Training Example: Circle (Circle Internet Group, Inc.) – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] Don’t watch the shift. Lead it.
Move money. Launch products. Reach new markets. One full-stack platform connecting financial systems and onchain networks, so you can make your next move.Partner with CircleLearn about USDC
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Introducing
[H2] Current
Insight and executive events for financial leaders navigating what’s next in digital assets and stablecoins.Learn more
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Circle Agent Stack
[H2] Financial Infrastructure for the Agentic Economy
Circle Agent Stack empowers agents to spend, earn, and coordinate.Learn moreCircle Payments Network
[H2] Managed Payments
Launch enterprise-grade stablecoin payments without managing wallets, blockchain infrastructure, or digital asset licensing and compliance.Learn more
[H2] Modern infrastructure for leading innovators
[IMG: Standard Chartered]
[IMG: btgpactual]
[IMG: Nubank logo]
[IMG: Stripe logo]
[IMG: MoneyGram logo]
[IMG: Binance Logo]
[IMG: Coinbase logo]
[IMG: Solana]
[IMG: Arbitrum]
[H2] Circle is building the foundation for an open, internet-native economy.
Trusted by leading financial institutions since 2013, our full-stack platform including Arc,1 USDC,2 and Circle Payments Network,3 connects traditional finance and onchain infrastructure to create a new internet financial system that is accessible and reliable by design.
[IMG: Person holding a smartphone displaying a USDC wallet app with a $3,500 balance. The screen shows options to deposit or spend USDC.]
[H2] Operating responsibly at global scale. So you can too.
Circle is one of the most widely regulated and licensed stablecoin issuers in the world.
[H3] United States
Money transmitter licenses (MTL) in 46 states, the District of Columbia, and Puerto Rico. BitLicense from the New York State Department of Financial Services (NYDFS). Registered as a “Money Services Business” with Financial Crimes Enforcement Network (FinCEN). Receipt of conditional approval for National Trust Bank (NTB).
[H3] European Union
First global stablecoin issuer to achieve compliance with Markets in Crypto-Assets Regulation (MiCAR). Electronic Money Institution license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR).
[H3] United Kingdom
Electronic Money Institution license from the Financial Conduct Authority (FCA).
[H3] Singapore
Major Payment Institution (MPI) License from the Monetary Authority of Singapore (MAS).
[H3] United Arab Emirates
Financial Services Permission (FSP) license from the ADGM's Financial Services Regulatory Authority (FSRA). Also the 1st stablecoins to be approved by the Dubai Financial Services Authority (DFSA).
[H3] Bermuda
Class F Digital Asset Business license from the Bermuda Monetary Authority (BMA).
[H3] Canada
First company to comply with the Ontario Securities Commission (OSC) and Canadian Securities Administrators’ (CSA) Value-Referenced Crypto Asset (VRCAs) requirements.
[H3] Japan
First foreign-issued fiat stablecoin permitted by Japan’s Financial Services Agency (JFSA) for local distribution by JFSA licensed intermediaries under the Payment Services Act.
[H2] Welcome to finance without friction
[H3] Payments that move at internet speed
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Settle in seconds, not days. Move money around the world any time, near instantly.
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One network with global reach. Move money with a global system connected by Circle Payments Network.3
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Compliance, built in. Transact with regulated,2 fully-reserved stablecoins. No compliance workarounds, no gray areas.Learn more
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[H3] Give your customers access to digital dollars and euros around the world
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Digital dollars and euros. USDC and EURC are available globally in both existing and new markets.4
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Increase TAM, cross-sell, up-sell. Give your customers access to digital currencies to send, spend, and save.
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Fully reserved. Circle’s stablecoins are backed 100% by highly liquid cash and cash equivalent assets.Learn more
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[H3] A liquid foundation for institutional trading
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Institutional-grade liquidity. Benefit from USDC availability and related liquidity services.
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Seamless cross-chain rebalancing. Move funds across supported chains and improve capital efficiency.
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One-to-one redeemability. Swap one USDC for one dollar at scale.Learn more
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[H2] The open economy is in motion.     Build it on our full-stack platform.
Enterprise-grade digital assets, apps, and infrastructure designed for onchain builders and institutional developers alike.
