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Home > Travel Insurance - Flight and Travel Insurance Quotes

Travel Insurance

[H1] Get a travel insurance quote and protect your next trip
For flight insurance protection:
AirCare Flight Quote
Manage Your Travel And Flight Insurance
Manage your policy online

Need a travel insurance quote?

Existing policyholder?

[H2]
Why Travel Insurance Matters

Travel insurance covers against a wide range of travel-related risks. From covering non-refundable trip costs in case of cancellations to providing financial assistance for medical emergencies abroad, a comprehensive travel insurance plan ensures you are prepared for the unexpected.

[H3] ExactCare Travel Insurance
If you want to cover your flight and other nonrefundable trip deposits, ExactCare can help. An ExactCare travel insurance policy can help with the unexpected like:
Trip Cancellations/Interruptions/Delays
Lost/Stolen travel documents
Unexpected medical expenses
ExactCare Quote

[H3] ExactCare Extra Travel Insurance
If you want flight inconvenience benefits plus protection for your nonrefundable trip deposits, ExactCare Extra blends a traditional, full comprehensive travel insurance plan with popular flight inconvenience payments.
Tarmac or flight departure delays/missed connections
Trip cancellations/interruptions
Emergency medical expenses
ExactCare Extra Quote

[H2]
Travel Insurance Additional Coverage

Travel insurance additional coverages vary by plan and may be included when conditions are met. They are tailored to meet your specific needs and offer an extra layer of security for unforeseen circumstances. Some popular travel insurance coverage options from Berkshire Hathaway Travel Protection (BHTP) include:
Pre-existing Medical Condition Coverage: Some travel insurance policies offer coverage for pre-existing medical conditions, which may otherwise be excluded from standard policies. Purchase restrictions apply.
Adventure Sports Coverage: Available on AdrenalineCare from bhtp.com. This coverage provides travelers with protection against accidents or injuries related to adventurous, high-risk activities like skiing, scuba diving, or skydiving.

[H2]
Travel Insurance Optional Coverage

Some popular optional travel insurance coverage from Berkshire Hathaway Travel Protection (BHTP) include:
Cancel for Any Reason (CFAR) Coverage: Available for purchase on LuxuryCare from bhtp.com. This type of coverage allows travelers to cancel their trip for any reason not covered by standard trip cancellation policies. It typically reimburses a percentage of the prepaid, non-refundable trip costs.
Rental Car Collision Coverage: This optional add-on coverage is available on most BHTP plans and provides protection against damage to rental vehicles due to collision, theft, or vandalism while traveling.

[H2]
What Travel Insurance Does Not Cover

Your travel insurance is based on the plan you choose. However, travel insurance does not usually cover the following:
Action and team sports, for example auto racing, pro sports travel, or other extreme sport activities, unless you purchase AdrenalineCare from Berkshire Hathaway Travel Protection
Travel specifically for medical care
Trip Cancellation because you changed your mind, unless you purchase Cancel for Any Reason coverage
For more information, please check your policy.

[H2]
Is travel or trip insurance worth the cost?

Travel insurance can help protect your vacation or trips from unexpected things happening. You can travel without trip insurance but doing so brings greater risk if something goes wrong or you encounter unexpected delays. Trip insurance coverage can include things like flight cancellation, lost luggage, trip cancellation, emergency medical transportation, and more. Learn more about travel insurance and why you should get a travel insurance quote today!

[H2]
How Much is Travel Insurance?

Travel insurance typically costs 5 to 10 percent of your total trip cost, though that can be influenced by several things.
Your age
The cost of the trip
The length of your trip and destination
The amount of coverage selected
The number of travelers covered under the policy

[H2]
Travel Insurance Worldwide Service and Claims Information.

[H3] It's easy to manage your travel insurance.

Berkshire Hathaway Travel Protection (BHTP) has made it easy to manage your travel insurance. You can:
Visit Berkshire Hathaway Travel Protection's website
Email Assist@bhtp.com

[H3] Is travel insurance worth it?

Yes. Things happen that are out of your control. Whether it's your flight being cancelled or delayed to a family emergency. Life happens and that's how travel insurance can help. Plan for the unexpected with a travel insurance policy so you can rest easy knowing you're covered.

[H2] Travel Insurance FAQs

What travel insurance plans are available?

BHTP offers various comprehensive plans such as ExactCare Value, ExactCare, and ExactCare Extra.ExactCare Value is insurance coverage for budget minded travelers. You can rest easy knowing you're covered for things like trip cancellation, trip interruption, and medical expenses. The main difference is the maximum amount that will be covered.ExactCare offers similar coverage as ExactCare Value with higher limits of coverage plus family-friendly pricing.ExactCare Extra covers the same things as ExactCare and adds the flight inconvenience benefits of AirCare - the ideal vacation travel insurance policy.

