Training Example: Assetsure – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] Insurance for precious items
Bespoke insurance for your most treasured possessionsTrustpilot
[H2] Engagement Rings
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[H2] Bikes
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[H2] Watches
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[H2] Cameras
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[H2] Hearing Aids
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[H2] Instruments
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[H2] All Insurance
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[H2] See what customers are saying about Assetsure
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[H2] Friendly and helpful service to help cover all your insurance needs...
We specialise in obtaining insurance for your most valuable and precious possessions. We understand how important these items are to you and our online service is designed to help you obtain quotations and cover quickly. We back this up with a professional telephone service, ready to answer any questions you may have.
[H2] Friendly and helpful service to help cover all your insurance needs...
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[H3] First class service
We pride ourselves on our excellent service which is backed up by our independent Trust Pilot ratings. If you call us, you’ll find we are friendly and helpful.
[H3] UK based advisors
All of our staff are based in the United Kingdom and we are open 6 days a week including until 7pm weekdays. We are here to assist you with your insurance needs.
[H3] Instant cover and policies
Most of the policies we arrange, you can now buy online and receive instant documentation. Of course, you are more than welcome to call us and we will provide you a quotation and cover over the phone
[H3] Excellent claims service
We are here when you need assistance with a claim. We will liaise with the insurers on your behalf, and for some policies, we are able to settle claims “in house” on behalf of the insurers we represent. We try to make the process as easy and as quick as possible.
[H3] A wide range of niche polices
We specialise in niche insurance products for valuable items such as engagement rings, jewellery, watches, pedal cycles, art and collectables.
[H3] Members of BIBA
We are members of The British Insurance Brokers Association,the UK's leading general insurance intermediary organisation
[H2] Latest News and Advice
More news
[H3]
Caring for your Jewellery in the Summer
Strong sunlight and heat can affect some types of jewellery more than others. Certain gemstones, for example, may gradually lose a bit of their colour if they spend long periods in direct sun – for example, amethyst can be sensitive to light in this way....
[H3]
Does Stainless Steel Jewellery Tarnish
Does Stainless Steel Jewellery Tarnish, in most everyday conditions stainless steel does not tarnish in the way traditional jewellery metals can.....
[H3]
Why Rhodium is used in Jewellery
Why Rhodium is used in jewellery, many modern white gold rings owe their bright finish not to the gold itself, but to a thin coating of another metal altogether, that metal is rhodium....
[H3]
Top 10 jewellery Essentials Every Woman Should Have
Ten pieces widely considered the foundation of a versatile jewellery wardrobe, helping ensure you always have something suitable to wear, whatever the occasion....
[H3]
Buying Jewellery At Auction
Buying jewellery at auction can be a rewarding way to find unusual pieces that are no longer widely available through traditional retailers....
[H3]
Lifestyle Based Insurance Triggers
Lifestyle based insurance triggers, how moving house, travelling more, or retiring can affect jewellery cover needs...
[H3]
Gold vs Platinum Jewellery
Gold vs platinum, which is more expensive and which is right for your jewellery. Platinum is often assumed to be more expensive than gold, but the reality is slightly more nuanced....
[H3]
The Rising Cost of Engagement Rings
The rising cost of Engagement Rings, The price of gold and other precious metals has soared recently as investors seek stability during periods of inflation and geopolitical uncertainty. At the time of writing gold prices remain elevated compared with historic norms....
[H3]
How the price of gold can affect your jewellery insurance
How the price of gold can affect your jewellery insurance cover, When the price of gold and other precious metals rises, the cost of replacing jewellery typically rises too....
[H3]
Engagement Ring Trends For 2026
Engagement ring trends, If you’re getting engaged in 2026 the choice in front of you is not louder or more theatrical than before. It’s more considered....
[H3]
Designer vs Unbranded Jewellery
Designer jewellery vs unbranded bespoke pieces, Jewellery policies normally operate on a replacement value basis, meaning settlement reflects the cost of replacing the item at the time of loss....
[H3]
Jewellery & Social Media
Jewellery and social media, does visibility increase risk? As social media use has grown it has become recognised that online visibility can increase the risk of theft for jewellery owners....
[H3]
Wedding Anniversary Jewellery
Choosing wedding anniversary jewellery for each milestone, Traditional anniversary materials In the UK are commonly referenced when people talk about wedding anniversaries....
[H3]
Valentines Day Gift Ideas
Valentines Day Gift Ideas. Jewellery chosen for meaning, not just sparkle. Along with chocolates, flowers and fragrance, jewellery has long been associated with Valentine’s Day, with the latter valued for its ability to mark the occasion in a way that feels lasting, personal and emotionally significant....
[H3]
Buying Jewellery Online
Buying jewellery online should be fun and exciting, giving you choice, clear pricing and often access to bespoke designs. But as we discuss here, issues can arise. What consumers need to do to stay protected...

[H2] Our Insurances
Specialist Insurance for precious items. From Engagement Rings to Bicycles we can insure everything that matters to you.
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[H3] Jewellery
[IMG: Engagement Ring Insurance]
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[H6] Engagement Ring Insurance
[IMG: Watch Insurance]
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[H6] Watch Insurance
[IMG: Wedding Ring Insurance]
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[H6] Wedding Ring Insurance
[IMG: Diamond Ring Insurance]
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[H6] Diamond Ring Insurance
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[H6] Earrings Insurance
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[H6] Standalone Jewellery Insurance
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[H6] Ring Insurance
[IMG: Rolex Watch Insurance]
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[H6] Rolex Watch Insurance
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[H6] Single Item Insurance
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[H6] Safe Deposit Box Insurance
[H3] Bicycles
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[H6] Bicycle Insurance
[IMG: Insurance for Electric Bicycles]
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[H6] Insurance for Electric Bicycles
[H3] Leisure
[IMG: Camera Insurance]
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[H6] Camera Insurance
[IMG: Musical Instrument Insurance]
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[H6] Musical Instrument Insurance
[H3] Collectables
[IMG: Antique Insurance]
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[H6] Antique Insurance
[IMG: Coin Insurance]
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[H6] Coin Insurance
[IMG: Fine Art Insurance]
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[H6] Fine Art Insurance
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[H6] Handbag Insurance
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[H6] Militaria & Military Collectables Insurance
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[H6] Stamp Insurance
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[H6] Wine Insurance
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[H6] Collectable Insurance
[H3] Hearing Aids
[IMG: Hearing Aid Insurance]
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[H6] Hearing Aid Insurance
[H3] Property
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[H6] Home Insurance
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[H6] Listed Buildings Insurance
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[H6] Holiday Home Insurance
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[H6] Buy To Let Insurance
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[H6] Log Cabin Insurance
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[H6] Block of Flats Insurance
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[H6] Building Insurance UK
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[H6] Empty Property Insurance
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[H6] HMO Insurance
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[H6] Property Insurance UK
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[H6] Tenement Blocks Insurance
[H3] Business
[IMG: Bicycle Shop Insurance]
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[H6] Bicycle Shop Insurance
[IMG: General Business Insurance]
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[H6] General Business Insurance
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[H6] Jewellers Block Insurance
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[H6] Public Liability Insurance
[H2] Latest News and Advice
More news
[H3]
Caring for your Jewellery in the Summer
Strong sunlight and heat can affect some types of jewellery more than others. Certain gemstones, for example, may gradually lose a bit of their colour if they spend long periods in direct sun – for example, amethyst can be sensitive to light in this way....
