Training Example: Paytm (One97 Communications Limited) – Review the Data, Give Your Score & Compare to the Real AI Evaluation

Recharges & Bill Payments
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Mobile Recharge
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DTH Recharge
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FasTag Recharge
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Electricity Bill
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Loan EMI Payment
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Metro Recharge
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Toll Gate Recharge
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View All Products
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One WayRound Trip From From
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ToToDepartChoose DateReturnAdd ReturnPassenger & Class1 Traveller, EconomySearch FlightsSpecial Fares (optional)
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Extra SavingsArmed ForcesUp to ₹600 offStudentExtra BaggageSenior CitizenUp to ₹600 off
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Pay anyone directly from your bank accountPay anyone, everywhere. Make contactless & secure payments in-stores or online using Paytm UPI or Directly from your Bank Account. Plus, send & receive money from anyone.
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24x7 Trusted customer support to assist and help you in every step of your journeyLearn More ->
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One destination for Credit CardsPaytm HDFC, SBI Card & Axis Bank Credit Card with assured Cashback and incredible offers.Apply Now ->
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Insurance ka Super MarketA Smart, Simple & Transparent Platform to Explore & Purchase Insurance.Get It Now ->
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Switch to Paytm Money. Pay Less, Trade More. Margin Trading Facility (MTF) at 7.99%* p.a.Get up to 4X Buying Power on 1200+ Stocks at Low Interest Rates with Margin Trading Facility by Paytm Money.Invest With MTF ->Investment in securities market are subject to market risks, read all the related documents carefully before investing. The securities are quoted as an example and not as a recommendation. Margin Funding as subject to the provisions of SEBI Circular CIR/MRD/DP/54/2017 dated June 13, 2017, and the terms and conditions mentioned in rights and obligations statement issued by the Paytm Money Limited. For detailed disclaimer please visit: https://www.paytmmoney.com
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Accept payments online & offlineMillions of small & big businesses use Paytm to accept payments anywhere any time with a wide range of solutions for all kind of merchantsLearn More ->
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About usCSRBlogContact UsTerms & ConditionsSustainabilityESG ProfileSustainability at PaytmLatest News

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Prepaid/Postpaid
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Electricity
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DTH
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Metro
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Broadband/Landline
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Education
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Pay Loan
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Invest in Stocks
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Book a Cylinder
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Paytm First
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Insurance/LIC PremiumMore
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Google Play Recharge
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Piped Gas Bill
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Water
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Challan
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Municipal Payments
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Cable Tv
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Toll Tag
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Devotion
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DonationPay Electricity BillElectricity BoardsApartmentsStateProceedStateAndhra Pradesh Bill PaymentArunachal Pradesh Bill PaymentAssam Bill PaymentBihar Bill PaymentChandigarh Bill PaymentChhattisgarh Bill PaymentDadra and Nagar Haveli and Daman and Diu Bill PaymentGoa Bill PaymentGujarat Bill PaymentHaryana Bill PaymentHimachal Pradesh Bill PaymentJammu & Kashmir Bill PaymentJharkhand Bill PaymentKarnataka Bill PaymentKerala Bill PaymentLakshadweep Bill PaymentMadhya Pradesh Bill PaymentMaharashtra Bill PaymentManipur Bill PaymentMeghalaya Bill PaymentMizoram Bill PaymentNagaland Bill PaymentNew Delhi Bill PaymentOdisha Bill PaymentPondicherry Bill PaymentPunjab Bill PaymentRajasthan Bill PaymentSikkim Bill PaymentTamil Nadu Bill PaymentTelangana Bill PaymentTripura Bill PaymentUttar Pradesh Bill PaymentUttarakhand Bill PaymentWest Bengal Bill Payment