Can I get trip insurance for an extended overseas stay?

Yes. We can help you get insurance for trips overseas. Please visit our overseas insuranc page for information about all the options we have for you!

How can I save money on my next trip?

No one wants to overpay things. We're here to help. Check out our 5 ways to save your money on your next family vacation.

What factors impact the cost of travel insurance?

There are many factors that can affect the cost of travel insurance. Here's some examples:Your ageCost of your overall tripCoverage you pickNumber of people covered under your policy

How Can I Get Travel Insurance?

To get travel insurance, visit the GEICO website and navigate to our travel insurance section. There, you can review the different plans available, which include coverage for trip cancellations, medical emergencies, lost luggage, and more. You can get a quote by entering your travel details and personal information. If you need assistance, you can also call GEICO directly to speak with an agent who can help tailor a policy to your needs.

When Is It Too Late to Buy Travel Insurance?

It's generally too late to buy travel insurance once your trip has started, or a loss has occurred. Most policies must be purchased at least 24 hours before departure, with some providers allowing purchases until the day before.

How Much Travel Insurance Do I Need?

The amount of travel insurance you need depends on your trip cost and personal risk factors, such as your age. In general, you should aim for coverage that includes medical expenses, trip cancellations, lost luggage, and emergency evacuation. You may want to consider higher limits for expensive or high-risk destinations.

How Can I Add Travel Insurance After Booking a Flight?

To add travel insurance through GEICO after booking a flight and before travel begins, visit the GEICO website, navigate to our travel insurance section, and apply for coverage. You can also call our dedicated customer service team for assistance.

The full coverage terms and details, including limitations and exclusions, are contained in the travel insurance policy. Plans vary per state. If you have questions about coverage available under our plans, please review the policy or contact us at (844) 411-2487 or bhtpsales@bhspecialty.com. Please visit www.bhtp.com/legal/disclaimer for additional legal and privacy information. Berkshire Hathaway Travel Protection (BHTP) is a registered trademark of Berkshire Hathaway Specialty Insurance Company (BHSIC). Travel Insurance is underwritten by Berkshire Hathaway Specialty Insurance Company; NAIC #22276, and referred by GEICO Insurance Agency, LLC.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. If you still have questions about your coverage, contact us at 844-411-2487 or assist@bhtp.com. Please visit www.bhtp.com/legal/disclaimer for additional legal and privacy information.

Home > Boat Insurance: Cheap Boat & PWC Insurance

Boat Insurance

[H1] Boat Insurance

[H2] Get your customized boat insurance quote today.

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Manage Your Boat Insurance Policy
GEICO Marine (formerly Seaworthy) Policyholders
Log in to GEICO Marine to manage your policy or call (877) 581-BOAT (2628)
Mon - Fri 8:00 am - 10:00 pm, Sat - Sun 8:00 am - 9:15 pm
SkiSafe Policyholders
Log in to SkiSafe to manage your policy or call (800) 225-6560
Mon - Thu 9:00 am - 7:00 pm, Fri 9:00 am - 6:00 pm, Sat 9:30 am - 5:30 pm

Or call us at (800) 841-3005

Need a boat insurance quote?

Existing boat policyholder?

[H2] Get a boat insurance policy to protect your investment.

Boat insurance is crucial for protecting your investment, whether you're navigating lakes, rivers, or ocean waters across the United States. GEICO has teamed up with its subsidiary, BoatUS, to provide boat insurance coverage. With GEICO Marine for your boat and optional towing coverage through BoatUS—the nation's largest group of recreational boat owners—you're backed by a partnership with over 50 years of experience in making boating safer and more enjoyable. If you're looking for affordable boat insurance that doesn't compromise on coverage, GEICO and BoatUS offer options tailored to fit your needs.
Understanding state-specific regulations is key to ensuring you meet the requirements for boat insurance. For state specific information on boat insurance policies, coverage options, and ways to save, visit our Boat Insurance requirements by state page to learn more.
Whether you're looking to start a new policy or find savings on an existing one, we're here to make boating better. Get started with a free boat insurance quote today and benefit from competitive rates without compromising on service. Protect your peace of mind and enjoy the waters with confidence, knowing that you have reliable coverage from names you can trust.

[H3] Why do you need boat insurance?
A boat insurance policy helps protect you and your boat. If you don't have a separate boat insurance policy, you're probably underinsured. This could mean paying a lot out of pocket for accidents outside your control. Many homeowners policies cover minor boating risks but likely don't cover your needs sufficiently due to:
Size restrictions
Limitations on horsepower
Limits on damage coverage

[H3] Boat insurance can provide coverage for:

Damage to your boat including hull, sails, equipment, and more.
Fuel spill liability
Liability to pay for damages and injuries you cause if you hit another boat, person, or dock
Medical coverage for you and persons in your boat.
Wreckage removal
Check out our "boating insurance explained" video for more reasons why boat insurance is a smart idea.