[H3]
Does Stainless Steel Jewellery Tarnish
Does Stainless Steel Jewellery Tarnish, in most everyday conditions stainless steel does not tarnish in the way traditional jewellery metals can.....
[H3]
Why Rhodium is used in Jewellery
Why Rhodium is used in jewellery, many modern white gold rings owe their bright finish not to the gold itself, but to a thin coating of another metal altogether, that metal is rhodium....
[H3]
Top 10 jewellery Essentials Every Woman Should Have
Ten pieces widely considered the foundation of a versatile jewellery wardrobe, helping ensure you always have something suitable to wear, whatever the occasion....
[H3]
Buying Jewellery At Auction
Buying jewellery at auction can be a rewarding way to find unusual pieces that are no longer widely available through traditional retailers....
[H3]
Lifestyle Based Insurance Triggers
Lifestyle based insurance triggers, how moving house, travelling more, or retiring can affect jewellery cover needs...
[H3]
Gold vs Platinum Jewellery
Gold vs platinum, which is more expensive and which is right for your jewellery. Platinum is often assumed to be more expensive than gold, but the reality is slightly more nuanced....
[H3]
The Rising Cost of Engagement Rings
The rising cost of Engagement Rings, The price of gold and other precious metals has soared recently as investors seek stability during periods of inflation and geopolitical uncertainty. At the time of writing gold prices remain elevated compared with historic norms....
[H3]
How the price of gold can affect your jewellery insurance
How the price of gold can affect your jewellery insurance cover, When the price of gold and other precious metals rises, the cost of replacing jewellery typically rises too....
[H3]
Engagement Ring Trends For 2026
Engagement ring trends, If you’re getting engaged in 2026 the choice in front of you is not louder or more theatrical than before. It’s more considered....
[H3]
Designer vs Unbranded Jewellery
Designer jewellery vs unbranded bespoke pieces, Jewellery policies normally operate on a replacement value basis, meaning settlement reflects the cost of replacing the item at the time of loss....
[H3]
Jewellery & Social Media
Jewellery and social media, does visibility increase risk? As social media use has grown it has become recognised that online visibility can increase the risk of theft for jewellery owners....
[H3]
Wedding Anniversary Jewellery
Choosing wedding anniversary jewellery for each milestone, Traditional anniversary materials In the UK are commonly referenced when people talk about wedding anniversaries....
[H3]
Valentines Day Gift Ideas
Valentines Day Gift Ideas. Jewellery chosen for meaning, not just sparkle. Along with chocolates, flowers and fragrance, jewellery has long been associated with Valentine’s Day, with the latter valued for its ability to mark the occasion in a way that feels lasting, personal and emotionally significant....
[H3]
Buying Jewellery Online
Buying jewellery online should be fun and exciting, giving you choice, clear pricing and often access to bespoke designs. But as we discuss here, issues can arise. What consumers need to do to stay protected...

Our Cover ›
[H1] Engagement Ring Insurance
TrustpilotTrustpilot
[H2] See what customers are saying about our cover...
Trustpilot
[H2] We've got you covered...
[H3] Accidental Loss
You’ll be covered if you accidentally lose your jewellery. Your policy includes cover for accidental loss, giving you peace of mind knowing that your valuable items are protected.
Find out more
[H4] Accidental Loss
[H4] Engagement Rings can easily be lost
Most losses of jewellery occur away from the home, either the whole ring or one of its components such as a diamond.This can be distressing when it happens and whilst we can’t replace sentimental value, our claims team will work with you and the insurers to quickly replace the item as close to the original as possible.
[H3] Loss of stone
Precious stones get lost insurance cover ensures you can replace it if it’s lost.
Find out more
[H4] Loss of stone
[H4] We cover all stones in a ring
Over time stones in a ring can work loose and if they fall out, they are easily lost.
We cover all stones in your ring including smaller ones set on the shoulders or within the band. There is no excess to pay either so items are replaced without deduction.Rings valued over £10,000 will need to have their settings checked every 2 years from the date you take out the policy with us or this will not be covered. You can choose any jeweller to carry out this check and many will clean the item for you at the same time. In some cases, we can introduce you to a service where the settings can be checked remotely, which can mean a trip to your local jeweller can be avoided. Please ask us for more information about this service.
[H3] Accidental Damage
Accidents happen, and if you ring suffers damage, we can help assist you with repair or replacement.
Find out more
[H4] Accidental Damage
[H4] Stones and Precious Metals can be damaged.
With any engagement ring you would expect natural ageing, wear and tear but sometimes more serious damage can occur. Whilst Diamonds are arguably one of the hardest naturally occurring substances found on Earth, they can surprisingly be damaged quite easily, particularly if the shape is an unusual one such as in the case of pear shaped diamonds. Claws and settings can also become damaged and broken and a “No Excess “policy arranged by Assetsure will pay for repairs.
[H3] Worldwide Cover
The Jewellery insurance policy that we can arrange for you provides cover on a worldwide basis.
Find out more
[H4] Worldwide Cover
[H4] Travel the world and be protected by a policy arranged by Assetsure
We can obtain enagement ring insurance for UK residents and cover their jewellery anywhere in the world, the policy we arrange has no country restrictions and there is no need to tell us or your insurers of your travel plans. You can travel as often as you like providing no one trip is over 60 days in duration. Your Jewellery will be insured under a policy wording that has been especially developed to cover valuable items such as engagement rings, you can also include other items of jewellery you may own throughout the term of the policy
[H3] Theft
Unfortunately items get stolen, your policy will cover you if the worst happens.
Find out more
[H4] Theft
[H4] Thieves may also admire your Engagement Ring
Your precious engagement ring is not just attractive to you. Thieves also find them highly desirable especially as they are portable and quite easy to sell on.With an Assetsure arranged policy you’re covered both at home and away from home including having items stolen whilst you are wearing them. No need to inform us of your travel plans either as the policy we arrange provides unlimited overseas travel as long as no one trip is over 60 days in duration.When away from home, your engagement ring must be worn, kept under your close personal control or kept in a locked safe. If there is a theft from your home, there will need to be signs of a break-in for a claim to be valid. For items valued over £10,000, there is a requirement on your policy to keep the item in a safe when not being worn. Please read your policy documents and other supporting literature such as the IPID ( Insurance product information document) carefully.
[H2] Find out what makes us different...
[H2] Why we stand out...
