Training Example: Elavon Inc. – Review the Data, Give Your Score & Compare to the Real AI Evaluation

Happy Small Business Month!

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[H1] Proudly supporting the ambition behind every small business
This Small Business Month, we are celebrating the hard work and success of small business owners.

Learn more

[IMG: clothing store]

[H2] What can we help you with today?

Payments on-the-go

Online payments

Payments in-person

Payment gateways

Partner solutions

[IMG: Online shopping on tablet computer]

[H2] Transform your business online with our eCommerce solution
Drive business performance and growth without needing to become a payments expert. Launch your online store, accept payments and more with Elavon Business Solutions.

See our plans

[IMG: Store owner cleaning windows]

[H2] Fund your business with Quick Capital from Liberis
Quick Capital from Liberis is a flexible funding solution that gives you access to capital in as little as 1-2 business days*, so you can manage your cashflow seamlessly, or invest in what’s next. There are no hidden fees, fixed schedules, or interest - just one simple fee and payments that adjust to your daily card sales.

Learn more

Get paid fast - Improve your cash flow with options from standard to funding available within hours – including weekends and holidays!

Protect your data - Our advanced security solutions help protect your customers’ payment data and reduce fraud.

Run your business better - Customized online reporting and support tools provide you with the right data to help you make smart decisions.

Receive 24/7/365 support - Our friendly customer support team is ready and waiting to help you when you need it.

*As of May 2025, 91% of merchants were funded within 2 business days.

[H1] Your trusted payments partner
Backed by the strength and stability of U.S. Bank, Elavon offers partner programs structured to help you achieve faster growth and profitability.

[IMG: Two Young partners working on a project.]

[H3] Integrated partners
Expand your business capabilities with our payment expertise.

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[H3] Payment facilitators
Turn-key credit card payment processing solutions.

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[H3] Financial institution partners
Our solutions are built with your business customers in mind to help you grow your portfolio, improve customer retention and increase revenue year over year.

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[H3] Independent sales organizations
Competitive pricing and residual income programs for ISO/MSP partners.

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[H3] Agent partners
Build and grow your business with the Elavon Monarch program.

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[H3] Affinity partners
Reliable payment solutions designed for your members.

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[H3] Referral partners
Revenue-sharing programs for acquiring and gateway business.

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[H3] WorksWith Elavon
Integrated connectivity for software and gateway solutions.

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[H3] Developer Portal
Easy-to-use APIs, SDKs, and integration tools.

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[IMG: Two business people shaking hands in partnership.]

[H2] Partnering for success
Elavon and U.S. Bank partner with more than 1,700 financial institutions and 265 ISOs/MSPs doing business in over 30 countries. We offer one partner agreement and easy integration for the U.S. and Canada, empowering you to expand your business on a global scale. From the start, we put our payment expertise to work for you. Our comprehensive Partner Incubation program helps you maximize your revenue potential and provides the training and support to accelerate your success.
Partnering with us is easy. State-of-the-art onboarding tools such as tablet-based e-signatures and ‘click to agree’ applications get you up and running quickly. We create payment solutions that help your customers offset costs while offering some of the fastest funding in the industry. With our True Daily Funding solution, your merchants can receive their funds within hours – seven days a week. The result is an immediate impact to your bottom line.

[H3] Superior service
Sales support and dedicated relationship managers.

[H3] Comprehensive reporting
Actionable data for you and your merchants.

[H3] Developer portal
Powerful APIs and SDKs.

Happy Small Business Month!

Learn more

[H1] Proudly supporting the ambition behind every small business
This Small Business Month, we are celebrating the hard work and success of small business owners.

Learn more

[IMG: clothing store]

[H2] What can we help you with today?

Payments on-the-go

Online payments

Payments in-person

Payment gateways

Partner solutions

[IMG: Online shopping on tablet computer]

[H2] Transform your business online with our eCommerce solution
Drive business performance and growth without needing to become a payments expert. Launch your online store, accept payments and more with Elavon Business Solutions.

See our plans

[IMG: Store owner cleaning windows]

[H2] Fund your business with Quick Capital from Liberis
Quick Capital from Liberis is a flexible funding solution that gives you access to capital in as little as 1-2 business days*, so you can manage your cashflow seamlessly, or invest in what’s next. There are no hidden fees, fixed schedules, or interest - just one simple fee and payments that adjust to your daily card sales.