[H3] USDC
StablecoinsThe world’s largest regulated¹ digital dollar. Fully backed, fast, designed for stability, and built for global business.Learn moreLearn moreLearn more
[H3] EURC
StablecoinsThe world’s largest regulated¹ digital euro. Fully backed, fast, designed for stability, and built for global business.Learn moreLearn moreLearn more
[H3] USYC
Tokenized FundsAn institutional-grade tokenized money market fund with near-instant redeemability to USDC.Learn moreLearn moreLearn more
[H3] Circle Payments Network
PaymentsOne integration for global stablecoin-powered payments.Learn moreLearn moreLearn more
[H3] Mint
Liquidity ServicesMint, redeem, reserve, and manage USDC directly from Circle at global scale.Learn moreLearn moreLearn more
[H3] StableFX
Liquidity ServicesInstitutional-grade onchain FX, powered by stablecoins.Learn moreLearn moreLearn more
[H3] Arc
BlockchainsAn open, Layer-1 blockchain built to meet the demands of the global internet economy.Learn moreLearn moreLearn more
[H3] Wallets
Developer ServicesEasily integrate digital asset storage, payments, and transactions into your apps. Learn moreLearn moreLearn more
[H3] Contracts
Developer ServicesA curated library of customizable smart contract templates for tokenization and workflow automation.Learn moreLearn moreLearn more
[H3] CCTP
Developer ServicesTransfer USDC natively between supported chains, more securely than traditional bridging.Learn moreLearn moreLearn more
[H3] xReserve
Developer ServicesLaunch a USDC-backed stablecoin on your blockchain.Learn moreLearn moreLearn more
[H3] Gateway
Developer ServicesEnable a unified USDC balance for instant crosschain liquidity in <500 ms.Learn moreLearn moreLearn more
[H3] Paymaster
Developer ServicesEnable seamless transaction experiences by allowing users to pay gas fees in USDC.Learn moreLearn moreLearn more
[H3] USDC
StablecoinsThe world’s largest regulated¹ digital dollar. Fully backed, fast, designed for stability, and built for global business.Learn moreLearn moreLearn more
[H3] EURC
StablecoinsThe world’s largest regulated¹ digital euro. Fully backed, fast, designed for stability, and built for global business.Learn moreLearn moreLearn more
[H3] USYC
Tokenized FundsAn institutional-grade tokenized money market fund with near-instant redeemability to USDC.Learn moreLearn moreLearn more
[H3] Mint
Liquidity ServicesMint, redeem, reserve, and manage USDC directly from Circle at global scale.Learn moreLearn moreLearn more
[H3] StableFX
Liquidity ServicesInstitutional-grade onchain FX, powered by stablecoins.Learn moreLearn moreLearn more
[H3] Circle Payments Network
PaymentsOne integration for global stablecoin-powered payments.Learn moreLearn moreLearn more
[H3] Arc
BlockchainsAn open, Layer-1 blockchain built to meet the demands of the global internet economy.Learn moreLearn moreLearn more
[H3] Wallets
DEVELOPER SERVICESEasily integrate digital asset storage, payments, and transactions into your apps. Learn moreLearn moreLearn more
[H3] Contracts
DEVELOPER SERVICESA curated library of customizable smart contract templates for tokenization and workflow automation.Learn moreLearn moreLearn more
[H3] CCTP
DEVELOPER SERVICESTransfer USDC natively between supported chains, more securely than traditional bridging.Learn moreLearn moreLearn more
[H3] xReserve
Developer ServicesLaunch a USDC-backed stablecoin on your blockchain.Learn moreLearn moreLearn more
[H3] Gateway
Developer ServicesEnable a unified USDC balance for instant crosschain liquidity in <500 ms.Learn moreLearn moreLearn more
[H3] Paymaster
DEVELOPER SERVICESEnable seamless transaction experiences by allowing users to pay gas fees in USDC.Learn moreLearn moreLearn more
[H3] 185+
countries40.00
[H3] T
all-time volume9
[H3] 55
licenses globally10
[H2] We’re shaping what comes next
Company
[H3] Circle Reports First Quarter 2026 Results
Company
[H3] Circle Launches AI Infrastructure to Power the Agentic Economy
USDCCompany
[H3] Kyriba and Circle Bring USDC Capabilities to Enterprise Treasury, Unlocking a Path Toward More Intelligent Treasury Decisioning
Read More
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October 28, 2025
[H3] Circle Launches Arc Public Testnet
Learn moreLearn moreLearn moreCompany
[H2] Let’s build together
[H3] Partner with Circle
Access our global network, liquidity services, and stablecoin infrastructure. Whether you’re a bank, fintech, or enterprise, we'll help you find the fastest path to value.Get startedGet startedGet started
[H3] Build with Circle
Everything you need to ship financial products on our platform, including SDKs, APIs, smart contract templates, and walletsStart buildingStart buildingStart buildingArc testnet is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.Arc has not been reviewed or approved by the New York State Department of Financial Services.The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.USDC and EURC are issued through regulated entities of Circle. See Circle's list of regulatory authorizations.Circle Technology Services, LLC (CTS) is the operator of Circle Payments Network (CPN) and offers products and services to financial institutions that participate in CPN to facilitate their CPN access and integration. CPN connects participating financial institutions around the world, with CTS serving as the technology service provider to participating financial institutions. While CTS does not hold funds or manage accounts on behalf of customers, we enable the global ecosystem of participating financial institutions to connect directly with each other, communicate securely, and settle directly with each other. CTS is not a party to transactions between participating financial institutions facilitated by CPN who use CPN to execute transactions at their own risk. Use of CPN is subject to the CPN Rules and the CPN Participation Agreement between CTS and a participating financial institution.Circle Mint supports international wires and domestic bank transfers in more than 185 countries. Circle Mint is currently only available to institutions. Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless of whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.USYC is issued by Circle International Bermuda Limited, regulated by Bermuda Monetary Authority (BMA), and represents an interest in a Cayman Islands mutual fund licensed by Cayman Islands Monetary Authority (CIMA). Information about USYC is directed only to entities who are not US Persons, as defined in Regulation S under the Securities Act of 1933.  ‍USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund.  As used herein, the term “near-instant” and “always” is intended to signify that, under ordinary operating conditions, redemption requests are filled on a near-real-time basis, subject to factors including, without limitation, blockchain network congestion and the Fund’s then-current liquidity position.Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. The information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security, financial instrument, or other product.Circle Mint and money transmission services are provided by Circle Internet Financial, LLC, NMLS # 1201441, and Circle Internet Financial Europe SAS, Electronic Money Institution License No. 17788, when provided in France. A list of Circle’s regulatory authorizations can be found here. Circle Mint is currently available only to institutions and is not available to individualsStableFX is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. StableFX is a collection of API and on-chain smart contracts that enable data sharing between counterparties to a transaction without intermediation by CTS. CTS’s role is limited to broadcasting information between the relevant parties and to the on-chain smart contract that enables settlement directly between the relevant parties. CTS does not accept or transmit digital assets on behalf of StableFX users. The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.Contracts and Wallets are provided by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to u

/USDCUSDCUSDC
[H1] The world’s largest regulated1 stablecoin powering global finance
[H1] Fully backed digital dollars
Redeemable 1:1 for US dollars, USDC enables 24/7 liquidity for near-instant, low-cost global payments.Built for rapid global payments and 24/7 financial markets, USDC is a regulated digital currency you can redeem 1:1 for US dollars.Partner with CircleView docs
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[H2] Why businesses choose USDC
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[H3] Near-instant, always-on settlement
Boost capital efficiency and minimize prefunding with real-time transactions.