We are specialist jewellery insurance intermediaries with extensive expertise in insuring valuable items, including engagement rings. With access to a trusted network of skilled jewellers across the UK, we can ensure your item is repaired or replaced on a like-for-like basis."
[H4] Premium protection promise
[H4] Premium protection promise
We value our customers. Your premium will not be loaded next year by the insurers if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.
[H4] Excellent Claims Service
[H4] Excellent Claims Service
You can easily report a claim to us by telephoning our claims department who can take instructions from you regarding your loss, or if you prefer, you may email us. Full details are contained in your policy document. We’ll assist you to obtain a repaired or replaced item as quickly as possible.
[H4] 30 day money back guarantee
[H4] 30 day money back guarantee
We are so confident in the product we supply that we have arranged with the insurers to allow you 30 days to change your mind and request a full refund, this is rather than the generic 14 days given by most. Even if after the 30 days is up, you decide our policy is not for you, we will refund you all of the insurance you haven't used with no deductions from the return of premium.
[H2] Treating you fairly...
We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.
We are so confident in the policy we arrange, that you will be entitled to a full 30 days to change your mind and obtain a full refund. This is an improvement on the 14 days which is normal. Even if after the 30 days is up, you decide the cover is not for you, we will arrange for your policy to be cancelled and a full pro rata return of premium to be provided (Subject to no claim being made).
Specialist Protection for Your Engagement Ring...An Engagement Ring is often one of the most meaningful and valuable purchases you will ever make. It represents both a significant financial investment and deep personal sentiment, so it deserves insurance that is designed specifically for it.At Assetsure, we arrange specialist jewellery insurance at Lloyd’s of London to protect individual high-value items. Our Engagement Ring Insurance is provided on a Worldwide All Risks basis, which includes cover for accidental damage, theft and loss, wherever you are in the world.
[H2] Engagement Ring Insurance
Assetsure Engagement Ring Insurance is designed to protect one of your most valuable and sentimental possessions.Our policies provide comprehensive cover up to your chosen sum insured on a new-for-old basis.
Protection includes accidental loss, theft, damage and loss of stones, helping
to safeguard your ring both at home and anywhere in the world.Our specialist jewellery insurance is arranged specifically for high value items that are worn regularly outside the home. This means your engagement ring is protected whether you are
at work, on holiday or simply going about your daily life.We are rated 5 stars by customers on the independent review platform Trustpilot, reflecting our
commitment to service and claims support.You may arrange cover online in just a few minutes or speak directly with our UK-based team, available six days a week, should you prefer personal assistance.
[H2] Do I need Engagement Ring Insurance?
In our view, arranging engagement ring insurance is a sensible decision.Engagement rings are worn daily and, over time, are exposed to knocks and general wear. One of the most common issues we see is the gradual loosening of a setting, which can result in the loss of a diamond or other precious stone, including smaller stones mounted along the shoulders.As the centre diamond often represents the majority of a ring’s value, the financial impact of losing a stone can be significant.There are other risks to consider including total loss.Engagement rings are both financially valuable and deeply sentimental. They may also be stolen during a burglary or robbery.Specialist engagement ring insurance, such as our Assetsure policy arranged with insurers at Lloyd’s of London, provides protection both at home and away from home. Cover includes physical loss, theft and accidental damage, subject to policy terms and conditions.
[H2] How much is Engagement Ring Insurance?
The cost of engagement ring insurance depends on several factors, including the ring’s insured value, where you live and whether you choose to pay an excess.As a guide, the premium is largely influenced by how much it would cost to replace the ring in the event of a total loss, together with location-based risk factors such as local theft rates.You can obtain a quotation online in just a few minutes by answering a small number of straightforward questions.
[H3] What Types of Engagement Rings do we Insure?
We are able to provide engagement ring insurance for a wide variety of ring types, whether they are traditional, vintage, or more contemporary designs. This includes everything from classic diamond rings to modern rings featuring synthetic diamonds, which are becoming increasingly popular in the market.
[H3] Traditional Diamond Rings
Classic diamond engagement rings especially solitaires (a single diamond as the centrepiece) are the traditional symbols of love and commitment. These rings typically feature a diamond as the focal point, often set in precious metals such as gold, white gold, or platinum. They come in a variety of sizes, shapes, and diamond qualities, all of which contribute to their overall value. A knowledgeable jeweller will be able to guide you through the different characteristics of diamonds and explain how they are graded by laboratories specialising in diamond certification. Having the right insurance in place is essential to protect the significant investment a diamond ring represents.
[H3] Vintage or Antique Rings
For those seeking something a little more unique, vintage, or antique engagement rings offer not only historical value but also intricate designs that set them apart. These rings may feature ornate details like filigree work, coloured gemstones, or unusual settings that make them truly one-of-a-kind. However, vintage, or antique rings can be more difficult to replace, particularly if they are heirloom pieces passed down through generations. If you own or are considering purchasing such a ring, it is vital to obtain a current valuation to ensure the sum insured is sufficient to cover a replacement should it be lost or stolen.
[H3] Custom Made Rings
Custom-made engagement rings are increasingly popular as couples look for ways to express their individuality through a ring designed to their exact specifications. By working closely with a jeweller, couples can create a bespoke piece featuring personalised details such as engraved messages, unique stone settings, or unconventional diamond shapes. When insuring a custom-made ring, it’s important to consider the cost of the craftsmanship involved, as you will want to ensure that a replacement can be recreated to match the original design in the event of a loss. Your jeweller should be able to help you with an accurate valuation.
[H3] Gemstone Rings
Although diamonds remain the traditional choice, gemstone engagement rings featuring stones such as sapphires, rubies, emeralds, or other coloured gems are gaining popularity among couples looking for a more unique style. These rings offer a striking alternative to the classic diamond ring and can often be a reflection of personal taste or birthstone significance. Our insurance policies can cover these precious gemstone rings just as comprehensively as those featuring diamonds.
[H3] Lab Grown Diamond Rings
With advancements in technology, synthetic diamonds, also known as lab-grown diamonds, have gained considerable traction in the jewellery market. These diamonds are virtually identical to natural diamonds in terms of their chemical composition and physical properties but are typically more affordable. As more couples choose lab grown diamonds for their engagement rings, we are pleased to offer insurance to cover these items, ensuring they are protected just like natural diamond rings.
[IMG: Ring1]
[H3] What does our Engagement Ring Insurance Cover?
Loss of stones or diamondsAccidental loss of the ringAccidental damageTheftCover in the UK and abroad (maximum duration of any one trip is 60 days)For full details, please refer to the IPID (Insurance Product Information Document) and the policy wording.
