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Don’t Delay When it Comes to Your Family’s Security
Get ₹1.5 Crore Life Cover @ ₹938/Month*

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Turning Promises into Lasting Wealth and Protection
Start as Low as Rs. 2,000/month

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*T&C Apply | UIN: 136N087V03

**T&C Apply | UIN: 136L096V01

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[H4] Term plan @ ₹626 per month

[H4] Till 99 years

[H4] Added assurance until age 21

[H4] On completion of the policy term

[H4] Up to ₹46,800

[H4] Term plan @ ₹626 per month

[H4] Till 99 years

[H4] Added assurance until age 21

[H4] On completion of the policy term

[H4] Up to ₹46,800

[H4] Growth

[H4] Options

[H4] ₹2,000 per month

[H4] for Your Goals

[H4] Up to ₹46,800

[H4] Growth

[H4] Options

[H4] ₹2,000 per month

[H4] for Your Goals

[H4] Up to ₹46,800

[H4] Growth

[H4] Options

[H4] ₹2,000 per month

[H4] for Your Goals

[H4] Up to ₹46,800

[H4] Growth

[H4] Options

[H4] ₹2,000 per month

[H4] for Your Goals

[H4] Up to ₹46,800

[H2] New to Insurance?

Unsure which plan aligns best with your needs? Choose a goal and we'll guide you through the decision.

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Investment

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Our investment calculator can easily help you plan the needed financial corpus for your goals.

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A smart online tool that helps you easily navigate the costs of your child's future education, ensuring their dreams come true.

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Calculate Term Insurance Premium

A term insurance calculator is a useful online tool that helps you determine how much coverage you need based on your income, lifestyle, and family’s needs.

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Retirement Calculator

A retirement planning calculator is a simple tool that gives you an idea of the corpus you can accumulate with a regular monthly investment for your golden years.

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[H2] Explore Our Online Insurance - Top Selling Plans

We bring you a collection of popular Canara HSBC life insurance plans. Forget the dusty brochures and endless offline visits! Dive into the features of our top-selling online insurance plans and buy the one that meets your goals and requirements. You and your wallet will be thankful in the future as we brighten up your financial future with these plans.

Recommended

[H4]
Start Young, Pay Less, Stay Secured

Young Term Plan

Life cover till 99 years

Coverage for spouse

Block your premium rate

Child care benefit

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Recommended

[H4]
Promise Made Today, Wealth Tomorrow.

Promise4Wealth

Market-Linked Returns + Life Cover

3 Plan Options

Premium Funding Benefit

Loyalty Addition & Wealth Boosters

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Wealth Today, Protection Always

Promise4Growth Plus

Life Cover up to 100 Years

13 Fund Options

Fund Switching Option

Waiver Of Premium

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[H4]
Assured Returns, Zero Risk & Worries

iSelect Guaranteed Future Plus

4 Plan options

Life cover + Guaranteed benefits

Accidental death benefit

Premium protection cover

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[H2] Canara HSBC Life Insurance

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We have over 15 years of experience in delivering exceptional value to our customers through our range of individual and group insurance solutions, designed to meet their various needs, including savings and investment, retirement, protection, and more.

15,700+ Partner Branches

15,700+ Partner Branches

Canara Bank, HSBC India, Other Alternate Channels

₹44,089 Cr Assets Managed

₹44,089 Cr Assets Managed

Assets Managed as of Sep' 25

99.43% Claims Settled

99.43% Claims Settled

Individual Death Claims settled for FY 2024 - 2025

197.8% Solvency Ratio

197.8% Solvency Ratio

Way Above the IRDAI Mandate

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[H2] What is Life Insurance?

Life Insurance is an agreement between the insurance company (insurer) and the person buying the policy (policyholder or insured) to provide monetary protection to their family members. The insurer promises the insured to pay a sum of money in exchange for premiums. This amount is paid at a defined time mentioned in the policy document or upon the policyholder's death. The financial protection under life insurance is provided as life cover, also termed as sum assured.

Today, there are numerous life insurance plans available that the policyholder can buy to meet their family’s needs and requirements, such as pure financial protection, wealth building, retirement, wealth preservation and more.

