Training Example: Disney Rewards – Review the Data, Give Your Score & Compare to the Real AI Evaluation

[IMG: Disney Inspire Visa credit card desktop banner with golden Mickey silhouette on dark, glowing background.]
[IMG: Disney Inspire Visa credit card desktop banner with golden Mickey silhouette on dark, glowing background.]
[H1] Elevate your Disney experience.Introducing the NEWDisney® Inspire Visa® Card.
Learn more
[H1] Elevate your Disney experience.Introducing the NEWDisney® Inspire Visa® Card.
Learn more
New + Exclusive
[H2] $500 Offer
[H3] New Disney® Inspire Visa® Cardmembers can earn a $500 statement credit after spending $1,000 on purchases in the first 3 months from account opening.1
This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
[H4] $149 Annual Fee†
Apply nowOffer Details | Pricing & Terms†

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[IMG: Starlight Card Design Inspire Front]

[IMG: 10 Friends Card Design Inspire Front]

[IMG: 08 Darth Vader Card Design Inspire Front]

[IMG: 09 Groot Card Design Inspire Front]

[IMG: Tiana]

[IMG: 11 Retro Card Design Inspire Front]

[IMG: 01 Icon Inspire Card Design Inspire Front]

[IMG: DL70_Signature with Border Card Design Inspire Front]

[IMG: 06 Sleeping Beauty Castle Card Design Inspire Front]

[IMG: 02 Stitch Inspire Card Design Inspire Front]

[IMG: 03 Coco Inspire Card Design Inspire Front]

[IMG: 04 UpAdv Inspire Card Design Inspire Front]

[IMG: 12 Maleficent Card Design Inspire Front]

[IMG: 13 Mandalorian Card Design Inspire Front]

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[H2] Inspire Cardmember-exclusive perks
Learn more
[H4] $500 Offer
[H4] 200 Disney Rewards Dollars
[H4] $100 credit for Disney Theme Park Tickets
[H4] $500 Offer
New Disney Inspire Visa Cardmembers can earn a $500 statement credit after spending $1,000 on purchases in the first 3 months from account opening.1
This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
[H4] 200 Disney Rewards Dollars
Earn 200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.2
[H4] $100 credit for Disney Theme Park Tickets
Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.3
Learn more
[H2] Disney benefits with Disney® Visa® Credit Cards from Chase
[IMG: Two friends laughing arm in arm in front of Sleeping Beauty Castle Walkthrough at Disneyland, wearing Mickey ears.]
[IMG: Two friends laughing arm in arm in front of Sleeping Beauty Castle Walkthrough at Disneyland, wearing Mickey ears.]
[H4] Disney Visa Credit Card perks
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%†5
Photo opportunities at private locations at the Disneyland® Resort and Walt Disney World® Resort6 7
10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Visa Credit Card68
Learn more
[IMG: Three Disney Inspire Visa credit cards, each featuring different colorful character artwork for Coco, Lilo & Stitch, and Up.]
[IMG: Three Disney Inspire Visa credit cards, each featuring different colorful character artwork for Coco, Lilo & Stitch, and Up.]
[H4] Explore Inspire-exclusive card designs
Learn more about new card designs available exclusively for Disney Inspire Visa Cardmembers. Show your love for Disney wherever you go.9
See card designs
[IMG: Young couple enjoying Mad Tea Party attraction at a Disneyland, with festive lanterns overhead and a Mickey Mouse plush toy.]
[IMG: Young couple enjoying Mad Tea Party attraction at a Disneyland, with festive lanterns overhead and a Mickey Mouse plush toy.]
[H4] Redeem your Rewards Dollars
The Disney Visa Credit Cards are the only cards that let you redeem Disney Rewards Dollars toward the Disney experiences and merchandise you love. Learn more on how to get the most Disney with the new Disney Inspire Visa Card.10111213
How to redeem
[H3] Interested in exploring all Disney Visa Card options?
Learn more

[H1] Elevate your Disney experience.Introducing the NEWDisney® Inspire Visa® Card.
[H1] Elevate your Disney experience.Introducing the NEWDisney® Inspire Visa® Card.
Home > Compare Credit Cards
Compare benefits, including Disney Rewards Dollars and perks, and new Cardmember offers for the Disney Inspire Visa Card.