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[H3] Boat Insurance Limits and Deductibles
A deductible is the amount you pay out of pocket before your boat insurance covers a claim. Opting for a higher deductible often lowers premiums, but increases potential costs for the insured in the event of an accident.
Coverage limits are the maximum an insurer will pay for a claim, so it's essential to select limits that reflect your boat's value, usage, and potential liabilities. Claims exceeding these limits could leave you responsible for any remaining costs.

[H2] What types of watercrafts are covered by boat insurance?

All boats aren't the same. You need to customize your boat insurance to meet your needs and provide your watercraft with the proper coverage. Here is a list of the most common types of watercrafts.

Pontoon boats are one of the most popular inland water boats. They are a flattish boat that rely on floats to remain buoyant. Their wide and spacious area is great for many passengers to enjoy the ride.
Personal Watercraft (PWC) are powered by a water jet pump and the rider generally sits, stands, or kneels on it. There are many types of PWCs, Including WaveRunners, Sea-Doos and more. Having the right boat insurance policy on your PWC can provide the safety and coverage you need.
Fishing and bass boats are designed and equipped for fishing. Most are powered by an outboard motor and are equipped with power poles, trolling motors, etc. Insuring your fishing boat with comprehensive boat insurance coverage can protect against unexpected damages or accidents. GEICO can also cover your fishing gear, like rod, reels, and tackle.
Powerboats are the most popular type of boat used for cruising, watersports, and so much more. Protect your investment with a boat insurance quote for your watercraft!
Sailboats are propelled partly or entirely by sails. Whether you're a weekend sailor or a seasoned navigator, securing boat insurance can provide essential coverage for your vessel.
If you don't see your watercraft listed and are looking for more information on different types of boats and insurance for boats, check out our boat FAQ page.

[H2] What does boat insurance cover?

Understanding the different types of boat insurance coverage is crucial for ensuring your watercraft and your finances are protected against on-water incidents. At GEICO, we offer a variety of coverage options to suit every boater's needs, including:

[H3] Liability Coverage

Essential for all boat owners, liability insurance covers damages and injuries to others if you're at fault in an accident. This includes costs associated with injuries, property damage, and legal fees.

[H3] Hull and Equipment Coverage

Hull and Equipment Coverage protects your boat if it collides with another vessel or object. It also covers non-collision-related damages to your boat, such as those from fire, theft, or storms. Choose a deductible that fits your budget to manage out-of-pocket expenses effectively.

[H3] 24/7 Boat Towing*

We also offer optional boat towing coverage through TowBoatUS. This coverage assists with towing costs and provides emergency services if your boat breaks down or you get stranded, so you can have peace of mind on the water.

Each type of coverage provides specific protections, allowing you to customize your policy according to your boating lifestyle and the risks you might encounter.
Whether you're a casual weekend sailor or a dedicated marine enthusiast, understanding and selecting the right boat insurance coverages can make all the difference. Choose the boat insurance coverage that best fits your needs and navigate with confidence knowing that GEICO has you covered.

[H2] How much does boat insurance cost?

Boat insurance is based on the type of boat, length, number of engines and horsepower, how you use it (recreation, charter, racing, etc.), and how and where it will be stored. All of these factors, including the experience and claims record of the owner/primary operator will factor into the cost of boat insurance.

[H2] Boost Your Savings With our Boat Insurance Discounts

GEICO offers several boat insurance discounts to help make coverage more affordable for boat owners. Some discounts include:

[H3] Multi-Policy Discounts

Save on boat insurance by bundling it with your GEICO Auto or additional GEICO Marine policy.

[H3] Boat Safety Courses

Discounts are available for boaters who have completed an approved boating safety course such as BoatUS Foundation's Online Boating Safety Course, State Certified Safety, American Sailing Association Course, U.S. Power Squadrons, Charter Boat Captain's License, and U.S. Coast Guard Auxiliary.

[H2]
Secure Your Boat Insurance Today

Don't wait until it's too late to think about protecting your boat. At GEICO, we offer tailored boat insurance policies designed to meet the unique needs of every boater.
Take action now! Get a free, no-obligation quote today, or speak directly with one of our specialists. They're available to answer your questions and guide you through your policy options, ensuring you have the perfect coverage for your boating lifestyle.
Call Us: (855) 395-1412

Mon - Fri
8:00 AM - 10:00 PM (ET)

Sat - Sun
8:00 AM - 9:15 PM (ET)

[H2] Boat Insurance FAQ

Is boat insurance required?