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[IMG: What Is Life Insurance]

[H1] What are the Different Types of Life Insurance?

Life insurance comes in various forms to suit different financial needs and life stages. Each offers unique features, benefits, and protection levels to help secure your family's future, save, or invest for long-term goals. Understanding these options can help you choose the right plan:
Term Insurance: This life insurance policy offers economic security for an agreed time, also known as the policy term. If the insured individual dies within this time, the nominee gets a fixed payout (death benefit). A term insurance plan provides a high sum assured at cheap premiums and thus is the most sought-after mode of securing one's family financially.Savings and Investment Plans: These savings products help you grow your money systematically while combining security with investment growth. It is ideal for long-term goals like home buying, education, or retirement. Some plans offer insurance coverage, tax benefits, and flexible options to suit different financial needs.ULIP: A Unit-Linked Insurance Plan is a financial product that merges life insurance and investment. The premium contains a part of life cover, while the balance is invested in equity, debt, or balanced funds. ULIP have the prospect of building wealth in addition to protection through insurance.Child Insurance Plans: These are investment products with insurance that secure a child's future. They help create a corpus for a child’s education, marriage, and other achievements. In the event of the parent's demise, the policy pays a death benefit and usually waives future premiums, keeping the child's financial security intact.Retirement Plans: These types of plans enable individuals to create a secure income for their retirement years. Through regular investments during their working years, individuals can create a corpus that sustains their lifestyle once they retire.Group Insurance Plans: Group insurance plans offer protection to a group of individuals under one policy, typically by employers, associations, or organisations. The plans usually offer coverage for life, health, or accident risks at lower rates than individual policies. Group insurance protects the financial welfare of members and their families, often with additional benefits such as maternity cover, critical illness cover, and wellness programmes to support overall employee well-being.

[H2] Benefits of Buying Life Insurance

Financial Security

Buying a life insurance plan with adequate coverage can be a financial cushion for your family. It ensures that the family's lifestyle and goals are not compromised due to unfortunate events such as death or disability.

Wealth Creation

Some life insurance plans, like Unit Linked Insurance Plans (ULIPs), offer wealth creation opportunities to policyholders, along with life coverage. These plans let you invest your premiums in different securities, like equity, debt, and more, to enjoy the benefits of inflation-beating returns.

Tax Savings

Life insurance policies offer valuable tax benefits, enabling you to enhance your returns and accumulate savings. The premiums paid for the policy qualify for deduction under Section 80C of the Income Tax Act, 1961, up to ₹1.5 lakhs annually, subject to certain conditions. Furthermore, the funds withdrawn from the policy after the lock-in period and the maturity value received from life insurance plans are also tax-free.

Safer Retirement

Your source of income will no longer exist with you after retirement. It is crucial to have enough money saved up so that, when you retire, you won't need to worry about anything. Together with a steady income stream, retirement plans offer life insurance.

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Optional Rider Benefits

Rider benefits add extra coverage and more protection against risks. Insurance riders are affordable, beneficial add-ons you can select to add to your policy. They strengthen the insurance policy by extending beyond the base policy. Some of the common riders are critical illness riders, accidental death riders, disability riders, and more.

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Investment-linked life insura

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List of Products

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Explore our curated range of life insurance plans that are tailored to your life goals.

[H3]
Explore our curated range of life insurance plans that are tailored to your life goals.