[IMG: Disney<sup></sup> Inspire Visa<sup></sup> Card]

[H3]
Disney Inspire Visa Card

[IMG: Disney<sup>®</sup> Premier Visa<sup>®</sup> Card]

[H3]
Disney® Premier Visa® Card

[IMG: Disney<sup>®</sup> Visa<sup>®</sup> Card]

[H3]
Disney® Visa® Card

[IMG: Disney<sup></sup> Inspire Visa<sup></sup> Card]

[H3]
Disney Inspire Visa Card

$149 Annual Fee †

Apply now

Offer Details

Pricing & Terms

[IMG: Disney<sup>®</sup> Premier Visa<sup>®</sup> Card]

[H3]
Disney® Premier Visa® Card

$49 Annual Fee ††

Apply now

Offer Details

Pricing & Terms

[IMG: Disney<sup>®</sup> Visa<sup>®</sup> Card]

[H3]
Disney® Visa® Card

No Annual Fee †††

Apply now

Offer Details

Pricing & Terms

[H3] $500
OfferNew Disney Inspire Visa Cardmembers can earn a $500 statement credit after spending $1,000 on purchases in the first 3 months from account opening.1
[H3] $300
OfferNew Disney Premier Visa Cardmembers can earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.2
[H3] $150
OfferNew Disney Visa Cardmembers can earn a $150 statement credit after spending $500 on purchases in the first 3 months from account opening.3
Disney Inspire Visa CardOn card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.4On card purchases at gas stations and most U.S. Disney locations.4On card purchases at grocery stores and restaurants.4On all other card purchases.4
Disney Premier Visa CardOn card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.5On card purchases at gas stations and most U.S. Disney locations.5On card purchases at grocery stores and restaurants.5On all other card purchases.5
Disney Visa CardOn all card purchases.6

[H4] Earn 200 Disney Rewards Dollars
After spending $2,000 per anniversary year on U.S. Disney Resort and Disney Cruise Line bookings.10

Inspire Exclusive

[H4] $100 Disney Theme Park Tickets Credit
Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.11

Inspire Exclusive

[H4] Up to $120 annual credit on Disney+, Hulu and ESPN
Earn a $10 statement credit each month after spending $10 on subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required. Learn more.12

Inspire Exclusive

[H4] Special vacation financing
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%.† †† †††13

[H4] Disney Parks photo opportunities
Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort. Plus, encounter Super Heroes only at the Disneyland® Resort.1415

[H4] Disney Parks shopping and dining
10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.141617

[H4] Disney Cruise Line
Savings aboard Disney Cruise Line when using your card to pay for select onboard purchases. Savings on select packages and experiences on Disney island destinations.18

[H4] Disney shopping
Save 10% on select merchandise purchases at DisneyStore.com.19

[H4] Cardmember limited-time offers
Your Disney Visa Credit Card gets you access to limited-time offers in addition to year-round perks. Take advantage of savings, exclusive products and other special opportunities just for Cardmembers.

[H4] Earn 200 Disney Rewards Dollars
After spending $2,000 per anniversary year on U.S. Disney Resort and Disney Cruise Line bookings.10

Inspire Exclusive

[H4] $100 Disney Theme Park Tickets Credit
Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.11

Inspire Exclusive

[H4] Up to $120 annual credit on Disney+, Hulu and ESPN
Earn a $10 statement credit each month after spending $10 on subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required. Learn more.12

Inspire Exclusive

[H4] Special vacation financing
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%.† †† †††13

[H4] Disney Parks photo opportunities
Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort. Plus, encounter Super Heroes only at the Disneyland® Resort.1415

[H4] Disney Parks shopping and dining
10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.141617

[H4] Disney Cruise Line
Savings aboard Disney Cruise Line when using your card to pay for select onboard purchases. Savings on select packages and experiences on Disney island destinations.18

[H4] Disney shopping
Save 10% on select merchandise purchases at DisneyStore.com.19

[H4] Cardmember limited-time offers
Your Disney Visa Credit Card gets you access to limited-time offers in addition to year-round perks. Take advantage of savings, exclusive products and other special opportunities just for Cardmembers.