[H2] Standalone Insurance for your Engagement Ring
We specialise in arranging insurance for engagement rings, and we're more than happy to provide quotations and arrange cover for single items of jewellery. There’s no need to insure the rest of your home with us. We understand that many ring owners may be in different living situations, such as those just setting up home, living with parents, or renting accommodation, where they might not have other valuable contents requiring cover. Our standalone Engagement Ring Insurance allows you to protect that single, precious item of jewellery with ease.Standalone jewellery insurance is ideal if you only need to cover a single item, such as an engagement ring. If you’ve recently obtained a new valuation for your ring and your current insurer has informed you that it now exceeds their policy’s monetary limits, we can step in to help. In such cases, we can assist you with securing the appropriate cover for your ring.At any point during the life of your policy with us, you can also add other items of jewellery, such as wedding rings, ensuring that your most valuable possessions are protected under one comprehensive policy.While we cannot restore the sentimental value of a cherished engagement ring, we can offer insurance protection to compensate for your loss. We work closely with insurers to ensure that your claim is handled efficiently and with care.Based in the UK, we arrange policies for individuals who are normally resident in the United Kingdom. Our cover includes worldwide all risks, with no restrictions on the number of trips abroad you can make, provided no single trip exceeds 60 days in duration.
[IMG: Ring2]
[H2] Some of the features of the Engagement ring policy we arrange are as follows;
[H4] Worldwide All Risks Insurance
We provide cover for physical loss or damage to your engagement ring and other items of jewellery on a worldwide basis. This essential protection is crucial, as settings can loosen over time, causing individual stones

Our Cover ›
[H1] Watch Insurance
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[H2] See what customers are saying about our cover...
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[H2] We've got you covered...
[H3] Accidental Loss
We’ve got you covered if you accidentally lose your watch.
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[H4] Accidental Loss
[H4] How easy is it to lose a watch ?
It's surprisingly easy to lose a watch, even the best quality watches can have straps that fail unexpectedly and the watch can fall off the wrist, if busy it may be a while before you notice the item is missing.We can arrange watch insurance to protect you against loss. However you will be expected to take reasonable care of your watch as you would with any valuable item. Your insurers will also require you to assist them with it's recovery by retracing steps and places you visited before the loss was noticed.When travelling away from home you must be wearing the watch or it must be left in a safe (a normal hotel room safe is adequate) All watch losses must be reported to the police including local police if you are abroad.
[H3] Theft
Unfortunately watches get stolen, we make sure you are covered if the worst happens.
Find out more
[H4] Theft
[H4] Thieves are on the lookout for valuable watches.
A valuable watch such as a Rolex, Omega, or Tag Heuer proudly displayed on your wrist is a beacon to thieves, they know the expensive brands and often will have a detailed knowledge of the model as well. Thieves are well aware of the value of second hand watches and in the case of some Rolex models for example, replacement second hand, can costs more than acquiring the model brand new. This is often the situation with particularly desirable models, as there can be a waiting list to obtain one.Many thieves are quite adept at removing watches from your wrist, they’ll know how the clasps and straps work and often will operate in teams employing diversionary tactics to steal your item without you realising it.Other thieves take a more brutal approach threatening violence against you personally or using it to break in to your home or a gym locker where the watch has been left.A policy arranged by Assetsure, will cover you against Theft including when it has been left at home or in a gym locker or a safe whilst you are away from you home. Watches over £10,000 left at home will also need to be kept in a safe. All Thefts must be reported to the police including reporting it to the police locally if you are abroad.
[H3] Accidental Damage
Accidents happen, and your policy will ensure that your item can be repaired or replaced.
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[H4] Accidental Damage
[H4] Accidental Damage can mean an expensive repair bill.
Wear and tear, scratching and cosmetic changes, which happen normally as an item ages ,we all have to live with, and are not insurable by any policy we can arrange, but what about more serious damage, say you drop your watch or fell over and cracked the crystal or a fall damaged the mechanism of the watch.These type of damages can mean expensive repair bills, some manufactures also insist on performing a full service when carrying out any repairs and that alone can mean hundreds of pounds in costs.A policy arranged covers accidental damage and as there is no excess, repairs will be paid for in full.
[H3] Worldwide Cover
Giving you the peace of mind that you can travel and still be protected
Find out more
[H4] Worldwide Cover
[H4] Whatever the time zone, your watch is covered by a policy arranged by Assetsure
Going on holiday or business travel, of course you’ll want to take your watch with you and we’ll cover you anywhere in the world against loss, theft or damage with unlimited trips abroad providing no one trip is not over 60 days in duration.Travelling away from home needs extra caution with watches, particularly in public places such as bars and street markets, these areas are magnets for thieves looking for travellers wearing valuable items.Of course whilst wearing the item, you’ll be covered by an Assetsure arranged policy but a theft can be distressing, not to mention the valuable time of your holiday or trip spent reporting the matter to the local police.If you take your watch off, remember it must be kept in a safe for cover to be valid.
[H2] Find out what makes us different...
[H2] Why we stand out...
We are a specialist intermediary dealing with insurance for watches. You can insure your watch on an individual basis or a collection. We cover all major brands including: Rolex, Omega, Tag-Heuer, IWC ,Breitling, Hublot etc. Cover is Worldwide “All-Risks” with no excess to pay in the event of the claim.
[H4] Premium protection promise
[H4] Premium protection promise
We value our customers. Your premium will not be loaded next year by the insurers if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.
[H4] Excellent Claims Service
[H4] Excellent Claims Service
You can easily report a claim to us by telephoning our claims department who can take instructions from you regarding your loss, or if you prefer, you may email us. Full details are contained in your policy document. We’ll assist you to obtain a repaired or replaced item as quickly as possible.
[H4] 30 day money back guarantee
[H4] 30 day money back guarantee
We are so confident in the product we supply that we have arranged with the insurers to allow you 30 days to change your mind and request a full refund, this is rather than the generic 14 days given by most. Even if after the 30 days is up, you decide our policy is not for you, we will refund you all of the insurance you haven't used with no deductions from the return of premium.
[H2] Treating you fairly...
We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.
We are so confident in the policy we arrange, that you will be entitled to a full 30 days to change your mind and obtain a full refund. This is an improvement on the 14 days which is normal. Even if after the 30 days is up, you decide the cover is not for you, we will arrange for your policy to be cancelled and a full pro rata return of premium to be provided (Subject to no claim being made).
[H2] Looking for Watch Insurance?
At Assetsure we realise that often a wristwatch is a person’s most valuable personal possession and that also obtaining insurance is sometimes not that easy. We are a bit different from other insurance intermediaries, in that we are able to obtain cover for watches as single items, we don’t require you to insure the rest of your home and contents with us.We have facilities and can arrange a policy that will provide insurance cover to provide watch insurance for single items or collections. We provide watch insurance for all the major popular brands including: Rolex, Omega, Tag Heuer, IWC, Breitling, Hublot, Jaeger-LeCoultre, Patek Philippe, Audemars Piguet, Cartier, Bremont, Bulgari but of course will be happy to quote for watch insurance on any type of watch including pocket watches & chronometers.One of the advantages of insuring your watch via us is that you can protect your valuable home insurance no claims bonus, the policy we provide is completely separate and will replace specified items without deduction of excess.Often, we find that many modern policy wordings have limits on “All Risks” and someone with a high value watch simply cannot obtain the cover they require without taking out a specialist watch policy.We are based in the UK and the policies we arrange are designed for persons that are normally resident in the United Kingdom, we arrange worldwide all risks cover with no restrictions on how many trips abroad a year you make (maximum duration per trip 60 days).