[H2] All Plans

S.NoProduct NameUINProduct Details1Canara HSBC Life Insurance EZ Pension136L094V01Click Here2Canara HSBC Life Insurance iSelect Guaranteed Future Plus 136N098V04Click Here3Canara HSBC Life Insurance Young Term Plan136N087V03Click Here4Canara HSBC Life Insurance iSelect Smart360 Term Plan136N080V02Click Here5Canara HSBC Life Insurance iSelect Guaranteed Future136N081V07Click Here6Canara HSBC Life Insurance Promise2Protect  136N091V01Click Here7Canara HSBC Life Insurance Promise4Growth Plus136L093V01Click Here8Canara HSBC Life Insurance Wealth Edge136L085V04Click Here9Canara HSBC Life Insurance Guaranteed Fortune Plan136N084V04Click Here10Canara HSBC Life Insurance Saral Jeevan Bima136N075V02Click Here11Canara HSBC Life Insurance Saral Pension136N076V03Click Here12Canara HSBC Life Insurance Guaranteed Suraksha Kavach136N078V03Click Here13Canara HSBC Life Insurance Sampoorna Kavach Plan136N022V03Click Here14Canara HSBC Life Insurance Promise4Growth136L089V02Click Here15Canara HSBC Life Insurance Smart Guaranteed Pension136N086V03Click Here16Canara HSBC Life Insurance Guaranteed Assured INcome136N097V04Click Here17Canara HSBC Life Insurance Alpha Wealth136L088V02Click Here18Canara HSBC Life Insurance Promise4Future  136N119V01Click Here19Canara HSBC Life Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana136G046V01Click Here20Canara HSBC Life Insurance Pension4Life136N071V11Click Here21Canara HSBC Life Insurance Group Asset Secure136N082V02Click Here22Canara HSBC Life Insurance Group Advantage Term Plus136N077V02Click Here23Canara HSBC Life Insurance Group Traditional Plan136N014V03Click Here24Canara HSBC Life Insurance Group Secure136N024V07Click Here25Canara HSBC Life Insurance Group Term Edge Plan136N070V02Click Here26Canara HSBC Life Insurance Group Secure Plus136N090V01Click Here27Canara HSBC Life Insurance SecureInvest136L092V02Click Here
28Canara HSBC Life Insurance Promise4Life136N120V01Click Here29Canara HSBC Life Insurance IncomeNow136N121V01Click Here30Canara HSBC Life Insurance Legacy Builder136L095V01Click Here31Canara HSBC Life Insurance Promise4Wealth136L096V01Click Here

[H2] Insurance Riders

Add extra protection to your existing policy with riders like critical illness or accidental cover. Tailor your plan to suit your lifestyle and risks.

S.NoProduct NameUINProduct Details1Canara HSBC Life Insurance Accidental Benefit Rider (Linked) 136A016V01Click Here2Canara HSBC Life Insurance Linked Critical Illness Benefit Rider 136A018V01Click Here3Canara HSBC Life Insurance Group Critical Illness Rider 136B017V01Click Here

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[IMG: Young Term Plan]

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Young Term Plan

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Every moment feels lighter when your loved ones are protected.

Life Cover Till 99 YearsCoverage for Spouse0% GST#, 100% Life Cover!Return of Premium Option

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Every moment feels lighter when your loved ones are protected.
Life Cover Till 99 YearsCoverage for Spouse0% GST#, 100% Life Cover!Return of Premium Option

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For more details on risk factors, terms and conditions please read the Sales Brochure carefully before concluding a sale.

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[H2] About Young Term Plan

UIN: 136N087V03
Canara HSBC Life Insurance Young Term Plan is a Non-Linked, Non-Participating, Individual, Pure Risk Premium, Life Insurance Plan which provides two options to choose from basis your financial need. Life Secure offers life cover for the policy term and Life Secure with Return of Premium which in addition to life cover during the policy term offers return of premiums on survival till the end of the policy term. The product additionally offers coverage options and optional inbuilt covers to select from as per your needs, ensuring that the dreams of your loved ones are not compromised.

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[H2] Advantages of Buying Young Term Plan at an Early Age

Avail the benefits of lower premiums. Your premium remains the same till the end of the Policy Term (subject to the conditions mentioned below in this document) Below is a comparison of premiums for a Male, Non Smoker, at various ages for a Sum Assured of Rs.1 Crore, Level Coverage Option, monthly mode of payment, Regular Payment policy with policy Term as 40 years, and without any optional in-built covers.

AgePremiums (₹)*25814351,413453,634

Protection of loved ones against any debts, such as education loan, business loan, etc, in case of any unfortunate eventProtection in place for your future ensures preparedness for any changes in life stagesAvail benefits of Tax Savings as per the applicable laws amended from time to time
* Premium amounts shown are exclusive of taxes.