[H3] Regulatory compliance
USDC is the world’s largest regulated stablecoin, issued by Circle.1
[IMG: Global]
[H3] Expanded market access
Unlock new markets that were previously unreachable or too costly to serve.
[IMG: Programmable]
[H3] Programmable money
USDC lets you move value as easily as data and build next-gen financial applications.
[H2] Thunes Meets Demand for Always-On Global Payments with USDC
Read case study
[H2] Circle helps Immersve bring digital dollars to everyday spending
Read case study
[H2] Nubank pioneers digital dollar access in Brazil with USDC
Read case study
[H2] An active network
USDC is highly liquid, widely adopted, and supported by a global network of partners.
[H3] $
0.00
[H3] T
all-time volume2
[H3] 1000+
banks, blockchains, distributors, and other partners
[H3] 108%
yearly growth3
[H2] Accessible to all
[H3] Global reach
Available to anyone with an internet connection — all around the world, 24/7.
[H3] Local settlement
A network of leading global banks that enable FX settlement with diverse fiat currencies.
[H3] For everyone
Providing financial opportunities for people everywhere.

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[H2] Industry-leading security
[H3] Fully backed
100% backed by highly liquid cash and cash-equivalent assets.
[H3] Highly regulated
Issued1 by the most licensed stablecoin company in the world.4
[H3] Transparently managed
Circle publishes monthly reserve attestations by a Big Four accounting firm.$76.5BUSDC in Circulationas of May 14, 2026$BUSD in reserves5as ofMay 14, 2026View reservesView reservesSee disclosuresView Reserves
[H2] Developer-ready
USDC is natively issued on 34 blockchain networks, and, with CCTP, seamlessly moves between subsets of these blockchains. It’s built on open protocols with a supporting suite of APIs and SDKs.
[IMG: Algorand]
[IMG: Arbitrum]
[IMG: Avalanche]
[IMG: Celo]
[IMG: Ethereum]
[IMG: Hedera]
[IMG: Linea]
[IMG: Near]
[IMG: Noble]
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[IMG: Polkadot]
[IMG: Polygon]
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[IMG: Stellar]
[IMG: Sui]
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[IMG: ZK Sync]
[H2] Fueling financial opportunities
USDC enables businesses to offer payment connectivity and dollar-backed financial services to more people in more places.
[H3] 24/7 real-time money movement
Enable low-cost payments around the world that can settle in seconds, for you or your customers.Partners
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7
[IMG: Felix]
[IMG: RedotPay]
[IMG: Stripe]
Learn more
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[H3] Worldwide access to digital dollars
Hold, transfer, and transact in USDC from almost anywhere, without relying on traditional banks.Partners
[IMG: Lemon]
[IMG: Nubank]
Learn more
[IMG: Customer tapping a credit card on a handheld payment terminal held by a cashier at a market.]
[H3] Institutional-grade liquidity
Access, trade, and rebalance USDC at scale any time across chains or borders.Partners
[IMG: Coinbase exchange]
[IMG: Goldfinch]
[IMG: arf]
8Learn more
[IMG: A group of four people engaged in conversation around a conference table with a laptop at one end.]
[H2] Get started
[H3] Partner with Circle
Join the Circle network to unlock instant access to our global ecosystem of partners and products.Get startedGet startedGet started
[H3] Build with Circle
Explore our Developer Console to see how you can integrate Circle solutions for your use case.Start buildingStart buildingStart building
[H2] Learn more about USDC
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[H3] Fully backed digital dollars
USDC is 100% backed by highly liquid cash and cash-equivalent assets stored in transparently managed reserves with independent attestations conducted by a Big Four accounting firm.Learn more
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[H3] Collaborating with regulators
Circle, the issuer of USDC1, actively engages in policy discussions, adheres to regulatory frameworks, and obtains necessary licenses to maintain compliance and transparency in its operations.Read on
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[H3] Build with USDC
USDC is programmable money built for global accessibility and crosschain interoperability, unlocking new opportunities for your business.Join the community
[H2] FAQs
How does Circle guarantee that USDC is fully backed and redeemable 1:1 for US dollars?USDC is a digital dollar backed 100% by highly liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars. The majority of the USDC reserve is invested in the Circle Reserve Fund (USDXX), an SEC-registered 2a-7 government money market fund. Daily, independent, third-party reporting on the portfolio is publicly available via BlackRock.
