Training Example: OneMain Trim, LLC – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] Trim is now OneMain MyMoney
[H2] Sign up to get real-time money insights.
[H1] Join 3M+ people who've used OneMain® MyMoney
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[H1] Don't take our word for it.Hear from a user!
"I'd highly recommend anyone, no matter their financial situation, see what MyMoney can help them with. It's worked for me, beyond what I expected."LeAnn P.Get started
[H4] AS FEATURED BY
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[H1] Find unwanted subscriptions
One Main MyMoney analyzes your transactions to find your recurring subscriptions.Find My Subscriptions
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[H1] Use OneMain MyMoney on your phone or computer
Access MyMoney from any deviceGet started with MyMoney
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[H1] OneMain® MyMoney in the Press
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Trim "serves as a good warning for consumers who hate not getting what they are paying for or paying for things that they are not getting."
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"The most popular personal finance bot on Facebook Messenger"
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"Crucial ways to buckle down on your bills and save money"
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"The concept behind Trim is dead-simple: sign up, connect your credit card, and Trim will sift through your transaction data to find recurring payments and help you cancel any you decide you don't want."
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"At long last, a Silicon Valley startup has built something truly useful: a bot that will fight with Comcast reps for you."
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"Looking for unwanted charges on your credit card bill? Trim sends you a text list of your recurring charges"
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Trim "will scan your credit card statements for all of your monthly subscriptions and allow you to cancel them over text message."
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"In my experience, Trim was able to identify every subscription on my Chase card, which I use for the bulk of my monthly expenses... I also asked Trim to cancel my New York Times digital subscription."
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You can just reply to the text "Cancel Hulu" to cancel your subscription to the TV streaming service. And that's really all there is to it."

PLEASE NOTE THAT YOUR USE OF AND ACCESS TO OUR SERVICES (DEFINED BELOW) ARE SUBJECT TO THE FOLLOWING TERMS: THESE TERMS INCLUDE A CLASS ACTION WAIVER AND RESOLUTION OF DISPUTES BY ARBITRATION INSTEAD OF BY A COURT PROCEEDING. IF YOU DO NOT AGREE TO ALL OF THE FOLLOWING, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY MANNER.
[H1] Terms of Use ("Terms")
Effective Date: 9/01/2025Welcome to OneMain MyMoney an online service owned and operated by OneMain Trim, LLC . ("OneMain MyMoney" "we" and "us"). Please read on to learn the rules and restrictions that govern your use of our website(s), products, services and applications (the "Services"). If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at help@onemainmymoney.com or via mail at 601 NW Second Street Evansville, IN 47708.These Terms of Use (the "Terms") are a binding contract between you and OneMain MyMoney . You must agree to and accept all of the Terms, or you don't have the right to use the Services. Your using the Services in any way means that you agree to all of these Terms, and these Terms will remain in effect while you use the Services. These Terms include the provisions in this document, as well as those in the Privacy Policy.Please note, there are additional disclosures and policies included in this document.
[H3] Will these Terms ever change?
We are constantly trying to improve our Services, so these Terms may need to change along with the Services. We reserve the right to change the Terms at any time, but if we do, we will bring it to your attention by placing a notice on the onemainmymoney.com website, by sending you an email, and/or by some other means.If you don't agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to all of the changes.Except for changes by us as described here, no other amendment or modification of these Terms will be effective unless in writing and signed by both you and us.
[H3] What about my privacy?
OneMain MyMoney takes the privacy of its users very seriously. A current copy of OneMainMyMoney's Privacy Policy can be found on our privacy policy page.The Children's Online Privacy Protection Act ("COPPA") requires that online service providers obtain parental consent before they knowingly collect personally identifiable information online from children who are under 13. We do not knowingly collect or solicit personally identifiable information from children under 13; if you are a child under 13, please do not attempt to register for the Services or send any personal information about yourself to us. If we learn we have collected personal information from a child under 13, we will delete that information as quickly as possible. If you believe that a child under 13 may have provided us personal information, please contact us at help@onemainmymoney.com.
[H3] What are the basics of using OneMain MyMoney?
You may be required to sign up for an account, and select a password and user name ("Company User ID"). You promise to provide us with accurate, complete, and updated registration information about yourself. You may not select as your Company User ID a name that you don't have the right to use, or another person's name with the intent to impersonate that person. You may not transfer your account to anyone else without our prior written permission.You represent and warrant that you are an individual of legal age to form a binding contract (or if not, you've received your parent's or guardian's permission to use the Services and gotten your parent or guardian to agree to these Terms on your behalf).You will only use the Services for your own internal, personal, non-commercial use, and not on behalf of or for the benefit of any third party, and only in a manner that complies with all laws that apply to you. If your use of the Services is prohibited by applicable laws, then you aren't authorized to use the Services. We can't and won't be responsible for your using the Services in a way that breaks the law.You will not share your account or password with anyone, and you must protect the security of your account and your password. You're responsible for any activity associated with your account.
[H3] Rights you grant us
During the registration process, you will be asked to enter your user credentials for your online accounts, such as your bank, credit card issuer, insurance carrier, or cable provider ("User Credentials"). Your credentials are used to provide us access to review financial transaction information or other account information for your accounts with these third party providers (each, a "Third Party Provider" and such account information your "Account Information"). You can read more about how we use and store your information in our Privacy Policy and Data Security Policy. You hereby authorize and permit us to use the User Credentials submitted by you to perform the Services. by you to perform the Services.We use your User Credentials to review your Account Information and perform various services on your behalf. For example, we use your Account Information to identify recurring payments, cancel unwanted subscriptions, and negotiate discounts on your bills on your behalf. You expressly authorize us to access, view and use, on your behalf as your agent, your Account Information. You grant us a limited power of attorney, and appoint us as your agent and attorney in-fact, to access, review and use your Account Information with full power and authority, but only to act for and on your behalf with Third Party Providers. YOU ACKNOWLEDGE AND AGREE THAT WHEN WE ARE ACCESSING YOUR USER CREDENTIALS AND ACCOUNT INFORMATION, WE ARE ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF A THIRD PARTY. You understand and agree that OneMain MyMoney is not sponsored or endorsed by any third parties accessible through the Services.