[H4] Earn 200 Disney Rewards Dollars
After spending $2,000 per anniversary year on U.S. Disney Resort and Disney Cruise Line bookings.10

[H4] $100 Disney Theme Park Tickets Credit
Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.11

[H4] Up to $120 annual credit on Disney+, Hulu and ESPN
Earn a $10 statement credit each month after spending $10 on subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required. Learn more.12

[H4] Special vacation financing
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%.† †† †††13

[H4] Disney Parks photo opportunities
Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort. Plus, encounter Super Heroes only at the Disneyland® Resort.1415

[H4] Disney Parks shopping and dining
10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.141617

[H4] Disney Cruise Line
Savings aboard Disney Cruise Line when using your card to pay for select onboard purchases. Savings on select packages and experiences on Disney island destinations.18

[H4] Disney shopping
Save 10% on select merchandise purchases at DisneyStore.com.19

[H4] Cardmember limited-time offers
Your Disney Visa Credit Card gets you access to limited-time offers in addition to year-round perks. Take advantage of savings, exclusive products and other special opportunities just for Cardmembers.

[H4] Earn 200 Disney Rewards Dollars
After spending $2,000 per anniversary year on U.S. Disney Resort and Disney Cruise Line bookings.10

[H4] $100 Disney Theme Park Tickets Credit
Earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.11

[H4] Up to $120 annual credit on Disney+, Hulu and ESPN
Earn a $10 statement credit each month after spending $10 on subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required. Learn more.12

[H4] Special vacation financing
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%.† †† †††13

[H4] Disney Parks photo opportunities
Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort. Plus, encounter Super Heroes only at the Disneyland® Resort.1415

[H4] Disney Parks shopping and dining
10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.141617

[H4] Disney Cruise Line
Savings aboard Disney Cruise Line when using your card to pay for select onboard purchases. Savings on select packages and experiences on Disney island destinations.18

[H4] Disney shopping
Save 10% on select merchandise purchases at DisneyStore.com.19

[H4] Cardmember limited-time offers
Your Disney Visa Credit Card gets you access to limited-time offers in addition to year-round perks. Take advantage of savings, exclusive products and other special opportunities just for Cardmembers.

[IMG: Disney<sup>®</sup> Inspire Visa<sup>®</sup> Card]

[H3]
Disney® Inspire Visa® Card

$149 Annual Fee †

Apply now

Offer Details

Pricing & Terms

[IMG: Disney<sup>®</sup> Premier Visa<sup>®</sup> Card]

[H3]
Disney® Premier Visa® Card

$49 Annual Fee ††

Apply now

Offer Details

Pricing & Terms

[IMG: Disney<sup>®</sup> Visa<sup>®</sup> Card]

[H3]
Disney® Visa® Card

No Annual Fee †††

Apply now

Offer Details

Pricing & Terms

[H2]
Card designs20

See more designs on the card application.

INSPIRE EXCLUSIVE

[IMG: 01 Icon Inspire Card Design Inspire Front]
[IMG: 01 Icon Inspire Card Design Inspire Back]

[IMG: 02 Stitch Inspire Card Design Inspire Front]
[IMG: 02 Stitch Inspire Card Design Inspire Back]

[IMG: 03 Coco Inspire Card Design Inspire Front]
[IMG: 03 Coco Inspire Card Design Inspire Back]

[IMG: 04 UpAdv Inspire Card Design Inspire Front]
[IMG: 04 UpAdv Inspire Card Design Inspire Back]

[IMG: 06 Sleeping Beauty Castle Card Design Classic Front]
[IMG: 06 Sleeping Beauty Castle Card Design Classic Back]

[IMG: 06 Sleeping Beauty Castle Card Design Premier Front]
[IMG: 06 Sleeping Beauty Castle Card Design Premier Back]

[IMG: 06 Sleeping Beauty Castle Card Design Inspire Front]
[IMG: 06 Sleeping Beauty Castle Card Design Inspire Back]

[IMG: 08 Darth Vader Card Design Classic Front]
[IMG: 08 Darth Vader Card Design Classic Back]

[IMG: 08 Darth Vader Card Design Premier Front]
[IMG: 08 Darth Vader Card Design Premier Back]