[H2] How does watch insurance work?
We support you in acquiring standalone watch insurance for your most valuable watches and it works the same as any other insurance policy you take out. Once you contact us and let us know the details about the watch you would like to get protection for, we will be able to produce a quote, which is usually provided on the same day. If you decide to buy the policy through us, you will receive your policy via email with the policy starting when you specified, giving you watch insurance protection when you need it. Cover cannot be backdated.
[H2] Where can I insure my watch?
If you are looking for a specialist in watch insurance, then you have
definitely come to the right place. We are experts in providing watch
insurance protection for a wide range of watches providing same day quotes. Our policy will cover you on a worldwide basis for unlimited trips abroad of up to 60 days duration each trip, your watch will be covered if you take in on holiday or a business trip subject to the terms and conditions of the policy.
[H3] Why do I need watch insurance?
Watches are delicate items that can be easily damaged and are often
targeted by thieves, a valuable watch is easy to spot of someone’s arm.We understand that watches can be a person’s most valuable and
favourite item they own and if you ever lost it, had it stolen or damaged it, having watch insurance ensures you are covered if you needed to repair (following accidental damage) or obtain a replacement. Insurance is important for valuable items and we will be pleased to assist you with a quotation.
[H3] Insurance for a single watch
At Assetsure, unlike many intermediaries and insurers, we can provide insurance for a single watch, so if that is all you wish to insure, we should be able to help. We can supply a policy suitable for your watch and you will have the option to add other watches or items of jewellery throughout the policy term if required.
[H3] What does our specialist watch insurance cover?
At Assetsure we are able to obtain specialist watch insurance that provides the wide cover you need to cover a valuable item. Watch insurance cover arranged by Assetsure includes:Worldwide All Risks Insurance - Physical loss or
damage for your watch on a worldwide “All Risks” basis. (maximum 60 days
abroad any one trip) There are no country restrictions.No Excess - If you have to make a claim under your
policy, there is no deduction of any excess (the first portion of the
loss that you are normally required to pay)Insure just one Item - We can insure single watches or whole collectionsSpecified Items - We will provide you with a schedule of insurance with a full description of the watch you are insuring.No bonus to lose - By insuring your watch separately
via us, you can help protect any valuable no clams bonus earned under
your home insurance policy.A variety of payment options - We accept, all major credit and debit cards and monthly direct debits.Money back guarantee - Another advantage of the
policy we arrange is that it gives you a full 30 days to review the
cover and apply for a full refund, if you are not entirely satisfied
with the cover provided. The normal “cooling off” period is 14 days.Dealing with Assetsure couldn’t be simpler and your watches can be
covered quickly and efficiently by making one quick call or completing
our web enquiry form. If you have any questions we will also be pleased
to hear from you.
[H2] Latest News and Advice
More news
[H3]
Servicing A Watch Could Save Your Warranty
Servicing your watch isn’t just about keeping it accurate. It helps protect the value of your watch, prevents small niggles turning into big and often costly problems, and may even save you extra steps with warranties or watch insurance down the line. In short, a little TLC goes a long way....
[H3]
How Collectors Protect Watch Portfolios
In this brief article, we’ll look at how collectors can safeguard their investments through careful storage, cataloguing, and specialist watch collection insurance....
[H3]
Essential Watch Safety Guidance
Practical safety tips for keeping your watch secure whether you’re at home, out in public, or travelling and provides guidelines on preventing damage to your watch....
[H3]
How Celebrity Watch Culture Drives Demand
In the glittering world of celebrity, few accessories combine glamour, heritage, and hype quite like the wristwatch....
[H3]
The History of the Wristwatch
Here is a quick guide through the wristwatch’s journey, from its mechanised beginnings centuries ago to today’s blend of smart tech and craftsmanship, from clocks to watches early origins...
[H3]
Watch Insurance FAQs, What Every Owner Needs to Know
If you’ve ever wondered about watch insurance, what’s typically covered, or how to make a claim, this brief guide offers clear answers to some of the most common frequently asked questions (FAQs)....
[H3]
Things to think about when you buy a Rolex
If you’re thinking of buying a Rolex then you already know they are quite expensive, but they are also an investment. A Rolex is more than a watch, to some it's a statement accessory, to others it's their prized possession. Rolex’s are luxury, designer watches, the best of the best. They are often purchased for occasions, perhaps a promotion, graduation, or a wedding. Choosing a Rolex can be daunting and so we’ve narrowed it down to our three top tips to think about when purchasing a Rolex....
[H3]
The top 6 best types of watches to own
If you’re in love with watches, all the different styles, brands, colours, straps, mechanics and more, then you’re likely building yourself up a collection or thinking about it. Find out everything you need to know about 6 key types of watches you need in your collection....
[H3]
Insuring a Luxury Watch
Read our thoughts on insuring luxury watches so you’re good to go from the moment you pick it up....
[H3]
Is Jewellery Covered by Home Insurance?
Is Jewellery Covered by Home Insurance? The typical place most people start to search for suitable jewellery insurance. Find out more....
[H3]
Ladies Watch Insurance
If you own a ladies watch and need separate insurance, then we have a policy that may be suitable for your needs...
[H3]
The Appeal of The Rolex Watches
Over a hundred years on from the manufacture of its first wristwatch, Rolex remains one of the most iconic watch brands in the world, if not one of the most powerful brands of all time. It was ranked 2nd in the survey of UK Consumer Superbrands 2014 and regularly features in the Forbes list of the world’s most powerful brands. To give you an idea of its prevalence, seven out of every ten watch insurance quotations we generate is for a Rolex....
[H3]
Taking Care of Your Watch
At Assetsure, we provide insurance for watches. We are happy to cover single items or collections and can quote for all recognised brands. When you buy watch insurance, you will have protection in the event that something sudden or unforeseen happens; a policy from Assetsure will give you peace of mind that your valuable watch or watches are protected....
[

Our Cover ›
[H1] Bicycle Insurance
TrustpilotTrustpilot
[H2] See what customers are saying about our cover...
Trustpilot
[H2] We've got you covered...
[H3] Accidental / Malicious Damage
We’ve got you covered if you have an accident or if your bike is damaged on purpose
Find out more
[H4] Accidental / Malicious Damage
[H4] Damage to your cycle following an Accident
Falling off your bike is part and parcel of riding a bicycle and sometimes this can result in more serious damage than a few scrapes and scratches.Damaged caused by accidents or with third parties or caused maliciously persons is all covered by an Assetsure policy.
[H3] Theft
Unfortunately, bicycles get stolen, we make sure you are covered if the worse happens.