Boat insurance liability coverage is only mandated in a few states, so always check insurance requirements for the state you're boating in. Physical damage coverage is required by your lender if you're financing your boat or watercraft. If you keep your boat at a marina, the marina may require you to have liability coverage.

What type of coverage does boat insurance provide?

Boat policies can provide coverage for: Damage to your boat including hull, sails, equipment, and more.Fuel spill liabilityLiability to pay for damages and injuries you cause if you accidentally hit another boat, person, or dockMedical coverage for you and persons in your boat.Wreckage removal

Are there any boat types that GEICO Marine will not insure?

There are some types of watercrafts that are not eligible for a GEICO boat policy including but not limited to:Airboats, amphibious land boats or hovercraftBoat with more than 4 ownersBoats over 50 feet in lengthBoats valued over $2,500,000Floating homesHomemade boatsHouseboats that do not have motorsSteel hullsWooden hullsWatercraft previously deemed a constructive total loss

Does boat insurance cover theft?

Our Agreed Hull Value, and Actual Cash Value policies protect against damage to your watercraft from incidents out of your control, including theft. A special theft deductible may apply.

How do I make a payment or manage my boat insurance policy?

Managing your boat insurance policy and making payments is easy in the BoatUS app. You can also manage your policy or make payments online, or by calling (800) 283-2883.

How do I report a claim on my boat insurance policy?

You can report your claim through the BoatUS app. Claims can also be reported online, or by calling (800) 937-1937.

Does homeowners insurance cover boats?

Most homeowners insurance does not cover boats, and if it does, it often has restrictions regarding vehicle size and horsepower. To protect your boat from theft, accidents, and damage from fire or lighting, you need boat insurance. Boat insurance may also provide liability coverage if you accidentally injure someone or damage their property with your boat.

GEICO has teamed up with its subsidiary, BoatUS, to bring boaters a policy developed by specialists, with the great service you expect from GEICO. Policies are underwritten by GEICO Marine Insurance Company. BoatUS—Boat Owner's Association of The United States—is the nation's largest association for recreational boaters providing service, savings and representation for over 50 years.
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. Some discounts, coverages, payment plans, and features are not available for all customers, in all states, or in all locations.
*Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. The TowBoatU.S. Towing Coverage Endorsement is offered by GEICO Marine Insurance Company, with towing services provided by the BoatU.S. Towing Program. Towing coverage only applies to the insured watercraft.

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Overseas Insurance - Get an International Car Insurance Quote
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Overseas Insurance

[H1] Moving Overseas? Get an Overseas Insurance Quote.
If you're moving abroad, GEICO Insurance Agency has international partners that can help take the hassle out of getting car insurance, motorcycle insurance, and personal property insurance coverage.

[H2] Select a country:

[H2] Available insurance options in Belgium:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] MIRASCON
Visit MIRASCON Insurance | Military Overseas, NATO, Expats

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Driving to Canada? Learn more about car insurance coverage in Canada.

[H2] Available insurance options in Germany:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] MIRASCON
Visit MIRASCON Insurance | Military Overseas, NATO, Expats

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Available insurance options in Italy:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] Gallagher
Exclusive savings for military members. Get car insurance in Italy with significantly discounted rates. Flexible car and personal property cover designed to support your mobility and protect what matters most while stationed abroad.
Coverage that travels with your mission. Deeply discounted international car insurance in Italy tailored to the unique needs of Foreign Service professionals overseas. Flexible car and personal property options.
Get international car insurance in Italy with flexible options and rates that are often significantly lower than other providers. Built for expats who want reliable protection without overpaying.
Visit Gallagher's Insurance Hub

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Traveling to Mexico? Learn more about car insurance coverage in Mexico.
By clicking on the above link, you're leaving geico.com and cruising over to our partner's website.

[H2] Available insurance options in the Netherlands:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] Gallagher
Reliable car, personal property, and renter's coverage, wherever life takes you. Worldwide coverage that adapts to your lifestyle overseas, with options that fit your needs and pricing that often beats other providers. Diplomats & military get free transit.
Visit Gallagher's Insurance Hub

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Available insurance options in Portugal:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] Gallagher
Reliable car, personal property, and renter's coverage, wherever life takes you. Worldwide coverage that adapts to your lifestyle overseas, with options that fit your needs and pricing that often beats other providers. Diplomats & military get free transit.
Visit Gallagher's Insurance Hub

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Available insurance options in Spain:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] Gallagher
Global protection for those who serve. Get international car insurance with exclusive military discounts, flexible coverage options for car and personal property protection that travels with you, wherever duty calls.
Coverage that moves with your mission. Discounted worldwide car insurance designed for Foreign Service professionals. Flexible car and personal property protection across borders and peace of mind wherever you're posted.
Drive with confidence abroad. Access flexible international car insurance with physical damage and excess liability coverage, plus global personal property cover. Trusted by expats in over 170 countries.
Visit Gallagher's Insurance Hub