Learn more about our approach to transparency.Which blockchains is USDC available on?As of May 13, 2026, USDC is natively supported on 34 blockchain networks: Algorand, Aptos, Arbitrum, Avalanche, Base, Celo, Codex, EDGE Chain, Ethereum, Hedera, HyperEVM, Injective, Ink, Linea, Monad, Morph, NEAR, Noble, OP Mainnet, Pharos, Plume, Polkadot, Polygon PoS, Sei, Solana, Sonic, Starknet, Stellar, Sui, Unichain, World Chain, XDC, XRP Ledger and ZKsync – with more expected in the future.‍For more details, see our developer docs.How can I get USDC and convert it back to fiat currency?Circle Mint enables exchanges, institutional traders, banks, and large financial institutions to directly redeem USDC 1:1 for USD from Circle. Mint is not available to individuals or small businesses.Startups and small businesses can access USDC via on/offramp providers in the Circle Alliance Program. Learn more about CAP or go right to the CAP directory to find a provider.Individuals and everyday users can access USDC via exchanges, neobanks, and digital wallets. Learn more on the dedicated USDC website.What does it mean for USDC to be “minted” or “burned”?Businesses can apply for a Circle Mint account to exchange US dollars for USDC. When a business deposits USD into its Circle Account, Circle issues the equivalent amount of USDC to the business. The process of issuing new USDC is known as “minting” as new digital dollars are created and put into circulation.Similarly, when a business wants to exchange its USDC for US dollars, the business can deposit USDC into their Mint account and request to receive US dollars. This process of redeeming USDC is known as “burning” as this process takes USDC out of circulation.When everyday users swap US dollars for USDC on a digital asset exchange, it is the exchange that provides that USDC. If the exchange needs more USDC to fulfill the swap, the exchange will often use its Mint account to mint more USDC.Is USDC a cryptocurrency?USDC is a fully reserved stablecoin, which is a type of cryptocurrency designed to maintain steady value. Unlike other cryptocurrencies that fluctuate in price, USDC is designed to maintain price equivalence to the US dollar. USDC is redeemable 1:1 for US dollars while benefiting from the speed and security of blockchain technology.How is USDC different from a central bank digital currency (CBDC)?USDC is issued through regulated affiliates of Circle1, a financial technology company in the private sector, while a CBDC would be issued by a government. While most CBDCs are only in the research phase, USDC exists today and is widely used by millions of people around the world. Circle has developed the technology to enable USDC to run on public blockchain networks, with open-source and private market innovation driving rapid progress in digital dollar currency models. Read more about Circle’s insights on the Federal Reserve’s CBDC discussion.Who is Circle’s independent auditor?Deloitte & Touche LLP is Circle’s independent auditor and has audited Circle’s financials since fiscal year 2022. Prior to Deloitte, Grant Thornton LLP served as Circle’s independent auditor from 2015.Is USDC a security?Our view is that USDC is not a security. In April 2025, the staff of the U.S. Securities and Exchange Commission (SEC) issued a Statement on Stablecoins (the Statement), which confirmed that as described in the Statement, the offer and sale of “Covered Stablecoins” in the manner described in the Statement does not constitute the offer and sale of securities under the Securities Act of 1933 or the Securities Exchange Act of 1934.Is USDC a “Covered Stablecoin”?Our view is that USDC is a Covered Stablecoin. The Statement on Stablecoins defines “Covered Stablecoins” as those which are "designed to maintain a stable value relative to the United States Dollar, or 'USD,' on a one-for-one basis, can be redeemed for USD on a one-for-one basis (i.e., one stablecoin to one USD), and are backed by assets held in a reserve that are considered low-risk and readily liquid with a USD-value that meets or exceeds the redemption value of the stablecoins in circulation.Our view is that USDC is a "covered stablecoin" as it is designed to maintain a stable value relative to the USD, is redeemable 1:1 for USD9, and is 100% backed by highly liquid cash and cash equivalent assets. Information on the reserves backing USDC is made publicly available with monthly third-party assurances that the value of the reserves meets or exceeds the value of USDC in circulation.What makes USDC fully backed and redeemable 1:1 for US dollars?USDC is a digital dollar backed 100% by highly liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars.6 The majority of the USDC reserve is invested in the Circle Reserve Fund (USDXX), an SEC-registered 2a-7 government money market fund. Daily, independent, third-party reporting on the portfolio is publicly available via BlackRock. Learn more about our approach to transparency.USDC is issued through regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found here.May 15, 2026 8:00 PMSeptember 30, 2024 - September 30, 2025. Retrieved from Q3 2025 quarterly earnings report.Based on a competitive comparison analyzing the top 10 stablecoin companies by market capitalization based on CoinMarketCap. A list of Circle’s licenses can be found here.USDC is backed by the equivalent value of US dollar denominated assets held as reserves for the benefit of USDC holders. Cash is held at regulated financial institutions. The portfolio of the Circle Reserve Fund, which can contain short-dated US Treasuries, overnight US Treasury repurchase agreements, and cash, is custodied at The Bank of New York Mellon and is managed by BlackRock.Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm.Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Arf.Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless of whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.