Find out more
[H4] Theft
[H4]
Bicycle thefts are common, and a policy from Assetsure will cover you if you are unlucky enough to have your bike stolen.We will replace your bike on a new for old basis, without deduction for wear and tear, and our in-house claims team can have you back on the road as quickly as possible
[H3] Replacement Cycle Hire
Accidents happen, and we'll keep you on the road whilst your cycle is repaired or replaced
Find out more
[H4] Replacement Cycle Hire
[H4] A hire cycle if yours is involved in an accident or stolen
Whether you rely on your bicycle for commuting, don't want to miss a competitive event or simply enjoy every opportunity of riding your bike, we can organise a hiring cycle for you.We will pay the cost of the hire of an alternative cycle from an approved bike dealer whilst awaiting the repair or replacement of your bicycle when the subject of an approved claim.
[H3] Cycle Box Cover
Automatic cover for your Cycle Box
Find out more
[H4] Cycle Box Cover
[H4] Cycle Box Cover comes as standard
We will pay up to £500 in respect of accidental damage to or theft of any Cycle Box which is your own property or for which you are legally responsible, occurring during the period of insurance.
[H3] Legal Expenses Insurance
Automatic £100,000 Legal Expensive Insurance
Find out more
[H4] Legal Expenses Insurance
[H4] Cover for Legal fees if you need to claim for injury or damages
If you are unlucky and are involved in an accident with a Third Party you may suffer damages to your bicycle or worse, are injured, our policy automatically includes up to £100,000 for Legal Expenses. A Legal team will be appointed to act on your behalf to help peruse a recovery.
[H3] Non Fault Recovery
If an accident isn't your fault we'll help to recover your excess
Find out more
[H4] Non Fault Recovery
[H4] Excess recovery from a Third Party Insurer
If you are involved in an accident with a Third Party and your bicycle is damaged we will endeavour to reclaim any excess for you from the other persons insurer. To enable us to attempt this, we must be provided with full details of the other party involved such as name address and contact information. We will decide if there is a realistic chance of recovery once in possession of their insurance details.
[H2] Why we stand out...
We are a specialist bicycle insurance company that aims to deliver you the insurance cover you need for your bicycle, regardless of the price of your bike.
Our bicycle insurance policies are arranged at Lloyd's of London policy, so we are able to offer a wide range of options to provide you with comprehensive cover for your bicycle, no matter the circumstances.
[H4] Premium Protection Promise
[H4] Premium Protection Promise
When you become a customer of Assetsure, we are hoping for a long term relationship with you. We always provide value for money bicycle insurance cover and in the event of a single claim up to £2500, we won’t load your next year’s premium either.
[H4] Pedal Bike insurance claims dealt in house.
[H4] Pedal Bike insurance claims dealt in house.
We handle all bicycle claims in-house, which normally means we can get you back cycling as quickly as possible. All of the policies cover with a minimum of £500 cycle hire insurance cover.
We have an extensive network of bike dealers that support our product and we are confident, in the event of a claim, we are confident you will be delighted with our service.
[H4] Extended 30 day cooling off period
[H4] Extended 30 day cooling off period
Most insurances come with a 14 day cooling off period, this is the period whereby you can change your mind and obtain a full refund. Our cooling off period is 30 days, we are that confident that you be pleased with the cover we offer that we are happy to provide this extended period.
If you are unsatisfied or simply change your mind (and providing you have not made a claim), simply contact us for a full refund.
[H2] Treating you fairly...
We enjoy an excellent rating from Trust pilot, the independent review site. These reviews are genuine expressions of customer satisfaction based on our company ethos of treating all customers fairly and providing an excellent service.
We don’t employ enticing special deals and neither do we charge any administration fees for carrying out mid-term adjustments (over and above) any insurance costs.
[H3] Specialist Bicycle Insurance for UK Cyclists
Whether you cycle for commuting, fitness, leisure riding or competition, a bicycle is often considered one of your most valuable possessions. Modern road bikes, mountain bikes and electric bikes can cost thousands of pounds, and unfortunately bicycles continue to be a common target for theft across the United Kingdom.Assetsure Bicycle Insurance is designed specifically for cyclists looking for broader protection and higher values than may be available under a standard home insurance policy.We have been insuring bicycles for over a decade, and our specialist Bicycle Insurance is underwritten at Lloyd’s of London, the world’s leading specialist insurance market can provide cover for theft, accidental damage and malicious damage, helping to protect your bicycle both at home and whilst away riding.We can arrange insurance for many different types of bicycles including:Road BikesMountain BikesElectric Bikes (E-bikes)Hybrid BikesCommuter BikesTouring BikesFolding BikesRacing and Carbon Fibre BikesCargo Bikes (not used for any business purposes)Our bicycle insurance policy is suitable for both occasional riders and keen cyclists who regularly travel with their bicycles throughout the UK and Europe.
[H3] Why Consider Specialist Bicycle Insurance?
Many cyclists assume their bicycle is automatically covered under a home insurance policy. Whilst this may sometimes be the case, cover can often be restricted, and there is often a maximum sum insured imposed. Because of these limits, by considering separate bicycle cover, you may be able to find the choice of home insurers willing to over you is much wider.  This is especially the case if you have a high value bicycle.Specialist bicycle insurance may provide broader protection including:Theft cover whilst at home and away from home Accidental damage coverMalicious damage protectionCover whilst commutingEuropean coverLegal expenses coverReplacement cycle hire following an insured lossCover for accessories such as helmets, lights and GPS devices and clothingAt Assetsure we understand that for many cyclists, a bicycle is not simply a possession, but something used daily for commuting, fitness, social riding and leisure and is an important possession that needs protecting.
[H3] Bicycle Theft Continues to Affect Cyclists Across the UK
Bicycle theft remains one of the most common concerns amongst cyclists, particularly in larger towns and cities. Thieves increasingly target high-value bicycles stored outside cafés, railway stations, workplaces and even secured sheds and garages.Taking sensible security precautions is extremely important. Using quality approved locks and storing your bicycle securely can help reduce the risk of theft.  Even if only leaving your cycle unattended for a few moments, it’s important to lock it using a lock detailed in a policy wording, and most importantly in the way the insurer has prescribed.If the worst does happen, having specialist bicycle insurance in place may help reduce the financial impact of replacing a stolen bicycle.
[H3] Insurance for Expensive and Performance Bicycles
The cost of bicycles has risen significantly in recent years, particularly for carbon fibre road bikes, electric bikes and high-performance mountain bikes.Many cyclists now own bicycles valued at several thousand pounds, often alongside expensive accessories, clothing and equipment.Assetsure can arrange insurance for higher-value bicycles and understands the needs of cyclists who have invested heavily in their equipment.
[H3] Why Choose Assetsure Bicycle Insurance?