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Available insurance options in the United Kingdom:

[H4] USAA
USAA has international insurance options with world-class service you can rely on. Whether it's auto, renters, property coverage for high value items or even deployment insurance, they've got your back.
Get your quote today

[H4] Gallagher
Built for service members in the UK. Enjoy exclusive discounts, choose from three coverage options. Trusted by the military community for over 75 years.
Protection that travels with your mission. Get discounted UK car insurance with flexible coverage options. Trusted by diplomats and Foreign Service professionals since 1947.
Access flexible car insurance options designed for expats in the UK. Backed by decades of experience serving international communities.
Visit Gallagher's Insurance Hub

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

[H2] Available insurance options:

[H4] Gallagher
Reliable car, personal property, and renter's coverage, wherever life takes you. Worldwide coverage that adapts to your lifestyle overseas, with options that fit your needs and pricing that often beats other providers. Diplomats & military get free transit.
Visit Gallagher's Insurance Hub

By clicking on the above links, you're leaving geico.com and cruising over to our partner's website.

Existing policyholder?
Access Your Policy
Manage your Overseas Insurance

[H4] USAA customers
Visit USAA or call (800) 531-8722 (US) or 00-800-531-81110 (Europe). For a specific in-county toll-free number for your overseas location, click here and select the country.

[H4] MIRASCON customers
Visit MIRASCON Insurance | Military Overseas, NATO, Expats

[H4] Gallagher customers
Visit Gallagher's Insurance Hub

Get a Quote

Need an overseas insurance quote?

Existing policyholder?
Yes

[H2] What is overseas insurance?

Overseas insurance is an easy way to protect your car, motorcycle, or personal property when you move to a different country. Please note that overseas insurance isn't travel insurance and doesn't include health insurance.
If you're moving abroad, whether with the military, government, or as an expat, GEICO Insurance Agency has multiple carrier partners that can help take the hassle out of getting international car insurance, motorcycle insurance, and personal property insurance coverage.

[H3] Who may need overseas insurance coverage?
People who are often looking for an overseas insurance policy are:
Military personnel
Government employees
Expatriates

[H3] What does overseas insurance cover?
Depending on your country, our partners may be able to assist with international insurance for cars, motorcycles, and personal property (renters).

[H2] Getting international car insurance

[H3] Driving your car
If you plan to drive your car outside of the United States, it's important to make sure you have proper auto insurance coverage before hitting the road. Our auto insurance policies do not extend coverage to you in foreign countries, so it's important to research and obtain additional coverage. Check the specific insurance requirements for the country you'll be driving in, as they can vary widely. It's recommended to plan ahead and purchase coverage well in advance of your trip to ensure that you're protected while driving abroad.
[H3] International rental car insurance
You should consider purchasing international rental car insurance when renting a car abroad to protect yourself from potential damages or accidents. There are many credit card companies and rental car agencies that offer insurance coverage, but you should read the terms and conditions carefully to make sure you're adequately covered. You should contact your credit card company with questions about coverage and compliance with international auto insurance policies.
Before you drive or rent a car in a foreign country, make sure you know the specific insurance requirements and laws. Some countries may require you to purchase certain types of coverage or provide proof of insurance before you're allowed to drive on their roads. It's also important to note that insurance coverage may vary widely depending on the country, so it's important to do your research in advance.
Be sure to carefully review the international rental car insurance policy before purchasing it to ensure you know what is covered. Some policies may have exclusions or limitations that could leave you vulnerable in certain situations. Also, be aware of any deductibles or out-of-pocket expenses that may apply if the rental car is damaged or in an accident. By doing your research and carefully reviewing your options, you can ensure that you're adequately protected while driving a rental car abroad.

[H2] Other International Insurance Options

[H3] Travel or Short-Term Insurance

If you're taking a vacation, going home for the holidays, or visiting friends, travel insurance can help protect your trip. The last thing you want to think about is something going wrong. GEICO can get you a quote for travel insurance for additional peace of mind.

[H3] Mexico Auto Insurance

If you drive your car into Mexico, your US auto insurance policy can't come with you. Driving your car in Mexico requires a separate international auto insurance policy. But don't worry. GEICO can help you get a Mexico auto insurance quote.

[H3] Canada Auto Insurance

Driving your car into Canada? Learn more about car insurance coverage in Canada or contact a GEICO licensed agent for additional information.

[H2] Overseas Insurance: Get the answers you're looking for.

Does GEICO offer other services for members of the military?