[IMG: 08 Darth Vader Card Design Inspire Front]
[IMG: 08 Darth Vader Card Design Inspire Back]

[IMG: 09 Groot Card Design Classic Front]
[IMG: 09 Groot Card Design Classic Back]

[IMG: 09 Groot Card Design Premier Front]
[IMG: 09 Groot Card Design Premier Back]

[IMG: 09 Groot Card Design Inspire Front]
[IMG: 09 Groot Card Design Inspire Back]

[IMG: 10 Friends Card Design Classic Front]
[IMG: 10 Friends Card Design Classic Back]

[IMG: 10 Friends Card Design Premier Front]
[IMG: 10 Friends Card Design Premier Back]

[IMG: 10 Friends Card Design Inspire Front]
[IMG: 10 Friends Card Design Inspire Back]

[IMG: 11 Retro Card Design Classic Front]
[IMG: 11 Retro Card Design Classic Back]

[IMG: 11 Retro Card Design Premier Front]
[IMG: 11 Retro Card Design Premier Back]

[IMG: 11 Retro Card Design Inspire Front]
[IMG: 11 Retro Card Design Inspire Back]

[IMG: 12 Maleficent Card Design Classic Front]
[IMG: 12 Maleficent Card Design Classic Back]

[IMG: 12 Maleficent Card Design Premier Front]
[IMG: 12 Maleficent Card Design Premier Back]

[IMG: 12 Maleficent Card Design Inspire Front]
[IMG: 12 Maleficent Card Design Inspire Back]

[IMG: 13 Mandalorian Card Design Classic Front]
[IMG: 13 Mandalorian Card Design Classic Back]

[IMG: 13 Mandalorian Card Design Premier Front]
[IMG: 13 Mandalorian Card Design Premier Back]

[IMG: 13 Mandalorian Card Design Inspire Front]
[IMG: 13 Mandalorian Card Design Inspire Back]

[IMG: DL70_Signature with Border Card Design Classic Front]
[IMG: DL70_Signature with Border Card Design Classic Back]

[IMG: DL70_Signature with Border Card Design Premier Front]
[IMG: DL70_Signature with Border Card Design Premier Back]

[IMG: DL70_Signature with Border Card Design Inspire Front]
[IMG: DL70_Signature with Border Card Design Inspire Back]

[IMG: Starlight Card Design Classic Front]
[IMG: Starlight Card Design Classic Back]

[IMG: Starlight Card Design Premier Front]
[IMG: Starlight Card Design Premier Back]

[IMG: Starlight Card Design Inspire Front]
[IMG: Starlight Card Design Inspire Back]

[IMG: Tiana]
[IMG: Tiana]

[IMG: Tiana]
[IMG: Tiana]

[IMG: Tiana]
[IMG: Tiana]

$149 Annual Fee †

Apply now

Offer Details

Pricing & Terms

$49 Annual Fee ††

Apply now

Offer Details

Pricing & Terms

No Annual Fee †††

Apply now

Offer Details

Pricing & Terms

[H2] See how fast the magic adds up with Disney Rewards Dollars
Enter how much you spend per month at:

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+

Disney Streaming

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Gas stations

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Restaurants

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+

Grocery stores

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Disney U.S. locations

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Utilities

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Retail stores

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Other

Disney Inspire Visa Card

0.00

0.00

Disney Premier Visa Card

0.00

0.00

Disney Visa Card

0.00

0.00

One Disney Rewards Dollar is equal to a $1 value when redeeming toward Disney products and offerings at most Disney locations in the U.S. Calculation is for simulation purposes only. Actual Disney Rewards Dollars earnings may vary.456