Specialist UK insurance provider for over a decadePolicies underwritten at Lloyd’s of LondonCover for a wide range of bicycle typesMonthly payment options availableUK-based support teamExperienced in insuring valuable itemsTrusted by thousands of customersExcellent Trustpilot ReviewsYou may apply for your quotation on line or by calling our office.Own an electric bike? Read more about our ebike insurance here.
[H2] Latest News and Advice
More news
[H3]
Types of Bicycle Valve
There are several types of bicycle valves, each with its own unique design and characteristics. In this article, we'll delve into the various types of bicycle valves commonly used in the cycling world. In fact, in the United Kingdon you will really only encounter the first two on this list....
[H3]
Guide to Different Bicycle Types
In this article, we will delve into the world of bicycles and explore the different types that have captured the hearts of British cyclists....
[H3]
Different Types of Bicycle Tyre
Bicycle tyres are an essential component that significantly impacts the performance and comfort of a cyclist's ride. Making sure you have the correct tyres fitted can help to improve your overall cycling experience....
[H3]
How to change a Bicycle Chain
Assetsures guide on how to change a bicycle chain, we would also suggest that you view a few videos on YouTube as sometimes a visual demonstration is far easier that simply reading a script....
[H3]
Safe Cycling: Road Cycling Helmets & More
Discover the ultimate safe cycling guide with Assetsure's blog! From a road cycling helmet to staying visible, get expert tips to keep you safe on the road....
[H3]
Happy National Bike to Work Day 2023
Happy National Bike to Work Day! From improved health to reduced carbon footprint, celebrate cycling's benefits & protect your bike with Assetsure's insurance....
[H3]
London to Brighton Cycle Guide 2023
We have everything you need to know about the London to Brighton Cycle 2023. We have the must-read guide if you plan on making the trip this summer....
[H3]
Commuter Bicycle Insurance
Commuting to work by bicycle is a great way to stay active, save money on transportation, and reduce your carbon footprint compared to driving your car. Make sure you take out Cycle Insurance to protect your bike....
[H3]
Urban E-Bikes as Transportation
Electric bikes, or e-bikes, are bicycles that are equipped with an electric motor and a rechargeable battery. The motor provides pedal assistance to the rider, making it easier to navigate hills and travel longer distances without getting as tired as on a traditional bicycle....
[H3]
E-Bikes The Pros & Cons
Electric bicycles, also known as e-bikes, are becoming increasingly popular as an alternative mode of transportation. They offer a number of advantages over traditional bicycles, including cost savings, improved health and fitness, convenience, and environmental benefits...
[H3]
Insuring Your Bike Online
Insuring items online is a popular way to buy insurance products, such as bicycle insurance. How easy is it to do it and is it safe to do so....
[H3]
Choosing an Insurance Approved Bicycle Lock
Choosing the right bike lock for your needs can be daunting, especially when considering all the types of locks and insurance requirements. However, with the correct information, navigating insurance requirements and finding appropriate locks don't have to be a headache...
[H3]
Guide to Mountain Bike Insurance 
Mountain biking is an adrenaline-filled and exhilarating sport but it can also be dangerous. Protecting yourself and your investment from potential mishaps is essential whether you're a seasoned veteran or just starting.  ...
[H3]
Insurance Approved Bicycle Locks
What are insurance approved bicycle locks, what are the classifications and how do you check if a lock is insurance company approved....
[H3]
Get Your Road Bike Winter Ready
Get your road bike winter ready, if you own a bicycle you will want to make sure that it is ready for the coming winter....
[H2] Your Questions Answered
General Policy questions
General Policy questionsDo you insure bicycles used for business?
Unfortunately, we are unable to insure bicycles used for business purposes. This would include for example, Bicycles used for food delivery.Do you provide Legal Expenses insurance?
Legal Expenses insurance is included in all of our pedal bike polices. We recognise that cyclists are vulnerable to accidents with third parties such as motor vehicles and thus this policy will help to recover amounts for injury or damages. Level of cover £100,000. Can I insure more than one bicycle?
Yes, our policy can cover up to 10 cycles on one policy, you can also add additional family members if required.Please note we cannot cover additional riders that are under the age of 14.Will you make a deduction from a claim because of the age of my cycle?
We do not make deductions based on the age of any cycle.You should insure your bicycle for the full recommended retailer’s price of a new replacement cycle, this will help ensure your sum insured is adequate.When will my cover start?
Your cover will start as soon as you pay your premium online, either in one lump sum or by instalments. However please note, cover cannot be backdated and you cannot claim for damage that has already occurred to your cycle.What types of cycles can you insure?
We can insure all types of Pedal Cycle that are used for pleasure use including, commuting, touring and sportives. We can also supply a competitive use extension if required.We cannot however cover cycles that are used for business purposes, such as those use to carry goods for delivery or couriers or used as taxis. We also cannot cover professional cyclists.Is a pedal bike insurance included in your home insurance quote?
Possibly, you should check with your home insurance provider as well as the scope of the cover they are offering. You can then compare the cover on offer with that you can obtain from Assetsure.Can I pay my bicycle insurance monthly?
Yes you can, and this option is available if you buy your policy online. Please be aware though that in the event of a claim, the full annual premium becomes payable.How much does

Our Cover ›
[H1] Camera Insurance
TrustpilotTrustpilot
[H2] See what customers are saying about our cover...
Trustpilot
[H2] We've got you covered...
[H3] Accidental Loss
A policy arranged by Assetsure will cover you if you lose your camera
Find out more
[H4] Accidental Loss
[H4] Full cover against the accidental Loss of your camera
We will arrange insurance for your camera and equipment as described in the policy schedule provided against physical loss up to your chosen sum insured.You can choose to insure any of the following: photographic, video,sound recording equipment, accessories, adapters, battery chargers, cameras, gadget bags, lenses, sound recording equipment, wireless remote controllers and wireless transmitters belonging to youInsurance is available for both amateurs and professionals
[H3] Unattended Vehicle Cover
Unfortunately photographic items get stolen, insurance will make sure you are covered if the worst happens.
Find out more
[H4] Unattended Vehicle Cover
[H4] Cover if your camera and equipment is stolen from a vehicle
Sometimes it is necessary to leave your camera equipment in an unattended vehicle and cover is provided up to £5,000 in total
You will be expected to take reasonable precautions to guard against theft such as making sure items are placed out of sight in a locked boot or concealed under a parcel shelf, unattended vehicle cover is not available for soft-top or convertiblesFull details of unattended vehicle theft cover can be found in the policy document available on this website. This document should be read in conjunction with the Insurance Product Information Document (IPID)
[H3] Accidental Damage
Accidents can happen to camera equipment,typically when you are using them.Accidental damage insurance wilkl make sure any damaged items are repaired or replaced.
Find out more
[H4] Accidental Damage
[H4] Damage and Breakage cover for Cameras and Equipment
Cameras and other precision equipment are easily susceptible to damage if dropped or knocked especially whilst in use, aside from cosmetic damage (which happens to all equipment over time and is not covered by insurance), an accident may render the equipment unable to be operated correctly. The insurance we provide includes cover for repairs or replacement if repairs are not possible, subject to the standard policy excess of £50.00 or £250.00 if the camera is used for professional use.