[H2] Plan Options

These are two plan options that offer fixed-term coverage. A customer may choose any one of them basis their protection needs.

Life Secure
Under this plan option, the Sum Assured on Death, as applicable basis the Coverage Option opted, will be paid on death of Life Assured/Spouse, as applicable, during the Policy Term, provided the Policy is in-force at the time of death.
Both the Life Assured and the Spouse can be covered for the term of the contract, subject to terms and conditions of the Policy. The policy will terminate on the death of the last surviving member covered under the policy.

Life Secure with Return of Premium
Under this plan option, the Sum Assured on Death, as applicable basis the Coverage Option opted, will be paid on death of Life Assured during the Policy. The Policy will terminate after payment of this benefit.
In case of survival of Life Assured till the end of the Policy Term, where the policy is in-force, Sum Assured on Maturity will be paid to the Policyholder on the date of maturity and Policy will terminate.

[H2] Why Buy

[H3] Key Highlights Of Canara HSBC Life Insurance Young Term Plan

[H3]

Special Exit Value where premiums are returned on voluntary surrender basis applicable terms and conditionsOption to get return of total premiums paid in case of no claimNo future premiums are required on the occurrence of Accidental Total & Permanent Disability, as per the benefits optedAdditional Lump sum payment in case of Accidental Total & Permanent Disability or Accidental Death, as per the benefits optedChild Care Benefit option to offer additional Sum Assured till your child attains 21 years of ageOption to Block Your Premium rate at inception and increase cover up to 100% of Base Sum Assured in the next 5 Years
Note: Benefits will be available as per plan option and coverages selected. Please refer Product Brochure for further details

[H3] Download Forms

Policy Document

Young Term Plan Product Information

Customer Information Sheet

Product Brochure

Plan Flyer

[H2]

Coverage Options

Optional In-Built Covers

How It Works

Plan at a Glance

Level Cover
Your Sum Assured remains same throughout the Policy Term. However, if you or your spouse (Working Spouse) have opted for regular premium payment, then their respective Sums Assured can be increased thrice during the Policy Term with Life Stage Enhancement option on any of the following life events i.e. Marriage, Birth/Legal Adoption of Child or purchase of new house during the Policy Term, subject to underwriting, on the occurrence of any of the Life events.
The request for the increase in Sum Assured along with targeted increase should be made within one year of the occurrence of the Life Event with the increase in Sum Assured being applicable from the next Policy Anniversary following acceptance of the request by the Company for the same.
Increasing Cover
Your Sum Assured under this option increases by 10% per annum (simple interest) after completion of every Policy Year, provided the Policy is in-force. The increase in Sum Assured during the Policy Term is capped at 100% of the original Sum Assured (original Sum Assured is the Sum Assured of base Policy and does not include coverage amount under the Optional In-built Covers). The last increase in the Sum Assured would happen just after the completion of 10th Policy Year and the Sum Assured thereafter would remain at that level for the remaining term of the contract.
The Sum Assured of the Non-Working Spouse will remain constant throughout the Policy Term
Sum Assured for Accidental Death Benefit, Accidental Total & Permanent Disability Benefit, Terminal Illness Benefit and Child Care Benefit opted under Optional In-built Covers will remain constant even if Increasing cover is opted.