Learn more

Get paid fast - Improve your cash flow with options from standard to funding available within hours – including weekends and holidays!

Protect your data - Our advanced security solutions help protect your customers’ payment data and reduce fraud.

Run your business better - Customized online reporting and support tools provide you with the right data to help you make smart decisions.

Receive 24/7/365 support - Our friendly customer support team is ready and waiting to help you when you need it.

*As of May 2025, 91% of merchants were funded within 2 business days.

[H1] Connect to customers at the heart of commerce: where they pay
With Elavon at your side and in your back office, meet every business moment with the clarity and confidence of someone who knows their payments partner can help them move forward. Forget about operating your payments in a vacuum. We connect you with a team of payments professionals and intuitive technology so you can work simpler and smarter. Follow your vision. We’ll be your bridge to smarter payments so you can focus on what matters most – your business.

[H2] Move your business forward with a modern payments experience
Payments can be so much more than the swipe of a card or the tap of a button. Use our expertise – that's what it's there for. Meet the unique needs of your business by pairing your vision with our expert-led technology. And rest easy; our Elavon product line brings the reliability and security of U.S. Bank with it. It's a powerful combination that warrants an equally strong identity: one that reflects the advanced, industry-specific solutions, expert support and clear focus on driving commerce forward that you expect.
That's why we've clarified and refreshed our product brand to make it easier for you to see exactly who we are and how we can help you grow your business.
So let's (re)introduce ourselves. Watch the video to learn more about the new Elavon.

View transcript

[H2] We asked, leadership answered
Meet the new Elavon and learn more about our evolution as a product brand in conversation with Kim Osborn, Chief Administrative Officer.

[H3]

Question: This rebrand has been in the making for a while, but let’s start at the beginning – why rebrand? Why now?

Osborn: Elavon has been on an evolutionary path for a while, both in our journey with U.S. Bank and in the larger payments landscape. The industry is changing at an expedited pace with innovations in embedded payments, security and agentic artificial intelligence (AI). This new brand is a tangible demonstration of our transformation, both in our story and our visual identity.

[H3]

Question: The new logo looks great, is this just a visual change or does this represent a larger transformation?

Osborn: These brand changes go beyond just a modernized visual identity. Reinforcing Elavon as a payment product suite backed by U.S. Bank allows us to more clearly align our products in a way that’s simpler for our customers and partners to understand and connect to the challenges they’re looking to solve. We’ve also more closely and clearly articulated our relationship with U.S. Bank so partners understand the combined benefit of a trusted payments organization supported by the stability and security of one of the largest banks in the United States.

[H3]

Question: So this helps the product brand chart a clear course forward – to where?

Osborn: In the coming year, we’re investing to deliver software, payment processing and hardware solutions in a way that’s smarter and more empowering to our clients and partners than ever before. Our new brand reflects this and allows us to showcase our strengths to our thousands of global customers, from small businesses to enterprises who trust us with their payment needs. It also allows us to clearly articulate our position as a modern, innovative and people-centric payments partner to the industry and tell the story of how we accelerate commerce – both today and wherever the future of commerce takes us.

[H3] Top five global payments provider
With more than two million customers in over 36 countries, Elavon is consistently rated among the top five global payment providers in the world. And we’ve earned an A+ rating from the Better Business Bureau in the U.S. and Canada.

[H3] A U.S. Bank company
We are backed by the strength and stability of U.S. Bank – the fifth largest commercial bank in the U.S. – annually recognized by Ethisphere as one of the world’s most ethical companies.

[H3] 6.5 billion global annual transactions
Elavon processes more than six billion transactions, valued at nearly $550 billion, around the world per year.

[H3] Industry-specific payment solutions
Our specialized solutions are designed to meet the unique needs of your industry.

[IMG: Wally Mlynarski]

[H3] Wally Mlynarski
EVP, Head of Merchant Payment Services
Wally Mlynarski is chief executive officer of Elavon, a global payments leader and wholly owned subsidiary of U.S. Bank, where he leads the delivery of secure, scalable payment solutions that help businesses serve customers and grow across the United States, Europe and Canada.