About usCSRBlogContact UsTerms & ConditionsSustainabilityESG ProfileSustainability at PaytmLatest NewsTerms & ConditionsOne97 Communications LimitedSelect CompanyTERMS & CONDITIONSGRIEVANCEPRIVACYLOAN PRODUCT- PRIVACY POLICY & T&CANTI BRIBERY AND ANTI CORRUPTION POLICYUPIPaytm Website and SSO-ID Terms & ConditionsUse of the Paytm Platform/Paytm ServicesPlease read the following terms and conditions carefully before registering on, accessing, browsing, downloading or using the Paytm website located at paytm.com, and all associated sites linked to paytm.com, or the Paytm mobile application or any similar platform (hereinafter collectively, the Paytm Platform run by One97 Communications Limited, having its registered office at First Floor Devika Tower, Nehru Place New Delhi – 110019 and headquartered at B-121, Sector-5, Noida – 201301 (hereinafter collectively, One97 or Paytm ) on any device and/or before availing any services offered by Paytm on the Paytm Platform which may include services such as recharge or bill payment, digital products, semi-closed wallet service and marketplace service or any other service that may be offered by Paytm on the Paytm Platform (hereinafter individually, and collectively, the Paytm Services). For the avoidance of doubt, it is clarified that these terms and conditions shall apply to all Paytm Services, whether offered by One97 or its affiliates.AcceptanceBy registering on, accessing, browsing, downloading or using the Paytm Platform for any general purpose or for the specific purpose of availing any Paytm Service, You agree to be bound by the single-sign-on ID (hereinafter SSOID) terms and conditions set forth below as well as by the service-specific terms and conditions applicable to each Paytm Service (hereinafter collectively, the T&Cs). These T&Cs shall also include any additional or modified terms and conditions in relation to the SSOID or any additional or modified service-specific terms and conditions in relation to any Paytm Service or any future service that may be offered by Paytm on the Paytm Platform. By registering on, accessing, browsing, downloading or using (as applicable) the Paytm Platform or availing any Paytm Service or the SSOID, You automatically and immediately agree to all the T&Cs. If at any time You do not accept or agree with any of the T&Cs or do not wish to be bound by the T&Cs, You may not access, browse or use the Paytm Platform and immediately terminate Your availing the Paytm Services. Accepting or agreeing to the T&Cs will constitute a legal contract (hereinafter Agreement) between You, being at least 18 years of age and an individual user of the Paytm Platform or a customer or beneficiary of the Paytm Services, and Paytm. All services are rendered by Paytm through the Paytm Platform under the brand name "Paytm" (or any derivatives or variations thereof). Consequently, all the rights, benefits, liabilities and obligations under the T&Cs shall, as the case may be, accrue to the benefit of, or incurred by, Paytm, regarding Your use of Paytm's digital services (which includes but may not be limited to prepaid recharge, bill payment, booking movie tickets, bus tickets, hotel rooms or flight tickets), the semi closed wallet service, the marketplace service or any such other services which may be added on the Paytm Platform and which will henceforth be a Paytm Service, from time to time. The Paytm Services shall be used by You subject to Your adherence with the T&Cs. As long as You accept and comply with these T&Cs, Paytm grants You a personal, non-exclusive, non-transferable, limited, revocable privilege to enter and use the Paytm Platform and/or avail the Paytm Services.EligibilityThe Paytm Services are not available to persons under the age of 18 or to anyone previously suspended or removed by Paytm from availing the Paytm Services or accessing the Paytm Platform. By accepting the T&Cs or by otherwise using the Paytm Services on the Paytm Platform, You represent that You are at least 18 years of age and have not been previously suspended or removed by Paytm, or disqualified for any other reason, from availing the Paytm Services or using the Paytm Platform. In addition, You represent and warrant that You have the right, authority and capacity to enter into this Agreement and to abide by all the T&Cs as part of this Agreement. Finally, You shall not impersonate any person or entity, or falsely state or otherwise misrepresent Your identity, age or affiliation with any person or entity. Finally, in the event of any violation of the T&Cs, Paytm reserves the right to suspend or permanently prevent You from availing Paytm Services or using the Paytm Platform.Other Terms and ConditionsAdditional terms and conditions may apply in order for You to avail specific Paytm Services and to specific portions