[H1] The Circle Pressroom
Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.May 11, 2026Circle Reports First Quarter 2026 ResultsCircle Internet Group, Inc. (NYSE: CRCL) today announced results for the first quarter of fiscal year 2026.May 11, 2026Circle Launches AI Infrastructure to Power the Agentic EconomyUnveils first products in Circle Agent Stack to extend open infrastructure for the machine economyApril 28, 2026Kyriba and Circle Bring USDC Capabilities to Enterprise Treasury, Unlocking a Path Toward More Intelligent Treasury DecisioningThe collaboration features industry-first agentic-AI orchestration for stablecoin execution within enterprise treasury systems.April 22, 2026OSL Group and Circle Announce Partnership to Expand Access to USDC in Global MarketsThrough OSL Global, OSL’s international trading platform, users can access USD and USDC conversions on a 1:1 basis.April 13, 2026Circle to Announce Q1 2026 Financial Results on May 11, 2026Circle Internet Group, Inc. (NYSE: CRCL) will report its financial results for the first quarter 2026 on Monday, May 11, 2026. April 8, 2026Circle Launches CPN Managed Payments, a Full-Stack Platform for Seamless Stablecoin Settlement CPN Managed Payments enables PSPs, fintechs, banks, and global platforms to adopt regulated stablecoin payments without holding or managing digital assets.
[H2] More resources
Circle Brand KitCircle BlogAlliance ProgramExecutive InsightsPolicy Hub
[H2] News from our partner network
December 5, 2023 • Press Release
[H3] Circle and Nubank Partner to Increase Digital Dollar Access in Brazil
Circle and Nubank announced a partnership to extend USDC access to Brazilian Nubank customers. Learn more.Read onRead onNovember 27, 2023 • Press Release
[H3] SBI Holdings Partners with Circle to Pioneer Digital Currency Innovation in Japan with USDC, Banking, and Web3 Services
This partnership aims to circulate USDC stablecoins, establish a banking relationship and promote the use of Circle’s Web3 Services in Japan. Learn more.Read onRead onOctober 10, 2023 • Press Release
[H3] Coins.ph and Circle to Promote Financial Inclusion through Remittances in the Philippines
By driving real-time settlements and minimal transaction costs, Coins.ph and Circle’s partnership aims to improve the existing remittance landscape, starting in the Philippines, the fourth largest recipient of remittances globally.Read onRead onSeptember 14, 2023 • Press Release
[H3] Circle and Grab Pilot Web3 Experiences in Singapore
Circle announced a partnership with Grab to pilot Web3 customer experiences in Singapore through the integration of Circle’s Web 3 Services platform in the Grab app.Read onRead onSeptember 5, 2023 • Press Release
[H3] Visa Expands Stablecoin Settlement Capabilities to Merchant Acquirers
Visa expands stablecoin settlement capabilities with USDC on Solana, adding pilot programs with merchant acquirers, Worldpay and Nuvei.Read onRead on
[H2] Brand Kit
Follow these guidelines when promoting Circle in marketing communications, including advertising, articles, websites, social media, and printed promotions.Brand use policy PDF
[H3] Brands
Circle’s family of brands includes Circle, USDC, EURC, USYC, and Arc. Use the assets below to accurately represent each brand across press, partner, and marketing materials.Please use approved logos as provided. Do not alter, stretch, or modify the assets. Each download includes approved variations for light and dark backgrounds.Download Circle logosDownload Circle logosDownload USDC logosDownload USDC logosDownload EURC logosDownload EURC logosDownload USYC logosDownload USYC logosDownload Arc logosDownload Arc logos
[H3] Logo Guidelines
The logo requires proper clearspace. Clearspace is the area around the logo so it’s never crowded among other elements. To ensure the legibility and integrity of  logos, please keep other competing graphic elements out of the clear zone.
[H4] Circle logo
The clearspace proportion is measured in x, where x = 1 gap + 1 ring. On all sides of the logo, clearspace is 2x. Space between the icon and the workmark is 1x.To ensure readability the logo should never be reduced to a size smaller than the minimum size, which is is 120px wide for web and 1.68 inches for print.
[H4] USDC logo
The minimum clear zone is equal to the opening width in the symbol.Minimum size for digital applications is 24 pixels in height for the USDC Logo and 32px in height for the Token Logo.Minimum sizes in print should be determined on a case-by-case basis, as the result of reproduction can vary drastically depending on the materials and techniques.
[H4] EURC logo
The minimum clear zone is equal to the opening width in the symbol.Minimum size for digital applications is 24 pixels in height for the EURC Logo and 32px in height for the Token Logo.Minimum sizes in print should be determined on a case-by-case basis, as the result of reproduction can vary drastically depending on the materials and techniques.
[H4] USYC logo
To ensure the legibility and integrity of USYC logos, please keep other competing graphic elements out of the clear zone.ar zone is equal to the opening width in the symbol.The minimum clear zone is equal to the opening width in the symbol.Minimum size for digital applications is 24 pixels height for the USYC Logo and 32px height for the Token Logo.Minimum sizes in print should be determined on a case-by-case basis, as the result of reproduction can vary drastically depending on the materials and techniques.
[H4] Arc logo
To preserve the integrity and impact of the Arc logo, a consistent clear space must surround it in all applications. This space ensures the mark remains legible, focused, and unobstructed—free from visual noise or competing elements. The minimum clear space is defined by the height of the inner arch (denoted as 1x) and should be maintained on all sides.Minimum size for digital applications is 50 pixels in height.
[H3] Leadership bios & headshots
When referencing our leadership team, please use the following headshots and bios in your materials.