Following Optional In-Built covers can be opted in addition to the Plan Option. However, Child Care Benefit (CCB) and Block Your Premium Benefit (BYP) can only be opted with Plan Option Life Secure. Please refer Product Brochure for further terms and conditions.
Accidental Death Benefit (ADB)This will be an additional benefit i.e. on the occurrence of death due to an Accident, the applicable Sum Assured on Death plus the ADB Sum Assured will be paid and Policy will terminate.Accidental Total & Permanent Disability (ATPD) – Premium ProtectionIn case of occurrence of Accidental Total & Permanent Disability, all future premiums of the impacted life under the Policy will be waived and all other coverages on this life shall continue for the remaining Policy Term as an in-force Policy.Accidental Total & Permanent Disability (ATPD) – Premium Protection PlusIn case of occurrence of Accidental Total & Permanent Disability, a lump sum benefit as ATPD Sum Assured will be paid immediately and all future premiums of the impacted life under the Policy will be waived. All other coverages on this life shall continue for the remaining Policy Term as an in-force Policy.Terminal Illness (TI)In case of diagnosis of Terminal Illness, lump sum benefit shall be paid immediately. This is a 100% accelerated benefit. Hence on payment of TI benefit, Death Benefit amount shall be reduced to the extent of the claim paid under TI benefit . On diagnosis of TI during the Policy Term, all other Optional In-built Covers and their corresponding premiums will cease immediately. The Policy thereafter will only continue where the balance Sum Assured on Death/Paid-Up Sum Assured is not exhausted post payment of TI Sum Assured for the respective life on whom TI Sum Assured was paid or if the coverage on the other life (if applicable) covered under the Policy has not lapsed. Additionally, in case the Sum Assured on Death/Paid-Up Sum Assured gets exhausted post payment of TI for the life on whom TI Sum Assured was paid and the coverage on the other life (if applicable) has lapsed, the policy shall terminate.Child Care Benefit (CCB)This is an additional benefit that can be opted to safeguard a child’s future. Apart from the amount payable on the death of Life Assured/Working Spouse, as applicable, the CCB Sum Assured will also be payable when age of the child is between 0 to 21 Years (last birthday) at the time of death of the impacted life. The CCB Sum Assured may be utilized to take care of all the milestones planned for the child.Block Your Premium (BYP) BenefitUnder this benefit, Life Assured/Working Spouse, as applicable, will have the option to block their premium rate of base Death Benefit at policy inception for 5 Years during which Life Assured/Working Spouse, as applicable, can request for an increase in benefit amount payable on death (BYP Sum Assured) up to 25%/50%/75%/100% of the Sum Assured, as chosen at policy inception for respective live(s), without any additional underwriting and irrespective of the attained age of the Life Assured / Working Spouse, as applicable, at the time of such increase provided Policy is in-force. This percentage shall be chosen at Policy inception itself.

StepsDetails1Select one of the Plan Options as per your Life Insurance needs:
Life Secure  Life Secure with Return of Premium
2Select one of the Coverage option as per your Life Insurance needs:
Level CoverIncreasing Cover
3Select the Optional In-built Cover as per your Life Insurance needs:
Accidental Death Benefit (ADB)Accidental Total & Permanent Disability Benefit (ATPD) - Premium ProtectionAccidental Total & Permanent Disability Benefit (ATPD) -Premium Protection PlusChild Care Benefit (CCB)     Terminal Illness (TI) Block Your Premium (BYP)
4Option to cover Spouse5Select any one of the Death Benefit Payout Options at the time of point of sale:
LumpsumMonthly Income Part Lumpsum Part Monthly Income