A seasoned payments executive, Mlynarski previously led merchant services and receivables at Bank of America and earlier held senior leadership roles at U.S. Bank, including serving as chief product officer in support of Elavon. His experience spans partnerships across the payments ecosystem—including acquirers, fintechs, networks and technology providers—and he is known for advancing intuitive, client focused payment innovation at scale.

Mlynarski holds a bachelor’s degree in computer engineering from the Georgia Institute of Technology, grounding his leadership in both technical expertise and customer driven execution.

[IMG: Hemlata Narasimhan]

[H3] Hemlata Narasimhan
President, Elavon Europe
Hemlata Narasimhan was appointed European President of Elavon Merchant Services in 2022 and is responsible for 1000 employees in seven countries.

Prior to joining Elavon, Hemlata led the merchant and acquiring business for Visa in Europe. She was also responsible for the growth in Europe of Cybersource – a payment platform acquired by Visa in 2010, and an Elavon partner.

Prior to Visa, Hemlata spent almost seven years at American Express in New York and London and had a successful career in management consulting with the Boston Consulting Group.

Hemlata is based in London.

[IMG: Pari Sawant]

[H3] Pari Sawant
Chief Product Officer
As Chief Product Officer, Pari Sawant spearheads the Elavon product portfolio, acting as a strategic leader, visionary, and champion for product advancements across the organization.

Prior to joining Elavon in 2022, Sawant served as Head of Product at Adobe, where he led the Document Cloud business on Adobe.com. Pari also led the launch of machine learning and AI capabilities on the Adobe Experience Platform. Prior to Adobe, Sawant held diverse senior product and technology leadership roles with MetricStream, Fiserv, eBay and Hewlett-Packard for more than 20 years.

Sawant has an MBA from the Haas School of Business, Berkeley and a Masters in Computer Science from the State University of New York at Binghamton.

[IMG: Jordan Owen]

[H3] Jordan Owen
Head of Merchant Business Banking
Jordan Owen leads a team of 200+ who drive merchant success within business banking at Elavon. With a remarkable track record of driving innovation in the payments space, both in bank-backed institutions and private equity funded fintech’s, Owen has also previously led new country expansion for the likes of the Dutch payments firm Mollie and has held leadership positions and commercial roles at Barclaycard, Worldpay and Morgan Stanley.

Owen has dedicated her career to championing excellence in merchant solutions and has cultivated strong relationships with industry partners along the way, delivering results and solutions that optimize for customer experience, efficiency, and profitability.

Owen holds a Bachelor of Arts in English literature from Durham University and post-graduate qualifications from the London School of Economics.

[IMG: Paul Sari]

[H3] Paul Sari
Head of Partner Revenue
Leading our Partner Revenue team, Paul Sari has responsibilities for signing and growing our merchant business through strategic partnerships including financial institutions, merchant service providers and tech-led software.

Before Paul joined Elavon in 2021, he served as the Chief Commercial Officer at PayFlex. He previously worked at BNY Mellon as the Managing Director for Platinum Client Group in their investment management and wealth management businesses. He has also led the business development and client management functions for JPMorgan Chase and its corporate prepaid card franchise. In addition to his successful payment services career, Paul served as an Infantry Officer in the United States Army’s 75th Ranger Regiment.

Paul has a bachelor’s degree from The Citadel and a Master of Business Administration from the S.C. Johnson Graduate School of Management at Cornell University.

[IMG: Shawn Holmes]

[H3] Shawn Holmes
Head of North America Marketing
Shawn Holmes is Head of North America Marketing for U.S. Bank Merchant Payment Services. In this role, he partners with leaders across the enterprise to shape marketing strategy and deliver data-informed programs that drive demand, accelerate sales pipeline growth, strengthen brand impact, and deepen client engagement.

Prior to joining U.S. Bank, Shawn spent more than a decade at Visa, most recently serving as Head of Marketing for Visa Direct. There, he led global and regional teams across product marketing, partner marketing, events, and account-based demand generation, supporting sustainable growth and competitive differentiation.

