Training Example: Zip Co – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[H1] Choose your region
AustraliaNew ZealandUnited States

[H1] Page not found
404 PAGE NOT FOUND
[H2] Oops! Looks like something went wrong.
We can't seem to find the page you're looking for — sorry!Here are some helpful links instead:Get the appHomeShopZip for business
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[H2] References
T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

[H1] Write your story at Zip
Join us on our mission to bring exceptional experiences,
innovation and partnership to every financial journey.Explore career opportunities
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[H2] We are Zip
Zip is a digital financial services company, empowering millions to pay, repay and manage their finances on their terms. With a strong presence in the United States, Australia and New Zealand, we drive growth through cutting edge products and responsible lending.
[H2] Our values
Our values guide us in how we work together and create game-changing experiences for our customers, merchants and fellow Zipsters.
[H3] Customer first
Put customers before everything else
[H3] Own it
See a problem, own the solution
[H3] Stronger together
Collaboration leads to best outcomes
[H3] Change the game
Cross new boundaries
[H2] Building for balance
As an Australian listed company with an aspiration to reflect the communities in which we live and work, we are intentional about supporting gender equality and have set enterprise level targets of 40% women, 40% men, and 20% people of any gender across the workforce.Learn more about social impact
[H2] Where we work
From day one, we've focused on leading in both product and people, fostering a culture where our ZipFam can do their best work - whether in one of our vibrant hub offices or remotely.While most of our US team works remotely, ANZ follows a hybrid model, combining both in-office and remote work days. This approach is designed to enhance connection, mentorship, and career growth while maintaining flexibility.Ask your Talent Acquisition Partner about what hybrid work could look like for you at Zip.
[H2] Life at Zip
We offer a variety of benefits to support you at both work and home. Here's a taste of what you can expect.
[H3] Paid parental leave
Up to 16 weeks leave for primary carers and up to 4 weeks for supporting carers.
[H3] Short-term incentives
Earn STI award opportunities for contributing to our growth and mission.
[H3] Family support
We support our ZipFam on their life journey through people policies and programs.
[H3] Work from anywhere
Globally or domestically for up to four weeks per year (eligibility based on role).
[H3] Annual leave
ANZ Zipsters get 25 days of paid leave, including birthday leave and one wellbeing day off per quarter. In the US, we have an unlimited Paid Time Off (PTO) policy.
[H3] Career growth
Make the most of clear progression pathways and up to two days leave for professional development (eligibility based on role).
[H2] Zipster blog
At Zip, it isn't just the work we do that matters. The way we do it and the people we do it with matter too. Check out our blog, where you can learn more about our culture from the Zipsters who help shape it.Explore Zipster blog
[H2] Mental health & wellbeing
At Zip, nothing matters more than our Zipsters' mental health and wellbeing. We offer flexible work options, a wellbeing allowance, and quarterly ‘Wellbeing Days’ to rest and recharge.In ANZ, Zipsters enjoy benefits through partners like ClassPass, BUPA, HCF and 24/7 support from our Wellbeing platform Sonder. In the US, Zipsters are supported with complimentary memberships with health and wellness providers like Health Advocate, Teladoc, and Talkspace.
[H2] Extra perks
State-of-the-art officesZip swagCultural and religious leaveVolunteer leaveSocial eventsFee-free Zip productsSome of our perks and benefits vary by country.
[H2] How we hire
We are committed to fair, inclusive and accessible hiring and people practices, free from bias and discrimination. As a candidate, you will be a part of an assessment process with four phases, each designed to help us get to know each other and determine if Zip is the right fit for you.Our aim is for Zipsters to feel like they belong, right from the start. So please let us know if there are any adjustments that need to be made to support your application.The entire process takes between two to four weeks. After your final interview, we'll move as quickly as we can.
[H3] Talent screen
This is your first opportunity to learn more about our culture, the role and the team you'd be joining. We'll also ask more about your career goals, skills and experience to make sure it's a good match on both sides.
[H3] Functional interview
Here, you'll meet the hiring leader, covering behavioural and situational questions related to the functional requirements of the role. We'll also get to know you a little better.
[H3] Take-home challenge and deep-dive
You'll be given a role-related problem to solve and discuss in detail with the hiring team. This is where you show us what you can do and get an insight into the kind of work you'd be doing at Zip.
[H3] Leadership and values interview
For the final stage, you'll meet members of the wider team to get a sense of how you'd work together. It's also a chance for you to ask any final questions - hiring is a two-way street after all!
[H2] Take your career to the next level
Join us on our mission to bring exceptional experiences, innovation and partnership to every financial journey.Explore available roles at Zip

[H1] Investor Relations
We’re on a mission to bring exceptional experiences, innovation and partnership to every financial journey.
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[H2] Overview
ASX-listed Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative and people-centred products. Operating in two core markets – Australia and New Zealand (ANZ) and the United States (US), Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.
Business presentations:
• Product overview presentation
• Stripe US partnership presentation
[H2] Share price
$2.20 AUDAs at 22nd May 18:58
[H2] ASX Announcements
22nd May 2026Notification of cessation of securities - ZIP21st May 2026ZIP ANNOUNCES AGREEMENT ON ZIP TRADE MARK IN AUSTRALIA15th May 2026Update - Notification of buy-back - ZIPLearn More
[H2] FY25 Financial Scorecard
$1,081.1m23.5%Total income$13.1b30.3%Transaction volume$170.3m147.0%Cash EBTDA15.8%787bpsOperating margin3.9%11bpsCash net transaction margin1.5%14bpsNet bad debts (as % of TTV)6.3m4.6%Active customers85.5k7.9%Merchants
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