PARAMETERSDESCRIPTIONPlan Options1. Life Secure
2. Life Secure with Return of Premium
Maximum Age at Entry
(age as on last birthday)18 yearsMaximum Age at Entry
(age as on last birthday)60 yearsFor PPT option “Upto 60 years”
Life Secure: 55 years
Life Secure with Return of Premium: 50 yearsMaximum Maturity Age
(subject to maximum Policy Term)99 years (80 Years for Non-Working Spouse) Where Policy Term of up to 99 years of age is opted, the Policy terminates on the Policy Anniversary coinciding with or immediately after the 99th birthday of the Life Assured.
If TI/ ATPD PP/ATPD PPP Optional In-Built Covers are opted, maximum maturity of the base plan as well as these Optional In-Built Covers will be 75 years. For example, if Age at Entry of Life Assured is 45 years, a maximum Policy Term of 54 years can be selected where only Death Benefit is opted. However, the maximum Policy Term that can be opted will be restricted to 30 years in case ATPD/ TI benefits have been opted and such that the maximum maturity age of 75 years (for ATPD/TI benefit) is not breached.
However, If ADB Optional In-Built Covers is opted, maximum maturity of the base plan can be 99 years while the maximum maturity of ADB cover will be 75 years in case of Life Secure Plan whereas for Life Secure with Return Of Premium option, the maximum maturity age shall be 75 years for both base as well as ADB.
Minimum Policy Term#Life Secure$: 5* years
Life Secure with Return of Premium$$: 10 Years
Maximum Policy Term#Life Secure$: 81 Years (99 minus age at entry)**$$$
Life Secure with Return of Premium$$: 81 Years (99 minus age at Entry)
Premium Payment Term (PPT) #^Life Secure^^@@:
Regular Pay
Limited Pay options of 5^/10/15/Up to age 60 years@
Life Secure with Return of Premium###:
Regular Pay
Limited Pay options of 10/15/Up to age 60 years
Premium FrequencyYearly/Half Yearly/Quarterly/Monthly
The Policyholder may change the premium payment mode anytime during the PPT under Life Secure Plan Option. The same shall be effective from the subsequent Policy Anniversary date, subject to application of modal factor. The request should be made at least 60 days prior to the Policy Anniversary from which the change will be effective. There is no fee on such alteration.ModeModal FactorsAnnual1.00Half-Yearly0.51Quarterly0.26Monthly0.09
Minimum Sum AssuredLife Secure: ₹ 25 Lakhs
For Optional In-built covers under Life Secure – ADB/ATPD: ₹ 5 Lakhs | TI/CCB/BYP: ₹ 25 Lakhs |
Life Secure with Return of Premium: ₹ 15 Lakhs
For Optional In-built covers under Life Secure with Return of Premium – ADB/ATPD: ₹ 5 Lakhs | TI: ₹ 15 Lakhs |Maximum Sum AssuredNo Limit (Subject to Board Approved Underwriting Policy) ;
For Non-working Spouse: ₹ 50 Lakhs
Optional In-built Covers (subject to underwriting)
ADB/TI: ₹ 2 Crore
ATPD: ₹ 1 CroreNote:

The Sum Assured for Accidental Death Benefit, Accidental Total & Permanent Disability, Terminal Illness, Child Care Benefit under Optional In-built Covers can be chosen independently from the Sum Assured opted under the base Plan Option at inception but cannot be more than the same.For Block Your Premium option, the Policy Term of the base Death Benefit should be more than or equal to 10 years.

PremiumThe premiums payable will vary basis the chosen Plan Option, Sum Assured, Coverage Option, Premium Payment Term, Policy Term, Premium Payment Frequency, Optional In-built covers, age, gender of the Life Assured / Spouse, tobacco usage and any other factors depending upon the risks associated with the health of the Life Assured / Spouse, subject to Board Approved Underwriting Policy.
#Policy Term for Spouse Coverage (as applicable) a

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Claims Centre

We're here for you when you need us most, with a fast and
easy claims process.

[H2] Understanding the Claim Process

At Canara HSBC Life Insurance, we understand the needs of our customers and ensure they get the best possible support in times of need. We have a team of dedicated professionals that offer customers the best-in-class service experience.

Our claim process is simple, convenient, and designed specially to settle all the claims without any hassles. The claim settlement ratio offered by Canara HSBC is 99.43%^ for individual claims.

[H2] Claim Process

[H3] Step 1: Claim Intimation & Registration

The Company has established various methods to assist claimants in registering death claims during their difficult time.
Walk-In at Branch Offices: Claimants can visit any of our branch offices located across IndiaEmail and Courier Options: Claimants can send the required documents via email or courierDigital Submission via Mobile App: Claimants can use our Mobile App for a seamless digital submission process
[H3] Step 2: Documentation

Having the right documents ready can make the claim process smoother and faster. To facilitate the process, the Company has mandated the submission of the following minimal documents, which the claimant can provide at the above-mentioned touchpoints:
Original policy document (if available)Original/attested copy of death certificate issued by local municipal authorityDeath claim application formNEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbookNominee's photo identity proof such as copy of Passport, PAN card, Voter identity card, Aadhaar (UID) card, etc.Credit account statement & Loan account statement (in case of group credit life claims only)
[H3] Step 3: Processing & Settlement

We start the processing of claim once we receive the forms along with the relevant documents. In case of any clarifications/further requirements, we will get in touch with you.
Upon verification of the documents, if all the documents are as per the requirements, we will take the decision (subject to terms and conditions) and communicate the same.