GEICO has been proudly serving our military personnel since we opened in 1936. Our military team is composed of veterans who understand the unique circumstances of our servicemen and women.For more information on military services.

Does GEICO offer other services for government employees?

In 1936, Leo and Lillian Goodwin started an insurance company to serve federal government employees. That company was Government Employees Insurance Company, or GEICO. We continue to support federal employees as we share a special history together.

Does my overseas insurance policy extend coverage to driving in the United States?

No. A U.S. auto insurance policy is required to drive in the United States.

Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Flexible payment plans may not be available for all products. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. Content on this website is intended for US residents only.
Overseas coverages are provided by non-affiliated companies through GEICO Insurance Agency, including USAA S.A. in Belgium, Italy, Netherlands, Greece, Germany, Portugal, Spain, United Kingdom, Mirascon Versicherungsagentur GmbH in Belgium and Germany, Arthur J. Gallagher & Co Insurance Services Limited, and Patria Hispana, S.A. de Seguros y Reaseguros in Spain.
When you select a link for one of the partners, you will be taken to a site owned by them, not GEICO. GEICO has no control over the privacy practices of the companies mentioned above and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.
When you select Mexico and click on the "START QUOTE", button you will be taken to the International Insurance Group, Inc. website. This site is not owned by GEICO. Any information that you provide directly to International Insurance Group, Inc. on its website is subject to the privacy policy posted on their website, which you should read before proceeding. GEICO assumes no responsibility for their privacy practices or the use of their website.
Mexico Tourist Auto Insurance and Mexico Watercraft Liability Insurance coverages are written through non-affiliated insurance companies and are secured through GEICO Insurance Agency, LLC.

Home > Classic Car Insurance: Affordable Vintage Vehicle Insurance

Collector Auto Insurance

[H1] Collector & Classic Car Insurance
Get an antique car insurance quote today.
Start Quote
To speak with an agent directly, call (877) 885-2788.
Manage Your Collector Auto Policy
If your policy is with American Modern Insurance Group®:
Manage your policy online
or call American Modern at (866) 760-4166
Hours: Mon - Fri 8:00 AM - 9:00 PM (ET)
OR
For policies with Assurant:
Call (877) 885-2788 to review your policy with a customer service agent.
Hours: Mon - Fri 8:00 AM - 8:00 PM (ET)

Need a collector auto insurance quote?

Existing policyholder?

[H2] Get Personalized Classic Car Insurance for Your Vintage or Antique Automobile

If you're a proud owner of a vintage, antique, or collectible car, you need classic car insurance to protect your beloved investment. Classic cars deserve unique insurance coverage. With the GEICO Insurance Agency, you can get personalized auto insurance coverage that is designed just for classic or collector vehicles. Your vintage automobile deserves great insurance coverage to match all of the hard work and TLC you've put into restoring it.
Benefits of Classic Car Insurance
While classic car insurance is typically more expensive than traditional coverage, it’s essential because it protects the unique parts and long-term investment you’ve made in your cherished collector vehicle.
Key benefits of securing this type of coverage include:
Guaranteed Agreed Value – With classic car insurance through GEICO Insurance Agency, your car’s value is established upfront, ensuring you know exactly what you'll receive if the vehicle is ever totaled.
Flexible Replacement Parts – Feel free to use OEM, specialty, or authentic vintage parts to help preserve your vehicle’s originality.
Low Deductibles – Classic car policies often feature lower deductibles, helping keep your out-of-pocket expenses minimal.
No Appraisal Required – No requirement for a formal appraisal to insure your collector vehicle, making securing the right coverage even easier.

[H2] What does classic car insurance cover?

A classic car insurance policy provides many of the same coverages as a regular auto insurance policy. A classic car policy can provide liability coverages, uninsured and underinsured motorist coverage, and medical coverages like personal injury protection or medical payments coverage. You can also purchase towing and roadside assistance.
The primary difference in a classic car insurance policy is the coverage it provides for your vehicle under collision and comprehensive coverages. These coverages can often be based on the agreed value of your vehicle. This amount is an agreement between you, as the owner, and the insurer on the value of the vehicle the policy is written for. This amount usually considers industry guidelines and is generally reviewed upon policy renewal.
Coverage for spare parts may also be available. You can add spare part coverage for additional premium. Restore your antique car with help from a classic car insurance policy.

[H2] What makes a car a classic?

Your vintage or antique vehicle is your pride and joy, but what exactly makes it a "classic car" in insurance terms? Typically, classic cars are defined as vehicles that hold or appreciate in value and are used primarily for pleasure, rather than getting you from point A to point B every day. Classic cars are considered collectable because there's enough historical interest to make these beauties worth preserving and restoring.