[H3] Your use of the Services is subject to the following additional restrictions:
You represent, warrant, and agree that you will not contribute any Content or User Submission (each of those terms is defined below) or otherwise use the Services or interact with the Services in a manner that:Infringes or violates the intellectual property rights or any other rights of anyone else (including MyMoney);Violates any law or regulation, including any applicable export control laws;Is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;Jeopardizes the security of your OneMain MyMoney account or anyone else's (such as allowing someone else to log in to the Services as you);Attempts, in any manner, to obtain the password, account, or other security information from any other user;Violates the security of any computer network, or cracks any passwords or security encryption codes;Runs Maillist, Listserv, any form of auto-responder or "spam" on the Services, or any processes that run or are activated while you are not logged into the Services, or that otherwise interfere with the proper working of the Services (including by placing an unreasonable load on the Services' infrastructure);"Crawls," "scrapes," or "spiders" any page, data, or portion of or relating to the Services or Content (through use of manual or automated means);Copies or stores any significant portion of the Content;Decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Services.A violation of any of the foregoing is grounds for termination of your right to use or access the Services.
[H3] What are my rights in OneMain MyMoney?
The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations, User Submissions, and so forth (all of the foregoing, the "Content") are protected by copyright and/or other intellectual property laws. You promise to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content you access through the Services, and you won't use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell or otherwise exploit for any purpose any Content not owned by you, (i) without the prior consent of the owner of that Content or (ii) in a way that violates someone else's (including OneMain MyMoney's rights.You understand that OneMain MyMoney owns the Services. You won't modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided in this Section), create derivative works based on, or otherwise exploit any of the Services.The Services may allow you to copy or download certain Content; please remember that just because this functionality exists, doesn't mean that all the restrictions above don't apply - they do!
[H3] Do I have to grant any licenses to Company or to other users?
In the course of using the Services, you and other users may provide information (other than Financial Credentials and Transaction Information), such as posts and comments on our website, which may be used by us in connection with the Services and which may be visible to certain other users. You understand that by posting information or content on the Services or otherwise providing content, materials or information to us or in connection with the Services (collectively, "User Submissions"), you hereby grant OneMain MyMoney a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sublicenseable and transferable license to use such User Submissions (including all related intellectual property rights) in connection with the Services and our business, including without limitation for promoting and redistributing part or all of the Services (and derivative works thereof) in any media formats and through any media channels. This is a license only - your ownership in User Submissions is not affected.You also agree that if your User Submissions contains any feedback, ideas, concepts, or techniques, we can use the User Submissions and anything it contains for any purpose including, but not limited to, developing, manufacturing and marketing services. Please note that the foregoing licenses are subject to our Privacy Policy to the extent they relate to User Submissions that are also your personally-identifiable information.
[H3] What if I see something on the Services that infringes my copyright?
You may have heard of the Digital Millennium Copyright Act (the "DMCA"), as it relates to online service providers, like OneMain MyMoney , being asked to remove material that allegedly violates someone's copyright. We respect others' intellectual property rights, and we reserve the right to delete or disable Content alleged to be infringing, and to terminate the accounts of repeat alleged infringers; to review our complete Copyright Dispute Policy and learn how to report potentially infringing content, please view our Copyright dispute policy. For more information please see the Digital Millenium Content Act here.
[H3] Who is responsible for what I see and do on the Services?
Any information or content publicly posted or privately transmitted through the Services is the sole responsibility of the person from whom such content originated, and you access all such information and content at your own risk, and we aren't liable for any errors or omissions in that information or content or for any damages or loss you might suffer in connection with it. We cannot control and have no duty to take any action regarding how you may interpret and use the Content or what actions you may take as a result of having been exposed to the Content, and you hereby release us from all liability for you having acquired or not acquired Content through the Services.We can't guarantee the identity of any users with whom you interact in using the Services and are not responsible for which users gain access to the Services.You are responsible for all Content you contribute, in any manner, to the Services, and you represent and warrant you have all rights necessary to do so, in the manner in which you contribute it. You will keep all your registration information accurate and current. You are responsible for all your activity in connection with the Services.The Services may contain links or connections to third party websites or services that are not owned or controlled by OneMain MyMoney. When you access third party websites or use third party services, you accept that there are risks in doing so, and that OneMain MyMoney is not responsible for such risks. We encourage you to be aware when you leave the Services and to read the terms and conditions and privacy policy of each third party website or service that you visit or utilize.OneMain MyMoney has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any third party websites or by any third party that you interact with through the Services. In addition, OneMain MyMoney will not and cannot monitor, verify, censor or edit the content of any third party site or service. By using the Services, you release and hold us harmless from any and all liability arising from your use of any third party website or service.Your interactions with organizations and/or individuals found on or through the Services, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such organizations and/or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties. You agree that OneMain MyMoney shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings.If there is a dispute between participants on this site, or between users and any third party, you agree that OneMain MyMoney is under no obligation to become involved. In the event that you have a dispute with one or more other users, you release OneMain MyMoney , its officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Services. If you are a California resident, you shall and hereby do waive California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which, if known by him or her must have materially affected his or her settlement with the debt