or features of the Paytm Platform, including contests, promotions or other similar features, all of which terms are made a part of these T&Cs by this reference. You agree to abide by such other terms and conditions, including where applicable representing that You are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these T&Cs and the terms posted for or applicable to a specific portion of the Paytm Platform or for any Paytm Service offered on or through the Paytm Platform, the latter terms shall control with respect to Your use of that portion of the Paytm Platform or the specific Paytm Service. Paytm may make changes to any Paytm Services offered on the Paytm Platform, or to the applicable terms for any such Paytm Services, at any time, without notice. The materials on the Paytm Platform with respect to the Paytm Services may be out of date, and Paytm makes no commitment to update the materials on the Paytm Platform with respect to such Paytm Services. The following terms also govern and apply to Your use of the Paytm Platform, and they are incorporated herein by this reference:  https://paytm.com/company/terms-and-conditions?company=one97&tab=terms https://paytm.com/company/terms-and-conditions?company=one97&tab=privacySSOID Service, Participating PlatformsPaytm's SSOID service offers You the convenience, after a one-time registration any Paytm Platform, to sign on (log in) to all web pages and online platforms operated by Paytm or its affiliates (hereinafter the Participating Platforms) with single log-in access / data, without going through a separate registration process every time. After successfully registering for the SSOID Service, the user can log-in via each Participating Platform with his SSOID access credentials. Moreover, if already logged in to one of the Participating Platforms, the user can immediately use all other Participating Platforms without additional log-in procedures (subject to the respective Participating Platform requiring further declarations). The Participating Platforms that offer the SSOID as a login feature, are visible on registration and in the user account. The number of Participating Platforms may also vary in the course of time. With regard to the contractual relationships of the users with the respective Participating Platforms, for the purposes of which Paytm's SSOID service is or can be used in accordance with these T&Cs, these can alternatively have their own commercial and user terms and conditions. These business or user terms and conditions are available on the respective Participating Platforms. For the respective contents of the Participating Platforms, the respective affiliate of Paytm is solely responsible only for those content that it actually operates. For the SSOID service, these T&Cs apply exclusively, whereas for the use of the Participating Platforms, their business and user terms and conditions apply along with these T&Cs. The SSOID shall be owned and operated by One97 for use on all Participating Platforms. For the use of Paytm's SSOID service, the user must register. Registration as a user is only allowed if the user meets the eligibility criteria as set out in these T&Cs. Each user can set up only one user account. The user is obliged to provide correct and complete information during the registration and use of the SSOID service. The login data is intended solely for personal use by the user and therefore always to be kept secret and safe. The user is not entitled to share his login details with third parties to use the SSOID service or to disclose them otherwise. The user is obliged to inform Paytm immediately on becoming aware of and/or suspecting a case of any unauthorized use, disclosure and/or misuse of their access data or of their user account. Furthermore, the user is obliged not to use the user account of another person. Submission of the duly completed registration form by the user simply provides invitation to us to make an offer to enter into the agreement on the use of our SSOID service (hereinafter the SSOID Agreement). Our offer for the conclusion of the SSOID Agreement is then effected by the fact that Paytm sends the user a confirmation by e mail, in which a confirmation link is included next to the user name and the password for the SSOID Service. By the user clicking on this confirmation link, the user accepts Paytm's offer, so that in this way the SSOID Agreement enters into force. Conclusion of the SSOID Agreement may, also be effected through other communication modes and following such processes which help achieve the same purpose as the aforementioned e-mail confirmation process. Paytm is entitled to reject individual users without giving reasons. The user guarantees that the data submitted for their user account (and any other information that is otherwise left for Paytm) are in all respects complete, true, accurate and not misleading. Any changes to user's data should be promptly updated correctly in its account. If