[H3] Does your vehicle qualify for classic car insurance?
To qualify for classic car insurance, your collector vehicle should generally be:
At least 25 model years older
A new exotic car, such as an Aston Martin, Lotus, Alfa Romeo, etc.
Common antiques such as: Chevy Impala, Ford, and Dodge Pick-ups, etc.
A new replica car, like a 1966 Batmobile
A classic military vehicle, hearse, fire truck, etc.
Additionally, your classic vehicle must be:
Used only for exhibitions, club activities, and occasional pleasure/leisure (not primary transportation)
Stored in a fully enclosed and locked structure

[H3] Can Driving Records Impact Classic Car Insurance?
Yes, driving records can significantly impact classic car insurance premiums in most states. Insurance providers assess driving history to determine risk, meaning a history of infractions or offenses can lead to higher rates or even policy denial.

[H2] Protect your classic car with coverage you can trust.

We've partnered with Assurant* to offer insurance policies specially designed for classic car lovers like you. Call (877) 885-2788 to get your fast, free quote today. We know that just like wine, your car only gets finer with time. We also have convenient payment options and policy service at your fingertips.

[H4] Use Assurant* self-service portal to:

Enroll in paperless for policy and/or billing documents
View and download policy and ID card
Update Contact Information
Enroll in Auto pay/Make a payment
Update Payment Method
View billing statements
Details on how to request the following changes:
Add or Change Vehicle
Update Coverages
Update Garaging Address

[H2] How to Save on Classic Car Insurance

The best way to reduce your classic car insurance premiums without sacrificing coverage is to take advantage of any discounts available to you. When you go through GEICO Insurance Agency, you can save even more by insuring multiple classic vehicles under the same policy.
While adjusting your limits and deductibles is another way to lower costs, these changes can affect the payout you receive if you ever need to file a claim, making discounts the preferred savings option for most classic car owners.

[H2] Need to speak with us about collector car insurance?

You can reach Assurant* at (877) 885-2788.

Sales

Mon – Fri
8:00 AM – 8:00 PM (ET)

[H2] Collector Auto Insurance FAQ: Get the answers you're looking for.

Is classic car insurance different than regular auto insurance?

Traditional insurance policies are great at getting your daily driver back on the road should something unfortunate happen. But they're not always the best at sorting out some of the unique issues that come into play with collector car insurance coverage. For example, when parts are literally impossible to find or the vehicle represents a substantial financial investment.

How can I manage my collector auto policy?

Once you've gotten your pride and joy insured, you'll be able to call (866) 344-2527 (Mon – Fri 8:00 AM – 8:00 PM ET) for top-notch service on your Assurant* policy. If your policy is with American Modern Insurance Group®, you can manage your collector auto policy online or call (866) 760-4166 (Mon – Fri 8:00 AM – 9:00 PM ET).

How old does a car have to be to qualify for a classic car insurance policy?

A vehicle is usually considered an antique car eligible for a collector car insurance policy if it is 25 or more model years old. But, other types of vehicles may qualify for a collector car insurance policy. If you have a unique, rare, or limited production vehicle or maybe a modified vehicle we can help you find the right coverage. Call (866) 344-2527 to speak to an agent today.

How frequently can a vehicle be driven and still quality for a collector car policy?

Generally a vehicle cannot be used for business, or daily transportation. Some states also have miles driven per year maximums. Call (866) 344-2527 to talk to an agent about your vehicle today.

What are the storage requirements for a classic car?

To qualify for coverage under a collector auto policy your vehicle must be in storage when not in use. Eligible storage facilities include a private and enclosed garage or a rental or storage garaging unit.

Does classic car insurance provide coverage in the event of a theft?

A classic car insurance policy would provide coverage for a theft under comprehensive coverage. You should make sure you are familiar with and following all the terms and conditions of the policy contract. All claims are subject to investigation.

Do I need to have my primary vehicle insured to qualify for classic car insurance?

Yes, policyholders need to have another primary vehicle insured to qualify for classic car insurance. However, requirements can vary by state, and exceptions may apply, so it's best to check with a GEICO insurance specialist for applicable details.

Collector auto insurance is written through American Modern Insurance Group or Assurant* and is secured through the GEICO Insurance Agency LLC. The information you provide will be shared with our business partners so that they can return a quote.

Please note: The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

*Coverage underwritten by American Bankers Insurance Company of Florida (home office, Miami, FL) in all states except MN, where coverage is underwritten by American Security Insurance Company, both Assurant companies. These companies operate under the trade name Assurant.

Program features and availability vary by state. Please contact the underwriter for additional information.