[IMG: Jeremy Allaire]
View bio
[IMG: Heath Tarbert]
View bio
[IMG: Jeremy Fox-Geen]
View bio
[IMG: Nikhil Chandhok]
View bio
[IMG: Kash Razzaghi]
View bio
[IMG: Elisabeth Carpenter]
View bio
[IMG: Brian Christman]
View bio
[IMG: Dante Disparte]
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[IMG: Li Fan]
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/EURCEURC
[H1] A fully backed euro stablecoin
The leading euro stablecoin for crypto capital markets,1 EURC is MiCA-compliant and redeemable 1:1 for euro.Get started with EURCRead the EURC growth report
[H2] Why businesses choose EURC
EURC is a euro-backed stablecoin that’s accessible globally on Avalanche, Base, Ethereum, Solana, and Stellar. Similar to USDC, EURC is MiCA-compliant and issued by Circle under a full-reserve model.
[H3] Stable & regulated2
Designed for stability, EURC is compliant with MiCA and backed 100% by euro. Euro reserves are transparently held at regulated financial institutions in the EEA with published monthly attestations.
[H3] Accessible & multi-chain
Businesses can use Circle Mint to convert euro to and from EURC, and to move EURC between different blockchain networks.
[H3] Widely used
EURC is the leading euro stablecoin for crypto capital markets,1 and is commonly used in DeFi for FX trading, borrowing and lending.
[H3] Developer friendly
The EURC smart contract and token primitives are modeled after USDC, making it easy for developers to integrate into existing apps.
[H3] Seamless EUR to USDC access
Circle Mint customers3 can swap EURC to USDC4 near instantly, enabling frictionless access to onchain dollar liquidity.
[H3] Stable & regulated2
Designed for stability, EURC is compliant with MiCA and backed 100% by euro. Euro reserves are transparently held at regulated financial institutions in the EEA with published monthly attestations.
[H3] Accessible & multi-chain
Businesses can use Circle Mint to convert euro to and from EURC, and to move EURC between different blockchain networks.
[H3] Widely used
EURC is the leading euro stablecoin for crypto capital markets,1 and is commonly used in DeFi for FX trading, borrowing and lending.
[H3] Developer friendly
The EURC smart contract and token primitives are modeled after USDC, making it easy for developers to integrate into existing apps.
[H3] Seamless EUR to USDC access
Circle Mint customers3 can onramp euro to USDC4 near instantly, enabling frictionless access to onchain dollar liquidity.
[H2] Euro-backed stability & global reach
EURC enables businesses to offer payment connectivity and euro-denominated financial services to more people in more places.
[H3] Trade real-time FX and DeFi markets
Together, EURC and USDC enable access to 24/7 FX markets where transactions can settle instantly with capital efficiency.
[H3] Make fast, efficient cross-border payments
EURC empowers businesses to deliver direct money transfers worldwide with remittances that can settle in seconds and cost a fraction of a cent.
[H3] Store value in euro
Hold or provide customers access to one of the world’s most stable currencies to help guard against inflation. EURC is available globally — no bank account required.
[H2] Multiple chains. Global access.
EURC on AvalancheToken Standard ERC-20Mainnet AddressTestnet AddressEURC on BaseToken Standard ERC-20Mainnet AddressTestnet AddressEURC on EthereumToken Standard ERC-20Mainnet AddressTestnet AddressEURC on SolanaToken Standard SPLMainnet AddressTestnet AddressEURC on StellarToken Standard Stellar AssetMainnet AddressTestnet AddressWorld ChainToken Standard ERC-20Mainnet AddressTestnet Address
[H2] How to start using EURC
[H3] Get EURC for your business
Circle Mint allows businesses to convert EUR into EURC and vice versa, near-instantly. Today, Circle Mint is for qualified businesses and wholesale distributors of EURC.Learn more
[H3] Integrate EURC into your app
Build an app with EURC to deliver near-instant FX, payments, and financial services to anyone with an internet connection.View docs
[H2] Fortifying trust with transparency
Circle stablecoin reserve composition and monthly attestations are publicly available, so you always know EURC is redeemable 1:1 for euro. EURC reserves are held in the management and custody of leading financial institutions and designed to provide holders with ready liquidity.View reserves€385.8MEURC in circulationas of May 14, 2026€MEURC in reserves*as of May 14, 2026See disclosuresView reserves
[H2] FAQs
I currently see the names “Euro Coin” and “EUROC” on apps, wallets, and block explorers. Is this the same stablecoin as EURC? Did Circle recently change the name?EURC (pronounced E-U-R-C) is now the official name and symbol for Circle's euro-backed stablecoin. The name “Euro Coin” and symbol “EUROC” were used in the past and are being phased out. You may continue to see the old name and symbol displayed on apps, wallets, and block explorers for a period of time as these apps and services adjust their UIs to reflect the new name and symbol.
Note: The existing token addresses remain the same; we will not be introducing a separate token. In the coming months, we will update the name and symbol on the existing token addresses to EURC, which will make it easier for apps, wallets, and block explorers to implement this naming change.
For more information, please see our blog post.How do I access EURC?Businesses can apply for a Circle Mint account to access on/off-ramps for EURC via wire transfer.EURC is also accessible from digital asset exchanges and apps within the Avalanche, Base, Ethereum, Solana, and Stellar ecosystems.Is EURC compliant with MiCA requirements?When the MiCA regulation enters into application for e-money tokens (EMTs) in June 2024, businesses are expected to adhere to MiCA requirements. Circle has applied for the necessary licenses to become an E-Money Institution in France and make EURC a MiCA-compliant EMT ahead of MiCA entering into application.Is EURC always redeemable 1:1 for euro?Yes. Always. Learn more on our Transparency page.What makes EURC superior to other euro stablecoins?EURC provides a number of benefits over other euro stablecoins, including:
EURC is 100% backed by euro so that it’s always redeemable 1:1 for euro. EURC reserves are bankruptcy remote and monthly attestation reports are conducted by a Big Four accounting firm.
