talkspace licensed marriage and family therapists (LMFT). Online premarital counseling is ideal for engaged couples who are taking the next step in their relationship or want to resolve issues in their relationship before they commit to marriage.
[H3] What type of counselor is best for couples therapy?
There are several different types of professionals that offer couples therapy services, each with different credentials and skill specializations. Finding the best counselor will depend on each couple's goals and concerns being addressed:
A licensed marriage family therapist (LMFT) must have a master's degree in marriage and familiar therapy (or a similar discipline); they specialize in working with couples and families and dedicate their practice towards helping people improve their relationships.A clinical psychologist (CP) may offer a range of mental health services, including therapy and diagnosis. Meeting with a clinical psychologist may be helpful if you or your partner are dealing with mental health concerns (in addition to relationship concerns).
[H3] Does couples therapy mean the relationship 
is over?
For most people, couples therapy is a way to improve a relationship, not end it. Deciding to go to therapy is a powerful step towards a happy, fulfilled, and satisfying relationship. With each therapy session, couples can solve a current problem, prevent problems from worsening, or provide a “check up” for a happy couple experiencing a period of transition or increased stress. A therapist's job is to share tools, remain neutral, and provide a safe space for couples looking to have productive discussions about their relationship.
[H3] What are the most common issues for couples going to therapy?
Couples therapy can benefit all types of relationships, whether dating or married. From learning how to communicate effectively to understanding family dynamics, couples seek therapy for a variety of reasons:Identifying unhealthy communication patterns Exploring intimate and vulnerable topics with the help of a therapistRebuilding trust issues in a relationshipDiscussing sexual desires, needs, and boundariesBuilding conflict resolution skillsNavigating significant life transitions and stressors impacting a coupleUnderstanding the roles and responsibilities within a relationshipExploring family influence on a partnershipImproving financial management skills and discussionsPrioritizing quality time through shared interests and activitiesPlanning for the future and creating long-term goals
[H3] What is LGBTQ+ couples therapy?
LGBTQ+ couples therapy is a specialized form of relationship counseling that addresses the unique experiences faced by LGBTQIA+ partners. In addition to the general relationship dynamics focused on in couples therapy, LGBTQ couples therapy incorporates an understanding of issues such as coming out, discrimination, family acceptance, and navigating societal norms. At Talkspace, our therapists are trained in affirmative therapy, which means they actively support and validate LGBTQIA+ identities, creating a safe and inclusive environment for all couples. This approach ensures that therapy is tailored to the specific needs of LGBTQIA+ relationships, promoting better communication, understanding, and connection between pa