Home > Terms & Conditions
[H1] Disney Rewards Dollars Terms and Conditions for Disney® Visa® Credit Cards
Important information
The Disney Rewards Dollars are a benefit for Disney® Visa®, Disney® Premier Visa®, and Disney® Inspire Visa® Credit Cardmembers that is operated and managed by JPMorgan Chase Bank, N.A. Member FDIC and is offered by Disney Rewards, LLC.  These Terms and Conditions refer to Disney Visa Credit Cards, Disney Premier Visa Credit Cards, and Disney Inspire Visa Credit Cards collectively as the “Disney Visa Credit Cards”.  Disney Visa Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. You are automatically enrolled to begin earning Rewards Dollars upon approval of your Disney Visa Credit Card.
In these Terms and Conditions, several words have special meanings and their definitions can be found at the end of these Terms and Conditions.
These Terms and Conditions describe how you can earn and redeem your Rewards Dollars.
Any use of your Card indicates your acceptance of these Terms and Conditions.  These Terms and Conditions are binding upon you and your Authorized Users.  Any actions taken by us or communications from us are effective with respect to and binding on you and your Authorized Users.
We may make changes to these Terms and Conditions at any time and any changes will be considered part of these Terms and Conditions. Changes might cause you to lose some or all of your Rewards Dollars (whether in your Account or on your Redemption Cards).
These Terms and Conditions make up the entire terms and conditions applicable to Rewards Dollars. We will let you know of any future changes to these Terms and Conditions by posting the updated version on DisneyRewards.com.  We encourage you to check DisneyRewards.com periodically to familiarize yourself with any changes to these Terms and Conditions.  In addition, Chase will provide you with 30 days’ notice (or longer if required by law) of the following types of changes:
if applicable fees are added or increased
if the rate at which you earn Rewards Dollars is decreased
if the number of Rewards Dollars you can earn is limited
if the ways in which you can use Rewards Dollars are limited or reduced
if the value of Rewards Dollars is reduced
if the Rewards Dollars benefit is cancelled.
This version of the Terms and Conditions takes the place of any earlier versions.
How you can earn Rewards Dollars
To be eligible to earn Rewards Dollars for purchases made with a Card, you must use your Card to make Qualifying Purchases of goods and services from merchants under the terms of your Cardmember Agreement. (You may request a copy of your Cardmember Agreement by logging into your Account at Chase.com or by calling Chase at 1-888-338-9464.)
You’ll earn Rewards Dollars on Qualifying Purchases made with a Card by you, or your Authorized Users of the Account; however, the following types of transactions and purchases won’t count and won’t earn Rewards Dollars:
balance transfers
cash advances
cash-like transactions including, but not limited to:
travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions;
lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions
person-to-person money transfers and account-funding transactions that transfer currency
any checks that access your Account
interest
unauthorized or fraudulent charges
fees of any kind, including an annual fee, if applicable.
We can determine, in our sole discretion, whether a particular transaction is a Qualifying Purchase.
We can add purchase or transaction types to this list or remove purchase or transaction types from this list at any time.
Disney Visa Cardmembers earn:
1% in Rewards Dollars for each $1 spent on Qualifying Purchases on the Card (minus any returns or refunds).
For example, if you spend $100 on a Qualifying Purchase, you will earn 1 Rewards Dollar. $100 multiplied by 1% or .01 equals 1 Rewards Dollar.
Disney Premier Visa Cardmembers earn:
5% total in Rewards Dollars for each $1 spent on Qualifying Purchases made with your Card directly at:
DisneyPlus.com, Hulu.com and ESPNPlus.com for:
a Disney+, Hulu or ESPN+ monthly or annual subscription, or
the bundle subscription, or
additional Disney+, Hulu and ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+.
For clarity, you will receive an additional 4% in Rewards Dollars on top of the standard 1% for a total of 5% on these subscription purchases and additional Disney+, Hulu and ESPN+ purchases.
For example, if you spend $80 on a Qualifying Purchase for a subscription or additional purchase, you will earn 4 Rewards Dollars. $80 multiplied by 5% or .05 equals 4 Rewards Dollars.
Your purchase of a Disney+, Hulu or ESPN+ subscription, the bundle subscription or an additional Disney+, Hulu or ESPN+ purchase will not earn an additional 4% in Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or ESPNPlus.com for purchase) or as a bundle with cable services or as another bundle.