Shawn holds a bachelor’s degree in marketing from San José State University, an MBA from Franklin University, and a master’s degree in engineering management from Santa Clara University. He has also served as an advisor to California State University’s Digital Marketing program.

[IMG: Danielle Balch]

[H3] Danielle Balch
Head of Strategic Projects
As the Head of Strategic Projects and a member of the Senior Leadership Team (SLT), Danielle Balch oversees a range of global initiatives and drives the strategic priorities for U.S. Bank, Merchant Payment Services (MPS). Alongside the Head of MPS, Balch works to remove roadblocks, provide strategic support, and drive accountability within the leadership team for timely delivery against business goals. She also plays a pivotal role in evolving the SLT operating model to foster greater alignment and elevate the business operations IQ of the leadership team, as well as streamline processes and reduce administrative burdens, ensuring the seamless coordination of senior leadership events.

Outside of her primary responsibilities, Balch serves as co-chair and mentor for the U.S. Bank Atlanta Black Leadership Council, is a champion for the Women in Payments partnership and is a member of Management Leaders for Tomorrow.

[IMG: John Kelly]

[H3] John Kelly
Head of Elavon POS Sales Enablement and Onboarding
John leads the Customer Solutions & Success teams for Elavon.  He has also led the Elavon POS business unit.

For most of his career, he has been helping businesses (mostly SMBs) reach their highest potential across a variety of offerings.  Before joining Elavon in 2021, John was the CEO of Adentro, a venture-backed technology company focused on driving in-store traffic to businesses from online advertising.  Prior to Adentro, John ran the Business to Consumer business for eBay North America, which enabled  over 130K SMBs to expand their sales to new buyers.  John has also held senior positions at Yahoo!, Tellapart and Criteo, where he grew revenue 33x in 3 years.

John has a B.A. with Honors from Brown University and a J.D. from Georgetown University Law Center cum laude.

[IMG: Kevin Troxell]

[H3] Kevin Troxell
Head of Acquiring Risk and Compliance
Kevin Troxell is responsible for providing a holistic view on business line risks as well as U.S. Bank risk framework implementation within the business. He leads a team that assesses new industry trends and emerging risks. Troxell is also responsible for driving business enablement through business line engagement while maintaining risk frameworks.

Before joining U.S. Bank, he spent a decade at Bank of America in positions of increasing leadership responsibility in risk management and regulatory compliance.

Troxell earned his bachelor’s degree in finance from Virginia Tech. He is also attending the executive banking school at the Consumer Bankers Association.

[IMG: Manny Cofresi]

[H3] Manny Cofresi Jr., CFA
Global Head of Strategy and Corporate Development
Manny Cofresi Jr. oversees Elavon’s global strategy, mergers and acquisitions, strategic investments, and strategic partnerships.

Prior to joining Elavon, Manny held various senior executive roles within Automatic Data Processing, membership on the International Executive Committee, and acted as a Board Member for ADP’s operations in Mainland China. He has also served as a Strategic Advisor to WestSphere, a Private Equity firm, and as an Investment Banker at Merrill Lynch and Citigroup.

Manny has an MBA from Stanford's Graduate School of Business, a Bachelor of Science in Electrical Engineering/Device Physics from Cornell University, a Chartered Financial Consultant (ChFC) designation, and a Charter Financial Analyst (CFA) designation. He is also a Director Member of the Latino Corporate Directors Association.

[IMG: Akash Dua]

[H3] Akash Dua
Chief Credit Officer, Elavon and Small Business Credit Cards
Akash leads the global credit and fraud risk management organization, which oversees underwriting and loss prevention at Elavon, as well as airline credit globally. In addition, Dua is also responsible for the credit risk management of small business credit cards. Prior to his current role, Dua served as the Senior Vice President of Consumer Risk Management at U.S. Bank.

Before joining U.S. Bank Dua worked for Amazon in product leadership for their NA co-branded credit card programs. Additionally, Dua’s experience includes risk leadership roles at Lending Club and American Express and consulting roles at Fair Issac.

Dua holds an MBA in Finance from the Management Development Institute, Gurgaon and graduated with honors in Economics from Delhi University.

[IMG: Rob Grant]

[H3] Rob Grant
Head of Merchant Payment Services Globa