[H2] Claims TAT

ServiceMaximum Turnaround TimeSettlement of Death Claims for
which further investigation is not
required
Within 15 days from the date of intimation of claimSettlement or Rejection of Death Claims for which investigation is
required Within 45 days from the date of intimation of claim

[H3] Insta Claim Key Requirements

Policy should have completed 3 years before death with all premium paidAll mandatory/required documents should be received at intimation stageClaim to be intimated before 3 pm between Monday to Friday (For claims received post 3 pm, the one day period will start next day)No verification/investigation requiredClaim amount on all (per life/person) eligible up to ₹1 Cr

[H3] Important Information

All submitted KYC documents (Photo ID and address proof) should be certified by any of the following - an agent of the company, a relationship manager of the company, a branch manager of the distributing bank, a bank manager of a nationlised bank with appropriate stamp, a gazetted officer, a Headmaster, Principle of a Government school, a magistrate or an employee of the company.In addition to the above-listed documents, the company reserves the right to call for any additional documents.For more help and information on documents required, please feel free to contact us.

[H2] Documents Required for Processing Claims

[H2]

Individual Claims

Health Insurance Claims

Group Claims

[H3] Individual Claims

[H4] Mandatory Documents Required

Original policy documentsOriginal/attested copy of death certificate issued by local municipal authorityDeath claim application form (Form C)

NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbookNominee's photo identity proof such as copy of Passport, PAN card, Voter identity card, Aadhaar (UID) card, etc.

[H4] Additional documents required on the basis of the cause of death

Medical/Natural death
Physician's Statement (Form-P)Treating Hospital Certificate (Form-H)Employer (Form-E)/School College Certificate (Form-S)Hospital/Other treatment records

Accidental/Unnatural death
Copy of the First Information Report (FIR) or Panchanama/Police ComplaintCopy of Post Mortem Report (PMR)/Autopsy and Viscera ReportCopy of the Final Police Investigation Report (FPIR)/Charge Sheet

View all Download Forms

[H3] Download Forms

Individual Death Claim Form_NEW

PhysicianStatement

SchoolCollegeCertificate

Treating Hospital Certificate

EmployerCertificate

[H3] Health Insurance Claim

[H4] Mandatory Documents Required

Original policy documentsClaim application form (Form C)NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbookPhoto identity proof of life assured such as copy of Passport, PAN card, Voter identity card, Aadhar (UID) card, etcHospital certificate Form H

Test/investigation report including all the clinical treatments like radiological, histological and laboratory test evidence (eg. 2D echocardiogram, treadmill test USG etc) as applicableAny report which gives us confirmation of diagnosis (heart attack – ECG, Cardiac Injury profile. CABG – Surgical notes and angiography report. Cancer – Histopathology report. Stroke – CT Scan, MRI report and Neurological opinion. Major Organ Transplant – Diagnosis report, Surgical summary, Discharge card/summary. Kidney – Biopsy report, Records of haemodialysis.If Life Assured is salaried, leave records of last 3 years from employer

View all Download Forms

[H3] Download Forms

hospital-certificate_ FEB 2026

claim-application

[H3] Group Claim

[H4] Mandatory Documents Required

Original policy documentsOriginal/attested copy of death certificate issued by local municipal authorityDeath claim application form (Form C)

NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbookNominee's photo identity proof such as copy of Passport, PAN card, Voter identity card, Aadhar (UID) card, etc.Credit account statement & Loan account statement (In case of group credit life claims only)

[H4] Additional documents required on basis of cause of death

Medical/Natural death
Physician's Statement (Form-P) (Same as Individual Claims)Treating Hospital Certificate (Form-H) (Same as Individual Claims)Employer (Form-E)/School College Certificate (Form-S) (Same as Individual Claims)Hospital/Other treatment records

Accidental/Unnatural death
Copy of the First Information Report (FIR) or Panchanama/Police ComplaintCopy of Post Mortem Report (PMR)/Autopsy and Viscera ReportCopy of the Final Police Investigation Report (FPIR)/Charge Sheet

View all Download Forms

[H3] Download Forms

Death Claim Form GLPP and CGT Form

School College Certificate_2

Physician Statement Group

Employer Certificate_2

Disability Claim Form D-C

Death Claim Form - SHG - Version 2.0

[H2] Register Claims

99.43% Overall Claims Settled in FY 2024-2025

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[H2]
Check Claim Status

Please provide the following information to check your claim status.