Disney+, Hulu and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or ESPNPlus.com will earn an additional 4% in Rewards Dollars, but such gift card and subscription purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or ESPNPlus.com will not earn an additional 4% in Rewards Dollars.
2% total in Rewards Dollars for each $1 spent on Qualifying Purchases made with your Card at:
Disney Locations in the U.S., or
at a merchant in any of the following rewards categories: gas stations, grocery stores or dining at restaurants including takeout and eligible delivery services
For clarity, you will receive an additional 1% in Rewards Dollars on top of the standard 1% for a total of 2% on these Qualifying Purchases.
For example, if you spend $100 on a Qualifying Purchase at a merchant in the dining at restaurant category, you will earn 2 Rewards Dollars. $100 multiplied by 2% or .02 equals 2 Rewards Dollars.
1% in Rewards Dollars for each $1 spent on all other Qualifying Purchases on the Card.
For example, if you spend $100 on a Qualifying Purchase, you will earn 1 Rewards Dollar. $100 multiplied by 1% or .01 equals 1 Rewards Dollar.
Disney Inspire Visa Cardmembers earn:
10% total in Rewards Dollars for each $1 spent on Qualifying Purchases made with your Card directly at:
DisneyPlus.com, Hulu.com and ESPNPlus.com for:
a Disney+, Hulu or ESPN+ monthly or annual subscription, or
the bundle subscription, or
additional Disney+, Hulu and ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+.
For clarity, you will receive an additional 9% in Rewards Dollars on top of the standard 1% for a total of 10% on these subscription purchases and additional Disney+, Hulu and ESPN+ purchases.
For example, if you spend $80 on a Qualifying Purchase for a subscription or additional purchase, you will earn 8 Rewards Dollars. $80 multiplied by 10% or .10 equals 8 Rewards Dollars.
Your purchase of a Disney+, Hulu or ESPN+ subscription, the bundle subscription or an additional Disney+, Hulu or ESPN+ purchase will not earn an additional 9% in Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or ESPNPlus.com for purchase) or as a bundle with cable services or as another bundle.
Disney+, Hulu and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or ESPNPlus.com will earn an additional 9% in Rewards Dollars, but such gift card and subscription purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or ESPNPlus.com will not earn an additional 9% in Rewards Dollars.
3% total in Rewards Dollars for each $1 spent on Qualifying Purchases made with your Card at:
Disney Locations in the U.S., or
at a merchant in the following rewards category: gas stations
For clarity, you will receive an additional 2% in Rewards Dollars on top of the standard 1% for a total of 3% on these Qualifying Purchases.
For example, if you spend $100 on a Qualifying Purchase at a merchant in the gas station category, you will earn 3 Rewards Dollars. $100 multiplied by 3% or .03 equals 3 Rewards Dollars.
2% total in Rewards Dollars for each $1 spent on Qualifying Purchases made with your Card at:
a merchant in the following rewards categories: grocery stores or dining at restaurants including takeout and eligible delivery services (this excludes dining purchases made with your Card at Disney Locations in the U.S. that qualify for 3% total in Rewards Dollars as described above)
For clarity, you will receive an additional 1% in Rewards Dollars on top of the standard 1% for a total of 2% on these Qualifying Purchases.
For example, if you spend $100 on a Qualifying Purchase at a merchant in the dining at restaurant category, you will earn 2 Rewards Dollars. $100 multiplied by 2% or .02 equals 2 Rewards Dollars.
1% in Rewards Dollars for each $1 spent on all other Qualifying Purchases on the Card.
For example, if you spend $100 on a Qualifying Purchase, you will earn 1 Rewards Dollar. $100 multiplied by 1% or .01 equals 1 Rewards Dollar.
Rewards Categories: Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the primary types of products and services the merchant sells. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note:
Chase makes every effort to include all relevant merchant codes in its listed rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for      any additional 1%, 2%, 4%, or 9% in Rewards Dollars, as applicable
Purchases submitted through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category
We can determine which purchases qualify for any additional 1%, 2%, 4%, or 9% in Rewards Dollars regardless of how they are identified, billed by the merchant or where the transaction occurs.  For more information, see the FAQs at DisneyRewards.com/FAQs.
If any calculations result in a fractional Rewards Dollar value, then the fractional amount will be rounded up to the nearest one one-hundredth (0.01) of a Rewards Dollar. For example, if a calculation results in 1.051 Rewards Dollars, you will be awarded 1.06 Rewards Dollars.
Ways to earn bonus Rewards Dollars