EURC is supported by Circle Mint, an institutional 1:1 on/off-ramp service offered directly from Circle at no additional cost.
Businesses and developers who choose EURC benefit from the trust, transparency, and security of Circle – widely known as the issuer of USDC.
Many of the largest digital asset exchanges and apps support EURC on a variety of blockchain networks, including Bitstamp, Coinbase, Ripio, Uniswap, and Jupiter Exchange.
Circle expects to make EURC the most interoperable euro stablecoin with future support for Cross-Chain Transfer Protocol (CCTP), enabling EURC to be moved securely and transacted natively across blockchain networks.
Can EURC be swapped across blockchains with Circle Mint and its APIs?Yes, EURC on a supported blockchain can be quickly and easily swapped to EURC on any other supported blockchain with Circle Mint and its APIs. EURC is supported on Avalanche, Base, Ethereum, Solana, and Stellar.Circle Mint and its APIs make it easy for wallets, exchanges, custodians and more to rebalance their holdings of EURC across supported chains at no additional cost.How do eurozone interest rates impact EURC?Circle assumes the interest rate risk on EURC reserves.1 Circle Secures Conditional DASP Registration and Appoints Head of French Operations2 EURC Stablecoin Market Share, Retrieved January 16, 20243 The offering is available to Circle Mint customers in the EEA. Circle Internet Financial Europe SAS is a licensed electronic money institution authorized to issue USDC and EURC as regulated e-money tokens under MiCA regulation in the EEA.4 On the back end, Circle Mint Euro-to-USDC onramp involves different steps (EUR to USD foreign exchange followed by the minting of USDC).* EURC is backed by the equivalent value of euro denominated assets held as reserves for the benefit of EURC holders. Cash is held at US financial institutions.

USYCOverviewUse casesKey factsUSYC
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[H1] Yield and liquidity built for always-on markets
Access institutional yield on short-term US Treasury bills without sacrificing liquidity. USYC supports near-instant settlement and use as collateral across 24/7 trading workflows.Request accessAlready approved? Access USYCAlready approved? Access USYCUSYC PriceXXXXXX
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Estimated Gross YieldXXXEstimated net YieldXXXAssets under ManagementXXX
[H2] Institutional access without large upfront commitments
USYC offers yield-bearing exposure starting at $100,000, allowing firms to stay agile while deploying capital efficiently.
[H2] Why USYC?
[H3] 24/7 access
By bringing assets onchain, USYC delivers around-the-clock access to capital — free from banking delays, cut-off times, and trading windows.
[H3] Near-instant redemptions
USYC can be redeemed into USDC in near real time up to the instant-redemption capacity, with optional access to additional immediate liquidity.
[H3] Simplified yield
USYC yield accrues automatically through a rising token price, with no staking, claiming, or added operational complexity.
[H3] Seamless integrations
A single API connects USYC and USDC, enabling efficient movement between yield-bearing capital and liquid cash across onchain workflows.
[H3] Margin utility for trading
Use USYC as yield-bearing margin or cross-margin collateral on supported exchanges and lending desks, keeping capital productive while securing positions.What is USYC?
[H2] USYC1 is a tokenized money market fund designed to provide institutional-grade, yield-bearing collateral with near-instant liquidity onchain
Traditional money market funds offer exposure to low-risk, yield-bearing assets such as US Treasury bills, but they operate within traditional banking hours and settlement cycles. These constraints limit liquidity and flexibility in an always-on, global market environment. USYC is designed to support continuous access and onchain settlement, setting a new standard for institutional cash and collateral management.
[H6] Onchain fund structure
USYC is the onchain representation of the Hashnote International Short Duration Yield Fund Ltd., which invests in US Treasury bills and reverse repurchase agreements backed by short-term US government securities. Issuing the fund onchain enables faster settlement, composability, and integration across supported blockchain networks.
[H6] Automated and programmable workflows
USYC supports automated interactions through smart contracts, allowing institutions to streamline subscriptions, redemptions, and fund flows as part of broader onchain trading, treasury, and settlement workflows.
[H6] Onchain transparency and auditability
USYC activity is visible onchain, enabling real-time tracking, verification, and reporting. This transparency supports operational oversight, auditability, and risk management for institutional participants.
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[H2] Supporting a range of global industries
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[IMG: Canton logo]
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[H3] Key facts2
Assets Under Management$312,976,695.16Inception Date05/01/2023Token StandardERC-20, SPL-22Available NetworksBase, Canton, Ethereum, NEAR and SolanaAddressView smart contract addressSubscription CurrencyUSDCSubscription fee0.04%Redemption fee0.03%Performance Fee10% of YieldAfter hours subscription feeVaries, based on a projected next price. See “After Hours Price” on the USYC trading widgetInvestment Minimum$100,000RegulatorBermuda Monetary Authority (BMA)3
[H3] USYC technical documentation
Dive in to learn how to implement USYC.View DocumentationView DocumentationView Documentation
[H3] Have questions about your existing USYC account?