Individual Policy

Group Policy

[H3]
Current Status

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[H3]
Current Status

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[H2] Pending Documents

We understand that sometimes important documents can get misplaced. This section helps you easily track any documents needed to complete your application or claim.

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[H2]
Get Help with Your Claims
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[H2] Introducing Claims Companion: Your Claims, Our Priority

A dedicated claim professional who will guide you through each step of the claim process to make your claims journey even smoother.
Fill in the details to know about your Claims Companion at the nearest Canara HSBC Life Insurance branch

[H3] Companion Details

[H4] Cluster Head

[H4] Contact Details

[H4] Email Address

[H2]
Convenient Life Insurance Buying Process
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[H2] Hear From Our Happy Customers

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[H2] Contact Us

Email:

[H4]
claims.unit@canarahsbclife.in

Toll free:

[H4]
1800-891-0003
1800-103-0003

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[H2] Frequently Asked Questions

What is the process of intimating Canara HSBC Life Insurance company about claim?

A claim can be intimated by providing written information to us through -

Nearest Canara HSBC Life Insurance office

By sending written information at:
Canara HSBC Life Insurance Co. Ltd.

Claims Department,
139P, Sector 44, Gurugram – 122003, Haryana, India
Email at Claims.unit@canarahsbclife.in

Why life insurance is important?

Everyone should buy life insurance as it financially protects their loved ones and dependents in case of their unfortunate demise. It helps the family of the deceased in various ways, such as paying for loans, securing their children’s future and more. It acts as an income replacement.

What is the surrender value in life insurance?

Surrender value refers to the amount that the life insurance company has to pay when a policyholder wishes to surrender the policy in between the policy tenure. The amount varies depending on how far you are into your policy. There are two types of surrender value in life insurance, i.e. Guaranteed Surrender Value and Special Surrender Value.

How does life insurance work?

Life insurance offers the policy nominees a sum assured if the policyholder dies, provided the premiums are paid on time, and the policy is active. A contract is formed between the policyholder and the insurance company, entailing details such as the sum assured, premiums, frequency, policy tenure, nominee details, etc. These details are mutually agreed upon and calculated considering the need, a

Which is the best life insurance policy?

Every person has varied needs and wants. The best life insurance offers plans to provide financial security according to these needs and wants. There are many life products available in the market to cater to the needs of every individual. It is important to note that not all life insurance is suitable for you and your family’s needs.

What is the difference between term insurance and life insurance?

The main difference between them is that term insurance is a part of life insurance that financially protects your family in your absence for a pre-determined period. The cost of a term plan is comparatively cheaper as it is a pure protection plan, whereas life insurance has various plans that offer survival benefits, maturity benefits, and more.

How to calculate life insurance premium?

You can easily determine your premium using Life insurance calculators. You just need to fill in details such as your birth date, annual income, lifestyle habits, and gender. After that, you select the choice of life insurance plan variant, premium payment frequency, and the amount and duration of the coverage.  The life insurance calculator will determine and display the premium payable for the i

What are the types of life insurance?

Various types of life plans are available on the market to suit every individual's needs. The main categories are:
Term Insurance
Whole Life Insurance
Unit Linked Insurance Plan (ULIP)
Endowment Plan
Money Back Plan
Retirement Plan
Child Insurance Plan
Group Insurance Plan
Savings & Investment Plans

1Where I can submit the documents?

Canara HSBC Life Insurance Company LTD.
139P, Sector-44, Gurugram-122003, Haryana (India)

What is the time frame within which claims are settled?

As per regulations, all valid claims are to be settled within 15 days from claim intimation. The Claim where further investigation is required may take upto 45 days to settle the claim. Subsequently when a decision is taken, it is commu