From time to time we may offer you ways to earn bonus Rewards Dollars, including through special promotions. Details and any additional terms and conditions will be provided to you at the time of the offer, including the duration of the offer and expiration date, if any, and will be considered part of these Terms and Conditions. The natural expiration of a limited time bonus offer is not a modification to the program that requires notification.
Other information about the earning and availability of Rewards Dollars
Rewards Dollars are earned at the close of each monthly billing cycle, based on the Qualifying Purchases made during that billing cycle, plus any bonus Rewards Dollars posted during that billing cycle, but minus any returns or refunds. If you have more returns or refunds than Qualifying Purchases, then the Rewards Dollars deducted from your total Rewards Dollars balance may result in a negative Rewards Dollars balance.
Rewards Dollars earned in a monthly billing cycle are not available to be used until you see them in your Account or on your statement (usually at the end of that billing cycle). However, Rewards Dollars earned on Qualifying Purchases made near the end of a billing cycle or bonus Rewards Dollars earned through a promotion may take one or more additional billing cycles to become available.
You’ll see Rewards Dollars you’ve earned on Chase.com and on your monthly Card billing statement.  Please note that on your Card billing statement, Disney Premier Visa Cardmembers and Disney Inspire Visa Cardmembers will see the additional Rewards Dollars earned from purchases made at Disney Locations and in relevant rewards categories separately from the Rewards Dollars earned on all purchases.
We may, from time to time, provide additional ways for you to see Rewards Dollars you’ve earned, such as through Chase or third-party mobile application(s).
Value of Rewards Dollars
Every Rewards Dollar you earn is equal to $1 when redeeming toward eligible Disney goods and services in the U.S.
Unless required by law, Rewards Dollars and Redemption Cards are not your property. Rewards Dollars have no monetary value until redeemed. Rewards Dollars which have been transferred to a Redemption Card can’t be redeemed for cash or its equivalent.
Rewards Dollars are not purchasable by cash or any other form of monetary or other payment.  Redemption Cards (or any remaining Rewards Dollars balance) may not be exchanged or substituted with cash, other rewards certificates, or other financial compensation regardless of the number of Rewards Dollars remaining on the Redemption Card.
You can’t transfer or move Rewards Dollars unless expressly provided for in these Terms and Conditions. Additionally, Rewards Dollars can’t be transferred by operation of law, such as by inheritance, in bankruptcy or in connection with a divorce.
How you can redeem your Rewards Dollars
You can redeem Rewards Dollars for Disney goods and services at most Disney Locations in the U.S.
You must order a Redemption Card and transfer Rewards Dollars from your Account to that Redemption Card to redeem them.
You may transfer some or all of the Rewards Dollars to a Redemption Card associated with your Account.
You may have a maximum of two Redemption Cards associated with your Account at any time.
Rewards Dollars will transfer to a Redemption Card on a first-in, first-out basis.
We may limit the number of Rewards Dollars that may be transferred to or stored on a Redemption Card.  Rewards Dollars on a Redemption Card may not be transferred back to your Account.
How to get a Redemption Card
Redemption Cards are provided by Chase.
You may request a Redemption Card through the Chase Mobile® app; online at DisneyRewards.com or Chase.com; or by calling 1-800-300-8575.

Log in with MyDisney and link it with your Disney® Visa® Card account at Chase.com1. Once connected, you can:
Check your Disney Rewards Dollars balance and history
Request a Disney Rewards Redemption Card
Load Rewards Dollars to a Disney Rewards Redemption Card
Log in / Link
Disney Rewards Dollars redemption services and Disney Rewards Dollars account information are provided, operated and managed by JPMorgan Chase Bank, N.A. For questions about your Disney Rewards Dollars account, call Chase at the number on the back of your Disney® Visa® Card.

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Link with your Disney® Visa® Card account at Chase.com. By selecting “Link at Chase.com,” you will be redirected to a secure Chase.com sign-in page, where a different privacy policy and terms of use will apply. We’ll bring you back to DisneyRewards.com when your accounts are linked.
Link at Chase.comDisney Rewards Dollars redemption services and Disney Rewards Dollars account information are provided, operated and managed by JPMorgan Chase Bank, N.A. For questions about your Disney Rewards Dollars account, call Chase at the number on the back of your Disney® Visa® Card.The terms of use agreement and privacy policy applicable to your Disney Rewards Dollars account information can be found on Chase.com.
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