[H3] Camera Equipment Hire
You need the right gear, so replacement equipment hire is included in the cover
Find out more
[H4] Camera Equipment Hire
[H4] Hire equipment is provided whilst your is being repaired or replaced
When does damage happen to camera equipment, well in our experience, usually at the most inopportune moment. Nothing is worse than having your camera equipment damaged or stolen just before you are about to embark on holiday or are off on an assignment.A camera Insurance policy arranged by Assetsure, will provide up to 15% of your total sum insured in respect of camera hire subject to a maximum of £250.00.
[H3] Theft
Unfortunately camera equipment does get stolen, theft is covered by the policy if you are the victim of a crime.
Find out more
[H4] Theft
[H4] Cover for Theft of your camera and equipment
Camera equipment is expensive and highly desirable by thieves as it is quite portable and relatively easy to dispose of. Theft cover for your camera and its equipment is included. This can be either from you personally when out an about out using your equipment or from your home or a place where you are temporally staying such as holiday accommodation.Insurance is provided to replace your camera and its equipment following a theft up to your chosen sum insured.
[H2] Find out what makes us different...
[H2] Why we stand out...
We provide insurance for your Camera and Camera Equipment. Cover is arranged on an “All-Risks” basis which includes “Accidental Damage, Theft and Loss. We also include - Hire of Replacement Equipment.
[H4] Premium protection promise
[H4] Premium protection promise
We value our customers. Your premium will not be loaded next year by the insurers if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.
[H4] Excellent Claims Service
[H4] Excellent Claims Service
You can easily report a claim to us by telephoning our claims department who can take instructions from you regarding your loss, or if you prefer, you may email us. Full details are contained in your policy document. We’ll assist you to obtain a repaired or replaced item as quickly as possible.
[H4] 30 day money back guarantee
[H4] 30 day money back guarantee
We are so confident in the product we supply that we have arranged with the insurers to allow you 30 days to change your mind and request a full refund, this is rather than the generic 14 days given by most. Even if after the 30 days is up, you decide our policy is not for you, we will refund you all of the insurance you haven't used with no deductions from the return of premium.
[H2] Treating you fairly...
We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.
We are so confident in the policy we arrange, that you will be entitled to a full 30 days to change your mind and obtain a full refund. This is an improvement on the 14 days which is normal. Even if after the 30 days is up, you decide the cover is not for you, we will arrange for your policy to be cancelled and a full pro rata return of premium to be provided (Subject to no claim being made).
Make sure your item is covered the right way...Camera Insurance, Whether you are a professional photographer or keen amateur, we have a policy that will cover your camera and equipment. We will quote for most type of camera equipment including accessories such as: lenses, filters, tripods, bags and dark room apparatus.
[H2] Camera Insurance - Why insure your camera?
Cameras are expensive delicate pieces of equipment and because of their portability are easily lost or stolen. Whether away from the home or in the home, cameras are susceptible to being stolen, dropped, or damaged by liquids. Insurance can help pay for damages or loss.
[IMG: Camera1]
[H2] Insurance cover especially designed for Camera’s
At Assetsure, we arrange insurance that has been specially designed to cover cameras on a stand-alone basis. We consider all types of cameras, anything from an entry level DSLR up to a top of the range Leica. Cover is available for perils such as loss or damage which is different from the warranty cover you would normally receive from the manufacturer of your equipment.
Our Assetsure arranged insurance is ideal if you are in a situation where you only want to cover a small number of valuable items. Often a valuable camera will fall outside the monetary limits of a standard home insurance policy and specialist, camera insurance needs to be arranged instead.
[IMG: Camera2]
[H2] Some of the features of the camera policy are as follows:
[H3] Worldwide “All Risks” Insurance
Insurance is provided for physical loss or damage for your camera and equipment on a worldwide basis. ( Maximum 30 days any one trip)
[H3] Hire of replacement equipment
Following a claim for loss of damage to your insured camera.
[H3] Specified Items
We will provide you with a schedule of insurance specifying your camera. If you have other valuable items, you will be able to cover these as well.
[H3] No bonus to lose
By insuring your camera separately,you can help protect any valuable no clams bonus earned under your home insurance policy.
[H3] A variety of payment options
We accept all major credit and debit cards and monthly direct debit installments
[H3] Money back guarantee
So confident are we in our policy, we have arranged with insurers to provide a full 30 days to review the policy wording and change your mind if you are not satisfied.
[H3] If you require a quotation for camera insurance please either complete our online form or call our office.
If you are interested in digital photography, try visiting digital-photography-school.com/beach-photography-and-digital-camera-maintenance
[H2] Dealing with Assetsure couldn’t be simpler and your Camera can be covered quickly and efficiently by making one quick call or completing our web enquiry form. If you have any questions , we will also be pleased to hear from you.
[H2] Your Questions Answered
General Policy questions
General Policy questionsClaimsWho are Assetsure?
Assetsure is a UK-based insurance provider, authorised and regulated by the Financial Conduct Authority. We are also proud members of the British Insurance Brokers Association. We also have LLoyd's of London coverholder status.Is there any excess to pay following a Camera claim?
Yes, we have a small excess per claim of £100 for amateur photographers and £250 for professionalsHow much should I insure my Camera for?
You should insure for the usual new undiscounted replacement cost ( including VAT ) from a reputable United Kingdom dealer as at the commencement date of the Period of insuranceAm I covered for replacement equipment?
We insure you up to the amount specified in the Policy Schedule (subject to a maximum hiring cost) for the hiring of replacement photographic equipment of the same or similar specification whilst your photographic equipment is awaiting repair or replacement following a fire, theft, attempted theft, or loss or damage. The maximum we will pay is 15% of your sum insured subject to a £250.00 maximum.Am I covered if I leave my equipment in the car?
Yes you are covered subject to the following conditions1. There must be evidence of forcible and violent entryto the vehicle.2. Excluding theft from soft top and convertible vehicles3. Excluding theft from a vehicle when it has been unattended for more than 12 hours.4. When in a vehicle any insured items must be placed out of sight in a locked boot or concealed under a parcel shelf. For estate cars containing insured items, a factory fitted cover must be in place and in use, which completely obscures the items from view.5. Vehicles when left unattended must have all points of access including doors, windows and windscreens left closed and properly fastened; and they must be securely locked with keys removed and security devices (where installed) operational.6. If the value of the insured item(s) left in the unattended vehicle exceeds £1000 the vehicle must be fitted with an alarm and an immobiliser and both must be activated at all times when the vehicle is left unattended.7. Maximum Claim in respect of theft from unattended vehicles £5000 any one event.
[H2] Important Documents
[H3] Jewellery & Collectables Policy Wording
[H3] Jewellery & Collectables IPID
[H3] Assetsure terms of business