Home > Pet Insurance for Dogs & Cats - Trusted Pet Health Insurance

Pet Insurance

[H1] Pet Insurance For You

Update and Manage Your Pet Insurance Policy
Embrace
Call (800) 793-2003
Hours:
Mon – Fri 9:00 AM – 8:00 PM (ET)
Sat 10:00 AM – 4:00 PM (ET)

Need a pet insurance quote?

Existing policyholder?

[H2] Pet insurance can help manage health costs for your pets.

Pet insurance is a specialized health insurance for your beloved pets. Get affordable care for your pets by contacting GEICO today.
Pet health insurance provides coverage for unforeseen medical expenses such as non-pre-existing illnesses and injuries. This can help make health care for your dog or cat more affordable and give you extra quality time with your four-legged family members.
The GEICO Insurance Agency can help you get pet insurance coverage for your dogs and cats. Get a free online quote and see how affordable pet insurance is.

[H3] Why do I need pet health insurance?
Pet health insurance helps you protect your pets by offsetting the costs of vet visits for your pets. It can help you pay less for the diagnosis, treatment, and management of illnesses or treatments your dog or cat might need.
When the unexpected happens, pet insurance can save you from paying completely out of pocket for your four-legged friends. As the cost of vet bills continues to rise, we can help manage some of those costs with pet insurance.

[H3] What does pet health insurance cover?
The GEICO Insurance Agency has teamed up to bring you dog insurance and cat insurance. This nose-to-tail coverage includes:
Accidents (e.g., broken bones, swallowing something)
Illnesses (not pre-existing)
Dental issues
Cancer
And more
For your convenience you can choose any licensed veterinarian.

[H2]
Without pet health insurance, pet bills can be costly.

Caring for a pet can be expensive even for routine care. Unexpected sickness and injuries can make these costs skyrocket. Pet health insurance can help you tame these expenses. Learn more about how pet insurance works and contact GEICO today.

[H2]
How Pet Health Insurance Works

Go to your vet per usual. Having a pet insurance policy from GEICO allows you to see any veterinarian in the country.
To submit a claim, simply call us at the numbers listed below.
Get reimbursed, easily! Once your claim has been processed and approved we'll reimburse you.

[H2]
How much does pet insurance cost?
To provide you the best pet insurance to fit your budget and needs, we offer personalized policies for your pet(s). That means costs for pet insurance can vary, depending on a few common factors:

Type of animal, including species
Gender of your pet
Age
Breed
Location

[H2]
We're here to help with pet insurance

[H3] Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn't have to be. Call to make a payment, update your policy, add a pet, and more.

[H3] Pet Insurance You Can Trust

Here at GEICO, our commitment to pet health guarantees you don't need to worry about your best friend. Our love of animals, powerful coverage and customized plans ensure that your pet can get the care and treatment you need. Protect your pet for life with pet insurance from GEICO today.

[H2]
Need to speak with a representative?

You can reach an Embrace representative at (800) 793-2003.

Mon – Fri
9:00 AM – 8:00 PM (ET)

Sat
10:00 AM – 5:00 PM (ET)

[H2] Pet Insurance: Get the answers you're looking for.

What may not be covered by pet insurance?

Pre-existing conditionsAn intentional injury caused by you or any other person or pet residing at your homeInjury or illness sustained from fighting, racing, cruelty, or neglectUnless medically necessary, cosmetic procedures like tail docking, ear cropping and dew removal

What do I need to consider before adopting a new pet?

Adopting a new pet is an exciting activity for a family, but it also comes with new responsibilities and chores. Include all family members in the pre-planning process to help set realistic expectations.

How do I become a good pet parent?

After you have decided to become a pet parent, it is important to make sure that your new pet is getting the attention it needs. Here are some tips to help you become a better pet parent.

How do I protect my pet from the weather?

Pets rely on you to provide them with protection throughout the year. Winter pet protection involves keeping them warm and protecting them from special winter hazards. Warmer weather poses different hazards, so you need to know how to keep your pet safe and healthy during the Summer.

How do I manage my pet insurance policy?

You can contact Embrace at (800) 793-2003 to make a payment or file a claim.Hours:Mon – Fri 9:00 AM – 8:00 PM (ET)Sat 10:00 AM – 5:00 PM (ET)

Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic. No 0G89328) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address. *Wellness Rewards is offered as an optional membership plan, non-insurance benefit administered by Embrace Pet Insurance Agency, LLC in the United States. Wellness Rewards not available in RI. (c) 2024 American Modern Insurance Group, Inc.

Please note: The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

If you click a link to get a rate quote online or file a claim, you will be taken to the Embrace website. This website is not owned by GEICO Insurance Agency LLC. Any information that you provide directly to them on their websites is subject to the privacy policy posted on that website, which you should read before proceeding. GEICO Insurance Agency LLC. assumes no responsibility for their privacy practices or your use of either website.
Pet coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.