We have answers.Get HelpGet HelpGet Help
[H3] Contact our team
New to USYC, and want to learn more or get access? Get in touch.
[H3] Looking for technical support?
Support CenterSupport CenterDeveloper DocsDeveloper Docs
[H2] FAQs
Who is eligible for USYC?Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. For additional details or to request Fund documentation, please contact customer support.What currency is used for subscriptions and redemptions?All transactions are in USDC.How do subscriptions work?Subscribe at any time, in any size, with near-instant onchain settlement.How fast is settlement below the instant-redemption capacity?Redemptions below the instant-redemption capacity1 settle in one block time, which varies by chain.How fast is settlement above the instant-redemption capacity?Redemptions above the instant-redemption capacity settle T+0 or T+1.Can I unlock unlimited near-instant redemptions?Yes, complete the “Get in touch” form and a Circle representative will be in touch.What assets back USYC?USYC invests in short-term, high-quality US government securities and reverse repo.Who issues USYC, and which regulators oversee it?Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund.  Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended.Where can I find information about the fund? USYC token balance, yield, and price are streamed to a transparent oracle feed. ERC-20 contract details are verified on Etherscan. SPL-22 token details are found on Solscan.USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund.Private Liquidity in larger amounts available. Contact your Circle Representative for details.Redemptions above this threshold are settled T+0 or T+1. Unlimited instant redemptions are available for a fee.Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. For additional details or to request Fund documentation, please contact our support team.

[H2] More than 333B USDC minted
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[H2] Directly mint USDC & EURC
Only Circle issues USDC and EURC. With Circle Mint, distributors can avoid extra fees, added risk and transaction time of third-party channels.
[H2] Seamless stablecoin operations
[H3] Instant availability
Fiat funds from your bank account can be converted instantly and automatically to USDC and EURC*
[H3] 1:1 redemption
USDC and EURC can always be redeemed 1:1 for US dollars or euros through Circle*Instant settlement is possible, provided, however, that instant settlement programs are offered by the participating bank(s)Global access to stablecoins
[H2] Access USDC & EURC worldwide
Circle stablecoins are available to mint and redeem* in 185 countries. Connect your existing bank account to fund your Circle Mint account with wire, SEPA, and banking network transfers. Send automatic transfers directly from your USDC or EURC balance back into your bank account.*Stablecoins are available to mint and redeem via wire transfer; SEPA and banking network transfers are limited to participating banks in limited regionsUSER permissions
[H2] Manage your funds securely
Set granular user policies and configure them for your business account. Delegate financial tasks and approvals confidently with multi-user roles and granular permissions. Provide transparency and maintain financial oversight of your account and permissioned users.currency conversions
[H2] Mint or redeem USDC or EURC conveniently using regional banking rails
Trade between USDC and EURC or mint or redeem USDC with local currencies, such as Brazilian reais. Easily compare rates and lock in a guaranteed rate — all within Circle Mint's UI or API integrations.Transactions
[H2] Send funds anytime, globally — & settle in just seconds
Expand and streamline your global business transactions with Circle’s near-instant settlement and low costs. Transfer funds seamlessly across blockchain networks 24/7 and approve transactions effortlessly with the Circle Authenticator App.Integrations
[H2] Connect using web UI or integrate with APIs
Mint Circle stablecoins through the web console or integrate with our APIs to automate minting and redemption. Now you can provide stablecoin access directly to your users through your own app or website{
"data": {
"trackingRef": "CIR2HGDLC6",
"beneficiary": {
"name": "CIRCLE INTERNET FINANCIAL INC",
"address1": "1 MAIN STREET",
"address2": "SUITE 1"
},
"virtualAccountEnabled": true,
"beneficiaryBank": {
"name": "CRYPTO BANK",
"address": "1 MONEY STREET",
"city": "NEW YORK",
"postalCode": "1001",
"country": "US",
"swiftCode": "CRYPTO99",
"routingNumber": "999999999",
"accountNumber": "123605879434",
"currency": "USD"
}
}
}
[H2] Is Circle Mint right for your business?
Circle Mint is for institutional customers minting USDC or EURC. It is typically used by exchanges, institutional traders, wallet providers, banks, and consumer-app companies. Circle Mint is not available to individuals; however, individuals can access USDC and EURC in the secondary market through a network of providers. Visit USDC.com to get started.Talk to our teamPlease note that we uphold stringent operating standards. All Mint applicants are required to complete a thorough review including:Background checksKYC checksSanctions screening
[H2] FAQs
How long does it take to get a Circle Mint account?Circle requires thorough background checks (including ID verification, KYC checks, and sanctions screening) to open a Mint account. As a result, the processing time can take a few weeks or more, depending on a variety of factors. To ensure an efficient application process, ensure you have the proper documentation prepared beforehand.Who is eligible for Circle Mint?Circle Mint is currently available only to institutions, such as exchanges, institutional traders, wallet providers, banks, and consumer-apps companies in specific regions. Circle Mint is not available to individuals.What if I don’t qualify for Circle Mint?If you are looking to access Circle stablecoins, but in lower volumes, here is a list of exchanges where you can purchase USDC and EURC.How much does Circle Mint cost?Circle Mint is free for those who qualify. To integrate via API, our team can help design the perfect solution for you. Contact us for more information. Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found here. Circle is not a bank; Circle Mint is not a bank account, and any funds are not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or by any US or foreign government agency, insurance fund, person or entity.