the mobile phone number or e-mail address provided by You to Paytm Platform for the SSOID service is transferred/surrendered/deactivated due to any reason, it shall be your responsibility to contact Paytm and have the number/email address duly updated in Paytm records before it is transferred/surrendered/deactivated. In case of any failure to have the updation request duly raised with Paytm, Paytm shall not be liable for any misuse of Your account.Communication PolicyBy accepting the T&Cs, You accept the following:Paytm may send alerts to the mobile phone number provided by You while registering with the Paytm Platform for the SSOID service or on any updated mobile number subsequently provided by You on the Paytm Platform, or via e-mail or push notifications. The alerts will be received in case of SMS, only if the mobile phone is in 'On' mode to receive the SMS, in case of e-mail, only if the e-mail servers and e-mail ids are functional, and in case of push notifications, if the user has enabled the receipt of such notifications. If the mobile phone is in 'Off' mode or if the e-mail servers or ids are not functional or if the push-notifications feature has been turned off, then You may not get the alert at all or get delayed messages.Paytm will make best efforts to provide alerts via SMS/e-mail/push notifications and it shall be deemed that You shall have received the information sent from Paytm as an alert on the mobile phone number or e-mail id provided during the course of, or in relation to, using the Paytm Platform or availing any Paytm Services. Paytm shall not be under any obligation to confirm the authenticity of the person(s) receiving the alert. You cannot hold Paytm liable for non-availability of the SMS/email alert/push notifications service in any manner whatsoever.You authorize Paytm to contact You and communicate with You for any Paytm Service or Offer(s). Paytm may use third party service providers to send alerts or communicate with You. You authorize Paytm and Paytm Entities to override the DND settings to reach out to You over calls, SMS, emails and any other mode of communication.You authorize Paytm to share your data (including but not limited to your name, mobile number, etc.) with third-parties/Service Providers for marketing and promotional purposes and to use such transaction data for the purposes such as Cross-Sell/Promotions/Offers/Value Added Services/Increasing Transactions/Better User Experience, and other similar or allied purposesThe SMS/e-mail alert/push notification service provided by Paytm is an additional facility provided for Your convenience and that it may be susceptible to error, omission and/or inaccuracy. In the event that You observe any error in the information provided in the alert, Paytm shall be immediately informed about the same by You and Paytm will make best possible efforts to rectify the error as early as possible. You shall not hold Paytm liable for any loss, damages, claim, expense including legal cost that may be incurred/suffered by You on account of the SMS/e-mail alert/push notification facility.The clarity, readability, accuracy and promptness of providing the SMS/e-mail alert/push notification service depend on many factors including the infrastructure and connectivity of the service provider. Paytm shall not be responsible for any non-delivery, delayed delivery or distortion of the alert in any way whatsoever.You will indemnify and hold harmless Paytm and the SMS/e-mail service provider including its officials from any damages, claims, demands, proceedings, losses, costs, charges and expenses whatsoever including legal charges and attorney's fees which Paytm or the SMS/e-mail service provider may at any time incur, sustain, suffer or be subjected to as a consequence of, or arising out of, any of the following: (i) misuse by You or improper or fraudulent information provided by You; (ii) incorrect number or a number that belongs to an unrelated third party provided by You; and/or (iii) the customer receiving any message relating to the reservation number, travel itinerary information, booking confirmation, modification to a ticket, cancellation of ticket, change in bus schedule, delay, and/or rescheduling from Paytm and/or the SMS/e-mail service provider.Use of Paytm PlatformYou understand that except for information, products or services clearly indicated as being supplied by Paytm, we do not operate, control, or endorse any information, products or services on the Internet in anyway. You also understand that Paytm cannot and does not guarantee or warrant that files available for download through the Paytm Platform will be free of viruses, worms or other code that may be damaging. You are responsible for implementing procedures to satisfy Your particular requirements of Internet security and for accuracy of data input and output.Prohibited ConductBy accessing or using the Paytm Platform or by availing Paytm Services, You agree not to:violate